https://padlet.com/leminhtan170403/jbwiuwgk8znleu01 en-us 2023-04-03 08:07:40 UTC 2023-04-03 09:37:21 UTC hello@padlet.com leminhtan170403 https://padlet.com/leminhtan170403/jbwiuwgk8znleu01/wish/2541943932 This video was chosen because I believe it truly reflects my current scenario as a college student. College students represent the next generation, and because they adapt and change quickly, changing habitats play a significant role in evolution. 
The movie demonstrates the flexibility of renting in that you can relocate from one location to another and then move again if you desire a different perspective or other amenities later on. Renting also allows you to push yourself beyond of your comfort zone because you will be living somewhere far away from family, alone, and with the ability to visit new locations.


]]> 2023-04-03 08:11:10 UTC https://padlet.com/leminhtan170403/jbwiuwgk8znleu01/wish/2541943932 leminhtan170403 https://padlet.com/leminhtan170403/jbwiuwgk8znleu01/wish/2541944928 1. Laid off rising
2. Interest Rate continue to risng 

This video was chosen because it clearly demonstrates the true current state of our economy, which is unemployment and inflation. The figures in the movie reveal that job layoffs are continuing and will rise day by day, relating to inflation, which explains that if your employment cannot be secured and interest rates rise, the probability of house foreclosure is something that can be foreseen.

]]> 2023-04-03 08:12:24 UTC https://padlet.com/leminhtan170403/jbwiuwgk8znleu01/wish/2541944928 leminhtan170403 https://padlet.com/leminhtan170403/jbwiuwgk8znleu01/wish/2541945337 1. Pride of ownership
2. Stability : Flexibility of customization living space

I choose this video for a variety of reasons, including the fact that it clearly demonstrates the numerous advantages of home ownership. The first reason I choose this video is that it clearly demonstrates the stability of home ownership. When you own a home, you get an emotional experience known as pride of ownership. Another reason I choose this video is that when you rent a house, you have little control over it and how long you live there. You could be evicted by your landlord at any time. Having a home also allows you to completely personalize your living environment without seeking permission from anyone.]]> 2023-04-03 08:12:54 UTC https://padlet.com/leminhtan170403/jbwiuwgk8znleu01/wish/2541945337 leminhtan170403 https://padlet.com/leminhtan170403/jbwiuwgk8znleu01/wish/2541947080 1. House market price decreasing 
2. Equity
The reason that I picked this video because it demonstrates the current benefits of purchasing a home, particularly during the current inflationary period. Purchasing a house to rent out is a wise investment strategy, especially during an inflationary environment. Purchasing rental property means accepting people's money as an income and paying the bank to save up equity for yourself. During the current inflation period, you may buy a house for less than market value, meaning you acquire 5% to 15% equity as soon as you close the sale.]]> 2023-04-03 08:14:58 UTC https://padlet.com/leminhtan170403/jbwiuwgk8znleu01/wish/2541947080 leminhtan170403 https://padlet.com/leminhtan170403/jbwiuwgk8znleu01/wish/2541953106 For a number of reasons, the essay makes the case that renting is occasionally preferable to purchasing a home. These factors include movement freedom, avoiding homeownership-related fees and hazards, including property taxes, repairs, and maintenance, and the potential to spend the money saved by not purchasing a home on other options. However, the essay makes the case that renting can be a better choice for people who aren't ready to settle down or would rather use their money in other ways.

The reason why I chose this website/article is that it is one of the most basic knowledge as well as a reason we should think about before finding a place to settle in, and renting is the best choice because of its safety either in finance and for yourself.]]> 2023-04-03 08:22:00 UTC https://padlet.com/leminhtan170403/jbwiuwgk8znleu01/wish/2541953106 leminhtan170403 https://padlet.com/leminhtan170403/jbwiuwgk8znleu01/wish/2541958827 For those who are prepared to purchase a home, the article offers ten stages. These actions entail evaluating your financial condition, obtaining mortgage pre-approval, figuring out your needs and budget, dealing with a real estate agent, and having a home inspection. Making an offer, obtaining insurance, concluding the transaction, and managing your house are further processes. The essay stresses the significance of planning your finances and conducting thorough research before making any significant decisions in the home-buying process.

The purpose of this article/website is to inform those considering home purchases about the steps they should take to get ready and minimize risk.]]> 2023-04-03 08:29:15 UTC https://padlet.com/leminhtan170403/jbwiuwgk8znleu01/wish/2541958827 leminhtan170403 https://padlet.com/leminhtan170403/jbwiuwgk8znleu01/wish/2541963450 Eight benefits of homeownership are outlined in the essay. Building equity and long-term wealth, stability and security, tax advantages, the opportunity to customize and renovate, and the possibility of rental income are a few of these factors. The article also emphasizes how homeownership may provide one with a sense of belonging and pride and more privacy and control over their living environment. The essay advises careful thought and planning before buying but also acknowledges the time and financial responsibilities required in home ownership.
I chose this website/article because we need to know the reason why people decide to buy or own a house though renting is more like a great deal that fit everyone, like in website #1]]> 2023-04-03 08:34:32 UTC https://padlet.com/leminhtan170403/jbwiuwgk8znleu01/wish/2541963450 leminhtan170403 https://padlet.com/leminhtan170403/jbwiuwgk8znleu01/wish/2541967755 The post offers advice on where to look for rental homes. A local real estate agent, driving around potential neighbourhoods, looking through classified advertising, and using social media and word-of-mouth are some of the advice given. The article also stresses the significance of being proactive and organized by having all required paperwork and finances on hand, as well as by being aware of your budget, preferred location, and amenities. Before signing a lease agreement, the article advises being wary of rental scams and completing in-depth research and inspections.
In my opinion, the majority of those looking for housing for rent are young and inexperienced. Hence, the advice and ideas are undoubtedly crucial and really assist them.]]> 2023-04-03 08:39:55 UTC https://padlet.com/leminhtan170403/jbwiuwgk8znleu01/wish/2541967755 leminhtan170403 https://padlet.com/leminhtan170403/jbwiuwgk8znleu01/wish/2541977744 I picked this picture because if you are planning to buy a house. You need to calculate your mortgage payment as well as your interest rate. There are many mortgage payment websites that we can use. ]]> 2023-04-03 08:51:56 UTC https://padlet.com/leminhtan170403/jbwiuwgk8znleu01/wish/2541977744 leminhtan170403 https://padlet.com/leminhtan170403/jbwiuwgk8znleu01/wish/2541994787 I chose this picture to indicate the advantages, benefits between buying and renting a house. ]]> 2023-04-03 09:11:12 UTC https://padlet.com/leminhtan170403/jbwiuwgk8znleu01/wish/2541994787 leminhtan170403 https://padlet.com/leminhtan170403/jbwiuwgk8znleu01/wish/2542012943 Buying a house is commonly a huge part of people dream. However, Choosing to buy or rent depends on many aspects, such as Financial Health, Lifestyle, Life goals,.. Which one is the best fit for you?]]> 2023-04-03 09:34:37 UTC https://padlet.com/leminhtan170403/jbwiuwgk8znleu01/wish/2542012943 leminhtan170403 https://padlet.com/leminhtan170403/jbwiuwgk8znleu01/wish/2542014854 1. What did you learn about your topic that surprised you the most?
- I was surprised when it came to my knowledge of how interesting "renting and buying houses" was. I had never known that there were certain benefits when buying a house because it's the common sense how overwhelming it is when it comes to buying a house. it's a big achievement, and it needs to be taken seriously. From what I learned in the topic, buying a house seems very easy, and it has many benefits for the owner compared with renting. Depending on the situation of any individual, renting or owning a house can be more beneficial than the other. From my own general perspective, both sides are very attractive and interesting to me, and I'll consider both throughout my lifetime.
 2. Provide a real-life example of how this topic is relevant or interesting. 
-it's always hard to answer such a simple question because it requires the individual to analyze everything in their life to come to a conclusion about whether or not they should rent or buy.
3. If you could pass on your knowledge to a family member or friend, what do you think is the most important thing to pass on? 
- The important thing to pass on is that we understand what we need and have to find the best fit for us. ]]> 2023-04-03 09:37:21 UTC https://padlet.com/leminhtan170403/jbwiuwgk8znleu01/wish/2542014854