My epic padlet by Amy Vuong https://padlet.com/1865054/hwqk8k2jms3imri6 en-us 2023-04-24 15:28:41 UTC 2023-05-24 16:23:26 UTC hello@padlet.com College - Room 1865054 https://padlet.com/1865054/hwqk8k2jms3imri6/wish/2578526531 Room (Dover commons, CO lakewood) = $1,675
   I plan on having a roommate, that being my sister who's a year younger then me. Once I graduate highschool I plan on working for a year until my sister graduates and we plan on going to the same college together if possible. Then that way I can make some money for that 1 year I'm waiting for her. This way we can share an apartment and it'll be less of a hassle deciding on things and when problems come up and that the bill would be split between. The apartment has 2 bedrooms and one bathroom.

Link: https://www.apartmentfinder.com/Colorado/Lakewood-Apartments/Dca-Dover-Commons-Apartments-dbrhbzk]]> 2023-05-04 16:17:31 UTC https://padlet.com/1865054/hwqk8k2jms3imri6/wish/2578526531 Insurance- Health 1865054 https://padlet.com/1865054/hwqk8k2jms3imri6/wish/2582336814 My health insurance is $200 a month.

https://www.ehealthinsurance.com/individual-family-health-insurance/plans/8020/203183

]]> 2023-05-08 16:19:32 UTC https://padlet.com/1865054/hwqk8k2jms3imri6/wish/2582336814 College - Tuition & Loans 1865054 https://padlet.com/1865054/hwqk8k2jms3imri6/wish/2588872234 Tuition for 1 year at RMCAD = $21,615
Tuition for 4 years at RMCAD = $84,896
Tuition after scholarships = $42,440
Books = $1,460
Student loans = $43,900

  I plan on working for summer and waiting 1 year to make money. My mother and father own a nail shop and I intend on saving 50% of my paycheck for college. I've already started saving up, $50 a month goes into college funds meaning I'd have around $1,200 once I graduated saved for college. The regular annual pay for a nail technician is $34,389 and $17,194 of that will go into college. Cutting my student loans off by $18,394. Leaving the rest $25,506 for me to pay.

If my loan time is 10 years then that means I have to pay $283.17 every month to pay it all off before it off before the loan term ends.

Link: https://nces.ed.gov/collegenavigator/?q=RMCAD&s=CO&id=127945#expenses]]> 2023-05-12 15:32:30 UTC https://padlet.com/1865054/hwqk8k2jms3imri6/wish/2588872234 College - Extra 1865054 https://padlet.com/1865054/hwqk8k2jms3imri6/wish/2588883761 Food (monthly)= $267
  I don't plan on spending too much on food since I don't eat much. Eggs and rice are enough for most of my time during college but sometimes I'll treat myself to take out or making something extra.

Link:
https://agirlworthsaving.net/how-much-do-college-students-spend-on-food/#:~:text=According%20to%20the%20USDA%20website,%24367%20a%20month%20on%20food.

Spending money (monthly) = $210
    The money I spend on myself for my own reasons outside of food wouldn't be much.

Summer Job- Nail technician = $3,246

Link:
https://www.ziprecruiter.com/Salaries/Nail-Technician-Salary-in-Denver,CO#:~:text=Just%20in%20case%20you%20need,%2Fweek%20or%20%243%2C246%2Fmonth.]]> 2023-05-12 15:41:51 UTC https://padlet.com/1865054/hwqk8k2jms3imri6/wish/2588883761 Taxes 1865054 https://padlet.com/1865054/hwqk8k2jms3imri6/wish/2593157192 My gross income every month is $4,584 while my net income is $3,402. My federal taxes are 14.03% of my income making it $322. My state income taxes are 4.08% of my income making it $93. My social taxes are 6.20% of my income making it $142. My medicare tax is 1.45% making it $33. My retirement taxes are 7% making it $160.44. 25.76% of my income are deducted due to taxes. 

My take home pay for each paycheck is $1,701]]> 2023-05-16 14:02:47 UTC https://padlet.com/1865054/hwqk8k2jms3imri6/wish/2593157192 Job 1865054 https://padlet.com/1865054/hwqk8k2jms3imri6/wish/2596494041 Job- Graphic Designer
Gross Income (semi monthly) = $2,292
Net Income (semi monthly) = $1,701

   My job as a graphic designer makes it so I don't have to go out too often. I can stay home and work unless otherwise and because of where I live I can easily walk to my workplace or get a bus ticket.

   I also intend to do other things with my skills as an artist like open commissions and accept requests for the right pay to make extra money in my free time.

https://www.ziprecruiter.com/Salaries/Graphic-Designer-Salary-per-Month#Yearly]]> 2023-05-18 16:24:04 UTC https://padlet.com/1865054/hwqk8k2jms3imri6/wish/2596494041 Location- Housing 1865054 https://padlet.com/1865054/hwqk8k2jms3imri6/wish/2603431170 I plan on living in Denver in Five point which is one of the most safest and walkable place in Denver. The apartment I chose is 20th street and I plan on living with my sister. That way we can split the bill 2way. The rent for the bedroom we chose is $2,392. Utilities cost $137 making the monthly rent for both of us $1264.6 each.

Link:
https://www.apartments.com/the-wheatley-flats-denver-co/l6vmdzd/]]> 2023-05-24 14:53:35 UTC https://padlet.com/1865054/hwqk8k2jms3imri6/wish/2603431170 Location 1865054 https://padlet.com/1865054/hwqk8k2jms3imri6/wish/2603437456 I want to stay in Colorado but I'd rather live in a city area. Denver is the biggest city in Colorado and five point is the most safest and walkable city. Choosing to live here makes it easier for me to use buses and walk so I don't have to pay for car and it's insurance]]> 2023-05-24 14:57:57 UTC https://padlet.com/1865054/hwqk8k2jms3imri6/wish/2603437456 Budget- Monthly 1865054 https://padlet.com/1865054/hwqk8k2jms3imri6/wish/2603505547 Every month I have to pay off everything. Starting with my paycheck on July 1 with a deposit of $1,701. The my rent + utilities. I pay half of it with a withdrawal of $1,264 making my balance $436.3. Then my roommate pays the other half. She gives me the money making a deposit of $1,264 to pay off for the rent and utilities. Next is phone bill, monthly cable and internet which is $133.95 making my balance $302.35. Next is grocery to in order to go to the grocery store which for me, is target, I need to pay for a bus ticket as well. The withdrawal for that is $163.55 making my balance $139.

I get my second paycheck of the month. The deposit is $1,701 making my balance now at $1,840. This time I pay off my health insurance and student loans with a withdrawal of $483.17 making my balance $1,365.83. With more money I am able to go do more activities. On July 17 I go thrifting for extra clothes to save money and spend $38 on thrifting and bus ticket. Now having a balance of $1,318.83. On the 20th I go to the musume spending $23 with a balance of $1295.83. On July 21 I decide I want to do art so I have to go out and buy art supplies which cost me $39, now having a balance of $1,256.83. Lastly I go and buy groceries costing $129 ending with a balance of $1127 for the month.

Link: 
https://www.target.com/
]]> 2023-05-24 15:52:37 UTC https://padlet.com/1865054/hwqk8k2jms3imri6/wish/2603505547 Budget- Groceries 1865054 https://padlet.com/1865054/hwqk8k2jms3imri6/wish/2603540623 First I'd buy a rice cooker, utensils, pans and pots costing around $200 for all

For every 2 weeks I'd go and buy bottled water ($4.49), cinamon toast crunch cereal ($3.99), goldfish ($8.99), soy sauce ($1.69), ground beef ($6.49), grapes ($11.37) and turkey bacon ($ 4.69).

For every 3 weeks I'd buy rice ($2.99), chicken drumsticks ($5.85), strawberries ($3.69), and red apples ($4.69)

For every 4 weeks I'd buy a bulk of toilet paper ($23.49), towels ($4.99), laundry detergent ($21.49), frito mix ($16.99), soap ($12.49), loofah ($2.99), and shampoo ($7.49)

Link
https://www.target.com/]]> 2023-05-24 16:22:20 UTC https://padlet.com/1865054/hwqk8k2jms3imri6/wish/2603540623