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      <title>Living on your Own by Jatinderpal singh</title>
      <link>https://padlet.com/jatinderaulakh4545/hm6uyr0bgzb89jjm</link>
      <description>By Jatinderpal Singh</description>
      <language>en-us</language>
      <pubDate>2020-11-28 00:31:25 UTC</pubDate>
      <lastBuildDate>2023-07-13 04:13:39 UTC</lastBuildDate>
      <webMaster>hello@padlet.com</webMaster>
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      <item>
         <title>Introduction</title>
         <author>jatinderaulakh4545</author>
         <link>https://padlet.com/jatinderaulakh4545/hm6uyr0bgzb89jjm/wish/966543243</link>
         <description><![CDATA[<div>Living on our own according to financial aspect meaning is that the ability of the individual to handle his or her expenses of daily life. In this wall you will learn all about the way in which you can live on your own through websites, videos, images.</div>]]></description>
         <enclosure url="" />
         <pubDate>2020-11-28 00:44:46 UTC</pubDate>
         <guid>https://padlet.com/jatinderaulakh4545/hm6uyr0bgzb89jjm/wish/966543243</guid>
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      <item>
         <title>Website #1</title>
         <author>jatinderaulakh4545</author>
         <link>https://padlet.com/jatinderaulakh4545/hm6uyr0bgzb89jjm/wish/966579410</link>
         <description><![CDATA[<div>This website describes all about the living expenses i.e. the definition of living on our own that the different aspects which are important to live in this world. This website also describes the different financial aspects which are essential to survive such as housing, groceries, transportation, health and education finances. I chose this website because  it explains all about the important factors i.e. how to manage the daily life expenses according to our income. In other words, it helps to manage the expenses according to our income and the different ways in which we can adjust our daily expenses to meet our essential needs so that we can increase our saving which i found the most useful topic in this website..</div>]]></description>
         <enclosure url="https://blog.mint.com/budgeting/living-expenses/#:~:text=What%20Is%20Considered%20to%20Be,clothing%2C%20healthcare%2C%20and%20transportation." />
         <pubDate>2020-11-28 01:37:05 UTC</pubDate>
         <guid>https://padlet.com/jatinderaulakh4545/hm6uyr0bgzb89jjm/wish/966579410</guid>
      </item>
      <item>
         <title>Website #2</title>
         <author>jatinderaulakh4545</author>
         <link>https://padlet.com/jatinderaulakh4545/hm6uyr0bgzb89jjm/wish/966647650</link>
         <description><![CDATA[<div>This website describes all about the living on our own i.e. what are the basic requirements we should fulfill before planning to live on our own. The first and foremost is that we should consider that if we are capable of affording our expenses for housing, insurance, transportation and grocery. Secondly, this website describes the various steps to budget our expenses which i found the most useful topic in this website... I chose this website because it helps the viewer to  understand the common mistake a person can do before moving out to live alone and the important ways to budget his expenses including medical, food, education, renting, insurance according to their wage so that they can also save money for their future.</div><div><br></div><div><br></div>]]></description>
         <enclosure url="https://www.google.ca/amp/s/blog.mint.com/how-to/how-make-budget-living-alone/amp/" />
         <pubDate>2020-11-28 03:29:34 UTC</pubDate>
         <guid>https://padlet.com/jatinderaulakh4545/hm6uyr0bgzb89jjm/wish/966647650</guid>
      </item>
      <item>
         <title>Website #3</title>
         <author>jatinderaulakh4545</author>
         <link>https://padlet.com/jatinderaulakh4545/hm6uyr0bgzb89jjm/wish/967587477</link>
         <description><![CDATA[<div>This website describes all about the different aspects we should consider before living on our own i.e. the habits we should build in ourself so that we can afford our expenses to built our financial future. It describes the different habits to increase our income beforehand to stand well in the financial condition. I chose this website because it describes the various aspects such as to set our financial goal and according to that we should make our budget and start saving and investing to become independent to live on our own. Furthermore, which i found the most useful topic in this website is that suggests to maintain our mental and physical health and to concentrate on our education so that it will make easy for us to stand on our feet in coming future.</div>]]></description>
         <enclosure url="https://www.investopedia.com/articles/personal-finance/112015/these-10-habits-will-help-you-reach-financial-freedom.asp" />
         <pubDate>2020-11-28 23:09:21 UTC</pubDate>
         <guid>https://padlet.com/jatinderaulakh4545/hm6uyr0bgzb89jjm/wish/967587477</guid>
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      <item>
         <title>Website #4</title>
         <author>jatinderaulakh4545</author>
         <link>https://padlet.com/jatinderaulakh4545/hm6uyr0bgzb89jjm/wish/967609846</link>
         <description><![CDATA[<div>This website describes all about the measures to make before living on our own i.e. budget should be our first priority before we should think to live on our own. Next to it, it suggests to save more and spend less so that we can make our strong financial future. It also suggests that we should not buy things by taking the credit to avoid the difficulties in our financial stability. I chose this website because it recommend to save some kind of money which we can use in the difficult situation in our life. It also suggests that we should look for the different kind of solutions to increase our income such as we should start investing and look for the better job and business opportunities which i found the most useful topic in this website.</div>]]></description>
         <enclosure url="https://www.mymoneycoach.ca/blog/things-you-need-to-do-to-live-on-one-income-successfully" />
         <pubDate>2020-11-28 23:44:58 UTC</pubDate>
         <guid>https://padlet.com/jatinderaulakh4545/hm6uyr0bgzb89jjm/wish/967609846</guid>
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      <item>
         <title>Image #1</title>
         <author>jatinderaulakh4545</author>
         <link>https://padlet.com/jatinderaulakh4545/hm6uyr0bgzb89jjm/wish/967631034</link>
         <description><![CDATA[<div>This image describes about that how hard it is to save the money. It shows the pie chart describing the income that what are the expenses and what is left to do the savings so that we can live on our own.</div>]]></description>
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         <pubDate>2020-11-29 00:21:22 UTC</pubDate>
         <guid>https://padlet.com/jatinderaulakh4545/hm6uyr0bgzb89jjm/wish/967631034</guid>
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      <item>
         <title>Image #2</title>
         <author>jatinderaulakh4545</author>
         <link>https://padlet.com/jatinderaulakh4545/hm6uyr0bgzb89jjm/wish/967634383</link>
         <description><![CDATA[<div>This image describes the different aspects of financial planning i.e. tax, insurance, investment, retirement, estate and cash flow planning. Furthermore, it describes that we should consider our income and expenses to maintain our cash flow.</div>]]></description>
         <enclosure url="https://padlet-uploads.storage.googleapis.com/437742453/4c3eeb28cf9b19578622c595badbec8f/Financial_Planning_Components.jpg" />
         <pubDate>2020-11-29 00:27:06 UTC</pubDate>
         <guid>https://padlet.com/jatinderaulakh4545/hm6uyr0bgzb89jjm/wish/967634383</guid>
      </item>
      <item>
         <title>Video #1</title>
         <author>jatinderaulakh4545</author>
         <link>https://padlet.com/jatinderaulakh4545/hm6uyr0bgzb89jjm/wish/967648177</link>
         <description><![CDATA[<div>This video describes all about the financial freedom i.e. living on our own. It describe the importance of money and the different strategies to save money and to make our financial   situation stronger. It describes that we should save an emergency fund  which we should only spend on emergency situations. Secondly, we should follow the different methods to pay off the deft such as we should pay the higher interest rate if we want to pay off the loan faster. I chose this video because it suggest that we should make a spreadsheet such as we should consider our income and the expenses including everything to maintain our cash flow and the piece of information i found the most useful is that we could start saving $5  as a emergency fund in starting as a initiative to become independent in financial aspect.</div>]]></description>
         <enclosure url="https://www.youtube.com/watch?v=ATDYLTnGJV0" />
         <pubDate>2020-11-29 00:52:31 UTC</pubDate>
         <guid>https://padlet.com/jatinderaulakh4545/hm6uyr0bgzb89jjm/wish/967648177</guid>
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      <item>
         <title>Video #2</title>
         <author>jatinderaulakh4545</author>
         <link>https://padlet.com/jatinderaulakh4545/hm6uyr0bgzb89jjm/wish/967675586</link>
         <description><![CDATA[<div>This video describes about the the important steps to live on your own in financial aspect. It describes the seven strategies of financial freedom such as financial understanding i.e. one should start taking responsibility of their money which is to spend in a good manner so that we can start saving some money at the early age. I chose this video because it simply explains the key point of living on our own such as it describes that we should always maintain the stability of our income and money. This Video is better than the others because it describes about the financial security which is to maintain the security of our money in form of insurance such as medical, education, renting and so on.</div>]]></description>
         <enclosure url="https://www.youtube.com/watch?v=ENymSxQbPbI" />
         <pubDate>2020-11-29 01:47:12 UTC</pubDate>
         <guid>https://padlet.com/jatinderaulakh4545/hm6uyr0bgzb89jjm/wish/967675586</guid>
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      <item>
         <title>Video #3</title>
         <author>jatinderaulakh4545</author>
         <link>https://padlet.com/jatinderaulakh4545/hm6uyr0bgzb89jjm/wish/967694445</link>
         <description><![CDATA[<div>This video tells all about financial freedom which is important part of living on our own according to financial aspect. Firstly, it describes about the definition of financial freedom i.e. it meant to liberty in life and in financial condition. In other words, it means that we should have the right to live the life according to our choice and to spend the money to purchase the things we like. I chose this video because it also suggests the different strategies to earn money such as internet marketing which i think is the most useful and the better view than the other posts.</div>]]></description>
         <enclosure url="https://www.youtube.com/watch?v=1qudtpYrq2Y" />
         <pubDate>2020-11-29 02:24:19 UTC</pubDate>
         <guid>https://padlet.com/jatinderaulakh4545/hm6uyr0bgzb89jjm/wish/967694445</guid>
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      <item>
         <title>Video #4</title>
         <author>jatinderaulakh4545</author>
         <link>https://padlet.com/jatinderaulakh4545/hm6uyr0bgzb89jjm/wish/967740715</link>
         <description><![CDATA[<div>This video is about the inspirational story told by the Canadian official Kevin who is describing the story of his mother who struggle to achieve Financial freedom which is the important point of living on our own. He also explains that to increase the financial status one should struggle in every manner rather than just dreaming about it. I chose this video because he also describe about the current financial freedom of Canada residents and the various measures which must be taken to improve the financial freedom which i found the most useful and important than other posts.</div>]]></description>
         <enclosure url="https://www.youtube.com/watch?v=0r6cR7dhvic" />
         <pubDate>2020-11-29 03:48:00 UTC</pubDate>
         <guid>https://padlet.com/jatinderaulakh4545/hm6uyr0bgzb89jjm/wish/967740715</guid>
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      <item>
         <title>Reflective Questions</title>
         <author>jatinderaulakh4545</author>
         <link>https://padlet.com/jatinderaulakh4545/hm6uyr0bgzb89jjm/wish/967779563</link>
         <description><![CDATA[<div>1. What did you learn about your topic that surprised you the most?<br>Ans: The part of topic i learned which surprised me the most is the importance of financial freedom i.e. living on our own in our life.<br>2. Provide a real-life example of how this topic is relevant or interesting<br>for you.<br>Ans: This topic is interesting or relevant because i have very interested in living on our own as i am international student and i am already live on my own and manage my expenses.<br>3. If you could pass on your knowledge to a family member or friend, what<br>do you think is the most important thing to pass on?<br>Ans: If i could pass on this knowledge to my family member or friend i will pass on the different strategies and opportunities which will help them to live on their own. </div>]]></description>
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         <pubDate>2020-11-29 04:37:35 UTC</pubDate>
         <guid>https://padlet.com/jatinderaulakh4545/hm6uyr0bgzb89jjm/wish/967779563</guid>
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