Office of Innovation brainstorming session by Christina Burchette https://padlet.com/christina_burchette/hyg05mx8y9lr Let's figure out our content strategy! en-us 2019-03-21 18:45:59 UTC 2019-05-14 17:42:29 UTC hello@padlet.com Innovation landing page christina_burchette https://padlet.com/christina_burchette/hyg05mx8y9lr/wish/343966180 2019-03-21 18:56:31 UTC https://padlet.com/christina_burchette/hyg05mx8y9lr/wish/343966180 Who is the audience? [audience/users] christina_burchette https://padlet.com/christina_burchette/hyg05mx8y9lr/wish/343973313 2019-03-21 19:11:51 UTC https://padlet.com/christina_burchette/hyg05mx8y9lr/wish/343973313 What are the audience needs? [needs] christina_burchette https://padlet.com/christina_burchette/hyg05mx8y9lr/wish/343973832 2019-03-21 19:13:12 UTC https://padlet.com/christina_burchette/hyg05mx8y9lr/wish/343973832 What are our goals? [overall goal] christina_burchette https://padlet.com/christina_burchette/hyg05mx8y9lr/wish/343974066 2019-03-21 19:13:46 UTC https://padlet.com/christina_burchette/hyg05mx8y9lr/wish/343974066 What will audiences use this page to do? [central purpose] christina_burchette https://padlet.com/christina_burchette/hyg05mx8y9lr/wish/343974191 2019-03-21 19:14:06 UTC https://padlet.com/christina_burchette/hyg05mx8y9lr/wish/343974191 Why will audiences use this page vs. other resources? [unique value] christina_burchette https://padlet.com/christina_burchette/hyg05mx8y9lr/wish/343974642 2019-03-21 19:15:12 UTC https://padlet.com/christina_burchette/hyg05mx8y9lr/wish/343974642 Pitch a Pilot christina_burchette https://padlet.com/christina_burchette/hyg05mx8y9lr/wish/343990903 2019-03-21 20:00:29 UTC https://padlet.com/christina_burchette/hyg05mx8y9lr/wish/343990903 Trial Disclosure Sandbox christina_burchette https://padlet.com/christina_burchette/hyg05mx8y9lr/wish/343990980 2019-03-21 20:00:44 UTC https://padlet.com/christina_burchette/hyg05mx8y9lr/wish/343990980 Product Sandbox christina_burchette https://padlet.com/christina_burchette/hyg05mx8y9lr/wish/343991073 2019-03-21 20:01:00 UTC https://padlet.com/christina_burchette/hyg05mx8y9lr/wish/343991073 No action letter policy christina_burchette https://padlet.com/christina_burchette/hyg05mx8y9lr/wish/343991118 2019-03-21 20:01:11 UTC https://padlet.com/christina_burchette/hyg05mx8y9lr/wish/343991118 GFIN christina_burchette https://padlet.com/christina_burchette/hyg05mx8y9lr/wish/343991155 2019-03-21 20:01:20 UTC https://padlet.com/christina_burchette/hyg05mx8y9lr/wish/343991155 Companies christina_burchette https://padlet.com/christina_burchette/hyg05mx8y9lr/wish/344849903 providing consumer financial products and services - they would apply for relief]]> 2019-03-25 14:43:28 UTC https://padlet.com/christina_burchette/hyg05mx8y9lr/wish/344849903 Consumers christina_burchette https://padlet.com/christina_burchette/hyg05mx8y9lr/wish/344850332 2019-03-25 14:44:19 UTC https://padlet.com/christina_burchette/hyg05mx8y9lr/wish/344850332 Researchers christina_burchette https://padlet.com/christina_burchette/hyg05mx8y9lr/wish/344850536 Complaint database? Maybe a secondary audience]]> 2019-03-25 14:44:41 UTC https://padlet.com/christina_burchette/hyg05mx8y9lr/wish/344850536 Fintech startups christina_burchette https://padlet.com/christina_burchette/hyg05mx8y9lr/wish/344851453 2019-03-25 14:46:10 UTC https://padlet.com/christina_burchette/hyg05mx8y9lr/wish/344851453 traditional banking companies christina_burchette https://padlet.com/christina_burchette/hyg05mx8y9lr/wish/344851556 2019-03-25 14:46:22 UTC https://padlet.com/christina_burchette/hyg05mx8y9lr/wish/344851556 Consumer groups christina_burchette https://padlet.com/christina_burchette/hyg05mx8y9lr/wish/344851645 They pay attention to the bureau's policies]]> 2019-03-25 14:46:32 UTC https://padlet.com/christina_burchette/hyg05mx8y9lr/wish/344851645 Pain point: Policies too much geared towards newer fintech companies? Want to make sure that we don't isolate traditional banking companies christina_burchette https://padlet.com/christina_burchette/hyg05mx8y9lr/wish/344852681 2019-03-25 14:48:22 UTC https://padlet.com/christina_burchette/hyg05mx8y9lr/wish/344852681 collaborations between startups and traditional companies? christina_burchette https://padlet.com/christina_burchette/hyg05mx8y9lr/wish/344853487 Startups selling products to more established companies -- these companies aren't necessarily freestanding companies. Business relationship between them.]]> 2019-03-25 14:49:51 UTC https://padlet.com/christina_burchette/hyg05mx8y9lr/wish/344853487 New ways of doing things dont fit into legal framework. The uncertainty is unnerving-- exposing yourself to lawsuits. etc. christina_burchette https://padlet.com/christina_burchette/hyg05mx8y9lr/wish/344856029 Can't attract investments, can't sell your product.]]> 2019-03-25 14:54:15 UTC https://padlet.com/christina_burchette/hyg05mx8y9lr/wish/344856029 Remove cloud of uncertainty about how laws and regulations apply to the company's new idea christina_burchette https://padlet.com/christina_burchette/hyg05mx8y9lr/wish/344856520 2019-03-25 14:55:02 UTC https://padlet.com/christina_burchette/hyg05mx8y9lr/wish/344856520 Better way to disclose information to consumers christina_burchette https://padlet.com/christina_burchette/hyg05mx8y9lr/wish/344856815 2019-03-25 14:55:35 UTC https://padlet.com/christina_burchette/hyg05mx8y9lr/wish/344856815 Companies with new ideas will come to website, learn about our tools for regulatory relief, they can then do what they need to do for the benefit of consumers christina_burchette https://padlet.com/christina_burchette/hyg05mx8y9lr/wish/344857244 2019-03-25 14:56:29 UTC https://padlet.com/christina_burchette/hyg05mx8y9lr/wish/344857244 Provide readily graspable information to companies so that they can understand how the three policies differ and which one they should apply under christina_burchette https://padlet.com/christina_burchette/hyg05mx8y9lr/wish/344857645 2019-03-25 14:57:14 UTC https://padlet.com/christina_burchette/hyg05mx8y9lr/wish/344857645 Start conversation with companies first, guide them to the right policy christina_burchette https://padlet.com/christina_burchette/hyg05mx8y9lr/wish/344858249 2019-03-25 14:58:30 UTC https://padlet.com/christina_burchette/hyg05mx8y9lr/wish/344858249 Companies reach out to the bureau first christina_burchette https://padlet.com/christina_burchette/hyg05mx8y9lr/wish/344858401 2019-03-25 14:58:44 UTC https://padlet.com/christina_burchette/hyg05mx8y9lr/wish/344858401 Dont want company to fill out application without talking to us first, but they will be on the page christina_burchette https://padlet.com/christina_burchette/hyg05mx8y9lr/wish/344859505 2019-03-25 15:00:43 UTC https://padlet.com/christina_burchette/hyg05mx8y9lr/wish/344859505 The Bureau has jurisdiction over certain kinds of products and services, we are the only ones who can provide this specific regulatory relief christina_burchette https://padlet.com/christina_burchette/hyg05mx8y9lr/wish/344860769 2019-03-25 15:03:12 UTC https://padlet.com/christina_burchette/hyg05mx8y9lr/wish/344860769 Research pilots christina_burchette https://padlet.com/christina_burchette/hyg05mx8y9lr/wish/344861931 What company is doing is already compliant with regulations--they don't need regulatory relief, more focused on working with company to do rigorous research that could be published -- link to research pilot with american express]]> 2019-03-25 15:05:24 UTC https://padlet.com/christina_burchette/hyg05mx8y9lr/wish/344861931 Do not start with pitch a pilot christina_burchette https://padlet.com/christina_burchette/hyg05mx8y9lr/wish/344862545 Not a priority over the regulatory relief policies]]> 2019-03-25 15:06:29 UTC https://padlet.com/christina_burchette/hyg05mx8y9lr/wish/344862545 Related links christina_burchette https://padlet.com/christina_burchette/hyg05mx8y9lr/wish/344864256 cross-referencing - more information to guide users who may be the audience for pitch a pilot]]> 2019-03-25 15:09:31 UTC https://padlet.com/christina_burchette/hyg05mx8y9lr/wish/344864256 No call to action currently christina_burchette https://padlet.com/christina_burchette/hyg05mx8y9lr/wish/344864996 Geared at international collaboration. Regulatory relief from agencies in different companies while testing a product in many places]]> 2019-03-25 15:10:50 UTC https://padlet.com/christina_burchette/hyg05mx8y9lr/wish/344864996 Bureau is not currently part of this christina_burchette https://padlet.com/christina_burchette/hyg05mx8y9lr/wish/344865412 Bureau is committed to working with other regulators participating in GFIN]]> 2019-03-25 15:11:29 UTC https://padlet.com/christina_burchette/hyg05mx8y9lr/wish/344865412 Test out disclosures that aren't current compliant with the laws christina_burchette https://padlet.com/christina_burchette/hyg05mx8y9lr/wish/344866813 2019-03-25 15:14:00 UTC https://padlet.com/christina_burchette/hyg05mx8y9lr/wish/344866813 No-action letter can be about any statute/regulation within our jurisdiction christina_burchette https://padlet.com/christina_burchette/hyg05mx8y9lr/wish/344867120 Only about the Bureau--this doesn't stop other state/federal regulators or private plaintiffs from sueing you. Not a total safe harbor]]> 2019-03-25 15:14:34 UTC https://padlet.com/christina_burchette/hyg05mx8y9lr/wish/344867120 Pros and cons for each christina_burchette https://padlet.com/christina_burchette/hyg05mx8y9lr/wish/344867779 2019-03-25 15:15:40 UTC https://padlet.com/christina_burchette/hyg05mx8y9lr/wish/344867779 How can you protect me from liability? christina_burchette https://padlet.com/christina_burchette/hyg05mx8y9lr/wish/344868130 2019-03-25 15:16:11 UTC https://padlet.com/christina_burchette/hyg05mx8y9lr/wish/344868130 No action letter policy does not require data sharing, no time limit christina_burchette https://padlet.com/christina_burchette/hyg05mx8y9lr/wish/344868811 2019-03-25 15:17:17 UTC https://padlet.com/christina_burchette/hyg05mx8y9lr/wish/344868811 product and disclosure sandboxes require that you share data with Bureau on consumer effects, time limits on both of them christina_burchette https://padlet.com/christina_burchette/hyg05mx8y9lr/wish/344869114 2019-03-25 15:17:44 UTC https://padlet.com/christina_burchette/hyg05mx8y9lr/wish/344869114 Dont want to receive random applications out of a blue christina_burchette https://padlet.com/christina_burchette/hyg05mx8y9lr/wish/344870457 2019-03-25 15:20:04 UTC https://padlet.com/christina_burchette/hyg05mx8y9lr/wish/344870457 Applications are a way to show what folks will need to submit if they want to submit an application. christina_burchette https://padlet.com/christina_burchette/hyg05mx8y9lr/wish/344870931 If we didnt use the application, we would need to talk to paul first. FOrm provides preview and transparency -- this is good for observer ]]> 2019-03-25 15:20:58 UTC https://padlet.com/christina_burchette/hyg05mx8y9lr/wish/344870931