5W Credit Card Padlet by Joanne Aquila https://padlet.com/jaquila/i67y5ekar199wwd Made with charm en-us 2022-04-12 18:13:28 UTC 2025-11-09 05:36:35 UTC hello@padlet.com Hassan Daood https://padlet.com/jaquila/i67y5ekar199wwd/wish/2142577134 Marisol didn't pay on time and she didn't have enough money to pay it off.]]> 2022-04-13 15:25:36 UTC https://padlet.com/jaquila/i67y5ekar199wwd/wish/2142577134 Hassan Daood https://padlet.com/jaquila/i67y5ekar199wwd/wish/2142577725 Marisol had to pay a late fee and had her APR go up.]]> 2022-04-13 15:26:00 UTC https://padlet.com/jaquila/i67y5ekar199wwd/wish/2142577725 Remy Korn https://padlet.com/jaquila/i67y5ekar199wwd/wish/2142577902 She did not pay on time. She also did not have the right amount of money to make the payment]]> 2022-04-13 15:26:06 UTC https://padlet.com/jaquila/i67y5ekar199wwd/wish/2142577902 Avery Wojtusiak https://padlet.com/jaquila/i67y5ekar199wwd/wish/2142578288 Marisol didn't pay on time and she didn't have the amount of money she had to pay.]]> 2022-04-13 15:26:19 UTC https://padlet.com/jaquila/i67y5ekar199wwd/wish/2142578288 Ethan Reiser https://padlet.com/jaquila/i67y5ekar199wwd/wish/2142578541 She payed late and she didn't have enough money to pay it off]]> 2022-04-13 15:26:28 UTC https://padlet.com/jaquila/i67y5ekar199wwd/wish/2142578541 Helen Guan https://padlet.com/jaquila/i67y5ekar199wwd/wish/2142578762 Marisol didn't have enough money and she did not make her payment on time]]> 2022-04-13 15:26:35 UTC https://padlet.com/jaquila/i67y5ekar199wwd/wish/2142578762 Manya Prakash https://padlet.com/jaquila/i67y5ekar199wwd/wish/2142578800 Marisol didn't give the money on time and then she did have enough money to pay for it. ]]> 2022-04-13 15:26:36 UTC https://padlet.com/jaquila/i67y5ekar199wwd/wish/2142578800 Mahita Rallabhandi https://padlet.com/jaquila/i67y5ekar199wwd/wish/2142578894 Marisol did not pay her money on time and she also didn't have enough money to pay it off.]]> 2022-04-13 15:26:41 UTC https://padlet.com/jaquila/i67y5ekar199wwd/wish/2142578894 Lukeybro late fee and higher apr https://padlet.com/jaquila/i67y5ekar199wwd/wish/2142579076 2022-04-13 15:26:46 UTC https://padlet.com/jaquila/i67y5ekar199wwd/wish/2142579076 Sonya Singh https://padlet.com/jaquila/i67y5ekar199wwd/wish/2142579170 She did not pay on time
She did not have enough money to pay]]> 2022-04-13 15:26:50 UTC https://padlet.com/jaquila/i67y5ekar199wwd/wish/2142579170 Jayden Ling https://padlet.com/jaquila/i67y5ekar199wwd/wish/2142579328 Marisol dident have enough money to pay back a late fee]]> 2022-04-13 15:26:56 UTC https://padlet.com/jaquila/i67y5ekar199wwd/wish/2142579328 Ethan Reiser https://padlet.com/jaquila/i67y5ekar199wwd/wish/2142579598 late fee and higher apr]]> 2022-04-13 15:27:06 UTC https://padlet.com/jaquila/i67y5ekar199wwd/wish/2142579598 Remy Korn https://padlet.com/jaquila/i67y5ekar199wwd/wish/2142579628 She had to pay a late fee, her APR also went up.]]> 2022-04-13 15:27:07 UTC https://padlet.com/jaquila/i67y5ekar199wwd/wish/2142579628 CJ Ferrraro https://padlet.com/jaquila/i67y5ekar199wwd/wish/2142579684 Marisol did not have enough money to pay and did not pay on time ]]> 2022-04-13 15:27:10 UTC https://padlet.com/jaquila/i67y5ekar199wwd/wish/2142579684 Wonbin Kim https://padlet.com/jaquila/i67y5ekar199wwd/wish/2142579696 Marisol didn't pay the company on time and she also didn't pay enough]]> 2022-04-13 15:27:10 UTC https://padlet.com/jaquila/i67y5ekar199wwd/wish/2142579696 Jayden Ling https://padlet.com/jaquila/i67y5ekar199wwd/wish/2142579738 late fee and higher apr

]]> 2022-04-13 15:27:12 UTC https://padlet.com/jaquila/i67y5ekar199wwd/wish/2142579738 Holden Handell https://padlet.com/jaquila/i67y5ekar199wwd/wish/2142579843 Marisol's mistakes were that she didn't pay on time and she didn't have the amount of money to pay.]]> 2022-04-13 15:27:16 UTC https://padlet.com/jaquila/i67y5ekar199wwd/wish/2142579843 She didn't have enough money and she didn't pay on time https://padlet.com/jaquila/i67y5ekar199wwd/wish/2142579930 2022-04-13 15:27:19 UTC https://padlet.com/jaquila/i67y5ekar199wwd/wish/2142579930 Mahita Rallabhandi https://padlet.com/jaquila/i67y5ekar199wwd/wish/2142579933 She had a late fee and a higher interest rate(APR).]]> 2022-04-13 15:27:19 UTC https://padlet.com/jaquila/i67y5ekar199wwd/wish/2142579933 Madeline Silvestri https://padlet.com/jaquila/i67y5ekar199wwd/wish/2142579994 Marisol's two mistakes was that she did not  have the money that she needed to pay and that she paid late.]]> 2022-04-13 15:27:22 UTC https://padlet.com/jaquila/i67y5ekar199wwd/wish/2142579994 maddi berman https://padlet.com/jaquila/i67y5ekar199wwd/wish/2142580138 she did not pay on time and she did not have enough money to make the payment ]]> 2022-04-13 15:27:28 UTC https://padlet.com/jaquila/i67y5ekar199wwd/wish/2142580138 Manya Prakash https://padlet.com/jaquila/i67y5ekar199wwd/wish/2142580177 Marisol had a late fee to pay off and her interest/APR went up]]> 2022-04-13 15:27:30 UTC https://padlet.com/jaquila/i67y5ekar199wwd/wish/2142580177 Avery Wojtusiak https://padlet.com/jaquila/i67y5ekar199wwd/wish/2142580179 Marisol had to pay a late fee and her APR went up.]]> 2022-04-13 15:27:30 UTC https://padlet.com/jaquila/i67y5ekar199wwd/wish/2142580179 Evan Enriquez https://padlet.com/jaquila/i67y5ekar199wwd/wish/2142580433 Marisol's two mistakes were missing the payment that was supposed to be made on the 15th and she didn't have the money she needed to pay the bill.]]> 2022-04-13 15:27:39 UTC https://padlet.com/jaquila/i67y5ekar199wwd/wish/2142580433 Luca Eliane elianeluc https://padlet.com/jaquila/i67y5ekar199wwd/wish/2142580530 she did not pay her money on time and she she didn't have enough money to pay it off. ]]> 2022-04-13 15:27:43 UTC https://padlet.com/jaquila/i67y5ekar199wwd/wish/2142580530 Elina Huang https://padlet.com/jaquila/i67y5ekar199wwd/wish/2142580600 she dodnt pay back her money on time and she didnt have enough money]]> 2022-04-13 15:27:46 UTC https://padlet.com/jaquila/i67y5ekar199wwd/wish/2142580600 Sonya Singh https://padlet.com/jaquila/i67y5ekar199wwd/wish/2142580797 She had a late fee which added to her payment and her APR went up]]> 2022-04-13 15:27:51 UTC https://padlet.com/jaquila/i67y5ekar199wwd/wish/2142580797 Wonbin https://padlet.com/jaquila/i67y5ekar199wwd/wish/2142580808 She was fined a late fee and a higher interest rate]]> 2022-04-13 15:27:51 UTC https://padlet.com/jaquila/i67y5ekar199wwd/wish/2142580808 Holden Handell https://padlet.com/jaquila/i67y5ekar199wwd/wish/2142581203 Marisol had to pay a late fee and a higher (APR)]]> 2022-04-13 15:28:07 UTC https://padlet.com/jaquila/i67y5ekar199wwd/wish/2142581203 CJ Ferraro https://padlet.com/jaquila/i67y5ekar199wwd/wish/2142581580 She had a late fee and a higher interest rate ]]> 2022-04-13 15:28:23 UTC https://padlet.com/jaquila/i67y5ekar199wwd/wish/2142581580 Lucas Jung https://padlet.com/jaquila/i67y5ekar199wwd/wish/2142581675 She didnt pay it on time. She did not have the money to pay the payment

]]> 2022-04-13 15:28:27 UTC https://padlet.com/jaquila/i67y5ekar199wwd/wish/2142581675 Luca Eliane elianeluc https://padlet.com/jaquila/i67y5ekar199wwd/wish/2142581763 late fee higher interest ]]> 2022-04-13 15:28:30 UTC https://padlet.com/jaquila/i67y5ekar199wwd/wish/2142581763 Elina Huang https://padlet.com/jaquila/i67y5ekar199wwd/wish/2142582112 She had to pay off a late fee and she got a higher interest]]> 2022-04-13 15:28:40 UTC https://padlet.com/jaquila/i67y5ekar199wwd/wish/2142582112 Helen Guan https://padlet.com/jaquila/i67y5ekar199wwd/wish/2142582313 Marisol had to pay a late fee and has a higher interest rate (APR)]]> 2022-04-13 15:28:48 UTC https://padlet.com/jaquila/i67y5ekar199wwd/wish/2142582313 Lucas Jung https://padlet.com/jaquila/i67y5ekar199wwd/wish/2142582420 She had a late fee and a higher interest rate.]]> 2022-04-13 15:28:52 UTC https://padlet.com/jaquila/i67y5ekar199wwd/wish/2142582420 Remy Korn https://padlet.com/jaquila/i67y5ekar199wwd/wish/2142582491 I would ask her why she didn't pay on time or if she forgot, I would also ask why she didn't keep enough money with  her, and I would encourage her to keep extra money with her in the future, encase of an emergency situation like this. ]]> 2022-04-13 15:28:56 UTC https://padlet.com/jaquila/i67y5ekar199wwd/wish/2142582491 Evan Enriquez https://padlet.com/jaquila/i67y5ekar199wwd/wish/2142582524 Two negative outcomes of Marisol's mistakes were that she paid a late fee and the interest rate went up. ]]> 2022-04-13 15:28:57 UTC https://padlet.com/jaquila/i67y5ekar199wwd/wish/2142582524 Madeline Silvestri https://padlet.com/jaquila/i67y5ekar199wwd/wish/2142582713 Two negative outcomes of her mistakes was a higher APR and she had to pay a late fee. ]]> 2022-04-13 15:29:05 UTC https://padlet.com/jaquila/i67y5ekar199wwd/wish/2142582713 maddi berman https://padlet.com/jaquila/i67y5ekar199wwd/wish/2142582930 she had a late fee and had her APR go up ]]> 2022-04-13 15:29:15 UTC https://padlet.com/jaquila/i67y5ekar199wwd/wish/2142582930 Mahita Rallabhandi https://padlet.com/jaquila/i67y5ekar199wwd/wish/2142583022 1. Did you try to budget your money during the month?
2. Why didn't you pay on time?]]> 2022-04-13 15:29:18 UTC https://padlet.com/jaquila/i67y5ekar199wwd/wish/2142583022 Lucas Jung https://padlet.com/jaquila/i67y5ekar199wwd/wish/2142583706 Why didnt you pay your bill on time?

Why didnt you have enough money to pay]]> 2022-04-13 15:29:45 UTC https://padlet.com/jaquila/i67y5ekar199wwd/wish/2142583706 Elina Huang https://padlet.com/jaquila/i67y5ekar199wwd/wish/2142584139 I would ask why didnt you pay on time? did you set a reminder or did you just not have enough money to pay back?]]> 2022-04-13 15:30:02 UTC https://padlet.com/jaquila/i67y5ekar199wwd/wish/2142584139 Hassan Daood https://padlet.com/jaquila/i67y5ekar199wwd/wish/2142584430 I would ask her why she didn't pay on time. Did she forget? Neglected doing it? I would also ask why she didn't save up some of her money because in situations like this, saved up money can really help you.]]> 2022-04-13 15:30:13 UTC https://padlet.com/jaquila/i67y5ekar199wwd/wish/2142584430 Why didn't u have enough money https://padlet.com/jaquila/i67y5ekar199wwd/wish/2142584464
Why didn't you pay    





Luke]]> 2022-04-13 15:30:14 UTC https://padlet.com/jaquila/i67y5ekar199wwd/wish/2142584464 Ethan Reiser https://padlet.com/jaquila/i67y5ekar199wwd/wish/2142584963 I would question her why didn't she pay on time. I would also ask why she didn't have a budget for the month]]> 2022-04-13 15:30:34 UTC https://padlet.com/jaquila/i67y5ekar199wwd/wish/2142584963 Evan Enriquez https://padlet.com/jaquila/i67y5ekar199wwd/wish/2142585112 Why did you miss the payment?
Do you understand the consequences of your actions?]]> 2022-04-13 15:30:41 UTC https://padlet.com/jaquila/i67y5ekar199wwd/wish/2142585112 Luca Eliane elianeluc https://padlet.com/jaquila/i67y5ekar199wwd/wish/2142585226 why did you not pay it off this month did you forget? did you spend too much this month? ]]> 2022-04-13 15:30:45 UTC https://padlet.com/jaquila/i67y5ekar199wwd/wish/2142585226 Avery Wojtusiak https://padlet.com/jaquila/i67y5ekar199wwd/wish/2142585252 1. Why didn't you pay on time?
2. Why didn't you have enough money?]]> 2022-04-13 15:30:46 UTC https://padlet.com/jaquila/i67y5ekar199wwd/wish/2142585252 Jeffrey https://padlet.com/jaquila/i67y5ekar199wwd/wish/2142585397 
Marisol didn't make her repayments on time, and she didn't have enough money to make them.
]]> 2022-04-13 15:30:51 UTC https://padlet.com/jaquila/i67y5ekar199wwd/wish/2142585397 Sonya Singh https://padlet.com/jaquila/i67y5ekar199wwd/wish/2142585520 Did you have a plan to pay on time?
Did you try to limit what you buy?]]> 2022-04-13 15:30:56 UTC https://padlet.com/jaquila/i67y5ekar199wwd/wish/2142585520 Wonbin https://padlet.com/jaquila/i67y5ekar199wwd/wish/2142585650 Did you forget to pay?
Why couldn't you get enough money to pay?]]> 2022-04-13 15:31:02 UTC https://padlet.com/jaquila/i67y5ekar199wwd/wish/2142585650 Holden Handell https://padlet.com/jaquila/i67y5ekar199wwd/wish/2142585742 1. Do you need help organizing and remembering to pay her bills?
2. Why don't you have limits on what things you should buy?]]> 2022-04-13 15:31:06 UTC https://padlet.com/jaquila/i67y5ekar199wwd/wish/2142585742 Manya Prakash https://padlet.com/jaquila/i67y5ekar199wwd/wish/2142585809 1. Why did you pay late and weren't you worried you would have to pay more? 
2. Did you budget your money so that you could pay your bill?]]> 2022-04-13 15:31:09 UTC https://padlet.com/jaquila/i67y5ekar199wwd/wish/2142585809 Jayden Ling https://padlet.com/jaquila/i67y5ekar199wwd/wish/2142586335 Did you forget to pay?


Why couldn't you get enough money to pay? ]]> 2022-04-13 15:31:31 UTC https://padlet.com/jaquila/i67y5ekar199wwd/wish/2142586335 CJ Ferraro https://padlet.com/jaquila/i67y5ekar199wwd/wish/2142586883 I would ask Marisol if she just forgot about the payment or she just chose not to pay it on time. I would also ask her if she knew if she had to pay it before she bought the shoes, groceries and dinner ]]> 2022-04-13 15:31:54 UTC https://padlet.com/jaquila/i67y5ekar199wwd/wish/2142586883 Madeline Silvestri https://padlet.com/jaquila/i67y5ekar199wwd/wish/2142587162 I would ask her why she didn't pay on time and why didn't she budget her money?]]> 2022-04-13 15:32:06 UTC https://padlet.com/jaquila/i67y5ekar199wwd/wish/2142587162 maddi berman https://padlet.com/jaquila/i67y5ekar199wwd/wish/2142589720 i would ask her why she didn't pay on time and did she forget to pay or didn't have enough money to pay ]]> 2022-04-13 15:33:57 UTC https://padlet.com/jaquila/i67y5ekar199wwd/wish/2142589720 Jeffrey https://padlet.com/jaquila/i67y5ekar199wwd/wish/2142590029 Marisol will pay late fees and her interest will increase.]]> 2022-04-13 15:34:10 UTC https://padlet.com/jaquila/i67y5ekar199wwd/wish/2142590029 Helen Guan https://padlet.com/jaquila/i67y5ekar199wwd/wish/2142591349 Do you have problems with money and saving?
You should keep track of your spendings 

What would you do differently next time to ensure you make your payment on time?

]]> 2022-04-13 15:35:04 UTC https://padlet.com/jaquila/i67y5ekar199wwd/wish/2142591349 Alaina Dhingra https://padlet.com/jaquila/i67y5ekar199wwd/wish/2142594108 she did not pay her bill on time 
She didnt have enough money to pay]]> 2022-04-13 15:36:52 UTC https://padlet.com/jaquila/i67y5ekar199wwd/wish/2142594108 Jeffrey https://padlet.com/jaquila/i67y5ekar199wwd/wish/2142594832 Why didn't you pay on time and why didn't you bring enough money?]]> 2022-04-13 15:37:19 UTC https://padlet.com/jaquila/i67y5ekar199wwd/wish/2142594832 Alaina Dhingra https://padlet.com/jaquila/i67y5ekar199wwd/wish/2142595158 she has to pay late fees now 
and now a higher interest ]]> 2022-04-13 15:37:34 UTC https://padlet.com/jaquila/i67y5ekar199wwd/wish/2142595158 Alaina Dhingra https://padlet.com/jaquila/i67y5ekar199wwd/wish/2142598858 - why didnt she save her money?
-does she realize her mistakes?]]> 2022-04-13 15:39:46 UTC https://padlet.com/jaquila/i67y5ekar199wwd/wish/2142598858 Jack https://padlet.com/jaquila/i67y5ekar199wwd/wish/2161196892 She did not pay the bill on time, she did not have enough money to pay the off the bill.]]> 2022-04-27 23:15:50 UTC https://padlet.com/jaquila/i67y5ekar199wwd/wish/2161196892 Jack https://padlet.com/jaquila/i67y5ekar199wwd/wish/2161197775 She had to pay a late fee and got a higher interest rate.]]> 2022-04-27 23:17:10 UTC https://padlet.com/jaquila/i67y5ekar199wwd/wish/2161197775 Jack https://padlet.com/jaquila/i67y5ekar199wwd/wish/2161199238 Why didn´t you have enough money? Why did you spend your money on those things instead of budgeting?]]> 2022-04-27 23:19:03 UTC https://padlet.com/jaquila/i67y5ekar199wwd/wish/2161199238