Credit and Debit Cards by Megan O'Donnell https://padlet.com/modonnell19/hk05vx7oi4h3 Made with wonder en-us 2016-12-19 13:53:41 UTC 2025-11-02 19:09:03 UTC hello@padlet.com Credit cards allow you to spend more than you truly have, while debit cards take only from your bank account. modonnell19 https://padlet.com/modonnell19/hk05vx7oi4h3/wish/144305645 2016-12-19 13:55:22 UTC https://padlet.com/modonnell19/hk05vx7oi4h3/wish/144305645 With credit cards, you can build credit, when your bills are payed on time. Yet debit cards are for the purpose of not over spending, and not having to pay off what you spent that you didn't have. modonnell19 https://padlet.com/modonnell19/hk05vx7oi4h3/wish/144305889 2016-12-19 13:57:02 UTC https://padlet.com/modonnell19/hk05vx7oi4h3/wish/144305889 modonnell19 https://padlet.com/modonnell19/hk05vx7oi4h3/wish/144306741 About credit scores]]> 2016-12-19 14:02:04 UTC https://padlet.com/modonnell19/hk05vx7oi4h3/wish/144306741 modonnell19 https://padlet.com/modonnell19/hk05vx7oi4h3/wish/144307226 Build your credit!!]]> 2016-12-19 14:04:39 UTC https://padlet.com/modonnell19/hk05vx7oi4h3/wish/144307226 Importance of billing credit modonnell19 https://padlet.com/modonnell19/hk05vx7oi4h3/wish/144307692 2016-12-19 14:07:08 UTC https://padlet.com/modonnell19/hk05vx7oi4h3/wish/144307692 Government protection modonnell19 https://padlet.com/modonnell19/hk05vx7oi4h3/wish/144309709 1.) Before you even are able to have a credit card, you get protected from unfair lending practices
2.) You are also protected from inaccurate billing charges once you get the credit card
3.) The Fair Credit Reporting Act so that your data for the credit card is right
4.) The Fair Debt Collection Practices Act protects you from third-party collection abuses 
5.)The Credit Card Act to ensure that you are not paying over or under what you owe]]> 2016-12-19 14:14:59 UTC https://padlet.com/modonnell19/hk05vx7oi4h3/wish/144309709 modonnell19 https://padlet.com/modonnell19/hk05vx7oi4h3/wish/144465618 2016-12-20 14:31:58 UTC https://padlet.com/modonnell19/hk05vx7oi4h3/wish/144465618 Review modonnell19 https://padlet.com/modonnell19/hk05vx7oi4h3/wish/144465766 My views on credit cards have changed because I learned how they really work. I used to think that a credit card was just the money taken from your bank account put onto a card, but now I know that that is a debit card. I do not think I will applying for a credit card because I don't want to have to stress about paying the money that I spent that was not really mine]]> 2016-12-20 14:32:35 UTC https://padlet.com/modonnell19/hk05vx7oi4h3/wish/144465766