🦋 Dharuriyyat:

Groceries (RM300)

Transport (RM50)

Phone Bill (RM40)

Electric and Water Bill (RM150)

TOTAL = RM 540 (27%)

🦋 Hajiyyat:

Saving / Investment (RM300)

Clothing (RM150)

Parents (RM300)

Takaful / Insurances (RM200)

TOTAL= RM 950 (47.5%)

🦋 Tahsiniyyat:

Entertainment (RM250) (12.5%)

The balance (RM260) is for emergency matters. (13%)

QUESTION 1

Can you live with lower entertainment costs to save more?

Yes i can live with lower entertainment cost to save more. This is because I am more concerned about my own needs or dharuriyyat matters such as house rent, bills and other living costs. In addition, we also need to live within our financial means.

QUESTION 2

Is it necessary to allocate money for both savingsand transportation?

Yes, everyone needs to allocate money for savings and transportation. this is because the savings made can be used when there is an emergency, or when there is damage to the vehicle used. by making savings, it can be one of the ways to overcome financial problems in the future. Allocation of money for transportation is also necessary because transportation can facilitate daily affairs going to desired places such as to work.

QUESTION 3

What trade-offs do you feel comfortable making and why?

The trade off that i feel comfortable to make is about time and quality. if before this i’m not working during free time even though i have so many works, i can working for longer hours to get extra pay or money. i also need to choose just a few things that have a good quality with higher price such a car while the others can be bought with low quality and cheaper price because it can save a lot of cost in shopping.