2.4 by https://padlet.com/khayla_slemp413/hmd8lqibbi88 Made with a stroke of good luck en-us 2017-02-11 14:08:21 UTC 2025-12-24 06:07:09 UTC hello@padlet.com PROMPT: Including at least 3-4 cited references to the reading, choose a consumer protection law for Ohio (Links to an external site.) and explain why it developed and how it serves to protect individuals from fraud and potential loss. Then, explain why you chose this consumer protection law and how it specifically protects you or someone you know personally khayla_slemp413 https://padlet.com/khayla_slemp413/hmd8lqibbi88/wish/153220153 2017-02-11 14:08:40 UTC https://padlet.com/khayla_slemp413/hmd8lqibbi88/wish/153220153 Credit Freeze Act khayla_slemp413 https://padlet.com/khayla_slemp413/hmd8lqibbi88/wish/153220217
  • Requires credit reporting agencies to allow consumers to place a “freeze” on each of their credit reports to prevent opening new credit accounts in the consumers' names.
  • The security freeze is designed to prevent credit, loans, and services from being approved in consumers’ names without their consent.

    • ]]>     2017-02-11 14:10:22 UTC https://padlet.com/khayla_slemp413/hmd8lqibbi88/wish/153220217     Why it developed khayla_slemp413 https://padlet.com/khayla_slemp413/hmd8lqibbi88/wish/153220234 people were stealing others' credit cards and spending an obvious amount of money. 
    This protects people because it stops the people who steal from destroying the others credit history. ]]>     2017-02-11 14:10:53 UTC https://padlet.com/khayla_slemp413/hmd8lqibbi88/wish/153220234     khayla_slemp413 https://padlet.com/khayla_slemp413/hmd8lqibbi88/wish/153220318 I choose this because my dad just got a credit card and the reason why he waited so long is because he was afraid people would steal his card. I mean, someone could have stole his debt card and learned the pin but its probably a lot easier on credit cards]]> 2017-02-11 14:12:52 UTC https://padlet.com/khayla_slemp413/hmd8lqibbi88/wish/153220318