https://padlet.com/paige_martin2/i69zv2zks30r en-us 2017-05-12 04:30:44 UTC 2017-05-12 04:46:35 UTC hello@padlet.com paige_martin2 https://padlet.com/paige_martin2/i69zv2zks30r/wish/171407507 If I had to choose an agency to help me I would chose the CFPB. I believe them to be most helpful for me. They would be able to assist me in deciding which financial services are the safest and best option for me. They can also provide me with a financial counselor to help me plan how to assess my finances. ]]> 2017-05-12 04:31:33 UTC https://padlet.com/paige_martin2/i69zv2zks30r/wish/171407507 paige_martin2 https://padlet.com/paige_martin2/i69zv2zks30r/wish/171407525 The purpose of the CFPB is "to protect consumers from deceptive financial products" (textbook page 13). They make sure that consumers make the right decision in who to select for loans and other financial services. ]]> 2017-05-12 04:31:48 UTC https://padlet.com/paige_martin2/i69zv2zks30r/wish/171407525 paige_martin2 https://padlet.com/paige_martin2/i69zv2zks30r/wish/171407533 The NCUA is created "to regulate, charter, and supervise federal credit unions" (textbook page 13). the NCUA guarantees deposits to millions of people. ]]> 2017-05-12 04:32:03 UTC https://padlet.com/paige_martin2/i69zv2zks30r/wish/171407533 paige_martin2 https://padlet.com/paige_martin2/i69zv2zks30r/wish/171407544 "More than one-third of banks failed in the years before the FDIC's creation" (textbook page 13). FDIC "insures deposits in member banks up to $250,000 per ownership category" (textbook page 13). ]]> 2017-05-12 04:32:19 UTC https://padlet.com/paige_martin2/i69zv2zks30r/wish/171407544 paige_martin2 https://padlet.com/paige_martin2/i69zv2zks30r/wish/171407558 The CFTC protects people from fraud, protects peoples funds, and to protect people from risk. ]]> 2017-05-12 04:32:40 UTC https://padlet.com/paige_martin2/i69zv2zks30r/wish/171407558 paige_martin2 https://padlet.com/paige_martin2/i69zv2zks30r/wish/171407570 "The largest independent regulator for all securities firms doing business in the United States" (textbook page 13). FINRA works to make sure the US securities industry runs daily and honestly for investors. ]]> 2017-05-12 04:32:53 UTC https://padlet.com/paige_martin2/i69zv2zks30r/wish/171407570