https://padlet.com/marjapirila/itfcxa2su2a5 Work in groups of 2 - 4 people. Finish the tasks in the same order as listed. en-us 2019-01-27 17:27:30 UTC 2023-05-16 15:58:40 UTC hello@padlet.com https://padlet-assets.s3.amazonaws.com/icons/Beartoy.png marjapirila https://padlet.com/marjapirila/itfcxa2su2a5/wish/324702957

Discuss text 9 in your group with the help of questions.

Read, discuss & solve the financial problems of three people. Write your solutions in English on this Padlet wall. Write also the names of your group.

Discuss in your group the questions underneath.

When ready, come back to the main group.

]]> 2019-01-27 17:34:50 UTC https://padlet.com/marjapirila/itfcxa2su2a5/wish/324702957 https://padlet.com/marjapirila/itfcxa2su2a5/wish/1140192401 1. Find a part time job to earn some money. Pay back to your friends and learn budgeting

2. Tell someone about your issues and get help. Start earning money by finding a part time job and pay back your loans

3. Stop using your dad's credit card. Tell him the truth about his card and start paying back to him. Get a part time job to earn money. Learn to use credit card with responsibility.]]> 2021-01-29 11:27:41 UTC https://padlet.com/marjapirila/itfcxa2su2a5/wish/1140192401 https://padlet.com/marjapirila/itfcxa2su2a5/wish/1140192909 1. She should get a part-time job, and firstly pay back her friends. After that she can spend the money how she wants.

2. Jamie should tell someone about his addiction, and get help. He should also stop taking loans, and start studying again.

3. Liz should stop using her dad's credit card and tell his dad what she has been doing. She should admit she doesn't have any money, and get a part-time job to pay for her studies.

]]> 2021-01-29 11:27:53 UTC https://padlet.com/marjapirila/itfcxa2su2a5/wish/1140192909 milu0007 https://padlet.com/marjapirila/itfcxa2su2a5/wish/1140195410 1. Earn money and pay little bit at the same time, don't borrow anymore money.

2. First, get help. Then start earn money and pay loans back. Try to stay away from online poker.

3. Tell truth to your dad that you have his credit card and tell you don't have money. Get savings account so you don't waste your money. Say sorry that you didn't keep your promise. Get job so you can pay your school stuff.]]> 2021-01-29 11:29:02 UTC https://padlet.com/marjapirila/itfcxa2su2a5/wish/1140195410 https://padlet.com/marjapirila/itfcxa2su2a5/wish/1140208082 1. We think that you should not borrow money from anyone when you are young because there is always that chance that you can't pay it back. The debt might get a little too big for Beth to pay back. Also Beth should not buy clothes and makeup etc. every month because she does not need that many new personal items every month.
2. First of all, Jamie should stop playing poker. It's a very bad habit because usually you just lose a lot of money. Jamie should know that his education should be in the first place and poker should not take that place. For Jamie to back all of those loans he should get a job. Any kind of job would be fine for him to earn even a little bit of money.
3. Liz should stop using his dad's credit card and tell him what is going on. We are sure that his dad will help her out but she needs to tell him the truth. Liz needs to learn how to manage her own money and how to use it wisely!]]> 2021-01-29 11:34:30 UTC https://padlet.com/marjapirila/itfcxa2su2a5/wish/1140208082 https://padlet.com/marjapirila/itfcxa2su2a5/wish/1140214323 1. Don't buy makeup and clothes for a few months and just pay your friends the money you owe them with your allowance.
2. You need to stop gambling and get a job. Then you can pay the debt, also if possible ask your parents for some allowance.
3. Liz needs to stop spending so much money on luxury goods and start paying attention to her financial situation. She should also apologize to her dad.]]> 2021-01-29 11:37:16 UTC https://padlet.com/marjapirila/itfcxa2su2a5/wish/1140214323 https://padlet.com/marjapirila/itfcxa2su2a5/wish/1140214540 1. We think the girl could spent less money on clothes and stop buying them online. She should also get a job, so she could pay back to her friends.
2. He should stop playing poker and get professional help for his problems. Getting a job would also be helpfull to pay off his debt.
3. Tell truth to her dad that she has his credit card and tell the truth that she does't have any money left. She then should get savings account and learn how to save money. We think she should also get a job to pay back for his dad and it would help her to finance her studies.]]> 2021-01-29 11:37:22 UTC https://padlet.com/marjapirila/itfcxa2su2a5/wish/1140214540 https://padlet.com/marjapirila/itfcxa2su2a5/wish/1140219696 1. She should get a part time job and reduce buying so much clothes. 
2. He should get a job and try to pay bach the debt. He also should’t play that much. 
3. Ahe should return her dads credit card back and try not to spend that much money. And she could maybe get a part time job too. ]]> 2021-01-29 11:39:42 UTC https://padlet.com/marjapirila/itfcxa2su2a5/wish/1140219696 https://padlet.com/marjapirila/itfcxa2su2a5/wish/1140233092 1. She doesn't need to spend money on makeup and clothes and she should get a job.
2. He should stop playing poker and get a job so he can pay his debts. Because he has a gambling problem he should get some kind of help. He should also start to invest in school so he can get a better job in the future.
3. She should return his credit card and tell him the truth.]]> 2021-01-29 11:45:39 UTC https://padlet.com/marjapirila/itfcxa2su2a5/wish/1140233092 https://padlet.com/marjapirila/itfcxa2su2a5/wish/1140238322 1. You should get a jog and pay off your debt.
2. You should get help and get a job. 
3. You should stop using your dad's credit card and tell the truth him. You can also ask your father for help to pay your studies.]]> 2021-01-29 11:48:06 UTC https://padlet.com/marjapirila/itfcxa2su2a5/wish/1140238322