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      <title>DPM2B : Banking System : Function of BNM and Commercial Bank  by Farah Othman</title>
      <link>https://padlet.com/farahazua761/jnl0qrwncwhxmq3s</link>
      <description>Give 5 functions of central bank and 5 functions of commercial bank</description>
      <language>en-us</language>
      <pubDate>2020-10-08 08:41:13 UTC</pubDate>
      <lastBuildDate>2022-06-13 04:03:15 UTC</lastBuildDate>
      <webMaster>hello@padlet.com</webMaster>
      <image>
         <url></url>
      </image>
      <item>
         <title>Aishatul_1057</title>
         <author></author>
         <link>https://padlet.com/farahazua761/jnl0qrwncwhxmq3s/wish/2219034126</link>
         <description><![CDATA[<div>Function of central bank<br>-controller of credit<br>-custodian of cash reserves<br>-bank to the government<br>-protecting depositors interest<br>-currency regulator of bank issue<br>Function of comercial bank<br>-receive deposit or saving<br>-provide loans and advance<br>-to make and receive payments<br>-carrying out investment activities<br>-issue cheque and bank drafts</div>]]></description>
         <enclosure url="" />
         <pubDate>2022-06-13 03:48:32 UTC</pubDate>
         <guid>https://padlet.com/farahazua761/jnl0qrwncwhxmq3s/wish/2219034126</guid>
      </item>
      <item>
         <title>NUR ATHIRAH ILYANA BINTI MAHAZIL 10DPM21F1009</title>
         <author></author>
         <link>https://padlet.com/farahazua761/jnl0qrwncwhxmq3s/wish/2219034777</link>
         <description><![CDATA[<div>FUNCTIONS OF CENTRAL BANK<br>- MENGELUARKAN MATA WANG<br>- MEMELIHARA KESTABILAN NILAI MATA WANG<br>- JURUBANK DAN PENASIHAT KEWANGAN KEPADA PIHAK KERAJAAN<br>- MELAKSANAKAN DASAR KEWANGAN<br>- MENYIMPAN RIZAB ANTARABANGSA<br><br>FUNCTION OF COMMERCIAL BANK<br>- MENERIMA DEPOSIT DARIDAPA PELANGGAN<br>- MEMBERI PINJAMAN KEPADA PELANGGAN<br>- MENYOKONG AKTIVITI DAN PROJEK KERAJAAN<br>- MENYEDIAKAN PERKHIDMATAN LAIN<br>- MENJALANKAN AKTIVITI PELABURAN<br><br></div>]]></description>
         <enclosure url="" />
         <pubDate>2022-06-13 03:49:28 UTC</pubDate>
         <guid>https://padlet.com/farahazua761/jnl0qrwncwhxmq3s/wish/2219034777</guid>
      </item>
      <item>
         <title>AMEERA BINTI MOHD ZAKIYAMANI_1086</title>
         <author></author>
         <link>https://padlet.com/farahazua761/jnl0qrwncwhxmq3s/wish/2219034839</link>
         <description><![CDATA[<div><strong><em><mark>FUNCTIONS OF CENTRAL BANK</mark></em></strong></div><div>1.Producer national currency</div><div>2. Financial advisor and banker government</div><div>3.Banker commercial banks and other financial institutions</div><div>4. Implementation national monetary policies</div><div>5 Store international reserves and protect value of ringgit.</div><div><br></div><div><strong><em><mark>FUNCTION OF COMMERCIAL BANKS</mark></em></strong></div><div>1) Receive deposit or saving.</div><div>2) Provide loans and advance.</div><div>3)To make and receive payments.</div><div>4)Carrying Out investment activities.</div><div>5)Issue cheque and bank drafts.</div><div><strong><em><mark><br><br></mark></em></strong><br></div>]]></description>
         <enclosure url="" />
         <pubDate>2022-06-13 03:49:33 UTC</pubDate>
         <guid>https://padlet.com/farahazua761/jnl0qrwncwhxmq3s/wish/2219034839</guid>
      </item>
      <item>
         <title>nurul azwa bt burhanuddin (10dpm21f1007)</title>
         <author></author>
         <link>https://padlet.com/farahazua761/jnl0qrwncwhxmq3s/wish/2219034985</link>
         <description><![CDATA[<div>5 functions of central bank<br>1.mengeluarkan mata wang seperti wang kertas dan syling&nbsp;<br>2. jurubank dan penasihat kewangan kepada kerajaan seperti mengurus akaun kerajaan<br>3. melaksanakan dasar kewangan kerajaan&nbsp;<br>4. menymipan rizab antarabangsa iaitu akaun rizab berkanun dan akaun penjelasan<br>5. jurubank kepada bank perdagangan dan institusi kewangan lain&nbsp;<br><br>5functions of commercial bank<br>1. receive deposit or saving from individual and business.<br>2. provide loans it is important functions in commercial bank<br>3. menyediakan tempat pemabyaran bil seperti bil eletrik,bil astro dan bil air<br>4. issue cashiers cheque and bank drafts to its client&nbsp;<br>5. carrying out investment activities  </div>]]></description>
         <enclosure url="" />
         <pubDate>2022-06-13 03:49:47 UTC</pubDate>
         <guid>https://padlet.com/farahazua761/jnl0qrwncwhxmq3s/wish/2219034985</guid>
      </item>
      <item>
         <title>rahmah (10DPM21F1051)</title>
         <author></author>
         <link>https://padlet.com/farahazua761/jnl0qrwncwhxmq3s/wish/2219035318</link>
         <description><![CDATA[<div><strong>function of central bank </strong><br>-mengeluarkan mata wang<br>-melaksanakan dasar wang<br>-menyimpan rizab antarabangsa <br>-jurubank kepada bank perdagangan dan institusi kewangan <br>-memelihara kestabilam nilaimata wang <br><br><strong>function of commercial bank</strong><br>-receive deposit or saving<br>-preparing other services and facilities&nbsp;<br>-issue cheque and bank draft<br>-provide loans<br>-to make and receive payment&nbsp;</div>]]></description>
         <enclosure url="" />
         <pubDate>2022-06-13 03:50:17 UTC</pubDate>
         <guid>https://padlet.com/farahazua761/jnl0qrwncwhxmq3s/wish/2219035318</guid>
      </item>
      <item>
         <title>SITI NUR SOFEA SHAMILA BINTI ZAINUL ABIDEEN 10DPM20F2500</title>
         <author></author>
         <link>https://padlet.com/farahazua761/jnl0qrwncwhxmq3s/wish/2219036403</link>
         <description><![CDATA[<div>Function of central bank :<br>1) Pengawal selia mata wang<br>2) Penasihat kewangan kepada kerajaan<br>3) Jurubank kepada bank perdagangan dan institusi kewangan yang lain<br>4) Melaksanakan dasar kewangan<br>5) Mentadbir hutang kerajaan dengan memperoleh pinjaman dari dalam dan luar negara<br><br>Function of commercial bank :<br>1) Menerima deposit pelanggan seperti deposit simpanan, deposit semasa dan deposit tetap&nbsp;<br>2) Memberi pinjaman kepada pelanggan seperti akaun pinjaman, overdraf dan bil diskaun<br>3) Sokong aktiviti dan projek kerajaan&nbsp;<br>4) Menyediakan servis penukaran mata wang asing<br>5) Mengeluarkan cek dan bank draf.</div>]]></description>
         <enclosure url="" />
         <pubDate>2022-06-13 03:51:30 UTC</pubDate>
         <guid>https://padlet.com/farahazua761/jnl0qrwncwhxmq3s/wish/2219036403</guid>
      </item>
      <item>
         <title>NURUL NAZIFA BINTI ISMAIL (10DPM21F1040)</title>
         <author></author>
         <link>https://padlet.com/farahazua761/jnl0qrwncwhxmq3s/wish/2219036440</link>
         <description><![CDATA[<div>Fungsi Central Bank ;&nbsp;<br>1. Ketua bank perdagangan iaitu menyimpan rizab berkanun.<br>2.Sebagai bank kerajaan/penasihat(deficit bajet)<br>3.Bank yang mengeluarkan duit iaitu wang kertas dan syiling.<br>4.Menjadi jurubank kepada bank lain (KWSP, tabung haji dikawal oleh bank pusat)<br>5.Memelihara kestabilan nilai mata wang<br><br>Fungsi Commercial Bank;<br>1.Receive deposit or saving<br>2.Issues traveller cheques and bank drafts<br>3.Carrying out investment activities<br>4.Provide loans and advances<br>5.Preparing other services and facilities</div>]]></description>
         <enclosure url="" />
         <pubDate>2022-06-13 03:51:33 UTC</pubDate>
         <guid>https://padlet.com/farahazua761/jnl0qrwncwhxmq3s/wish/2219036440</guid>
      </item>
      <item>
         <title>NOR ATIQAH_10DPM21F1053</title>
         <author>atiqahnor09</author>
         <link>https://padlet.com/farahazua761/jnl0qrwncwhxmq3s/wish/2219036844</link>
         <description><![CDATA[<div>FUNCTION OF CENTRAL BANKS:<br>-Producer national currency&nbsp;<br>-Financial advisor and banker goverment<br>-Banker commercial banks and other financial institutions<br>- Implementation national monetary policies<br>- Store international reserves and protect value of ringgit<br><br>FUNCTION OF COMMERCIAL BANKS:<br>- Receive deposit or saving<br>- Provide loans&nbsp;<br>- Making and receiving payment on behalf of clients<br>- Issue cashier's cheque and bank drafts<br>- Carrying out investment activities</div>]]></description>
         <enclosure url="" />
         <pubDate>2022-06-13 03:52:07 UTC</pubDate>
         <guid>https://padlet.com/farahazua761/jnl0qrwncwhxmq3s/wish/2219036844</guid>
      </item>
      <item>
         <title>Mohamad Nadzmie 10DPM21F1055</title>
         <author></author>
         <link>https://padlet.com/farahazua761/jnl0qrwncwhxmq3s/wish/2219036856</link>
         <description><![CDATA[<div><em>Central Bank<br></em>-regulate the liquidity in the financial market<br>-manage local currency<br>-act as government bankers and advisor<br>-act as bankers for commercial banks<br>-act as bankers to financial institutions&nbsp;<br><br><em>Commercial Bank<br></em>-receive deposit or saving from clients<br>-giving loans to client<br>-carrying out investment activities&nbsp;<br>-issue cashier’s cheque and bank drafts<br>-preparing other services and facilities</div>]]></description>
         <enclosure url="" />
         <pubDate>2022-06-13 03:52:08 UTC</pubDate>
         <guid>https://padlet.com/farahazua761/jnl0qrwncwhxmq3s/wish/2219036856</guid>
      </item>
      <item>
         <title>TOK JO TIAN (10DPM21F1038)</title>
         <author></author>
         <link>https://padlet.com/farahazua761/jnl0qrwncwhxmq3s/wish/2219036861</link>
         <description><![CDATA[<div>Function of BNM<br>1.mengeluarkan mata wang<br>2.as a banker to government<br>3.as a banker to other banks<br>4.currency regulator of bank issue<br>5.implementation national monetary policy<br><br>Function of commercial bank<br>1.menerima deposit&nbsp;<br>2.memberi pinjaman&nbsp;<br>3.menyediakan kemudahan pembayaran&nbsp;<br>4.mengurus pertukaran asing<br>5.perkhimatan sokongan lain</div>]]></description>
         <enclosure url="" />
         <pubDate>2022-06-13 03:52:08 UTC</pubDate>
         <guid>https://padlet.com/farahazua761/jnl0qrwncwhxmq3s/wish/2219036861</guid>
      </item>
      <item>
         <title>NUR BATRISYIA (1001)</title>
         <author></author>
         <link>https://padlet.com/farahazua761/jnl0qrwncwhxmq3s/wish/2219036878</link>
         <description><![CDATA[<div>FUNTION OF CENTRAL BANK&nbsp;<br>-Mengeluarkan mata wang dan syilling<br>-Melaksanakan dasar kewangan yang strategik<br>-Menyimpan rizab antarabangsa<br>-Memelihara kestabilan nilai mata wang<br>-Menjadi jurubank kepada bank lain<br><br>FUNTION OF COMMERCIAL BANK<br>-Receive deposit or saving (current deposit, saving deposit, fixed deposit)<br>-Provide loan and advances<br>-Issue traveller's cheques and bank draft<br>-Carrying out investment activities<br>-Preparing other service and facilities<br><br><br></div>]]></description>
         <enclosure url="" />
         <pubDate>2022-06-13 03:52:10 UTC</pubDate>
         <guid>https://padlet.com/farahazua761/jnl0qrwncwhxmq3s/wish/2219036878</guid>
      </item>
      <item>
         <title>WAN NUR AINA ALYEANA (10DPM21F1061)</title>
         <author></author>
         <link>https://padlet.com/farahazua761/jnl0qrwncwhxmq3s/wish/2219036988</link>
         <description><![CDATA[<div>FUNCTION OF BNM<br>1. Issuing currency and keeping reserves<br>2. Acting as banker and financial adviser to the government<br>3. Acting as banker to commercial banks<br>4. Promoting monetary stability and a financial structure<br>5. Store international reserves and protect value of ringgit<br><br>FUNCTION OF COMMERCIAL BANK<br>1. Accepting the deposits<br>2. Providing loans and advances&nbsp;<br>3. Providing other banking services and facilities<br>4. Carrying out investment activities<br>5. Issue cheque and bank drafts</div>]]></description>
         <enclosure url="" />
         <pubDate>2022-06-13 03:52:20 UTC</pubDate>
         <guid>https://padlet.com/farahazua761/jnl0qrwncwhxmq3s/wish/2219036988</guid>
      </item>
      <item>
         <title>Muhammad Aiman Faris Bin Bahari (1075)</title>
         <author></author>
         <link>https://padlet.com/farahazua761/jnl0qrwncwhxmq3s/wish/2219037004</link>
         <description><![CDATA[<div><strong>Function of Central Bank</strong><br>- To issue currency and keep reserves safeguarding the value of the currency<br>- Financial Advisor and banker to the government<br>- Banker to commercial and other financial institutions<br>- Implementation of national monetary policies<br>- Be a leader of the country's stock of gold and foreign currency reserves<br><br><strong>Function of Commercial Bank</strong><br>- Accepting deposit : savings, fixed and current deposit<br>- Providing loans and advances : overdraft, discount and bills<br>- To issue traveler's cheques and bank draft<br>- To provide exchange of foreign currencies<br>- To conduct investment activities</div>]]></description>
         <enclosure url="" />
         <pubDate>2022-06-13 03:52:21 UTC</pubDate>
         <guid>https://padlet.com/farahazua761/jnl0qrwncwhxmq3s/wish/2219037004</guid>
      </item>
      <item>
         <title>MUHAMMAD AQIL(1003)</title>
         <author></author>
         <link>https://padlet.com/farahazua761/jnl0qrwncwhxmq3s/wish/2219037014</link>
         <description><![CDATA[]]></description>
         <enclosure url="https://padlet-uploads.storage.googleapis.com/1413181064/0dbaf0d58d0d913eee1e1b4a7cb869a0/macroeconomics_for_padlet.pdf" />
         <pubDate>2022-06-13 03:52:22 UTC</pubDate>
         <guid>https://padlet.com/farahazua761/jnl0qrwncwhxmq3s/wish/2219037014</guid>
      </item>
      <item>
         <title>NUR FARZANA BINTI NADZRI (10DPM21F1013)</title>
         <author></author>
         <link>https://padlet.com/farahazua761/jnl0qrwncwhxmq3s/wish/2219037046</link>
         <description><![CDATA[<div><strong>Function of central bank</strong><br>1. producer national currency <br>2. financial advisor and banker goverment <br>3. banker commercial banks and other financial institutions<br>4. implementation national monetary policies<br>5. store international reserves and protect value of ringgit<br><br><strong>Function of commercial bank</strong><br>1. receive deposit or saving&nbsp;<br>2. provide loans and advance&nbsp;<br>3. making and receiving payment on behalf of clients&nbsp;<br>4. issue cheque and bank drafts&nbsp;<br>5. carrying out investment activities<br><br></div>]]></description>
         <enclosure url="" />
         <pubDate>2022-06-13 03:52:26 UTC</pubDate>
         <guid>https://padlet.com/farahazua761/jnl0qrwncwhxmq3s/wish/2219037046</guid>
      </item>
      <item>
         <title>INTAN NURUL LIYANA BINTI MUSTAFA-1024</title>
         <author></author>
         <link>https://padlet.com/farahazua761/jnl0qrwncwhxmq3s/wish/2219037655</link>
         <description><![CDATA[<div>5 function of Central Bank<br>1)Mengeluarkan mata wang<br>-BNM mempunyai kuasa tunggal untuk mengeluarkan mata wang negara .Hanya wang yang diterbitkan oleh BNM sahaja yang sah.<br>2)Jurubank kepada kerajaan<br>-Mentadbir akaun negara<br>3)Jurubank kepada bank perdagangan<br>-menyediakn akaun penjelasan antara bank<br>4)Implementation of national Monetary policy<br>5)Mengawal Bank perdagangan<br><br>5 function of Commerical Bank<br>1)Recieve deposit and saving<br>2)Memberi pinjaman<br>3)memberi dan menerima transaksi bayaran<br>4)provide loans<br>5)issues cashier cheque and banks drafts</div>]]></description>
         <enclosure url="" />
         <pubDate>2022-06-13 03:53:14 UTC</pubDate>
         <guid>https://padlet.com/farahazua761/jnl0qrwncwhxmq3s/wish/2219037655</guid>
      </item>
      <item>
         <title>Vimalan a/l Mogan 1005</title>
         <author></author>
         <link>https://padlet.com/farahazua761/jnl0qrwncwhxmq3s/wish/2219037716</link>
         <description><![CDATA[<div>5 functions of central bank<br>1.Protecting depositors interest<br>2.Controller of credit<br>3.Clearing house for transfer&nbsp; and settlement<br>4.Lender of last resort<br>5.Bank to government<br><br>5 functions of commercial bank<br>1.Accepting deposits<br>2.Granting loans<br>3.Transfer of money<br>4.Advancing loans<br>5.Overdraft and discounting of bills</div>]]></description>
         <enclosure url="" />
         <pubDate>2022-06-13 03:53:21 UTC</pubDate>
         <guid>https://padlet.com/farahazua761/jnl0qrwncwhxmq3s/wish/2219037716</guid>
      </item>
      <item>
         <title>HUSNA IZZAH BINTI HAMZAH (10DPM21F1081)</title>
         <author></author>
         <link>https://padlet.com/farahazua761/jnl0qrwncwhxmq3s/wish/2219037869</link>
         <description><![CDATA[<div><em><mark>5 function of central bank </mark></em><br>-Issue currency <br>-Manage local currency to safeguard the value of currency <br>-Act as government banker and advisor <br>-Act as bankers to commercial banks <br>-Act as banker to other bank and other financial institution <br><br><em><mark>5 functions of commercial bank</mark></em><br>-Receive deposit or saving<br>-Issue cashier's cheque and bank drafts <br>-Making and receiving payment on behalf of clients&nbsp;<br>-Carrying out investment activities<br>-Preparing other services and facilities&nbsp;</div>]]></description>
         <enclosure url="" />
         <pubDate>2022-06-13 03:53:37 UTC</pubDate>
         <guid>https://padlet.com/farahazua761/jnl0qrwncwhxmq3s/wish/2219037869</guid>
      </item>
      <item>
         <title>Nama : Siti Aina Arfah Binti Mohammad Kamal Afendy                No Matrix : 10DPM21F1049 </title>
         <author></author>
         <link>https://padlet.com/farahazua761/jnl0qrwncwhxmq3s/wish/2219037917</link>
         <description><![CDATA[<div>Fungsi BNM :&nbsp;<br>1. Mengeluarkan mata wang iaitu wang kertas dan wang syiling untuk digunakan oleh rakyat&nbsp;<br>2. Jurubank kepada kerajaan. Mengurus akaun kerajaan dan mengawal pertukaran asing<br>3. Jurubank kepada institusi kewangan lain. Menyelesaikan hutang antara bank.<br>4. Melaksanakan dasar kewangan<br>5. Mengawal bank perdagangan dengan menyimpan rizab antarabangsa.&nbsp;<br><br>Fungsi Commercial Bank :<br>1. Menerima simpanan ataupun tabungan daripada rakyat&nbsp;<br>2. Menyediakan loan dan pinjaman kepada rakyat.<br>3. Mengeluarkan cheque&nbsp;<br>4. Menyediakan credit card untuk rayta berbelanja&nbsp;<br>5. Menyediakan kemudahan dan lain dan perkhidmatan menukar wang </div>]]></description>
         <enclosure url="" />
         <pubDate>2022-06-13 03:53:42 UTC</pubDate>
         <guid>https://padlet.com/farahazua761/jnl0qrwncwhxmq3s/wish/2219037917</guid>
      </item>
      <item>
         <title>LAILATUL NAJIHA BINTI ABAS (1042)</title>
         <author></author>
         <link>https://padlet.com/farahazua761/jnl0qrwncwhxmq3s/wish/2219037929</link>
         <description><![CDATA[<div>5 functions of central bank<br>a) Mengeluarkan mata wang dan memelihara kestabilan mata wang<br>b) Menjadi jurubank dan penasihat kewangan kepada kerajaan<br>c) Menjadi jurubank kepada bank perdagangan dan institusi kewangan lain<br>d) Melaksanakan dasar kewangan<br>e) Menyimpan&nbsp;rizab antarabangsa<br><br>5 Functions of commercial bank<br>a) Receive deposit and saving&nbsp;<br>b) Provide loans and advance<br>c) To make and receiving payment&nbsp;<br>d) Carrying out investment activities<br>e) Providing other services and facilities</div>]]></description>
         <enclosure url="" />
         <pubDate>2022-06-13 03:53:43 UTC</pubDate>
         <guid>https://padlet.com/farahazua761/jnl0qrwncwhxmq3s/wish/2219037929</guid>
      </item>
      <item>
         <title>HANIS ATHIRAH BINTI MOHD ZAKI(10DPM21F1047)</title>
         <author></author>
         <link>https://padlet.com/farahazua761/jnl0qrwncwhxmq3s/wish/2219037973</link>
         <description><![CDATA[<div>5 FUNCTION OF CENTRAL BANK<br>-Issue currency<br>-Preserve the stability of the value of the currency<br>-Banker adviser financial and to government<br>-Bankers to financial trade and institutions bank another<br>-Doing base financial<br>5 FUNCTION OF COMMERCIAL BANK<br>-Receive deposit or saving<br>-Provide loans<br>-Make receiveing payment on behalf cutomer<br>-Carrying out investment activities<br>-Issue cheque and bank drafts</div>]]></description>
         <enclosure url="" />
         <pubDate>2022-06-13 03:53:47 UTC</pubDate>
         <guid>https://padlet.com/farahazua761/jnl0qrwncwhxmq3s/wish/2219037973</guid>
      </item>
      <item>
         <title>NURUL AIN 1069 </title>
         <author></author>
         <link>https://padlet.com/farahazua761/jnl0qrwncwhxmq3s/wish/2219038470</link>
         <description><![CDATA[<div>5 FUNCTION OF CENTRAL BANK&nbsp;<br>- Act as a banker to other banks and others financial institution&nbsp;<br>- Act as government bankers and advisor&nbsp;<br>- Manage local currency to safeguard the vale of currency&nbsp;<br>- Produce national currency&nbsp;<br>- Store international reserves and protect value .&nbsp;<br><br>5 FUNCTION OF COMMERCIAL BANKS&nbsp;<br>- Receive deposit or saving&nbsp;<br>-Preparing other services and ficilities<br>-Issue cheque and bank drafts&nbsp;<br>- Provide loans and advance&nbsp;<br>- Make receiving payment on behalf customer </div>]]></description>
         <enclosure url="" />
         <pubDate>2022-06-13 03:54:28 UTC</pubDate>
         <guid>https://padlet.com/farahazua761/jnl0qrwncwhxmq3s/wish/2219038470</guid>
      </item>
      <item>
         <title>MAYA (1018)</title>
         <author></author>
         <link>https://padlet.com/farahazua761/jnl0qrwncwhxmq3s/wish/2219038636</link>
         <description><![CDATA[<div>5 functions of central bank:<br>-producers of national currency which is the banknotes and coins<br>-bankers and financial advisor to the government to pay debts<br>-banker commercial banks and other financial institutions<br>-implement national monetary policies<br>-store international reserves and protect the money values<br><br>&nbsp;5 functions of commercial bank:<br>-receive deposit or saving<br>-provide loans and advances<br>-issue cheque and bank drafts<br>-carry out investment activities<br>-provide credit card</div>]]></description>
         <enclosure url="" />
         <pubDate>2022-06-13 03:54:43 UTC</pubDate>
         <guid>https://padlet.com/farahazua761/jnl0qrwncwhxmq3s/wish/2219038636</guid>
      </item>
      <item>
         <title>MIZANINA BINTI HUSSIN(1065)</title>
         <author></author>
         <link>https://padlet.com/farahazua761/jnl0qrwncwhxmq3s/wish/2219038856</link>
         <description><![CDATA[<div>FUNCTIONS OF CENTRAL BANK.<br>- Mengeluarkan mata wang&nbsp;<br>- Jurubannk dan penasihat kewangan kepada kerajaaan.<br>- Jurubank kepada bank perdagangan dan institusi kewangan yang lain<br>- Menyimpan rizab antarabangsa&nbsp;<br>- Mengawal selia kecairan dalam pasaran kewangan untuk menggalakkan monetari dan kewangan yang stabil.<br><br>FUNCTIONS OF COMMERCIAL BANK<br>- Menerima deposit atau simpanan<br>- Memberi pinjaman dan pendahuluan<br>- Menjalankan aktiviti pelaburan<br>- Mengeluarkan cek dan draf bank<br>-Untuk membuat dan menerima bayaran.<br><br></div>]]></description>
         <enclosure url="" />
         <pubDate>2022-06-13 03:55:00 UTC</pubDate>
         <guid>https://padlet.com/farahazua761/jnl0qrwncwhxmq3s/wish/2219038856</guid>
      </item>
      <item>
         <title>1079 - Fatimatul </title>
         <author></author>
         <link>https://padlet.com/farahazua761/jnl0qrwncwhxmq3s/wish/2219038992</link>
         <description><![CDATA[<div>Fungsi Bank Pusat&nbsp;<br>•mengeluarkan mata wang&nbsp;<br>- bank pusat bertanggungjawab mengawal jumlah penawaran wang dalam negara<br>• mengawal kestabilan nilai mata wang<br>• kuasa beli - bank pusat melindungi nilai ringgit dengan mengekalkan kestabilan harga<br>• mewujudkan sandaran minimum -memastikan nilai cagaran tempatan pada paras minimum iaitu 80.59% dalam bentuk rizab antarabangsa<br>• menjadi jurubank kepada kerajaan<br>- mentadbir akaun negara<br>- memberikan pendahuluan sementara<br>- mengurus hutang negara<br>- mengurus kegiatan pertukaran asing<br>memberi khidmat nasihat pelaburan<br>• menjadi jurubank kepada bank perdagangan<br>- penjaga rizab berkanun<br>- menyediakan akaun penjelasan antara bank<br>- sumber pinjaman terakhir<br><br>fungsi bank perdagangan<br>• menerima deposit<br>- akaun simpanan/akaun tabungan<br>pemegang akaun boleh mengeluarkan pada bila bila masa di kaunter bank atau menggunakan kad juruwang elektronik (ATM)<br>- pemegang menerima faedah atau dividen<br><br>- akaun semasa<br>membolehkan pendeposit menggunakan cek<br>- pemegang akaun tidak menerima faedah dan dikenakan caj perkhidmatan<br><br>- akaun simpanan tetap<br>untuk menyimpan sejumlah wanh bagi suatu tempoh masa tertentu<br>mengeluarkan wang apabila tempoh matang<br><br>overdraf<br>- kebenaran pengeluaran sejumlah wang melebihi baki dalam akaun semasa<br><br>pinjaman<br>- jenis pinjaman yang ditawarkan , kemudahkan sewa beli , pinjaman peribadi , pinjaman bercagar , pinjaman kad kredit&nbsp;<br><br>mendiskaunkan bil pertukaran<br>- perjanjian yang dilakukan oleh penghutang kepada pemberi hutang&nbsp;<br><br><br></div>]]></description>
         <enclosure url="" />
         <pubDate>2022-06-13 03:55:13 UTC</pubDate>
         <guid>https://padlet.com/farahazua761/jnl0qrwncwhxmq3s/wish/2219038992</guid>
      </item>
      <item>
         <title>SITI NUR ANISS BINTI MOHD SABIRIN ( 10DPM21F1045 ) </title>
         <author></author>
         <link>https://padlet.com/farahazua761/jnl0qrwncwhxmq3s/wish/2219039009</link>
         <description><![CDATA[<div>&nbsp;5 functions of central bank<br>I. Act as a government banker and advisor to the bank.&nbsp;<br>II. Manage the local currency to safeguard the value of currency.&nbsp;<br>III. Responsibility for the monetary policy.&nbsp;<br>IV. Act as banker to commercial banks.&nbsp;<br>V. Act as banker to other banks and other financial ( takaful, insurance, intermediaries)&nbsp;<br><br>5 functions of commercial bank<br>I. Receive the deposit or saving from individuals and businesses.&nbsp;<br>II. Provide loans, the loans are differentiated based on time, either short time or long term.&nbsp;<br>III. Enabling fund transfers from one place to another.&nbsp;<br>IV. Providing the safe boxes deposit.&nbsp;<br>V. Providing the credit card. </div>]]></description>
         <enclosure url="" />
         <pubDate>2022-06-13 03:55:14 UTC</pubDate>
         <guid>https://padlet.com/farahazua761/jnl0qrwncwhxmq3s/wish/2219039009</guid>
      </item>
      <item>
         <title>muhammad atif fikri(1016)</title>
         <author>10dpm21f1016</author>
         <link>https://padlet.com/farahazua761/jnl0qrwncwhxmq3s/wish/2219039082</link>
         <description><![CDATA[<div>funtion bnm<br>-to issue currency<br>&nbsp; &nbsp; &nbsp; &nbsp;printing currency notes and minting of coins<br>-provide licensing of bank and non-banks<br>&nbsp; &nbsp; &nbsp; &nbsp;non-bank :insurance,epf<br>-create banking relationship<br>-doing inspection of bank and non bank<br>-asa a leader of the last resort of the bank<br><br>function of commercial bank<br>-receive deposit<br>-provide loans<br>-receving payment on behalf of clients<br>-issue cheque<br>-carrying out investment activities</div>]]></description>
         <enclosure url="" />
         <pubDate>2022-06-13 03:55:20 UTC</pubDate>
         <guid>https://padlet.com/farahazua761/jnl0qrwncwhxmq3s/wish/2219039082</guid>
      </item>
      <item>
         <title>NUR SYAZWANI BINTI ISMAIL (1026)</title>
         <author></author>
         <link>https://padlet.com/farahazua761/jnl0qrwncwhxmq3s/wish/2219039195</link>
         <description><![CDATA[<div>5 functions of central bank<br>-Central bank act as banker and financial adviser to the government.<br>- To issue currency. For example, Central bank arrange for the printing of currency notes and minting of coins.<br>-Implementation of National Monetary Policies.<br>-Being a banker to the others financial institution.<br>-Being a banker to the commercial banks.<br><br>5 functions of commercial bank<br>- To issue draft bank and cheque.<br>- Provide loans.<br>- Preparing other services and facilities.<br>- Receive deposit or saving.<br>-Making and receiving payment on behalf of clients.</div>]]></description>
         <enclosure url="" />
         <pubDate>2022-06-13 03:55:29 UTC</pubDate>
         <guid>https://padlet.com/farahazua761/jnl0qrwncwhxmq3s/wish/2219039195</guid>
      </item>
      <item>
         <title>NUR FARAH HADFINA BT MOHD FAIRUS 10DPM21F1011</title>
         <author></author>
         <link>https://padlet.com/farahazua761/jnl0qrwncwhxmq3s/wish/2219039436</link>
         <description><![CDATA[]]></description>
         <enclosure url="https://padlet-uploads.storage.googleapis.com/1370094261/b2fc4c4a9dd9059e1ccb9a4ca7b5ae35/MACROECONOMIES.jpg" />
         <pubDate>2022-06-13 03:55:51 UTC</pubDate>
         <guid>https://padlet.com/farahazua761/jnl0qrwncwhxmq3s/wish/2219039436</guid>
      </item>
      <item>
         <title>NUR HANISAH BINTI AZAM (1020)</title>
         <author></author>
         <link>https://padlet.com/farahazua761/jnl0qrwncwhxmq3s/wish/2219039604</link>
         <description><![CDATA[<div>Function of central bank:<br>1. Issue currency.<br>2. Preserving the stability of the value.<br>3. Bankers and financial advisers to government.<br>4. Implement monetary policy.<br>5. Keeping international reserves.<br><br>Function of commercial bank:<br>1. Receive deposit or saving.<br>2. Provide loans and advances.<br>3. Issue cashier cheque and bank draft.<br>4. Carrying out investment activities.<br>5. Preparing other services and facilities.<br><br></div>]]></description>
         <enclosure url="" />
         <pubDate>2022-06-13 03:56:06 UTC</pubDate>
         <guid>https://padlet.com/farahazua761/jnl0qrwncwhxmq3s/wish/2219039604</guid>
      </item>
      <item>
         <title>AMIRUL AJMAL(1083)</title>
         <author></author>
         <link>https://padlet.com/farahazua761/jnl0qrwncwhxmq3s/wish/2219040263</link>
         <description><![CDATA[<div>5 functions of central bank</div><div>-mengeluarkan mata wang dan syiling</div><div>-Jurubank dan penasihat kewangan kepada kerajaan iaitu menguruskan akaun bank.</div><div>-Jurubank kepada bank perdagangan</div><div>-melaksanakan dasar kewangan</div><div>-menyimpan rizab antarabangsa</div><div><br></div><div>5 functions of commercial bank</div><div>-receive deposit and saving from individuals and business</div><div>-providing loans in short time or long term.</div><div>-providing credit card facilities, insurance coverange and long term saving.</div><div>-issue cashiers cheque and bank draft to its clients</div><div>-providing advice on financial matters<br><br></div>]]></description>
         <enclosure url="" />
         <pubDate>2022-06-13 03:57:05 UTC</pubDate>
         <guid>https://padlet.com/farahazua761/jnl0qrwncwhxmq3s/wish/2219040263</guid>
      </item>
      <item>
         <title>TENGKU ARRISHA DAFINAH BINTI TENGKU ANIAH ANIS (10DPM21F1030)</title>
         <author></author>
         <link>https://padlet.com/farahazua761/jnl0qrwncwhxmq3s/wish/2219040506</link>
         <description><![CDATA[<div>FUNGSI BANK PUSAT<br>-Mengeluarkan mata wang<br>-Memelihara kestabilan nilai mata wang&nbsp;<br>-Jurubank dan penasihat kewangan kepada kerajaan<br>-Jurubank kepada bank perdagangan dan institusi kewangan lain<br>-Melakasanakan dasar kewangan<br>-Menyimpan rizab antarabangsa<br><br>FUNCTIONS OF COMMERCIAL BANK<br>-Receive deposit or saving<br>-Provide loans and advance<br>-To make and receive payments<br>-Carrying out investment activities<br>-Issue cheque and bank drafts<br>-Preparing other services and facilities</div>]]></description>
         <enclosure url="" />
         <pubDate>2022-06-13 03:57:30 UTC</pubDate>
         <guid>https://padlet.com/farahazua761/jnl0qrwncwhxmq3s/wish/2219040506</guid>
      </item>
      <item>
         <title>MARCELA BINTI NORDIN (10DPM21F1063)</title>
         <author></author>
         <link>https://padlet.com/farahazua761/jnl0qrwncwhxmq3s/wish/2219040611</link>
         <description><![CDATA[<div>function of central bank<br>-mengeluarkan mata wang<br>-jurubank dan penasihat kewangan kepada kerajaan<br>-jurubank kepada bank perdagangan dan institusi kewangan lain<br>-melaksanakan dasar kewangan<br>-menyimpan rizab antarabangsa<br><br>function of commercial bank<br>-receive deposit or saving<br>-issue cashiers cheque and bank drafts<br>- carrying out investment activities<br>-making and receiving payment on behalf of clients<br>-preparing other services and facilities</div>]]></description>
         <enclosure url="" />
         <pubDate>2022-06-13 03:57:38 UTC</pubDate>
         <guid>https://padlet.com/farahazua761/jnl0qrwncwhxmq3s/wish/2219040611</guid>
      </item>
      <item>
         <title>zahnita 10dpm21f1028</title>
         <author>adekniyta</author>
         <link>https://padlet.com/farahazua761/jnl0qrwncwhxmq3s/wish/2219041328</link>
         <description><![CDATA[]]></description>
         <enclosure url="https://padlet-uploads.storage.googleapis.com/1370350112/18c0e27d5fc96c34989bb2b1a03f415f/macroooo.jpg" />
         <pubDate>2022-06-13 03:58:51 UTC</pubDate>
         <guid>https://padlet.com/farahazua761/jnl0qrwncwhxmq3s/wish/2219041328</guid>
      </item>
      <item>
         <title>NUR AINA SYAFIKA BINTI AZIZAN (10DDPM21F1022)</title>
         <author>ainasyafika999</author>
         <link>https://padlet.com/farahazua761/jnl0qrwncwhxmq3s/wish/2219041422</link>
         <description><![CDATA[<div>Function of BNM<br>1.mengeluarkan mata wang&nbsp;<br>2. Sebagai jurubank dan penasihat kewangan kepada kerajaan&nbsp;<br>3. melaksanakan dasar kewangan kerajaan&nbsp;<br>4. menyimpan rizab antarabangsa&nbsp;<br>5. sebagai jurubank kepada bank perdagangan dan institusi kewangan lain&nbsp;<br><br>function of commercial bank<br>1. Menerima simpanan ataupun tabungan daripada rakyat&nbsp;<br>2. Menyediakan pinjaman kepada rakyat.&nbsp;<br>3. Menyediakan credit card untuk&nbsp; berbelanja<br>4.menyediakan perkhidmatan lain&nbsp;<br>5. Menyediakan kemudahan&nbsp; perkhidmatan menukar wang</div>]]></description>
         <enclosure url="" />
         <pubDate>2022-06-13 03:59:01 UTC</pubDate>
         <guid>https://padlet.com/farahazua761/jnl0qrwncwhxmq3s/wish/2219041422</guid>
      </item>
      <item>
         <title>NURUL SYAMIERA BT AHMAD SUKRI (10DPM21F1059)</title>
         <author></author>
         <link>https://padlet.com/farahazua761/jnl0qrwncwhxmq3s/wish/2219041640</link>
         <description><![CDATA[<div><strong>FUNCTION OF CENTRAL BANK<br></strong> <br><em>1-Issuing currency and keeping reserrves<br>2-Acting as Banker and Financial Adviser to the Government<br>3-Acting as banker to other banks<br>4-Promoting monetary stability and a financial structure<br>5-Acting as Holder of Country's Stock of Gold and Foreign Currency Reserves<br></em><br><strong>FUNCTION OF COMMERCIAL BANK<br></strong><br><em>1-Accepting deposits<br>2-Providing loans and advances<br>3-Providing other banking services and facilities<br>4-Carrying out investment activities<br>5-Issue cashier's cheque and bank drafts</em></div>]]></description>
         <enclosure url="" />
         <pubDate>2022-06-13 03:59:27 UTC</pubDate>
         <guid>https://padlet.com/farahazua761/jnl0qrwncwhxmq3s/wish/2219041640</guid>
      </item>
      <item>
         <title>Reena Ann_1071</title>
         <author></author>
         <link>https://padlet.com/farahazua761/jnl0qrwncwhxmq3s/wish/2219041652</link>
         <description><![CDATA[<div><br>Function Commercial Bank.<br>- Receiving deposit from clients<br>a) Saving deposit<br>b) Current deposit<br>c) Fixed deposit<br>- Giving loans to client<br>a) Loan account<br>b) Overdraft&nbsp;<br>c) Discount bill<br>- Support government activities and projects<br>a) Treasury bills<br>b) Cagamas bonds<br>c) Government securities<br>- Providing other services<br>a) Exchange of foreign currencies<br>b) Bank draft<br>c) Traveller's cheques<br><br>Function of BNM<br>a) Currency regulators<br>b) Financial advisor to the government<br>c) Bankers to commercial banks and other financial institutions<br>d) Implement monetary policy<br>e) Administer government debt by obtaining loans from within and outside the country<br><br><br><br><br></div>]]></description>
         <enclosure url="" />
         <pubDate>2022-06-13 03:59:29 UTC</pubDate>
         <guid>https://padlet.com/farahazua761/jnl0qrwncwhxmq3s/wish/2219041652</guid>
      </item>
      <item>
         <title>ROYSEN FRANCIS PATRICK(10DPM21F1077)y </title>
         <author></author>
         <link>https://padlet.com/farahazua761/jnl0qrwncwhxmq3s/wish/2219041823</link>
         <description><![CDATA[<div>Central Bank Functions:<br>1. Producer of national currency- Central bank decides the amount of money that needs to be circulated and the amount of money that needs to be increased.<br>2. Financial advisor and banker to the government- Central bank will provide advice to the government and decide where to put their resources into.<br>3. Control and manage foreign exchange- Ensures that the country's currency value is protected.<br>4. Banker to a commercial bank and other financial institutions- Central bank controls statutory reserves and resolves debts between banks.<br>5. Implementation of national monetary policy- Central bank influences national income activities by implementing national monetary policy.<br>Commercial Bank Functions:<br>1. Accept deposits- They provide deposits such as saving deposits, fixed deposits, and current deposits<br>2. Provide loans and advances- Provide service to borrow money to the general public.<br>3. To make and receive payments- Allows services such as cheques to do payments.<br>4. To conduct investment- The public can make investments by using banks as intermediaries.<br>5. To provide other services- The public can pay bills using banks.<br><br><br></div>]]></description>
         <enclosure url="" />
         <pubDate>2022-06-13 03:59:46 UTC</pubDate>
         <guid>https://padlet.com/farahazua761/jnl0qrwncwhxmq3s/wish/2219041823</guid>
      </item>
      <item>
         <title>CHENG WIN-HWEI 1073</title>
         <author></author>
         <link>https://padlet.com/farahazua761/jnl0qrwncwhxmq3s/wish/2219041958</link>
         <description><![CDATA[<div>Functions of central bank<br>-act as government banker<br>-act as banker to commercial bank<br>-store international reserves and protect money value<br>-producer national currency<br>-implement monetary policy<br>Functions of commercial bank<br>-provide loans<br>-prepare other services and facilities<br>-receive deposit and saving<br>-provide credit card facilities<br>-provide safebox deposit</div>]]></description>
         <enclosure url="" />
         <pubDate>2022-06-13 03:59:52 UTC</pubDate>
         <guid>https://padlet.com/farahazua761/jnl0qrwncwhxmq3s/wish/2219041958</guid>
      </item>
      <item>
         <title>SITI NURSHAHIRAH BINTI ABDUL RAHMAN (10DPM21F1067)</title>
         <author></author>
         <link>https://padlet.com/farahazua761/jnl0qrwncwhxmq3s/wish/2219042108</link>
         <description><![CDATA[]]></description>
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         <pubDate>2022-06-13 04:00:08 UTC</pubDate>
         <guid>https://padlet.com/farahazua761/jnl0qrwncwhxmq3s/wish/2219042108</guid>
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