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      <title>My sumptuous padlet by Faysal Mohamed</title>
      <link>https://padlet.com/faysalmohamed/idl6hx07f0sujcto</link>
      <description>Made with whimsy</description>
      <language>en-us</language>
      <pubDate>2020-09-22 18:14:25 UTC</pubDate>
      <lastBuildDate>2023-03-05 07:26:23 UTC</lastBuildDate>
      <webMaster>hello@padlet.com</webMaster>
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      <item>
         <title>Understanding credit</title>
         <author>faysalmohamed</author>
         <link>https://padlet.com/faysalmohamed/idl6hx07f0sujcto/wish/769511448</link>
         <description><![CDATA[<div>By faysal Mohamed </div>]]></description>
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         <pubDate>2020-09-22 18:15:50 UTC</pubDate>
         <guid>https://padlet.com/faysalmohamed/idl6hx07f0sujcto/wish/769511448</guid>
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         <title>Bank loan or payday loan?</title>
         <author>faysalmohamed</author>
         <link>https://padlet.com/faysalmohamed/idl6hx07f0sujcto/wish/770936477</link>
         <description><![CDATA[<div> would choose to get a bank loan instead of a payday loan. A loan from the bank can help pay off whatever you need for a long term or short term. You have to have a good credit Score for a loan from the bank unlike a payday loan where they don’t look into that. “Credit unions can be good places to shop for a personal loan since they may have more lenient lending requirements and may be more willing to offer a short-term personal loan if you have less-than-stellar credit. Local banks and credit card companies are other sources of personal loans.(Credit&amp;Debt pg 2)”. Banks can be a good place to get a loan at. They’re more lenient on requirements and would be willing to offer short term loans if you have a kinda low credit score. </div>]]></description>
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         <pubDate>2020-09-23 05:20:05 UTC</pubDate>
         <guid>https://padlet.com/faysalmohamed/idl6hx07f0sujcto/wish/770936477</guid>
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         <title>Final payoff amount differences </title>
         <author>faysalmohamed</author>
         <link>https://padlet.com/faysalmohamed/idl6hx07f0sujcto/wish/770937331</link>
         <description><![CDATA[<div>If I were to get a loan it’d be from a bank. I’d get a 500 dollar loan. The difference between the final layoff amounts would be different if I got a payday loan because it comes with additional charges and fees. But since I’m going a bank loan it wouldn’t come off wit fees or interest. <br><br><br><br><br><br><br><br></div>]]></description>
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         <pubDate>2020-09-23 05:20:29 UTC</pubDate>
         <guid>https://padlet.com/faysalmohamed/idl6hx07f0sujcto/wish/770937331</guid>
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      <item>
         <title></title>
         <author>faysalmohamed</author>
         <link>https://padlet.com/faysalmohamed/idl6hx07f0sujcto/wish/770939233</link>
         <description><![CDATA[]]></description>
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         <pubDate>2020-09-23 05:21:23 UTC</pubDate>
         <guid>https://padlet.com/faysalmohamed/idl6hx07f0sujcto/wish/770939233</guid>
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