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      <title>Conversations about Money by Karen Pollo-Uruena</title>
      <link>https://padlet.com/karenpollouruena/huxabfty65pwuf78</link>
      <description></description>
      <language>en-us</language>
      <pubDate>2021-05-06 17:48:02 UTC</pubDate>
      <lastBuildDate>2021-05-06 18:32:34 UTC</lastBuildDate>
      <webMaster>hello@padlet.com</webMaster>
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      <item>
         <title>Debit</title>
         <author>karenpollouruena</author>
         <link>https://padlet.com/karenpollouruena/huxabfty65pwuf78/wish/1499424088</link>
         <description><![CDATA[<div>A card that is linked to your bank account</div>]]></description>
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         <pubDate>2021-05-06 17:48:22 UTC</pubDate>
         <guid>https://padlet.com/karenpollouruena/huxabfty65pwuf78/wish/1499424088</guid>
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      <item>
         <title>Cash</title>
         <author>karenpollouruena</author>
         <link>https://padlet.com/karenpollouruena/huxabfty65pwuf78/wish/1499424718</link>
         <description><![CDATA[<div>bills and coins<br>physical money</div>]]></description>
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         <pubDate>2021-05-06 17:48:29 UTC</pubDate>
         <guid>https://padlet.com/karenpollouruena/huxabfty65pwuf78/wish/1499424718</guid>
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      <item>
         <title>Visa, Mastercard, American Express (Amex)</title>
         <author>karenpollouruena</author>
         <link>https://padlet.com/karenpollouruena/huxabfty65pwuf78/wish/1499425153</link>
         <description><![CDATA[<div>credit cards</div>]]></description>
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         <pubDate>2021-05-06 17:48:33 UTC</pubDate>
         <guid>https://padlet.com/karenpollouruena/huxabfty65pwuf78/wish/1499425153</guid>
      </item>
      <item>
         <title>Tap</title>
         <author>karenpollouruena</author>
         <link>https://padlet.com/karenpollouruena/huxabfty65pwuf78/wish/1499427199</link>
         <description><![CDATA[<div>A feature available for cards (both debit and credit) in which you just "tap" your card on the machine and are able to pay.&nbsp;<br><br>There is a limit to how much you are able to "tap" as a form of security (in case you lose your card, or it gets stolen).</div>]]></description>
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         <pubDate>2021-05-06 17:48:55 UTC</pubDate>
         <guid>https://padlet.com/karenpollouruena/huxabfty65pwuf78/wish/1499427199</guid>
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      <item>
         <title>etransfer</title>
         <author>karenpollouruena</author>
         <link>https://padlet.com/karenpollouruena/huxabfty65pwuf78/wish/1499428922</link>
         <description><![CDATA[<div>It is a way to "send money" through email&nbsp;<br><br>sent from your bank account</div>]]></description>
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         <pubDate>2021-05-06 17:49:14 UTC</pubDate>
         <guid>https://padlet.com/karenpollouruena/huxabfty65pwuf78/wish/1499428922</guid>
      </item>
      <item>
         <title>cheque</title>
         <author>karenpollouruena</author>
         <link>https://padlet.com/karenpollouruena/huxabfty65pwuf78/wish/1499429576</link>
         <description><![CDATA[<div>a piece of paper in which you write how much money you are giving/paying to someone<br><br>Once you give a cheque - the money will be taken out of your account when the other person/company CASHES the cheque.&nbsp;<br>Unless, it is a CERTIFIED CHEQUE, in which case it is taken out of your account the instance you give it. </div>]]></description>
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         <pubDate>2021-05-06 17:49:21 UTC</pubDate>
         <guid>https://padlet.com/karenpollouruena/huxabfty65pwuf78/wish/1499429576</guid>
      </item>
      <item>
         <title>Credit Card</title>
         <author>karenpollouruena</author>
         <link>https://padlet.com/karenpollouruena/huxabfty65pwuf78/wish/1499432887</link>
         <description><![CDATA[<div>Is it your money?<br>Answer: No</div>]]></description>
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         <pubDate>2021-05-06 17:50:00 UTC</pubDate>
         <guid>https://padlet.com/karenpollouruena/huxabfty65pwuf78/wish/1499432887</guid>
      </item>
      <item>
         <title>Bank Account</title>
         <author>karenpollouruena</author>
         <link>https://padlet.com/karenpollouruena/huxabfty65pwuf78/wish/1499434335</link>
         <description><![CDATA[<div>Chequing&nbsp;- everyday use account<br><br>Savings - a savings account</div>]]></description>
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         <pubDate>2021-05-06 17:50:16 UTC</pubDate>
         <guid>https://padlet.com/karenpollouruena/huxabfty65pwuf78/wish/1499434335</guid>
      </item>
      <item>
         <title>Interest</title>
         <author>karenpollouruena</author>
         <link>https://padlet.com/karenpollouruena/huxabfty65pwuf78/wish/1499436348</link>
         <description><![CDATA[<div>"The more time you don't pay it, the bigger it becomes"<br><br>Is a percent of the money owed. </div>]]></description>
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         <pubDate>2021-05-06 17:50:40 UTC</pubDate>
         <guid>https://padlet.com/karenpollouruena/huxabfty65pwuf78/wish/1499436348</guid>
      </item>
      <item>
         <title>Debit vs. Credit</title>
         <author>karenpollouruena</author>
         <link>https://padlet.com/karenpollouruena/huxabfty65pwuf78/wish/1499441257</link>
         <description><![CDATA[<div>Debit - card that has your money. It is connect to your banking account.&nbsp;<br><br>Credit - card that does not have your money. It is connected to a bank or company or store</div>]]></description>
         <enclosure url="" />
         <pubDate>2021-05-06 17:51:35 UTC</pubDate>
         <guid>https://padlet.com/karenpollouruena/huxabfty65pwuf78/wish/1499441257</guid>
      </item>
      <item>
         <title>Interest on Credit Cards</title>
         <author>karenpollouruena</author>
         <link>https://padlet.com/karenpollouruena/huxabfty65pwuf78/wish/1499453143</link>
         <description><![CDATA[<div>For credit cards, you pay interest on how much you have spent at the end of the month.&nbsp;<br><br>It is a way that the bank/company says "we will lend you money, but at a cost"&nbsp;<br><br>"It is the way that the bank/company make money" - Izaak</div>]]></description>
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         <pubDate>2021-05-06 17:53:52 UTC</pubDate>
         <guid>https://padlet.com/karenpollouruena/huxabfty65pwuf78/wish/1499453143</guid>
      </item>
      <item>
         <title>Interest on lending money</title>
         <author>karenpollouruena</author>
         <link>https://padlet.com/karenpollouruena/huxabfty65pwuf78/wish/1499475442</link>
         <description><![CDATA[<div>Some people/company will lend you money, but charge you interest on it. For example, they might lend you $100,000 and if you do not pay them in one year, they charge you 10% interest. Which means that if you were not able to pay anything, you now owe them $10,000 more. </div>]]></description>
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         <pubDate>2021-05-06 17:58:13 UTC</pubDate>
         <guid>https://padlet.com/karenpollouruena/huxabfty65pwuf78/wish/1499475442</guid>
      </item>
      <item>
         <title>Interest in Savings</title>
         <author>karenpollouruena</author>
         <link>https://padlet.com/karenpollouruena/huxabfty65pwuf78/wish/1499564384</link>
         <description><![CDATA[<div>If you invest, or put money into some saving account, the bank/government will give you interest on your money. For example, the government might say that for every $10,000 you put into a saving accounts, after a year they will give you 5%.  That means that if you put $10,000, after a year you will have $500.00 more, and after two years you will have $1000 more, etc. </div>]]></description>
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         <pubDate>2021-05-06 18:16:43 UTC</pubDate>
         <guid>https://padlet.com/karenpollouruena/huxabfty65pwuf78/wish/1499564384</guid>
      </item>
      <item>
         <title>Bill</title>
         <author>karenpollouruena</author>
         <link>https://padlet.com/karenpollouruena/huxabfty65pwuf78/wish/1499597821</link>
         <description><![CDATA[<div>Ex. phone bill<br><br>The money you spent and now owe (have to repay)</div>]]></description>
         <enclosure url="https://docs.tri-line.com/download/attachments/2785326/phone_bill_1.png" />
         <pubDate>2021-05-06 18:23:42 UTC</pubDate>
         <guid>https://padlet.com/karenpollouruena/huxabfty65pwuf78/wish/1499597821</guid>
      </item>
      <item>
         <title>Certified Cheque</title>
         <author>karenpollouruena</author>
         <link>https://padlet.com/karenpollouruena/huxabfty65pwuf78/wish/1499602826</link>
         <description><![CDATA[<div>Home<br>Car<br>Important payments<br>Education<br><br>It guarantees that you have the money to give.</div>]]></description>
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         <pubDate>2021-05-06 18:24:47 UTC</pubDate>
         <guid>https://padlet.com/karenpollouruena/huxabfty65pwuf78/wish/1499602826</guid>
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