https://padlet.com/22011973/jd5n6uhh96acvfgb en-us 2023-03-31 11:39:43 UTC 2023-04-02 11:37:25 UTC hello@padlet.com https://padlet-uploads.storage.googleapis.com/1985957254/770f5969e8898ee0179c920880236c01/SIT_LOGO.jpg 22011973 https://padlet.com/22011973/jd5n6uhh96acvfgb/wish/2539767442 2023-03-31 11:39:43 UTC https://padlet.com/22011973/jd5n6uhh96acvfgb/wish/2539767442 22011973 https://padlet.com/22011973/jd5n6uhh96acvfgb/wish/2539767443 2023-03-31 11:39:43 UTC https://padlet.com/22011973/jd5n6uhh96acvfgb/wish/2539767443 22011973 https://padlet.com/22011973/jd5n6uhh96acvfgb/wish/2539767444 2023-03-31 11:39:43 UTC https://padlet.com/22011973/jd5n6uhh96acvfgb/wish/2539767444 22011973 https://padlet.com/22011973/jd5n6uhh96acvfgb/wish/2539767445 2023-03-31 11:39:43 UTC https://padlet.com/22011973/jd5n6uhh96acvfgb/wish/2539767445 22011973 https://padlet.com/22011973/jd5n6uhh96acvfgb/wish/2539767447 2023-03-31 11:39:43 UTC https://padlet.com/22011973/jd5n6uhh96acvfgb/wish/2539767447 22011973 https://padlet.com/22011973/jd5n6uhh96acvfgb/wish/2539767450 2023-03-31 11:39:43 UTC https://padlet.com/22011973/jd5n6uhh96acvfgb/wish/2539767450 22011973 https://padlet.com/22011973/jd5n6uhh96acvfgb/wish/2539767452 2023-03-31 11:39:43 UTC https://padlet.com/22011973/jd5n6uhh96acvfgb/wish/2539767452 22011973 https://padlet.com/22011973/jd5n6uhh96acvfgb/wish/2539767453 Disagree. Takaful is based on risk sharing rather than risk transfer and there is mutual assurance and joint guarantee. The payment is characterised as a donation or contribution, made by the participants with the sincere desire to take care of each other in the event of loss. ]]> 2023-03-31 11:39:43 UTC https://padlet.com/22011973/jd5n6uhh96acvfgb/wish/2539767453 22011973 https://padlet.com/22011973/jd5n6uhh96acvfgb/wish/2539767455 Disagree. Apart from the prohibition of riba, Islamic finance does not allow uncertainty and speculative transactions. There are no options, short-selling and future due to prohibition against excessive uncertainty or risk shifting. There is no FX and insurance partly because of the prohibition against gambling and excessive uncertainty. ]]> 2023-03-31 11:39:43 UTC https://padlet.com/22011973/jd5n6uhh96acvfgb/wish/2539767455 22011973 https://padlet.com/22011973/jd5n6uhh96acvfgb/wish/2539767457 Disagree. For an operating ijara, no transfer of ownership occurs. For the equivalent of a purchase lease, sale or other transfer of ownership is at the end of the ijara term.]]> 2023-03-31 11:39:43 UTC https://padlet.com/22011973/jd5n6uhh96acvfgb/wish/2539767457