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      <title>2.4 Activity by Mercedes Stanek</title>
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      <pubDate>2019-08-28 20:21:11 UTC</pubDate>
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         <title>Contractionary Monetary Policy</title>
         <author>87632</author>
         <link>https://padlet.com/87632/i9xvk67y3usw/wish/399670137</link>
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         <pubDate>2019-10-18 17:50:57 UTC</pubDate>
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         <title>Expansionary Monetary Policy</title>
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         <pubDate>2019-10-18 17:51:22 UTC</pubDate>
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         <author>87632</author>
         <link>https://padlet.com/87632/i9xvk67y3usw/wish/399670968</link>
         <description><![CDATA[<div>The effect of FOMC selling government securities?<br>Economy: This decreases the amount of money the commercial banks have to lend which in turn contracts the economy<br>Citizens: This increases interest rates and the cost of borrowing for the citizens </div>]]></description>
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         <pubDate>2019-10-18 17:52:36 UTC</pubDate>
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         <author>87632</author>
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         <description><![CDATA[<div>The effect of Fed increasing the discount rate?<br>Economy: The raising of the discount rate causes all the interest rates to rise<br>Citizens: The interest rates rising affects the citizens by raising their rates when they need loans</div>]]></description>
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         <pubDate>2019-10-18 17:53:16 UTC</pubDate>
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         <author>87632</author>
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         <description><![CDATA[<div>The effect of the Board of Governors increasing the reserve ratio?<br>Economy: Increasing the reserve ratio will decrease the amount of money that banks are able to lend out which in turn contracts the economy.<br>Citizens: The decrease in money the banks can give out can impact citizens by allowing them to take out less loans.</div>]]></description>
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         <pubDate>2019-10-18 17:53:55 UTC</pubDate>
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         <author>87632</author>
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         <description><![CDATA[<div>The effect of the FOMC buying government securities?<br>Economy: The FOMC allows the commercial banks to have more money available to lend.  This can overall boost the economy<br>Citizens: This new amount of funds allows for lowered interest rates for citizens. Additionally , the economy boost lowers unemployment</div>]]></description>
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         <pubDate>2019-10-18 17:54:41 UTC</pubDate>
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         <author>87632</author>
         <link>https://padlet.com/87632/i9xvk67y3usw/wish/399672190</link>
         <description><![CDATA[<div>The effect of Fed decreasing the discount rate?<br>Economy: The lowering of the discount rate overall lowers all interest rates<br>Citizens: The interest rates falling affects the citizens by lowering their rates when they need loans</div>]]></description>
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         <pubDate>2019-10-18 17:55:13 UTC</pubDate>
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         <title></title>
         <author>87632</author>
         <link>https://padlet.com/87632/i9xvk67y3usw/wish/399672552</link>
         <description><![CDATA[<div>The effect of the Board of Governors decreasing the reserve ratio?<br>Economy: Decreasing the reserve ratio will increase the amount of money that banks are able to lend out which in turn boosts the economy.<br>Citizens: The increase in money the banks can give out can impact citizens by allowing them to take out more loans.</div>]]></description>
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         <pubDate>2019-10-18 17:55:57 UTC</pubDate>
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