Ally Bank by https://padlet.com/chloecheerhawks/is0bcibdpw46 en-us 2017-10-26 16:39:50 UTC 2024-10-25 23:26:34 UTC hello@padlet.com Ally Bank: About chloecheerhawks https://padlet.com/chloecheerhawks/is0bcibdpw46/wish/200916613 Though the bank is online- only, the services are not limited. Services include  checking, savings, money market, CD and IRA accounts  that earn market leading rates. Auto loans and deposit accounts are also made available by Ally.com. Higher rates are offered because they operate online only. Free reimbursements are made for ATM fees. 
There are no fees for opening any accounts.]]> 2017-10-26 16:45:46 UTC https://padlet.com/chloecheerhawks/is0bcibdpw46/wish/200916613 Interest Checking Account chloecheerhawks https://padlet.com/chloecheerhawks/is0bcibdpw46/wish/200924735 Maintenance fees- 0$  
Opening fee-0$
Overdraft protection-savings account
Interest determined by account balance]]> 2017-10-26 17:00:54 UTC https://padlet.com/chloecheerhawks/is0bcibdpw46/wish/200924735 Savings Account chloecheerhawks https://padlet.com/chloecheerhawks/is0bcibdpw46/wish/201270698
types of savings accounts made available:
 High interest
Health
Online
Fixed rate
Joint
no maintenance fees/minimum balance


]]> 2017-10-27 16:29:54 UTC https://padlet.com/chloecheerhawks/is0bcibdpw46/wish/201270698 Money Market chloecheerhawks https://padlet.com/chloecheerhawks/is0bcibdpw46/wish/201272921 No minimum balance.
Interest compounds daily.]]> 2017-10-27 16:34:39 UTC https://padlet.com/chloecheerhawks/is0bcibdpw46/wish/201272921 Certificate of Deposit (CD) chloecheerhawks https://padlet.com/chloecheerhawks/is0bcibdpw46/wish/201274743 There is no minimum balance-however, the higher the opening deposit, the higher the rate.

It is important to withdraw money from a CD during the Maturity Grace Period.If one were to withdraw their money too early, they will receive a penalty based off of their balance.


]]> 2017-10-27 16:38:43 UTC https://padlet.com/chloecheerhawks/is0bcibdpw46/wish/201274743 Individual Retirement Account (IRA) chloecheerhawks https://padlet.com/chloecheerhawks/is0bcibdpw46/wish/201281173 The types of IRA's include Traditional, Roth, and SE.P
Annual contributions depend on your age/job position(employers)
Roth/Traditional:
$5,500 if under age 50
$6,500 if age 50 or older 
SEP:
Employers $54,000
Self employed 20% 

]]> 2017-10-27 16:54:06 UTC https://padlet.com/chloecheerhawks/is0bcibdpw46/wish/201281173