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      <title>Retirement and financial security by </title>
      <link>https://padlet.com/owencollins6/jdld6ph8bye3rhpk</link>
      <description>Owen Collins</description>
      <language>en-us</language>
      <pubDate>2024-11-24 14:13:51 UTC</pubDate>
      <lastBuildDate>2024-11-24 17:04:25 UTC</lastBuildDate>
      <webMaster>hello@padlet.com</webMaster>
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      <item>
         <title>Welcome </title>
         <author>owencollins6</author>
         <link>https://padlet.com/owencollins6/jdld6ph8bye3rhpk/wish/3231602186</link>
         <description><![CDATA[<p>in this padlet you will learn many different, effective and reasonable ways through pictures and videos and websites along with explanations, that a person can start working towards, and eventually achieve financial security for themselves.  </p>]]></description>
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         <pubDate>2024-11-24 14:36:59 UTC</pubDate>
         <guid>https://padlet.com/owencollins6/jdld6ph8bye3rhpk/wish/3231602186</guid>
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         <title></title>
         <author>owencollins6</author>
         <link>https://padlet.com/owencollins6/jdld6ph8bye3rhpk/wish/3231612709</link>
         <description><![CDATA[<p>In this website, there are 7 different things to consider when thinking about retirement, provided from the royal bank of Canada. I believe this is a trusted source and can be useful in aiding people .</p><p><br/></p><p><br/></p><p>I chose this website because it gives some things to think about that people only do when retirement is around the corner. such as if to sell your house after retirement or what to do with you investments after retirement. </p>]]></description>
         <enclosure url="https://www.rbcroyalbank.com/retirement/saving-planning/things-to-consider.html" />
         <pubDate>2024-11-24 14:49:08 UTC</pubDate>
         <guid>https://padlet.com/owencollins6/jdld6ph8bye3rhpk/wish/3231612709</guid>
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         <title></title>
         <author>owencollins6</author>
         <link>https://padlet.com/owencollins6/jdld6ph8bye3rhpk/wish/3231626228</link>
         <description><![CDATA[<p>This website offers some diversification from the normal ways of investing like RRSP etc. this website talks about investing in bonds and investing globally and in property.</p><p><br></p><p>I chose this website because it gives some insight into the world of investing in stocks bonds and properties but as well gives insight about both sides of the story with the risks that are involved in the process. as well this website talks about moving slowly on diversifying you investments and ways you can achieve the same goal but in a long term setting.</p>]]></description>
         <enclosure url="https://www.bmo.com/main/personal/investments/learning-centre/portfolio-diversification-in-todays-markets/" />
         <pubDate>2024-11-24 15:06:03 UTC</pubDate>
         <guid>https://padlet.com/owencollins6/jdld6ph8bye3rhpk/wish/3231626228</guid>
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      <item>
         <title></title>
         <author>owencollins6</author>
         <link>https://padlet.com/owencollins6/jdld6ph8bye3rhpk/wish/3231638653</link>
         <description><![CDATA[<p>this website offers some simple ways to manage your money that if are implemented at a young age can set you up for a financially comfortable future.</p><p><br></p><p>I chose this website because it gives some very good habits that if a person knew at a young age could set them up. such as working with a financial advisor at a young age to develop a customized investment plan tailored to the persons lifestyle. as well as taking advantage of workplace investment plans and matching programs.  </p>]]></description>
         <enclosure url="https://www.manulife.ca/personal/plan-and-learn/healthy-finances/financial-planning/ten-simple-money-management-tips.html" />
         <pubDate>2024-11-24 15:22:12 UTC</pubDate>
         <guid>https://padlet.com/owencollins6/jdld6ph8bye3rhpk/wish/3231638653</guid>
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         <title></title>
         <author>owencollins6</author>
         <link>https://padlet.com/owencollins6/jdld6ph8bye3rhpk/wish/3231655523</link>
         <description><![CDATA[<p>in this website offers step by step what and when you will need to invest for retirement and how inflation may effect your investments and future investments.</p><p><br></p><p>I chose this website because it is a government website and it gives you a view of when to start investing for retirement, as well as how much to invest each month to reach a certain amount over time. As well shows you how inflation will effect your money and how much more to invest for future inflation.</p>]]></description>
         <enclosure url="https://www.canada.ca/en/financial-consumer-agency/services/retirement-planning/start-saving-retirement.html" />
         <pubDate>2024-11-24 15:45:59 UTC</pubDate>
         <guid>https://padlet.com/owencollins6/jdld6ph8bye3rhpk/wish/3231655523</guid>
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      <item>
         <title></title>
         <author>owencollins6</author>
         <link>https://padlet.com/owencollins6/jdld6ph8bye3rhpk/wish/3231662148</link>
         <description><![CDATA[<p>I enjoyed this photo because i feel it gives a good message of financial freedom and debt, they are tied to everything in life and if more people looked at life as they do money, a lot more people would be happier and ultimately richer in many ways. </p>]]></description>
         <enclosure url="https://cdn.shopify.com/s/files/1/0840/8370/3830/files/1603954182-what-is-financial-freedom.png" />
         <pubDate>2024-11-24 15:55:20 UTC</pubDate>
         <guid>https://padlet.com/owencollins6/jdld6ph8bye3rhpk/wish/3231662148</guid>
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      <item>
         <title></title>
         <author>owencollins6</author>
         <link>https://padlet.com/owencollins6/jdld6ph8bye3rhpk/wish/3231668197</link>
         <description><![CDATA[<p>these are 10 things that someone thinking about retirement should be doing way early in life to set themselves up with a comfortable retirement. these things can be done at retirement, but if implemented earlier in life, can set the person up very nicely.</p>]]></description>
         <enclosure url="https://www.holisticinvestment.in/wp-content/uploads/2019/01/10-Things-To-Do-Before-Retire.jpg" />
         <pubDate>2024-11-24 16:03:19 UTC</pubDate>
         <guid>https://padlet.com/owencollins6/jdld6ph8bye3rhpk/wish/3231668197</guid>
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      <item>
         <title></title>
         <author>owencollins6</author>
         <link>https://padlet.com/owencollins6/jdld6ph8bye3rhpk/wish/3231676067</link>
         <description><![CDATA[<p>This video gives a really good insight into investing in Canada and how to max your income where most people are not aware.</p><p><br/></p><p>I chose this video because he talks about how to utilize the pension program or any employee-sponsored program and how to not leave money on the table by being active and involved in these company retirement vehicles that can set you up very well when invested in properly. for example he talked about investing through work programs that will match your input instead of at the bank.</p>]]></description>
         <enclosure url="https://www.youtube.com/watch?v=7Ad7e8jhMlI" />
         <pubDate>2024-11-24 16:14:38 UTC</pubDate>
         <guid>https://padlet.com/owencollins6/jdld6ph8bye3rhpk/wish/3231676067</guid>
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      <item>
         <title></title>
         <author>owencollins6</author>
         <link>https://padlet.com/owencollins6/jdld6ph8bye3rhpk/wish/3231685560</link>
         <description><![CDATA[<p>This video gives some really great strategies that people can implement every year to slowly grow their money year after year.</p><p><br/></p><p>I chose this video because it ca offer some easy to implement habits that can ultimately save you money year after year such as just paying off you credit card debt, reducing spending and as well  keeping an emergency fund for when unexpected expenses arise. then using that money you save on investing in real estate and stocks etc. </p>]]></description>
         <enclosure url="https://www.youtube.com/watch?v=L10wfYl3_Qs" />
         <pubDate>2024-11-24 16:27:33 UTC</pubDate>
         <guid>https://padlet.com/owencollins6/jdld6ph8bye3rhpk/wish/3231685560</guid>
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      <item>
         <title></title>
         <author>owencollins6</author>
         <link>https://padlet.com/owencollins6/jdld6ph8bye3rhpk/wish/3231694912</link>
         <description><![CDATA[<p>In this video he gives many different insights on what to do with your money when retirement is around the corner and ways you can split your income to achieve a very nice retirement.</p><p><br/></p><p>I chose this video because it was the only one talking about splitting your income at retirement for different investment strategies as well as moving a LIRA (locked in retirement account) into a RRSP to maximize your investment.</p>]]></description>
         <enclosure url="https://www.youtube.com/watch?v=E1G0Ud4P3Ps" />
         <pubDate>2024-11-24 16:40:48 UTC</pubDate>
         <guid>https://padlet.com/owencollins6/jdld6ph8bye3rhpk/wish/3231694912</guid>
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      <item>
         <title></title>
         <author>owencollins6</author>
         <link>https://padlet.com/owencollins6/jdld6ph8bye3rhpk/wish/3231700277</link>
         <description><![CDATA[<p>In this video he talks about ways and habits that a person can change in there life and their day to day to achive a 6 figure bank account by just budgeting.</p><p><br/></p><p>I chose this video because it has some great points that most people do not even think about such as not having any pre approved payments so you really know where you money is going when you make they payment. as well as investing in yourself so that in the long run and when retirement arrives, you will be safe in the bank.</p>]]></description>
         <enclosure url="https://www.youtube.com/watch?v=dleqiCRt0W4" />
         <pubDate>2024-11-24 16:49:04 UTC</pubDate>
         <guid>https://padlet.com/owencollins6/jdld6ph8bye3rhpk/wish/3231700277</guid>
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      <item>
         <title></title>
         <author>owencollins6</author>
         <link>https://padlet.com/owencollins6/jdld6ph8bye3rhpk/wish/3231708554</link>
         <description><![CDATA[<p>Things that shocked me the most was that there are so many different ways to invest your money and a ton of ways to move your investments around to continue to make more. as well, how much daily spending can effect your money in the future when retirement comes and you were not smart about it now.</p><p><br></p><p>I have been investing in a RRSP and a TFSA for a few years now and this assignment has shown me that there are many more things I can do with my money and has me exited for my future investment opportunities and the extra money I can make with this information and has be more exited for retirement rather than nervous.</p><p><br></p><p>The thing that I would pass on to a friend would be that investing in a RRSP and TFSA are a must if you want to set yourself up as well as there are so many investment opportunities around and I would encourage them to invest and explore them as early as possible.  </p><p><br></p><p><br></p>]]></description>
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         <pubDate>2024-11-24 17:01:08 UTC</pubDate>
         <guid>https://padlet.com/owencollins6/jdld6ph8bye3rhpk/wish/3231708554</guid>
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