https://padlet.com/mattpc_mc/hp4k64qyieun By: Matthew collins - Money Matters @ Durham College en-us 2020-03-28 23:01:39 UTC 2020-03-30 02:17:34 UTC hello@padlet.com https://padlet.net/icons/png/23f3.png mattpc_mc https://padlet.com/mattpc_mc/hp4k64qyieun/wish/480013052 For this assignment i will be describing life insurance and how it would affect an average Canadian, what benefits it brings and why you should take place in getting life insurance. This information will be provided in text, photos and video formats across my Padlet wall.]]> 2020-03-28 23:16:47 UTC https://padlet.com/mattpc_mc/hp4k64qyieun/wish/480013052 mattpc_mc https://padlet.com/mattpc_mc/hp4k64qyieun/wish/480014985 This advertises the TD life insurance trying to get you to sign up to see how much you can save over time. Their quote "Chart the best course for you life in the years ahead " can make you think about how a potential loss can affect those who rely of you to be their financially. 
This advertisement gets you interested on getting life insurance and persuades you to look at their preferred rates.]]> 2020-03-28 23:22:27 UTC https://padlet.com/mattpc_mc/hp4k64qyieun/wish/480014985 mattpc_mc https://padlet.com/mattpc_mc/hp4k64qyieun/wish/480019831 life insurance is very beneficial to the loved ones around you. Even though the pay out only comes after you may pass, it is still helpful for you family to have. With life insurance you pay a fee with the plan you have chosen typically around 10-30 years long and if you pass away you're family would get a cheque according to you plan.]]> 2020-03-28 23:34:03 UTC https://padlet.com/mattpc_mc/hp4k64qyieun/wish/480019831 mattpc_mc https://padlet.com/mattpc_mc/hp4k64qyieun/wish/480030412 This State Farm life insurance  website briefly explains everything you need to know about life insurance. This is everything from getting a quote online to payment plans about permanent life and term life insurance. life insurance helps your life moments move on.

State Farm's insurance website is easily maneuverable and is very direct to the point. considering life insurance is for the most part older people it is easily accessible. Over all this web address helps you "Secure the Future']]> 2020-03-29 00:30:30 UTC https://padlet.com/mattpc_mc/hp4k64qyieun/wish/480030412 mattpc_mc https://padlet.com/mattpc_mc/hp4k64qyieun/wish/480033186 In the article of payoff life, in explains the five main reasons it is beneficial to have life insurance is start with. the five main reasons they talk about are :
1. To protect your family financially
2. Leaving an inheritance
3. Paying off depts / expenses
4. Adding more financial security 
5. Bringing peace of mind 
This explains how important life insurance really is to someone that relies on you for financial support. you never know what will happen out there in the real world weather you will die tomorrow or in 50 years but if you have insure at least the loved ones that relies on you will be protected from future financial problems.

]]> 2020-03-29 00:44:20 UTC https://padlet.com/mattpc_mc/hp4k64qyieun/wish/480033186 mattpc_mc https://padlet.com/mattpc_mc/hp4k64qyieun/wish/480036678 This talks about the top four things you should know about life insurance in Canada this helps talk about what to ask before buying life insurance in Canada. The first is about how much life insurance should be chosen. This all depends on your family income, taking care of children’s education, paying assets and dealing with outstanding financial debt. the second question was about children. Fact you need to include food, clothes, healthcare, personal care, and school. There are several areas you need to calculate into your financial planning. the biggest question will always be, what is the best life insurance company to go with and this website drops a large list of insurance companies below from May 2019 out of five stars. Also what type of insurance do I need and it deeply explains the differences.]]> 2020-03-29 00:59:53 UTC https://padlet.com/mattpc_mc/hp4k64qyieun/wish/480036678 mattpc_mc https://padlet.com/mattpc_mc/hp4k64qyieun/wish/480041568 Sunlife financial insurance financial adverse have the polices of life insurance listed below. This include the new tax legislation of life insurance policies. All the information listed on the policy was based from January 1st, 2017. Sun life financial advisors point the facts about premiums wether or not they can be deductible, investment income tax, policy dividends, death benefits and adjustable cost basis. Information provided here will help you understand exactly what you are getting in as a life insurance client. ]]> 2020-03-29 01:18:32 UTC https://padlet.com/mattpc_mc/hp4k64qyieun/wish/480041568 mattpc_mc https://padlet.com/mattpc_mc/hp4k64qyieun/wish/481144670 In this youtube video it very well explains the pace of life and how fast it can really go by. They also demonstrate how there are many up and downs and how life is full of surprises. The video shows that there can be mirages, starting family's, traveling but the one thing that stuck out for me was that there can be injuries and deaths. Life insurance is important to have for this reason especially because if there was anything that would happen to you and you don't have insurance then you're family would have nothing to fall back on. ]]> 2020-03-30 01:20:15 UTC https://padlet.com/mattpc_mc/hp4k64qyieun/wish/481144670 mattpc_mc https://padlet.com/mattpc_mc/hp4k64qyieun/wish/481149384 This is a full explanation on how life insurance works. The lady in the presentaion deeply describes everything you need to know. she talks about the types of insurance from life to term care, different plans you can sigh up for, policys and more. By the end of the presentation you will know pretty much everything you need to know about life insurance. This is very helpful cause it helps you know what to look for and what to stay away from when looking for an insurance provider. this is a step by step explanation of where exactly you money goes and I believe is it very clear and helpful information.]]> 2020-03-30 01:29:25 UTC https://padlet.com/mattpc_mc/hp4k64qyieun/wish/481149384 mattpc_mc https://padlet.com/mattpc_mc/hp4k64qyieun/wish/481154763 Walk with us advertisement should be a familiar video you should have seen once or twice before. It explains how anyone from the ages of 18-80 years old would be eligible to sign up for life insurance regardless of their health. they say wether you are a home owner, risk taker, or even new to the country you can still sign up. no needles or medical plans are required for most of their insurance plans. They cover up to 1 million dollars of coverage and they cover the first month of payments on them. This is very helpful for new clients to be more comfortable and get a better understanding on what its about without getting too deep involved. ]]> 2020-03-30 01:39:56 UTC https://padlet.com/mattpc_mc/hp4k64qyieun/wish/481154763 mattpc_mc https://padlet.com/mattpc_mc/hp4k64qyieun/wish/481160812 On a different note on life insurance, this briefly explains how life insurance is bad or what the person in the video calls a scam. He explains how you have a cash value and an insurance premium. It states how you pay for both but you will only every get one. If you cash your value, they will cancel your insurance. If you keep you insurance you won't ever get the cash value even tho you pay fro both. This explains how some insurance combines can decide you and make you think that your own money that you are paying is coming back to seem life free money in the future. this is important when it comes to picking the right company or even debating on getting life insurance in the first place. ]]> 2020-03-30 01:52:32 UTC https://padlet.com/mattpc_mc/hp4k64qyieun/wish/481160812 mattpc_mc https://padlet.com/mattpc_mc/hp4k64qyieun/wish/481167328 1. The one thing that surprised me the most is how many things you need to include while calculating how much life insurance you need to cover for those you are living behind.
2. A real life example would be if I were to get life insurance at my age (19) and I continued to pay is year by year, starting a family and buying a house, if I were to die my children and wife would struggle and need to rely on others for financial help if I didn't have it but since I would be insured they would get a big check, an inheritance and constant income from what I paid over the years.
3. If I can pass on some knowledge to a friend I would tell them specificly tell them to look for the right company to look for by going though their terms and policy to make sure you are really getting what you are paying for ]]> 2020-03-30 02:04:40 UTC https://padlet.com/mattpc_mc/hp4k64qyieun/wish/481167328