Teens & Auto Insurance Project by Jasmine Cooper https://padlet.com/jasminecooper/hhip7d7fa8y2 by Davionna Phillips and Jasmine Cooper P2 en-us 2018-11-12 14:21:40 UTC 2025-12-01 19:10:31 UTC hello@padlet.com https://padlet-assets.s3.amazonaws.com/icons/Carfront.png Davionna Car davionnaphillips https://padlet.com/jasminecooper/hhip7d7fa8y2/wish/303757019  2014 Toyota Camry ]]> 2018-11-13 14:48:17 UTC https://padlet.com/jasminecooper/hhip7d7fa8y2/wish/303757019 What is Auto Insurance? davionnaphillips https://padlet.com/jasminecooper/hhip7d7fa8y2/wish/303762669 Auto insurance is a contract between you and the insurance company that protects you against financial loss in the event of an accident or theft. You agree to pay the premium and the insurance company agrees to pay your losses as defined in your policy. ]]> 2018-11-13 14:53:35 UTC https://padlet.com/jasminecooper/hhip7d7fa8y2/wish/303762669 Jasmine's Dream Car jasminecooper https://padlet.com/jasminecooper/hhip7d7fa8y2/wish/303764027 Ford GT (Second Generation)]]> 2018-11-13 14:54:54 UTC https://padlet.com/jasminecooper/hhip7d7fa8y2/wish/303764027 Collision vs. comprehensive coverage jasminecooper https://padlet.com/jasminecooper/hhip7d7fa8y2/wish/303775020 Collision coverage is insurance that protects your vehicle when you crash with another vehicle or object. It is for any damage imposed onto your car.
Comprehensive coverage is insurance that protects your car from events besides collisions, such as thefts, break-ins, animal collision or damage from weather.]]> 2018-11-13 15:05:22 UTC https://padlet.com/jasminecooper/hhip7d7fa8y2/wish/303775020 The factors that can affect your car insurance rate. davionnaphillips https://padlet.com/jasminecooper/hhip7d7fa8y2/wish/303778202 1. Age 
2. Gender 
3. Where your live 
4. Marital status
5.  Type of Car
6.  Driving History

]]> 2018-11-13 15:08:18 UTC https://padlet.com/jasminecooper/hhip7d7fa8y2/wish/303778202 Uninsured Motorists vs. Under-insured Motorists coverage jasminecooper https://padlet.com/jasminecooper/hhip7d7fa8y2/wish/303783841 Both protect you from irresponsible at-fault drivers
Uninsured Motorists Coverage when you're in an accident and the other person is at fault and they don't have liability insurance
Underinsured Motorists Coverage protects you when the at-fault driver doesn't have enough liability coverage to pay for the damages to your car]]> 2018-11-13 15:13:44 UTC https://padlet.com/jasminecooper/hhip7d7fa8y2/wish/303783841 Why do drivers under the age of 25 pay more for insurance than drivers over 25? davionnaphillips https://padlet.com/jasminecooper/hhip7d7fa8y2/wish/304758368 Drivers  under the  the age of 25 pay more for insurance because statistically  they are more likely to be involved in auto accidents, get traffic tickets, and commit traffic violations than older drivers. Since, it is their first times experience driving a car and learning about traffic regulation.]]> 2018-11-15 12:39:19 UTC https://padlet.com/jasminecooper/hhip7d7fa8y2/wish/304758368 How to Keep Your Insurance Rate Manageable As A Teen jasminecooper https://padlet.com/jasminecooper/hhip7d7fa8y2/wish/304762978
  •  Talk to your insurer about different discounts that your insurance company may offer (such as the good student discount for maintaining an A or B average)
  • Complete Driver's Ed training even if your school or state doesn't require it-many insurance companies offer discounts for taking extra driving training courses
  • Buy a safe, sensible car because they usually have higher safety ratings and can earn you lower rates on your car insurance.
    • ]]>     2018-11-15 12:52:51 UTC https://padlet.com/jasminecooper/hhip7d7fa8y2/wish/304762978     Liability coverage davionnaphillips https://padlet.com/jasminecooper/hhip7d7fa8y2/wish/304764809 Liability coverage is insurance that covers the damage you cause to other people’s property and bodily injuries you cause to people.  It is important to have liability coverage because if your caught not having liability coverage,  you will have to pay fines and may lose your driver’s license. Worse yet, if you get into an accident and you’re without liability coverage, you pay out of your credit for all the damages you caused, including any medical expenses as well as any property damage. ]]> 2018-11-15 12:57:30 UTC https://padlet.com/jasminecooper/hhip7d7fa8y2/wish/304764809 More Tips!!! jasminecooper https://padlet.com/jasminecooper/hhip7d7fa8y2/wish/304768909
  • PRACTICE--> Safe driver habits require repetition and will eventually get easier over time
  • Don't skip the basics--> When driving, don't neglect the small things, like glancing in your mirror or using your signal. These small things can help keep you safe
  • Passengers--> Although you may want to ride with your friends, driving with more passengers can increase your risk of crashing because they can be very distracting
    • ]]>     2018-11-15 13:05:22 UTC https://padlet.com/jasminecooper/hhip7d7fa8y2/wish/304768909