5 C's of Credit by Ashley https://padlet.com/ascorey1/hsoq270h212i 1. Which of the 5 C's of credit do you think is the most important? 2. Explain your answer to #1. 3. Include your name! en-us 2018-03-27 11:19:32 UTC 2018-04-02 15:11:13 UTC hello@padlet.com I think the most important of the 5 C's is Collateral because whatever is taken away will affect you more than the other C's. If you failed to pay your loan, your car, house, or any other property that may hold a great significance to you will be taken away. Collateral can cause you to be left with nothing as opposed to not being given a loan for a certain reason like credit history. https://padlet.com/ascorey1/hsoq270h212i/wish/246628087 -Jina Jiang]]> 2018-03-27 17:58:30 UTC https://padlet.com/ascorey1/hsoq270h212i/wish/246628087 I think the most important C of credit is character because it depends on your reputation. (Corrine Bailey & Destiny Kelly) cbaileyenglish2016 https://padlet.com/ascorey1/hsoq270h212i/wish/246628487 2018-03-27 17:59:12 UTC https://padlet.com/ascorey1/hsoq270h212i/wish/246628487 I think the most important one is conditions - Marton Peintler Krivan https://padlet.com/ascorey1/hsoq270h212i/wish/246628579 that's because it shows the borrower's previous history of credit, whether they pay things on time in full or not.]]> 2018-03-27 17:59:20 UTC https://padlet.com/ascorey1/hsoq270h212i/wish/246628579 https://padlet.com/ascorey1/hsoq270h212i/wish/246628584 I think Capacity is the most important because they have to know if you have any debts. If you do they won't give you a loan. Will Casey]]> 2018-03-27 17:59:20 UTC https://padlet.com/ascorey1/hsoq270h212i/wish/246628584 I think the most important c of the five c is capacity because if you can't pay back a lone you are vary unlikely to even get a lone https://padlet.com/ascorey1/hsoq270h212i/wish/246628647 Ben hicks]]> 2018-03-27 17:59:26 UTC https://padlet.com/ascorey1/hsoq270h212i/wish/246628647 i think the most important is either between character or conditions because good character is necessary for pretty much everything and your history shows whether you are reliable or not -- bella moss and sophia jodoin https://padlet.com/ascorey1/hsoq270h212i/wish/246628719 2018-03-27 17:59:32 UTC https://padlet.com/ascorey1/hsoq270h212i/wish/246628719 Fiona Yearwood https://padlet.com/ascorey1/hsoq270h212i/wish/246628752 I think the most important is Character because what is the point in loaning someone money if you find out that they won't pay you back? Knowing if someone will pay back the loan is extremely important because that way you know that you will get your money back. ]]> 2018-03-27 17:59:36 UTC https://padlet.com/ascorey1/hsoq270h212i/wish/246628752 Griffin Miller https://padlet.com/ascorey1/hsoq270h212i/wish/246628956 I think that the most important C is Character. You need to show that you have good financial habits outside of your credit score. This is to determine the likelihood that you are person who will make their payments on time and in full.]]> 2018-03-27 17:59:56 UTC https://padlet.com/ascorey1/hsoq270h212i/wish/246628956 Jacqueline Audet https://padlet.com/ascorey1/hsoq270h212i/wish/246628976 I think that capacity is the most important because if you cannot repay the loan ten they are not going to give you the money. ]]> 2018-03-27 17:59:57 UTC https://padlet.com/ascorey1/hsoq270h212i/wish/246628976 Nicholas Darnell, Riley Crossno crossdav000 https://padlet.com/ascorey1/hsoq270h212i/wish/246628977 I think the most important C of credit is Conditions/Credit History, because if you didn't pay your bills on time or you filed for bankruptcy, then you would be given a sub-prime credit card. Which is not good.]]> 2018-03-27 17:59:58 UTC https://padlet.com/ascorey1/hsoq270h212i/wish/246628977 i think the most important is capacity https://padlet.com/ascorey1/hsoq270h212i/wish/246629000 capacity because it in important to know what you can pay back 
- Mckenna gibson ]]> 2018-03-27 17:59:59 UTC https://padlet.com/ascorey1/hsoq270h212i/wish/246629000 I think the most important of the Five C's is Capacity, because it's important to know if you are able to repay the loan in the first place. Chances are you don't know this person, and you don't know if they're responsible or not. https://padlet.com/ascorey1/hsoq270h212i/wish/246629056 -Zack A.]]> 2018-03-27 18:00:04 UTC https://padlet.com/ascorey1/hsoq270h212i/wish/246629056 I think the most important of the 5 C's is Credit History because they need to know you have paid it back before or you will pay it back . https://padlet.com/ascorey1/hsoq270h212i/wish/246629070 - KelliAnn Corbett]]> 2018-03-27 18:00:05 UTC https://padlet.com/ascorey1/hsoq270h212i/wish/246629070 Evelyn and Savanna https://padlet.com/ascorey1/hsoq270h212i/wish/246629072 It's definitely conditions (credit history)]]> 2018-03-27 18:00:05 UTC https://padlet.com/ascorey1/hsoq270h212i/wish/246629072 Credit history: it doesn't matter if you have changed for the better if your history isn't good they wont accept you for a loan. https://padlet.com/ascorey1/hsoq270h212i/wish/246629100 -Leif. E]]> 2018-03-27 18:00:08 UTC https://padlet.com/ascorey1/hsoq270h212i/wish/246629100 I think https://padlet.com/ascorey1/hsoq270h212i/wish/246629148 That character is the most important of the 5 c's because Character is something that defines someone and is not prone to change. 
Josh and Jacob (collectively)

]]> 2018-03-27 18:00:13 UTC https://padlet.com/ascorey1/hsoq270h212i/wish/246629148 katelynn jackson jacksonkatelynn36 https://padlet.com/ascorey1/hsoq270h212i/wish/246629153 i believe the most important C is character because it includes many details about you that can affect your likelihood of repaying a loan and how your background is can play into the lender's idea of you as a person.]]> 2018-03-27 18:00:13 UTC https://padlet.com/ascorey1/hsoq270h212i/wish/246629153 i think conditions is important https://padlet.com/ascorey1/hsoq270h212i/wish/246629182 bryanna mack]]> 2018-03-27 18:00:17 UTC https://padlet.com/ascorey1/hsoq270h212i/wish/246629182 i think the most important one is character https://padlet.com/ascorey1/hsoq270h212i/wish/246629184 2018-03-27 18:00:17 UTC https://padlet.com/ascorey1/hsoq270h212i/wish/246629184 I think the most important is Character because they look into your reputation. https://padlet.com/ascorey1/hsoq270h212i/wish/246629219 2018-03-27 18:00:21 UTC https://padlet.com/ascorey1/hsoq270h212i/wish/246629219 I believe that the most important is conditions because you can see how people have dealt with their credit in the past and that will help determine if they will repay their loan. https://padlet.com/ascorey1/hsoq270h212i/wish/246629413 Alyssa Tittsworth ]]> 2018-03-27 18:00:40 UTC https://padlet.com/ascorey1/hsoq270h212i/wish/246629413 i think the most important C is character https://padlet.com/ascorey1/hsoq270h212i/wish/246629430 2018-03-27 18:00:42 UTC https://padlet.com/ascorey1/hsoq270h212i/wish/246629430 https://padlet.com/ascorey1/hsoq270h212i/wish/246629554 The most important is conditions because if you have a bad credit history then you have not payed many things on time. -Mara Springer]]> 2018-03-27 18:00:52 UTC https://padlet.com/ascorey1/hsoq270h212i/wish/246629554 capacity is probably the most important because if you don't have the ability to pay it back at all then nothing else matters. https://padlet.com/ascorey1/hsoq270h212i/wish/246629567 -Zero Swain]]> 2018-03-27 18:00:54 UTC https://padlet.com/ascorey1/hsoq270h212i/wish/246629567 Capacity https://padlet.com/ascorey1/hsoq270h212i/wish/246629666 I think the most important of the 5 Cs is capacity because it shows the ability to repay the loan, and it shows if you can repay the loan at that point in time.
Jayden Ellis

]]> 2018-03-27 18:01:02 UTC https://padlet.com/ascorey1/hsoq270h212i/wish/246629666 Abby Redford https://padlet.com/ascorey1/hsoq270h212i/wish/246629667 The most important of the Five C's would be Collateral. It is always good to have something of value available to hold against the borrower at any time. It makes them less likely to not pay you back in time, or at all. 

]]> 2018-03-27 18:01:03 UTC https://padlet.com/ascorey1/hsoq270h212i/wish/246629667 Ryan Kiger kigerrya000 https://padlet.com/ascorey1/hsoq270h212i/wish/246629684 The most important of the 5 c's is credit history because it is a record of how you handle money and can help predict how you will spend in the future. 

]]> 2018-03-27 18:01:04 UTC https://padlet.com/ascorey1/hsoq270h212i/wish/246629684 Cassidy Dukes https://padlet.com/ascorey1/hsoq270h212i/wish/246629915 I think the most important is the conditions because they need to see how a person's credit has been in the past. 

]]> 2018-03-27 18:01:28 UTC https://padlet.com/ascorey1/hsoq270h212i/wish/246629915 the most important C is character because you have to show good representation of your self or else they wouldn't let you anything. If you know they aren't good at keeping money then don't lend money. YuniR https://padlet.com/ascorey1/hsoq270h212i/wish/246630005


]]> 2018-03-27 18:01:38 UTC https://padlet.com/ascorey1/hsoq270h212i/wish/246630005 https://padlet.com/ascorey1/hsoq270h212i/wish/246630011 I would say the most important out of the 5 c's would be conditions because that is what mainly influences the lender to give you the loan]]> 2018-03-27 18:01:39 UTC https://padlet.com/ascorey1/hsoq270h212i/wish/246630011 I think conditions is the most important because it gives you information on what you are getting yourself into and tells you if that person will pay off their loan https://padlet.com/ascorey1/hsoq270h212i/wish/246630095 Gabriella Mandujano]]> 2018-03-27 18:01:50 UTC https://padlet.com/ascorey1/hsoq270h212i/wish/246630095 Sydney Walter https://padlet.com/ascorey1/hsoq270h212i/wish/246630099 I say that the Capacity is the most important because you have to be able to pay your loans and if you don't have the means to do so then they will lose money on you and nothing else really matter if you can't pay them back]]> 2018-03-27 18:01:50 UTC https://padlet.com/ascorey1/hsoq270h212i/wish/246630099 Maya Wilson https://padlet.com/ascorey1/hsoq270h212i/wish/246630247 I think collateral is most important because if you don't repay the loan they can take almost everything from you. ]]> 2018-03-27 18:02:05 UTC https://padlet.com/ascorey1/hsoq270h212i/wish/246630247 i think the most important c is conditions https://padlet.com/ascorey1/hsoq270h212i/wish/246630263 because if you have a bad credit it show that you cant pay things on time - kaitlyn fields ]]> 2018-03-27 18:02:07 UTC https://padlet.com/ascorey1/hsoq270h212i/wish/246630263 Beverly Jordaan https://padlet.com/ascorey1/hsoq270h212i/wish/246630347 I think the most important is Character because they look into your reputation. 

]]> 2018-03-27 18:02:15 UTC https://padlet.com/ascorey1/hsoq270h212i/wish/246630347 Pedro Medina JR https://padlet.com/ascorey1/hsoq270h212i/wish/246630365 Conditions the main reason is because they can know everything about your history and responsibilty. ]]> 2018-03-27 18:02:16 UTC https://padlet.com/ascorey1/hsoq270h212i/wish/246630365 Chris Mcmillian https://padlet.com/ascorey1/hsoq270h212i/wish/246630370 Collateral is very important, its the backup plan for your loans and you would need some collateral if you ever wanted a big loan.

]]> 2018-03-27 18:02:17 UTC https://padlet.com/ascorey1/hsoq270h212i/wish/246630370 I think the most important is credit history because the people who are giving you a credit card need to know about your past payments and all of the financial issues that you've had if any. https://padlet.com/ascorey1/hsoq270h212i/wish/246630416 Cameron Chambers]]> 2018-03-27 18:02:23 UTC https://padlet.com/ascorey1/hsoq270h212i/wish/246630416 Devean Littlejohn and Will Scott littldev000 https://padlet.com/ascorey1/hsoq270h212i/wish/246630446 I think that conditions (Credit History) is the most important of the 5 C's because it gives the most information about a person out of all the C's]]> 2018-03-27 18:02:25 UTC https://padlet.com/ascorey1/hsoq270h212i/wish/246630446 jacksonkatelynn36 https://padlet.com/ascorey1/hsoq270h212i/wish/246630707 2018-03-27 18:02:51 UTC https://padlet.com/ascorey1/hsoq270h212i/wish/246630707 https://padlet.com/ascorey1/hsoq270h212i/wish/246630907 2018-03-27 18:03:11 UTC https://padlet.com/ascorey1/hsoq270h212i/wish/246630907 I think the most important is Character because the look at your reputation, which can help them make their choice. -Jacky https://padlet.com/ascorey1/hsoq270h212i/wish/246630921 2018-03-27 18:03:12 UTC https://padlet.com/ascorey1/hsoq270h212i/wish/246630921 Brandon Hernandez https://padlet.com/ascorey1/hsoq270h212i/wish/246630949 conditions (Credit History) because they know your history and responsibility ]]> 2018-03-27 18:03:15 UTC https://padlet.com/ascorey1/hsoq270h212i/wish/246630949 Amaya felton i think the most important is your character because they look at how you've been in the past and how you act around other and just in general. https://padlet.com/ascorey1/hsoq270h212i/wish/246631334 2018-03-27 18:03:48 UTC https://padlet.com/ascorey1/hsoq270h212i/wish/246631334 Oscar Deluna https://padlet.com/ascorey1/hsoq270h212i/wish/246631485 Credit history is the most important, they know your past in credit.]]> 2018-03-27 18:04:04 UTC https://padlet.com/ascorey1/hsoq270h212i/wish/246631485 I think that Credit History is the most important. https://padlet.com/ascorey1/hsoq270h212i/wish/246631591 Even if you are a good person who lives a nice life. You are well off, with a stable job. if you have had problems paying people bak and have gotten into trouble with it, how could your new loaners trust to you pay them back now.]]> 2018-03-27 18:04:15 UTC https://padlet.com/ascorey1/hsoq270h212i/wish/246631591 I think the most important of the Five C's is Capacity, because it's important to know if you are able to repay the loan in the first place. Chances are you don't know this person, and you don't know if they're responsible or not. https://padlet.com/ascorey1/hsoq270h212i/wish/246631687 -Zack A]]> 2018-03-27 18:04:25 UTC https://padlet.com/ascorey1/hsoq270h212i/wish/246631687 Jake Williams https://padlet.com/ascorey1/hsoq270h212i/wish/246631811 It is character..

]]> 2018-03-27 18:04:37 UTC https://padlet.com/ascorey1/hsoq270h212i/wish/246631811 Tyrell https://padlet.com/ascorey1/hsoq270h212i/wish/246631867 Conditions the main reason is because they can know everything]]> 2018-03-27 18:04:43 UTC https://padlet.com/ascorey1/hsoq270h212i/wish/246631867 Ariana Paredes https://padlet.com/ascorey1/hsoq270h212i/wish/246632048 I say that capital is important because you have to put in how much you want for a loan.]]> 2018-03-27 18:05:01 UTC https://padlet.com/ascorey1/hsoq270h212i/wish/246632048 Khamari Mitchell-Steen https://padlet.com/ascorey1/hsoq270h212i/wish/247284577
Character is the main reason because they look at your background to make sure that you can be able to pay them back.]]> 2018-03-29 15:06:49 UTC https://padlet.com/ascorey1/hsoq270h212i/wish/247284577