https://padlet.com/nurulsyaheera/ifwzfey88jlsldhx en-us 2021-12-13 12:15:33 UTC 2023-10-23 16:07:18 UTC hello@padlet.com https://padlet.net/icons/png/1f3a5.png nurulsyaheera https://padlet.com/nurulsyaheera/ifwzfey88jlsldhx/wish/1944308899 In your groups, please write one paragraph using the given topic sentence. Ensure that you include the major details and minor details. Type and upload it to your designated group folder.

Deadline: Before Monday's class (23/10/2023)


]]> 2021-12-13 12:22:34 UTC https://padlet.com/nurulsyaheera/ifwzfey88jlsldhx/wish/1944308899 nurulsyaheera https://padlet.com/nurulsyaheera/ifwzfey88jlsldhx/wish/2752798407 2023-10-18 14:18:49 UTC https://padlet.com/nurulsyaheera/ifwzfey88jlsldhx/wish/2752798407 nurulsyaheera https://padlet.com/nurulsyaheera/ifwzfey88jlsldhx/wish/2752799644 2023-10-18 14:19:28 UTC https://padlet.com/nurulsyaheera/ifwzfey88jlsldhx/wish/2752799644 nurulsyaheera https://padlet.com/nurulsyaheera/ifwzfey88jlsldhx/wish/2752800897 2023-10-18 14:20:09 UTC https://padlet.com/nurulsyaheera/ifwzfey88jlsldhx/wish/2752800897 https://padlet.com/nurulsyaheera/ifwzfey88jlsldhx/wish/2757047546 Planning one's monthly expenses is another way to avoid bankruptcy among young adults. More than that, avoid buying unnecessary things. Firstly, we need to know how to distinguish between wants and needs. For example, we need to list down the list and the item we want to buy. This way, any unnecessary spending will have a negative consequence attached to it. Subsequently, getting control over your finances is to figure out how much you spend each month and where it's going and also put you budget. For instance, we can do monthly groceries's budget to allow we to get a better idea of how much we're spending for the each month and for a better adjustment to the next budgets. Another points is you must educate yourself to take charge financial future. For example, do some research professionals like financial planners, mortgage lenders, or accountants before utilizing their services.]]> 2023-10-21 11:37:13 UTC https://padlet.com/nurulsyaheera/ifwzfey88jlsldhx/wish/2757047546 https://padlet.com/nurulsyaheera/ifwzfey88jlsldhx/wish/2757691298 2023-10-22 13:04:29 UTC https://padlet.com/nurulsyaheera/ifwzfey88jlsldhx/wish/2757691298 https://padlet.com/nurulsyaheera/ifwzfey88jlsldhx/wish/2758646510 One of advantages of joining charity work in university is students can met a lot of people so that they can make new friends and expand their networkings.Furthermore, they also can improve their soft skills.For instance, communication skills when they interact with another people from walk of life.Last but not last, involvement in charity can enhance their job prospect.So, they can job easily]]> 2023-10-23 07:21:01 UTC https://padlet.com/nurulsyaheera/ifwzfey88jlsldhx/wish/2758646510 https://padlet.com/nurulsyaheera/ifwzfey88jlsldhx/wish/2758661085 1. Avoid buying unnecessary thing
2. Budgeting software
3. Have a proper schedule




          There are lot of way people can save their expenses without burdening themselves . For example , they can avoid buying unnecessary things such as clothes , skincare set and shoes .  By doing this , they can save their money and maybe can help them during their time in need . Second, another option is to use budgeting software or a budgeting system to track your expenses. It can save you time, and it makes it easier to manage your budget each month. Ideally, you want to find something that will work across platforms and sync with your bank so make tracking your spending much easier. Futhermore, have a proper schedule by planning their monthly expenses, young adults gain better control over their spending habits. They can set a budget for each category of expenses, such as rent, utilities, groceries, entertainment, and savings, and allocate their income accordingly. This helps them avoid overspending and prioritize their financial responsibilities, reducing the risk of accumulating debt and facing bankruptcy.

]]> 2023-10-23 07:31:51 UTC https://padlet.com/nurulsyaheera/ifwzfey88jlsldhx/wish/2758661085 https://padlet.com/nurulsyaheera/ifwzfey88jlsldhx/wish/2758703575 One of the advantage of joining charity work as university is expand their social network. It means that we can meet a lot of new people regardless of gender, age and races. We can interact and building connection by listening and sharing our experience and advices with each other. Moreover, joining charity work can buil student career. For example, they are not only doing good for the community but also for their future career prospect. Last but not least, the other advantages is enhanced soft skills which is very important skill for a student. Soft skill that are needed as a student included leadership, teamwork and creativity. ]]> 2023-10-23 08:06:29 UTC https://padlet.com/nurulsyaheera/ifwzfey88jlsldhx/wish/2758703575 https://padlet.com/nurulsyaheera/ifwzfey88jlsldhx/wish/2758716902 There are many advantages for students who work part time. For example part time jobs qt a fast food restaurant that gives experience in dealing with the public. In addition, the money earned can be used for daily use for students such as food consumables and necessities. as a student, working part time can ease some of the burden on the family. we can find additional pocket money that can cover living expense expansion during the study period. Additionally, only use money when it is absolutely necessary for ourselves to prevent bankruptcy. Lastly , most students work part time to improve time management skill. for example, when you work while studying, you’ll need to ensure you’re on top of work deadlines as well as assignments due dates, so you would naturally learn how to prioritise and develop your time management skill. ]]> 2023-10-23 08:16:45 UTC https://padlet.com/nurulsyaheera/ifwzfey88jlsldhx/wish/2758716902