https://padlet.com/shankavichittaranjan/Bookmarks Shankavi Chittaranjan en-us 2021-11-29 17:15:52 UTC 2023-02-23 04:19:04 UTC hello@padlet.com https://padlet.net/icons/png/1f48d.png shankavichittaranjan https://padlet.com/shankavichittaranjan/Bookmarks/wish/1918579505 Do you want to make sure to purchase the right wedding ring? Here, I will take you through the average engagement ring cost, the myths surrounding how much to spend on an engagement ring, and highlight the factors to consider when selecting the best ring for your partner and as well as your budget. ]]> 2021-11-29 17:50:56 UTC https://padlet.com/shankavichittaranjan/Bookmarks/wish/1918579505 shankavichittaranjan https://padlet.com/shankavichittaranjan/Bookmarks/wish/1918725818 The average cost of an engagement ring is $5,500 as of 2020. The reason I chose this video is that it explained that engagement ring prices are not pricey as they have been in the past couple of years. Couples who have purchased rings in 2020 have saved $400 as the average ring cost in 2019 was $5,900. Also, I came to understand that most couples prefer diamonds because they are a great investment. Spending $5,500 or more on a wedding ring is still expensive in my opinion and there are many affordable rings for couples under a tight budget.  ]]> 2021-11-29 18:50:19 UTC https://padlet.com/shankavichittaranjan/Bookmarks/wish/1918725818 shankavichittaranjan https://padlet.com/shankavichittaranjan/Bookmarks/wish/1918789142 Setting a comfortable budget is an important first step. Since this is a purchase, you will look at every day for the rest of your life, it is worth setting a budget for. In this video, I have learned that the “two month or three-month” salary rule just adds pressure and confusion to your daily life, but it is important to find out how much other people are usually spending on wedding ring as this can be helpful when you are saving up to make the purchase. In this video, I was educated on how to budget based on my partner’s expectations, my attitude towards spending, and lastly, my financial obligations.]]> 2021-11-29 19:18:47 UTC https://padlet.com/shankavichittaranjan/Bookmarks/wish/1918789142 shankavichittaranjan https://padlet.com/shankavichittaranjan/Bookmarks/wish/1918833859 When looking to purchase a diamond ring, you must consider the 4C’s, which stands for cut, color, clarity, and carat. As mentioned in this video, a diamond's value is set by its appeal. Diamond color refers to how colorless the diamond is. Diamond clarity refers to the inclusions within them. There are several types of inclusions from black points to fractures. Our goal should be getting diamonds with inclusions that are not visible to the naked eye. Round diamonds are far more expensive than other shapes such as the oval, cushion cut and even princess cut.  ]]> 2021-11-29 19:40:41 UTC https://padlet.com/shankavichittaranjan/Bookmarks/wish/1918833859 shankavichittaranjan https://padlet.com/shankavichittaranjan/Bookmarks/wish/1918857774 While it is possible to find a great ring or ring set at department, big-box, and traditional jewelry stores, there are alternatives that may help you find the perfect ring while saving you money. According to this video, engagement rings are 30-40% cheaper online than they are in physical stores. Another piece of information I obtained from this video is that finding a ring you like, then checking multiple sites for styles that are similar in design, metal type, carat weight, etc. to get a ballpark price range. This way, you can get the best deal and be able to tell if something is drastically cheaper, which is usually a red flag.  

]]> 2021-11-29 19:52:59 UTC https://padlet.com/shankavichittaranjan/Bookmarks/wish/1918857774 shankavichittaranjan https://padlet.com/shankavichittaranjan/Bookmarks/wish/1918874925 The average couple spent $5,500 on an engagement ring in 2020, but you don't need to set yourself to any standards. On this website, I find it helpful that there is a calculator to come up with a budget that works for you and your partner's lifestyle and goals using the wedding ring calculator. Also, you can set a specific price range, you can set specific standards (like diamond cut, width, the metal used, etc.), and the calculator generates how much the ring costs. 


]]> 2021-11-29 20:01:29 UTC https://padlet.com/shankavichittaranjan/Bookmarks/wish/1918874925 shankavichittaranjan https://padlet.com/shankavichittaranjan/Bookmarks/wish/1918892741 There are plenty of wedding ring styles that won’t break the bank, even engagement rings that include diamonds if that’s your rock of choice. On this website, I came across the most beautiful, yet affordable rings. Mostly though, you should make sure it’s a ring that will be timeless and always on trend in your heart. It also doesn’t hurt to find a ring that has an extended return policy longer than a week. Some rings on this website are only $1,500 which is really great for those under a tight budget. ]]> 2021-11-29 20:10:31 UTC https://padlet.com/shankavichittaranjan/Bookmarks/wish/1918892741 shankavichittaranjan https://padlet.com/shankavichittaranjan/Bookmarks/wish/1918909531 On this website, I found some online stores that carry affordable wedding rings. Online stores such as Etsy, Blue Nile are great because of their affordable prices. These online stores also have a convenient category of "couples rings" pairing options that work well for him and her together in one convenient and are a very affordable duo. So affordable in fact that many of the combinations come in at under $1000 for both bands. Lastly, most of the online stores offer free and secure shipping and priority shipping is based on a total order value minimum. Also, every order includes a 30-day return policy and lifetime guarantees.]]> 2021-11-29 20:20:04 UTC https://padlet.com/shankavichittaranjan/Bookmarks/wish/1918909531 shankavichittaranjan https://padlet.com/shankavichittaranjan/Bookmarks/wish/1918939206 This website shows you the price ranges between different diamond shapes. Round cut diamonds are the most expensive diamond shape. The reason for this is that a large amount of the rough diamond is discarded in the cutting and polishing process. Another factor that affects the price of a round-cut diamond is its shape’s popularity. As such, you can expect to pay more for a round-cut diamond than you would for just about any other diamond shape. ]]> 2021-11-29 20:37:12 UTC https://padlet.com/shankavichittaranjan/Bookmarks/wish/1918939206 shankavichittaranjan https://padlet.com/shankavichittaranjan/Bookmarks/wish/1918948142 Diamonds cut in this shape are affordable because they are step-cut, there is less waste when these diamonds are cut off of the rough stone, which is going to cost the same no matter how it gets cut and it is designed to showcase their clarity and lustre. This means that they can look impressive if their colour and clarity are excellent. Asscher cut diamonds use a fairly large percentage of the original rough diamond. Because of this, they generally offer better value per carat than round cut and similar diamonds. ]]> 2021-11-29 20:42:26 UTC https://padlet.com/shankavichittaranjan/Bookmarks/wish/1918948142 shankavichittaranjan https://padlet.com/shankavichittaranjan/Bookmarks/wish/1918982366 1. This topic educated me on how to budget to purchase a wedding ring. As much I enjoyed researching this topic, I was also eager to learn about different diamond prices and the details behind the prices. It is surprising to know that many people prefer diamond rings because of their value and although there are levels of value (trade, retail selling price and value for insurance) a diamond will keep its value, will not perish, will not decay and for some, investing in diamonds proves far safer than investing with a financial institution.
2. This topic is interesting for me because I have a sister that is planning on getting married next year. All the information I've grabbed from this topic will be useful because I will be helping my sister's boyfriend decide on the ring that is best for them. 
3. If I could pass one useful piece of information to a friend or a family member based on my research is to keep the 4C's in mind (colour, clarity, cut, and carat weight) when looking to buy a diamond ring.]]> 2021-11-29 21:04:03 UTC https://padlet.com/shankavichittaranjan/Bookmarks/wish/1918982366