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      <title>Know, Wonder, and Learn about Finance by Gerald Donovan</title>
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      <description>For the Open House at NJIS</description>
      <language>en-us</language>
      <pubDate>2021-09-25 01:26:17 UTC</pubDate>
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         <link>https://padlet.com/gdonovan5/hlsfmp8bliaf85ht/wish/2377715009</link>
         <description><![CDATA[<div>How to avoid huge dept? 🪬</div>]]></description>
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         <pubDate>2022-11-10 00:45:16 UTC</pubDate>
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         <author>catherinechandra18</author>
         <link>https://padlet.com/gdonovan5/hlsfmp8bliaf85ht/wish/2377715026</link>
         <description><![CDATA[<div>Finance encompasses banking, leverage or debt, credit, capital markets, money, investments, and the creation and oversight of financial systems as the basic financial concepts are based on microeconomic and macroeconomic theories</div>]]></description>
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         <pubDate>2022-11-10 00:45:16 UTC</pubDate>
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         <link>https://padlet.com/gdonovan5/hlsfmp8bliaf85ht/wish/2377715376</link>
         <description><![CDATA[<div>Credit Score </div>]]></description>
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         <pubDate>2022-11-10 00:45:34 UTC</pubDate>
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         <title>debt</title>
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         <link>https://padlet.com/gdonovan5/hlsfmp8bliaf85ht/wish/2377715410</link>
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         <pubDate>2022-11-10 00:45:36 UTC</pubDate>
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         <title></title>
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         <link>https://padlet.com/gdonovan5/hlsfmp8bliaf85ht/wish/2377715501</link>
         <description><![CDATA[<div>debt</div>]]></description>
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         <pubDate>2022-11-10 00:45:40 UTC</pubDate>
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         <title></title>
         <author></author>
         <link>https://padlet.com/gdonovan5/hlsfmp8bliaf85ht/wish/2377715651</link>
         <description><![CDATA[<div>How to pay taxes?<br><br></div>]]></description>
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         <pubDate>2022-11-10 00:45:48 UTC</pubDate>
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         <title></title>
         <author></author>
         <link>https://padlet.com/gdonovan5/hlsfmp8bliaf85ht/wish/2377715835</link>
         <description><![CDATA[<div>taxes</div>]]></description>
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         <pubDate>2022-11-10 00:45:56 UTC</pubDate>
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         <title></title>
         <author></author>
         <link>https://padlet.com/gdonovan5/hlsfmp8bliaf85ht/wish/2377715874</link>
         <description><![CDATA[<div>debt and being broke all the time</div>]]></description>
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         <pubDate>2022-11-10 00:45:58 UTC</pubDate>
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         <title>Tax evading</title>
         <author></author>
         <link>https://padlet.com/gdonovan5/hlsfmp8bliaf85ht/wish/2377715884</link>
         <description><![CDATA[]]></description>
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         <pubDate>2022-11-10 00:45:58 UTC</pubDate>
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         <title></title>
         <author></author>
         <link>https://padlet.com/gdonovan5/hlsfmp8bliaf85ht/wish/2377715892</link>
         <description><![CDATA[<div>You&nbsp;must plan for the future</div>]]></description>
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         <pubDate>2022-11-10 00:45:59 UTC</pubDate>
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         <title>$$$$</title>
         <author></author>
         <link>https://padlet.com/gdonovan5/hlsfmp8bliaf85ht/wish/2377716117</link>
         <description><![CDATA[]]></description>
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         <pubDate>2022-11-10 00:46:09 UTC</pubDate>
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         <title>Money</title>
         <author></author>
         <link>https://padlet.com/gdonovan5/hlsfmp8bliaf85ht/wish/2377716162</link>
         <description><![CDATA[<div>It's about handling money</div>]]></description>
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         <pubDate>2022-11-10 00:46:11 UTC</pubDate>
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         <title></title>
         <author>catherinechandra18</author>
         <link>https://padlet.com/gdonovan5/hlsfmp8bliaf85ht/wish/2377716423</link>
         <description><![CDATA[<div>Strong financial knowledge and decision-making skills <strong>help people weigh options and make informed choices for their financial situations</strong>, such as deciding how and when to save and spend, comparing costs before a big purchase, and planning for retirement or other long-term savings.</div>]]></description>
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         <pubDate>2022-11-10 00:46:24 UTC</pubDate>
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         <title></title>
         <author></author>
         <link>https://padlet.com/gdonovan5/hlsfmp8bliaf85ht/wish/2377716684</link>
         <description><![CDATA[<div>Is there any legal way to avoid taxes? </div>]]></description>
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         <pubDate>2022-11-10 00:46:36 UTC</pubDate>
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         <title></title>
         <author></author>
         <link>https://padlet.com/gdonovan5/hlsfmp8bliaf85ht/wish/2377716761</link>
         <description><![CDATA[<div>What&nbsp;are taxes and how do you file them and what is tax evasion and what is tax fraud? </div>]]></description>
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         <pubDate>2022-11-10 00:46:40 UTC</pubDate>
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         <title></title>
         <author></author>
         <link>https://padlet.com/gdonovan5/hlsfmp8bliaf85ht/wish/2377716926</link>
         <description><![CDATA[<div>How to invest </div>]]></description>
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         <pubDate>2022-11-10 00:46:48 UTC</pubDate>
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         <title></title>
         <author></author>
         <link>https://padlet.com/gdonovan5/hlsfmp8bliaf85ht/wish/2377717081</link>
         <description><![CDATA[<div>Finance, of financing, is the process of raising funds or capital for any kind of expenditure.</div>]]></description>
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         <pubDate>2022-11-10 00:46:56 UTC</pubDate>
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         <title>The concept of money and investments and how to manage them</title>
         <author></author>
         <link>https://padlet.com/gdonovan5/hlsfmp8bliaf85ht/wish/2377717120</link>
         <description><![CDATA[]]></description>
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         <pubDate>2022-11-10 00:46:58 UTC</pubDate>
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         <title></title>
         <author></author>
         <link>https://padlet.com/gdonovan5/hlsfmp8bliaf85ht/wish/2377717496</link>
         <description><![CDATA[<div>what are the advantages of DBS over BCA?</div>]]></description>
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         <pubDate>2022-11-10 00:47:16 UTC</pubDate>
         <guid>https://padlet.com/gdonovan5/hlsfmp8bliaf85ht/wish/2377717496</guid>
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      <item>
         <title>Money</title>
         <author></author>
         <link>https://padlet.com/gdonovan5/hlsfmp8bliaf85ht/wish/2377718508</link>
         <description><![CDATA[]]></description>
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         <pubDate>2022-11-10 00:48:02 UTC</pubDate>
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         <title>Difference between credit and debit cards</title>
         <author></author>
         <link>https://padlet.com/gdonovan5/hlsfmp8bliaf85ht/wish/2377719090</link>
         <description><![CDATA[]]></description>
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         <pubDate>2022-11-10 00:48:35 UTC</pubDate>
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         <title></title>
         <author>catherinechandra18</author>
         <link>https://padlet.com/gdonovan5/hlsfmp8bliaf85ht/wish/2377719380</link>
         <description><![CDATA[<div>Can you suggest what stocks I should buy during our current state of inflation?</div>]]></description>
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         <pubDate>2022-11-10 00:48:51 UTC</pubDate>
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         <title>Do you recommend tax evasion to people with money? considering the government imposes a progressive tax to its citizens</title>
         <author>catherinechandra18</author>
         <link>https://padlet.com/gdonovan5/hlsfmp8bliaf85ht/wish/2377723900</link>
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         <pubDate>2022-11-10 00:52:32 UTC</pubDate>
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         <title></title>
         <author>student2508</author>
         <link>https://padlet.com/gdonovan5/hlsfmp8bliaf85ht/wish/2377749068</link>
         <description><![CDATA[<div>What is a free market</div>]]></description>
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         <pubDate>2022-11-10 01:12:57 UTC</pubDate>
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