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      <title>Group 3, Day 1 - 2020 Digital Offsite Breakout by Prithika Madhavan</title>
      <link>https://padlet.com/madhavanprithika/hppafefsiyebjqrn</link>
      <description>GROUP 3 (PRITHIKA)</description>
      <language>en-us</language>
      <pubDate>2020-09-10 02:06:47 UTC</pubDate>
      <lastBuildDate>2024-05-18 09:14:24 UTC</lastBuildDate>
      <webMaster>hello@padlet.com</webMaster>
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         <title></title>
         <author>madhavanprithika</author>
         <link>https://padlet.com/madhavanprithika/hppafefsiyebjqrn/wish/733592983</link>
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         <pubDate>2020-09-10 02:06:47 UTC</pubDate>
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      <item>
         <title></title>
         <author>madhavanprithika</author>
         <link>https://padlet.com/madhavanprithika/hppafefsiyebjqrn/wish/733592987</link>
         <description><![CDATA[]]></description>
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         <pubDate>2020-09-10 02:06:47 UTC</pubDate>
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      <item>
         <title></title>
         <author>madhavanprithika</author>
         <link>https://padlet.com/madhavanprithika/hppafefsiyebjqrn/wish/733592990</link>
         <description><![CDATA[]]></description>
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         <pubDate>2020-09-10 02:06:47 UTC</pubDate>
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      </item>
      <item>
         <title></title>
         <author>madhavanprithika</author>
         <link>https://padlet.com/madhavanprithika/hppafefsiyebjqrn/wish/733592991</link>
         <description><![CDATA[]]></description>
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         <pubDate>2020-09-10 02:06:47 UTC</pubDate>
         <guid>https://padlet.com/madhavanprithika/hppafefsiyebjqrn/wish/733592991</guid>
      </item>
      <item>
         <title>RACHEL CHEW</title>
         <author>madhavanprithika</author>
         <link>https://padlet.com/madhavanprithika/hppafefsiyebjqrn/wish/733592993</link>
         <description><![CDATA[<div>SG + IN + ID / Hub / Digibanker<br><br>Avid reader, dog &amp; cat lover</div>]]></description>
         <enclosure url="" />
         <pubDate>2020-09-10 02:06:47 UTC</pubDate>
         <guid>https://padlet.com/madhavanprithika/hppafefsiyebjqrn/wish/733592993</guid>
      </item>
      <item>
         <title>LETICIA XU</title>
         <author>madhavanprithika</author>
         <link>https://padlet.com/madhavanprithika/hppafefsiyebjqrn/wish/733592995</link>
         <description><![CDATA[<div>CN | digi distribution | Digibanker<br><br>Yoga lover </div>]]></description>
         <enclosure url="" />
         <pubDate>2020-09-10 02:06:47 UTC</pubDate>
         <guid>https://padlet.com/madhavanprithika/hppafefsiyebjqrn/wish/733592995</guid>
      </item>
      <item>
         <title>NAVEEN SETHIA</title>
         <author>madhavanprithika</author>
         <link>https://padlet.com/madhavanprithika/hppafefsiyebjqrn/wish/733592996</link>
         <description><![CDATA[<div>SG / Design / Designer<br><br>New dad, love art &amp; traveling <br><br></div>]]></description>
         <enclosure url="" />
         <pubDate>2020-09-10 02:06:47 UTC</pubDate>
         <guid>https://padlet.com/madhavanprithika/hppafefsiyebjqrn/wish/733592996</guid>
      </item>
      <item>
         <title>HELLO GROUP 3 &amp; WELCOME TO THE CBG BREAKOUT SESSION!</title>
         <author>madhavanprithika</author>
         <link>https://padlet.com/madhavanprithika/hppafefsiyebjqrn/wish/733592997</link>
         <description><![CDATA[<div>I'm <strong>Prithika</strong>, and I will be your facilitator for today's breakout session :)<br><br>Our <strong>agenda</strong> for today:<br><br></div><div>1. <strong>Orientation</strong> to PADLET web tool — <em>5 mins</em><strong><em><br></em></strong><br></div><div>2. <strong>Introduction</strong> — <em>5 mins</em><strong><em><br></em></strong><br></div><div>3. <strong>Recap of TRUST</strong> + Examples from DBS — <em>5 mins</em><strong><em><br></em></strong><br></div><div>4. <strong>REFLECTION </strong>—<strong> </strong><em>15 mins</em></div><ul><li>In what ways are your products/channels/interactions <strong><em>eroding trust</em></strong> from the customer? (digitally and/or physically)</li><li>How do you know this? Can it be measured?</li><li>What might you propose to address this?</li></ul><div><br></div><div>5. <strong>SHARE &amp; DISCUSS </strong>— <em>10 mins<br><br>6. </em><strong>WRAP UP BY 5:00 PM <br></strong><em>See you again tomorrow morning at 10:00 AM :)</em></div>]]></description>
         <enclosure url="" />
         <pubDate>2020-09-10 02:06:47 UTC</pubDate>
         <guid>https://padlet.com/madhavanprithika/hppafefsiyebjqrn/wish/733592997</guid>
      </item>
      <item>
         <title></title>
         <author>madhavanprithika</author>
         <link>https://padlet.com/madhavanprithika/hppafefsiyebjqrn/wish/733592998</link>
         <description><![CDATA[]]></description>
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         <pubDate>2020-09-10 02:06:47 UTC</pubDate>
         <guid>https://padlet.com/madhavanprithika/hppafefsiyebjqrn/wish/733592998</guid>
      </item>
      <item>
         <title></title>
         <author>madhavanprithika</author>
         <link>https://padlet.com/madhavanprithika/hppafefsiyebjqrn/wish/733592999</link>
         <description><![CDATA[]]></description>
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         <pubDate>2020-09-10 02:06:47 UTC</pubDate>
         <guid>https://padlet.com/madhavanprithika/hppafefsiyebjqrn/wish/733592999</guid>
      </item>
      <item>
         <title>QUALITY REFLECTIONS FROM YOUR PERSONAL EXPERIENCES — 15 mins</title>
         <author>madhavanprithika</author>
         <link>https://padlet.com/madhavanprithika/hppafefsiyebjqrn/wish/733593006</link>
         <description><![CDATA[<ul><li>In what ways are your products/channels/interactions <strong><em>eroding trust</em></strong> from the customer? (digitally and/or physically)</li><li>When did you first become aware of it? (E.g. 5-Star, AA/BA Analytics, Compliance)</li><li>Do you have any potential ideas/solutions on how we can address it?</li></ul>]]></description>
         <enclosure url="" />
         <pubDate>2020-09-10 02:06:47 UTC</pubDate>
         <guid>https://padlet.com/madhavanprithika/hppafefsiyebjqrn/wish/733593006</guid>
      </item>
      <item>
         <title>RACHEL CHEW</title>
         <author>madhavanprithika</author>
         <link>https://padlet.com/madhavanprithika/hppafefsiyebjqrn/wish/733593007</link>
         <description><![CDATA[<div><br>In what ways are your products/channels/interactions <strong>eroding trust</strong> from the customer?<mark><br></mark><em>(Be specific! Give examples with context, and relate to at least one element of trust from the triangle)</em></div><ul><li>transaction failures - customers don't understand what went wrong , and have a hard time getting help</li><li>unplanned system down time - customers can't login or a backend system is not posting to app</li></ul><div><br></div><div>When, and how did you first <strong>become aware </strong>of it? (E.g. 5-Star, AA/BA Analytics, Compliance)</div><ul><li>regular reports - call centre, kasisto, app store/playstore comments, CE reports, and system reports</li><li>front line team will raise complaints in chat group or alert from team </li></ul><div><br></div><div>Do you have any <strong>potential ideas/solutions</strong> on how we can address it?</div><ul><li>improve error messages, enable in-app servicing</li><li>more proactive / preemptive system triggers so that our response can be improved </li></ul><div><br></div>]]></description>
         <enclosure url="" />
         <pubDate>2020-09-10 02:06:47 UTC</pubDate>
         <guid>https://padlet.com/madhavanprithika/hppafefsiyebjqrn/wish/733593007</guid>
      </item>
      <item>
         <title>KARTIK L. JAIN</title>
         <author>madhavanprithika</author>
         <link>https://padlet.com/madhavanprithika/hppafefsiyebjqrn/wish/733593009</link>
         <description><![CDATA[<div><br>In what ways are your products/channels/interactions <strong>eroding trust</strong> from the customer?<mark><br></mark><em>(Be specific! Give examples with context, and relate to at least one element of trust from the triangle)</em></div><ul><li>Transaction failure, possibly compounded by an incomplete or incorrect error message</li><li> Furthermore, front end teams or CE not able to resolve the issue if it is a system bug</li></ul><div><br></div><div>When, and how did you first <strong>become aware </strong>of it? (E.g. 5-Star, AA/BA Analytics, Compliance)</div><ul><li>Customer feedback </li><li>Escalated customer complaints</li></ul><div><br></div><div>Do you have any <strong>potential ideas/solutions</strong> on how we can address it?</div><ul><li>Sharper and  more relevant error messages</li><li>Prioritise txns defects in bug fixes as reliability and dependability of txns is a core feature for keeping money with the bank</li></ul><div><br></div>]]></description>
         <enclosure url="" />
         <pubDate>2020-09-10 02:06:47 UTC</pubDate>
         <guid>https://padlet.com/madhavanprithika/hppafefsiyebjqrn/wish/733593009</guid>
      </item>
      <item>
         <title>LOUIS FOO</title>
         <author>madhavanprithika</author>
         <link>https://padlet.com/madhavanprithika/hppafefsiyebjqrn/wish/733593011</link>
         <description><![CDATA[<div><br>In what ways are your products/channels/interactions <strong>eroding trust</strong> from the customer?<mark><br></mark><em>(Be specific! Give examples with context, and relate to at least one element of trust from the triangle)</em></div><ul><li>Fraud prevention</li><li>Customer 1st mindset - design with customer in mind - Chatbot &amp; Banca</li></ul><div><br></div><div>When, and how did you first <strong>become aware </strong>of it? (E.g. 5-Star, AA/BA Analytics, Compliance)</div><ul><li>Through customer feedback</li><li> Low adoptions &amp; usage</li></ul><div><br></div><div>Do you have any <strong>potential ideas/solutions</strong> on how we can address it?</div><ul><li>Invest in more sophisticated fraud prevention logic</li><li>Invest in product desirability survey</li></ul><div><br></div>]]></description>
         <enclosure url="" />
         <pubDate>2020-09-10 02:06:47 UTC</pubDate>
         <guid>https://padlet.com/madhavanprithika/hppafefsiyebjqrn/wish/733593011</guid>
      </item>
      <item>
         <title>LISA LIM</title>
         <author>madhavanprithika</author>
         <link>https://padlet.com/madhavanprithika/hppafefsiyebjqrn/wish/733593012</link>
         <description><![CDATA[<div><br>In what ways are your products/channels/interactions <strong>eroding trust</strong> from the customer?<mark><br></mark><em>(Be specific! Give examples with context, and relate to at least one element of trust from the triangle)</em></div><ul><li>Omni app interface - not user friendly / hard to see all the transactions</li><li>iWealth login - faceID doesn't work </li></ul><div><br></div><div>When, and how did you first <strong>become aware </strong>of it? (E.g. 5-Star, AA/BA Analytics, Compliance)</div><ul><li>As a user</li><li> As a user</li></ul><div><br></div><div>Do you have any <strong>potential ideas/solutions</strong> on how we can address it?</div><ul><li>New UI of displaying transactions</li><li> Raise issue with team</li></ul><div><br></div>]]></description>
         <enclosure url="" />
         <pubDate>2020-09-10 02:06:47 UTC</pubDate>
         <guid>https://padlet.com/madhavanprithika/hppafefsiyebjqrn/wish/733593012</guid>
      </item>
      <item>
         <title>&quot;What&#39;s the action?&quot;</title>
         <author>madhavanprithika</author>
         <link>https://padlet.com/madhavanprithika/hppafefsiyebjqrn/wish/733593013</link>
         <description><![CDATA[<div><mark>Writer's block? Lost your train of thought?<br></mark><strong><em><mark>Click on the images to the left or right </mark></em></strong><mark>for inspiration! :p</mark><br><br></div>]]></description>
         <enclosure url="" />
         <pubDate>2020-09-10 02:06:47 UTC</pubDate>
         <guid>https://padlet.com/madhavanprithika/hppafefsiyebjqrn/wish/733593013</guid>
      </item>
      <item>
         <title></title>
         <author>madhavanprithika</author>
         <link>https://padlet.com/madhavanprithika/hppafefsiyebjqrn/wish/733593014</link>
         <description><![CDATA[]]></description>
         <enclosure url="https://padlet-uploads.storage.googleapis.com/702072007/e0e3c466fc929a5a0db0673e8061df4f/image.png" />
         <pubDate>2020-09-10 02:06:47 UTC</pubDate>
         <guid>https://padlet.com/madhavanprithika/hppafefsiyebjqrn/wish/733593014</guid>
      </item>
      <item>
         <title>LETICIA XU</title>
         <author>madhavanprithika</author>
         <link>https://padlet.com/madhavanprithika/hppafefsiyebjqrn/wish/733593015</link>
         <description><![CDATA[<div><br>In what ways are your products/channels/interactions <strong>eroding trust</strong> from the customer?<mark><br></mark><em>(Be specific! Give examples with context, and relate to at least one element of trust from the triangle)</em></div><ul><li>Customers were always forced logout mBanking during txn</li></ul><div><br></div><div>When, and how did you first <strong>become aware </strong>of it? (E.g. 5-Star, AA/BA Analytics, Compliance)</div><ul><li>We experienced the same issue also and got customer call from hotline. Morevoer, same issue was mentioned in CSS survey</li></ul><div><br></div><div>Do you have any <strong>potential ideas/solutions</strong> on how we can address it?</div><ul><li>Issue ticket was raised, however, still cannot find the root cause. fortunately we will have new App which is scheduled to be released in 2021, hope such wired issue would disappear</li></ul>]]></description>
         <enclosure url="" />
         <pubDate>2020-09-10 02:06:47 UTC</pubDate>
         <guid>https://padlet.com/madhavanprithika/hppafefsiyebjqrn/wish/733593015</guid>
      </item>
      <item>
         <title>KIM CHIN</title>
         <author>madhavanprithika</author>
         <link>https://padlet.com/madhavanprithika/hppafefsiyebjqrn/wish/733593016</link>
         <description><![CDATA[<div><br>In what ways are your products/channels/interactions <strong>eroding trust</strong> from the customer?<mark><br></mark><em>(Be specific! Give examples with context, and relate to at least one element of trust from the triangle)</em></div><ul><li>Customer Journey - deep dive customers' needs from their voices</li></ul><div><br></div><div><br></div><div>When, and how did you first <strong>become aware </strong>of it? (E.g. 5-Star, AA/BA Analytics, Compliance)</div><ul><li>Customer Complaint</li><li>Customer Satisfication Survey</li></ul><div><br></div><div>Do you have any <strong>potential ideas/solutions</strong> on how we can address it?</div><ul><li>Immediately take action when customer raise their needs</li></ul><div><br></div>]]></description>
         <enclosure url="" />
         <pubDate>2020-09-10 02:06:47 UTC</pubDate>
         <guid>https://padlet.com/madhavanprithika/hppafefsiyebjqrn/wish/733593016</guid>
      </item>
      <item>
         <title>SIMON CHUA - [Unable to attend]</title>
         <author>madhavanprithika</author>
         <link>https://padlet.com/madhavanprithika/hppafefsiyebjqrn/wish/733593018</link>
         <description><![CDATA[<div><br>In what ways are your products/channels/interactions <strong>eroding trust</strong> from the customer?<mark><br></mark><em>(Be specific! Give examples with context, and relate to at least one element of trust from the triangle)</em></div><ul><li><br></li><li> </li><li><br></li></ul><div><br></div><div>When, and how did you first <strong>become aware </strong>of it? (E.g. 5-Star, AA/BA Analytics, Compliance)</div><ul><li><br></li><li> </li><li><br></li></ul><div><br></div><div>Do you have any <strong>potential ideas/solutions</strong> on how we can address it?</div><ul><li><br></li><li> </li><li><br></li></ul><div><br></div>]]></description>
         <enclosure url="" />
         <pubDate>2020-09-10 02:06:47 UTC</pubDate>
         <guid>https://padlet.com/madhavanprithika/hppafefsiyebjqrn/wish/733593018</guid>
      </item>
      <item>
         <title>WILFRED ONG - [Unable to attend]</title>
         <author>madhavanprithika</author>
         <link>https://padlet.com/madhavanprithika/hppafefsiyebjqrn/wish/733593019</link>
         <description><![CDATA[<div><br>In what ways are your products/channels/interactions <strong>eroding trust</strong> from the customer?<mark><br></mark><em>(Be specific! Give examples with context, and relate to at least one element of trust from the triangle)</em></div><ul><li><br></li><li> </li><li><br></li></ul><div><br></div><div>When, and how did you first <strong>become aware </strong>of it? (E.g. 5-Star, AA/BA Analytics, Compliance)</div><ul><li><br></li><li> </li><li><br></li></ul><div><br></div><div>Do you have any <strong>potential ideas/solutions</strong> on how we can address it?</div><ul><li><br></li><li> </li><li><br></li></ul><div><br></div>]]></description>
         <enclosure url="" />
         <pubDate>2020-09-10 02:06:47 UTC</pubDate>
         <guid>https://padlet.com/madhavanprithika/hppafefsiyebjqrn/wish/733593019</guid>
      </item>
      <item>
         <title>NAVEEN SETHIA</title>
         <author>madhavanprithika</author>
         <link>https://padlet.com/madhavanprithika/hppafefsiyebjqrn/wish/733593020</link>
         <description><![CDATA[<div><br>In what ways are your products/channels/interactions <strong>eroding trust</strong> from the customer?<mark><br></mark><em>(Be specific! Give examples with context, and relate to at least one element of trust from the triangle)</em></div><ul><li>App (iWealth) reliability - app crashes frequently </li><li>The transaction failed - 3DS credit card txns go thru digi token and it's not reliable </li><li>Remittance is promoted as zero-fee but we don't show how much DBS is charging. I/customers need to do the math to figure out how much extra we're paying. Competitors are transparent than us. </li><li> For equity trading, there are hidden fees like custody charges. I wasn't aware. </li></ul><div><br></div><div>When, and how did you first <strong>become aware </strong>of it? (E.g. 5-Star, AA/BA Analytics, Compliance)</div><ul><li>As a user and reported by friends  </li></ul><div><br></div><div>Do you have any <strong>potential ideas/solutions</strong> on how we can address it?</div><ul><li>Make the fee transparent </li><li>Improve the reliability and performance of the app </li></ul><div><br></div>]]></description>
         <enclosure url="" />
         <pubDate>2020-09-10 02:06:47 UTC</pubDate>
         <guid>https://padlet.com/madhavanprithika/hppafefsiyebjqrn/wish/733593020</guid>
      </item>
      <item>
         <title>KARTIK L. JAIN</title>
         <author>madhavanprithika</author>
         <link>https://padlet.com/madhavanprithika/hppafefsiyebjqrn/wish/733593024</link>
         <description><![CDATA[<div>IN / digi distribution / digibanker<br><br>Bird watcher<br>Outdoorsy person</div>]]></description>
         <enclosure url="" />
         <pubDate>2020-09-10 02:06:47 UTC</pubDate>
         <guid>https://padlet.com/madhavanprithika/hppafefsiyebjqrn/wish/733593024</guid>
      </item>
      <item>
         <title>KIM CHIN</title>
         <author>madhavanprithika</author>
         <link>https://padlet.com/madhavanprithika/hppafefsiyebjqrn/wish/733593025</link>
         <description><![CDATA[<div>China Taiwan / CE / <br>CE Leader<br><br><br>3 kids with 2 dogs and 2 cats</div>]]></description>
         <enclosure url="" />
         <pubDate>2020-09-10 02:06:47 UTC</pubDate>
         <guid>https://padlet.com/madhavanprithika/hppafefsiyebjqrn/wish/733593025</guid>
      </item>
      <item>
         <title>LOUIS FOO</title>
         <author>madhavanprithika</author>
         <link>https://padlet.com/madhavanprithika/hppafefsiyebjqrn/wish/733593027</link>
         <description><![CDATA[<div>SG / Digital Banking / Digibanker<br><br>Loves music, love art, <br>don't like to sleep</div>]]></description>
         <enclosure url="" />
         <pubDate>2020-09-10 02:06:47 UTC</pubDate>
         <guid>https://padlet.com/madhavanprithika/hppafefsiyebjqrn/wish/733593027</guid>
      </item>
      <item>
         <title>SIMON CHUA</title>
         <author>madhavanprithika</author>
         <link>https://padlet.com/madhavanprithika/hppafefsiyebjqrn/wish/733593029</link>
         <description><![CDATA[<div>Your country / team / role<br><br>A fun fact about you?</div>]]></description>
         <enclosure url="" />
         <pubDate>2020-09-10 02:06:47 UTC</pubDate>
         <guid>https://padlet.com/madhavanprithika/hppafefsiyebjqrn/wish/733593029</guid>
      </item>
      <item>
         <title>LISA LIM</title>
         <author>madhavanprithika</author>
         <link>https://padlet.com/madhavanprithika/hppafefsiyebjqrn/wish/733593032</link>
         <description><![CDATA[<div>HK / Digital / <br>Strategy &amp; Data<br><br>A fun fact about you?<br>Yoga instructor</div>]]></description>
         <enclosure url="" />
         <pubDate>2020-09-10 02:06:47 UTC</pubDate>
         <guid>https://padlet.com/madhavanprithika/hppafefsiyebjqrn/wish/733593032</guid>
      </item>
      <item>
         <title>WILFRED ONG</title>
         <author>madhavanprithika</author>
         <link>https://padlet.com/madhavanprithika/hppafefsiyebjqrn/wish/733593033</link>
         <description><![CDATA[<div>Your country / team / role<br><br><br>A fun fact about you?</div>]]></description>
         <enclosure url="" />
         <pubDate>2020-09-10 02:06:47 UTC</pubDate>
         <guid>https://padlet.com/madhavanprithika/hppafefsiyebjqrn/wish/733593033</guid>
      </item>
      <item>
         <title></title>
         <author>madhavanprithika</author>
         <link>https://padlet.com/madhavanprithika/hppafefsiyebjqrn/wish/733593034</link>
         <description><![CDATA[]]></description>
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         <pubDate>2020-09-10 02:06:47 UTC</pubDate>
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      <item>
         <title>SHARE &amp; DISCUSS — 10 mins</title>
         <author>madhavanprithika</author>
         <link>https://padlet.com/madhavanprithika/hppafefsiyebjqrn/wish/733647713</link>
         <description><![CDATA[<ul><li>Read each other's posts and <strong>"like"</strong> at least <strong>1 other post</strong> by tapping on the <strong>"heart" icon</strong> <em>(bottom left)</em></li><li>Read each other's posts and <strong>leave a question/comment </strong>on at least <strong>1 other post</strong><em> (bottom right)</em></li></ul>]]></description>
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         <pubDate>2020-09-10 02:33:35 UTC</pubDate>
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      <item>
         <title>Group 3</title>
         <author>madhavanprithika</author>
         <link>https://padlet.com/madhavanprithika/hppafefsiyebjqrn/wish/734332577</link>
         <description><![CDATA[]]></description>
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         <pubDate>2020-09-10 09:18:30 UTC</pubDate>
         <guid>https://padlet.com/madhavanprithika/hppafefsiyebjqrn/wish/734332577</guid>
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