How can a budget assist Emma? by Yvenne Ma https://padlet.com/yvennema1/ix8rqw2gwa3b29hr en-us 2023-10-19 23:30:59 UTC 2023-10-20 00:21:08 UTC hello@padlet.com Be able to go to Europe - Dev https://padlet.com/yvennema1/ix8rqw2gwa3b29hr/wish/2755338829 2023-10-20 00:15:44 UTC https://padlet.com/yvennema1/ix8rqw2gwa3b29hr/wish/2755338829 https://padlet.com/yvennema1/ix8rqw2gwa3b29hr/wish/2755339551 Be able to visualise future financial state - Paulo]]> 2023-10-20 00:16:23 UTC https://padlet.com/yvennema1/ix8rqw2gwa3b29hr/wish/2755339551 https://padlet.com/yvennema1/ix8rqw2gwa3b29hr/wish/2755339816 See what her major expenses are so she can stop spending so much - Nic]]> 2023-10-20 00:16:36 UTC https://padlet.com/yvennema1/ix8rqw2gwa3b29hr/wish/2755339816 Can help her see how her money is being used for future decision-making like spending too much on food. - Dev https://padlet.com/yvennema1/ix8rqw2gwa3b29hr/wish/2755339837 2023-10-20 00:16:37 UTC https://padlet.com/yvennema1/ix8rqw2gwa3b29hr/wish/2755339837 Jack and Yousef https://padlet.com/yvennema1/ix8rqw2gwa3b29hr/wish/2755339876 She can be able to plan out her future expenses to see how they fit into her budget and plan accordingly to help assist her in going to Europe]]> 2023-10-20 00:16:40 UTC https://padlet.com/yvennema1/ix8rqw2gwa3b29hr/wish/2755339876 Andrew https://padlet.com/yvennema1/ix8rqw2gwa3b29hr/wish/2755339899 She can plan how much money she wants to spend how much she wants to save]]> 2023-10-20 00:16:41 UTC https://padlet.com/yvennema1/ix8rqw2gwa3b29hr/wish/2755339899 https://padlet.com/yvennema1/ix8rqw2gwa3b29hr/wish/2755340127 Allows Emma to think ahead and calulate how much she will be saving by budgeting. - justin]]> 2023-10-20 00:16:52 UTC https://padlet.com/yvennema1/ix8rqw2gwa3b29hr/wish/2755340127 N https://padlet.com/yvennema1/ix8rqw2gwa3b29hr/wish/2755340470 Calculate the minimal expense using past data after adjusting for inflation, wage stagnation then adjust the non essential consumption such as entertainment. ]]> 2023-10-20 00:17:07 UTC https://padlet.com/yvennema1/ix8rqw2gwa3b29hr/wish/2755340470 Klinton https://padlet.com/yvennema1/ix8rqw2gwa3b29hr/wish/2755340533 budgeting allows her to plan where her inflows and outflows of cash is coming from. with the budget plan she is able to plan how much she will spend each month 

]]> 2023-10-20 00:17:10 UTC https://padlet.com/yvennema1/ix8rqw2gwa3b29hr/wish/2755340533 https://padlet.com/yvennema1/ix8rqw2gwa3b29hr/wish/2755340603 She can plan her trip to Europe - Nic]]> 2023-10-20 00:17:14 UTC https://padlet.com/yvennema1/ix8rqw2gwa3b29hr/wish/2755340603 https://padlet.com/yvennema1/ix8rqw2gwa3b29hr/wish/2755341159 Lets her know which factors of her expenses she should reduce/remove - Paulo]]> 2023-10-20 00:17:40 UTC https://padlet.com/yvennema1/ix8rqw2gwa3b29hr/wish/2755341159 Andrew https://padlet.com/yvennema1/ix8rqw2gwa3b29hr/wish/2755341310 She can decide what expenditures she wants to reduce]]> 2023-10-20 00:17:48 UTC https://padlet.com/yvennema1/ix8rqw2gwa3b29hr/wish/2755341310 Xiaoyi and Frank https://padlet.com/yvennema1/ix8rqw2gwa3b29hr/wish/2755341372 Be able to track where her money goes and help her save more money]]> 2023-10-20 00:17:51 UTC https://padlet.com/yvennema1/ix8rqw2gwa3b29hr/wish/2755341372 Will R https://padlet.com/yvennema1/ix8rqw2gwa3b29hr/wish/2755341423 To plan to go to europe she could like consider what payments are like nessisary and have to be payed like rent and stuff then she could decrease the allowance on stuff which arn't as required

]]> 2023-10-20 00:17:54 UTC https://padlet.com/yvennema1/ix8rqw2gwa3b29hr/wish/2755341423 https://padlet.com/yvennema1/ix8rqw2gwa3b29hr/wish/2755341552 see how much she is earning and how much she should spend- kate]]> 2023-10-20 00:18:02 UTC https://padlet.com/yvennema1/ix8rqw2gwa3b29hr/wish/2755341552 https://padlet.com/yvennema1/ix8rqw2gwa3b29hr/wish/2755341573 Lets her know how much she can spend and where it is allocated so she doesn't have to decide what she spends money on. - justin

]]> 2023-10-20 00:18:03 UTC https://padlet.com/yvennema1/ix8rqw2gwa3b29hr/wish/2755341573 https://padlet.com/yvennema1/ix8rqw2gwa3b29hr/wish/2755341603 Rishika- can help her when prioritising money that is needed for essential items such as groceries, electricity, etc.]]> 2023-10-20 00:18:04 UTC https://padlet.com/yvennema1/ix8rqw2gwa3b29hr/wish/2755341603 it will help her plan her trip to europe if she keeps saving -aida https://padlet.com/yvennema1/ix8rqw2gwa3b29hr/wish/2755341875 2023-10-20 00:18:17 UTC https://padlet.com/yvennema1/ix8rqw2gwa3b29hr/wish/2755341875 isabelle https://padlet.com/yvennema1/ix8rqw2gwa3b29hr/wish/2755341876 a budget can help emma identify her most costly expenses and she could hence seek to rectify it by minimising these impacts. this would aid her in achieving her short-term goals of travelling to europe ]]> 2023-10-20 00:18:17 UTC https://padlet.com/yvennema1/ix8rqw2gwa3b29hr/wish/2755341876 Jack and Yousef https://padlet.com/yvennema1/ix8rqw2gwa3b29hr/wish/2755342209 A budget will help decision making as she can see how much she spends. For example she spends way to much on rent and food]]> 2023-10-20 00:18:37 UTC https://padlet.com/yvennema1/ix8rqw2gwa3b29hr/wish/2755342209 Asha https://padlet.com/yvennema1/ix8rqw2gwa3b29hr/wish/2755342406 A comparison between her budget and actual spending can give her an idea of her about what adjustment need to be made, for example lowering expenses]]> 2023-10-20 00:18:48 UTC https://padlet.com/yvennema1/ix8rqw2gwa3b29hr/wish/2755342406 https://padlet.com/yvennema1/ix8rqw2gwa3b29hr/wish/2755342492 see what areas she should cut down on her expenses - kate]]> 2023-10-20 00:18:51 UTC https://padlet.com/yvennema1/ix8rqw2gwa3b29hr/wish/2755342492 any unnecessary expenses can be addressed and reduced. she can find what is used most and what is wasting her money. -aida https://padlet.com/yvennema1/ix8rqw2gwa3b29hr/wish/2755342747 2023-10-20 00:19:05 UTC https://padlet.com/yvennema1/ix8rqw2gwa3b29hr/wish/2755342747 isabelle https://padlet.com/yvennema1/ix8rqw2gwa3b29hr/wish/2755343368 a budget can help emma decide which expenses to cut back on, major or minor. she could also choose to pick up a new job that yields higher income.]]> 2023-10-20 00:19:31 UTC https://padlet.com/yvennema1/ix8rqw2gwa3b29hr/wish/2755343368 Will R https://padlet.com/yvennema1/ix8rqw2gwa3b29hr/wish/2755343484 For her decision making she should like sacrifice the things like she dosnt need like entertainment and all that

]]> 2023-10-20 00:19:38 UTC https://padlet.com/yvennema1/ix8rqw2gwa3b29hr/wish/2755343484 Asha https://padlet.com/yvennema1/ix8rqw2gwa3b29hr/wish/2755343778 It allows her to plan how long she would need to save to go to Europe and plan her trip and money accordingly]]> 2023-10-20 00:19:54 UTC https://padlet.com/yvennema1/ix8rqw2gwa3b29hr/wish/2755343778 https://padlet.com/yvennema1/ix8rqw2gwa3b29hr/wish/2755343969 Rishika- Emma can plan the amount of money that she uses for each expense. This will help her to budget and save money.]]> 2023-10-20 00:20:04 UTC https://padlet.com/yvennema1/ix8rqw2gwa3b29hr/wish/2755343969 N https://padlet.com/yvennema1/ix8rqw2gwa3b29hr/wish/2755344069 Can plan to removing short-term entertainment for faster accumulate of liquid cash for for emergency and future travel to Europe with preparing foreign currency exchange.]]> 2023-10-20 00:20:08 UTC https://padlet.com/yvennema1/ix8rqw2gwa3b29hr/wish/2755344069 Klinton https://padlet.com/yvennema1/ix8rqw2gwa3b29hr/wish/2755345222 she is spending too much for  food for that month. this may lead to her planning to have more spending for food for the next month and decide to reduce other stuff]]> 2023-10-20 00:21:08 UTC https://padlet.com/yvennema1/ix8rqw2gwa3b29hr/wish/2755345222