https://padlet.com/svald101/hbu3xwh1n1sn By: Sebastian Valdes en-us 2018-02-08 16:23:15 UTC 2018-05-17 16:26:53 UTC hello@padlet.com svald101 https://padlet.com/svald101/hbu3xwh1n1sn/wish/229661896 2018-02-08 16:26:04 UTC https://padlet.com/svald101/hbu3xwh1n1sn/wish/229661896 svald101 https://padlet.com/svald101/hbu3xwh1n1sn/wish/257708796 Retirement
getting a house]]> 2018-05-03 15:27:30 UTC https://padlet.com/svald101/hbu3xwh1n1sn/wish/257708796 svald101 https://padlet.com/svald101/hbu3xwh1n1sn/wish/257709379 1. Allocate $3000 into savings account
2. Roth 401K 
3.Get an employers match after retirement to grow money.]]> 2018-05-03 15:28:40 UTC https://padlet.com/svald101/hbu3xwh1n1sn/wish/257709379 svald101 https://padlet.com/svald101/hbu3xwh1n1sn/wish/259324368 Bank name. Chase
accounts chosen: Freedom unlimited chase
information
Lots of atms as much as 16,000. You can use your phone or tablet and computer to bank on the go
Why/reflection: I chose this bank. I choose this bank because it is my family bank I trust it all since my parents have a good relationship with my bank. 

]]> 2018-05-09 15:23:37 UTC https://padlet.com/svald101/hbu3xwh1n1sn/wish/259324368 svald101 https://padlet.com/svald101/hbu3xwh1n1sn/wish/259326069 Cost of home =$ 343,588
20% down payment= $66917.60
property taxes=$14,057
loan amount (amount: $1,631
 financing: in order to get this I will save money at this age.
monthly payments=$2,500 for the house alone.

reflection: I like my place because it has land and acres of it. I like having room because I get privacy and room for my family.]]> 2018-05-09 15:27:12 UTC https://padlet.com/svald101/hbu3xwh1n1sn/wish/259326069 svald101 https://padlet.com/svald101/hbu3xwh1n1sn/wish/259328119 Credit card name: Chase

benefits/information: My family uses Chase so if I ever need help with money or understanding the bank I can reach out to them right away
APR= 0T% for the first 15 months
Default APR= 16.49 to 25.24 after 15 months
Annual fees= No annual membership fees
penalties= $15 fee if balance is below $100 return payment fees are $37
rewards= 1.5% cash back
ETC. 

I already have a chase account and credit card and I believe ]]> 2018-05-09 15:31:08 UTC https://padlet.com/svald101/hbu3xwh1n1sn/wish/259328119 svald101 https://padlet.com/svald101/hbu3xwh1n1sn/wish/259329565 PPO

I choose this because it's more flexible and covers more financial coverage and I can meet with a specialist right away.


]]> 2018-05-09 15:34:02 UTC https://padlet.com/svald101/hbu3xwh1n1sn/wish/259329565 svald101 https://padlet.com/svald101/hbu3xwh1n1sn/wish/261648193 I will get a house and in order to do that I will ask my mom what our plan is to work together so she can help me
By: 2035]]> 2018-05-17 16:10:41 UTC https://padlet.com/svald101/hbu3xwh1n1sn/wish/261648193 svald101 https://padlet.com/svald101/hbu3xwh1n1sn/wish/261649765 I am trying to buy a new console in the future and my plan is to sell my old electronic equipment. Rack up enough money to buy it for myself.]]> 2018-05-17 16:14:08 UTC https://padlet.com/svald101/hbu3xwh1n1sn/wish/261649765 svald101 https://padlet.com/svald101/hbu3xwh1n1sn/wish/261652223 My plan to save money and let it grow
is to make sure I invest properly and keep it safe with a bank I trust]]> 2018-05-17 16:19:27 UTC https://padlet.com/svald101/hbu3xwh1n1sn/wish/261652223 svald101 https://padlet.com/svald101/hbu3xwh1n1sn/wish/261653685 Car ins. I think is very important because. Buying a car is very expensive and hard. I will need car ins. so I am safe and financially safe.]]> 2018-05-17 16:23:06 UTC https://padlet.com/svald101/hbu3xwh1n1sn/wish/261653685 svald101 https://padlet.com/svald101/hbu3xwh1n1sn/wish/261655244 2018-05-17 16:26:47 UTC https://padlet.com/svald101/hbu3xwh1n1sn/wish/261655244