Investments by Alexa Perez https://padlet.com/04aperez/jemgopjkuxophew4 Made with a quick smile en-us 2020-11-30 19:26:37 UTC 2025-10-25 19:27:46 UTC hello@padlet.com https://padlet.net/icons/png/1f913.png Question 1 04aperez https://padlet.com/04aperez/jemgopjkuxophew4/wish/973058725 Your friend says, “I have some extra money, but I’m not sure if I should save or invest it.” What 3 key questions would you ask your friend to help them figure out what to do? 

  • What would you invest in?
  • How much money are you willing to invest (all/half)?
  • Do you need money in a few years from now?
]]> 2020-11-30 19:29:00 UTC https://padlet.com/04aperez/jemgopjkuxophew4/wish/973058725 Question 2 04aperez https://padlet.com/04aperez/jemgopjkuxophew4/wish/973087835 What is the advantage of investing early for retirement?

Will have more money saved up when ready to retire. Not have to worry about how much money you have to save up. The compound interest will keep adding up  over the years.
]]> 2020-11-30 19:34:59 UTC https://padlet.com/04aperez/jemgopjkuxophew4/wish/973087835 Question 3 04aperez https://padlet.com/04aperez/jemgopjkuxophew4/wish/973112154 If investing can bring higher returns, why should you put money in a savings account at all?

Savings account is more for short purchases (vacation), which can be taken out at anytime. While an investing account is for already purchased items going for the long run and making profit off of that. Putting money into a savings account would be better for saving (hence the name) then investing where who knows if you can make money and loss it all.]]> 2020-11-30 19:39:46 UTC https://padlet.com/04aperez/jemgopjkuxophew4/wish/973112154 Question 4 04aperez https://padlet.com/04aperez/jemgopjkuxophew4/wish/973140445 What 3 tips would you give someone who is about to invest their money for the first time?

  • Have a goal in mind 
  • Don't stress over, the money may fluctuate 
  • Don't go all in at first (putting all your money on your first time and then losing it all)
]]> 2020-11-30 19:45:45 UTC https://padlet.com/04aperez/jemgopjkuxophew4/wish/973140445 Question 5 04aperez https://padlet.com/04aperez/jemgopjkuxophew4/wish/973150953 What did you learn from the infographic doc that you didn't know before?

There are multiple different assets that can earn you money. Return risks differentiate on which assets you chose to invest in.]]> 2020-11-30 19:48:07 UTC https://padlet.com/04aperez/jemgopjkuxophew4/wish/973150953 Question 6 04aperez https://padlet.com/04aperez/jemgopjkuxophew4/wish/973151711 How do you think you will invest your money? Which methods? What age? Percentage of future paycheck? 

I would prefer to have a savings account but most likely to insist on investing. I would invest my money into stock or mutual funds. Probably start investing in my early to mid 20s. Starting early to build up the compound interest to make money faster. Possibly 5%< of my future paycheck. Enough money to live off of but still have left over to put into investing.]]> 2020-11-30 19:48:16 UTC https://padlet.com/04aperez/jemgopjkuxophew4/wish/973151711