https://padlet.com/GustavoLVilaNewYork/About Based in New York, Gustavo L. Vila is a real estate agent and retired NYPD police officer. As an attorney, he was in private practice for many years, specializing in civil litigation, personal injury, medical malpractice, and real estate. He also practiced law with the Law Offices of Eaton & Torrenzano and the Law Office of Russell D. Mauro. In addition, he taught business law as an adjunct professor at the Brooklyn College of the City University of New York. Gustavo L. Vila currently focuses his career on real estate as an associate broker for William Raveis Real Estate in Yorktown Heights and property management with GLV Properties, LLC. During his 20 year career with the New York Police Department, Gustavo L. Vila served as a sergeant and investigator with multiple departments before becoming a lieutenant. He served as the executive officer and acting commanding officer of the New York County District Attorney Squad and was the commanding officer of two detective squads. Mr. Vila has functioned as Special counsel to the police commissioner, advising on matters pertaining to policy, operations, and discipline. He attended the FBI National Academy, and earned a BS in human resources management as well as his juris doctor at Fordham University School of Law. en-us 2017-03-29 04:49:34 UTC 2017-08-30 03:01:47 UTC hello@padlet.com GustavoLVilaNewYork https://padlet.com/GustavoLVilaNewYork/About/wish/169804244 2017-05-03 21:49:54 UTC https://padlet.com/GustavoLVilaNewYork/About/wish/169804244 GustavoLVilaNewYork https://padlet.com/GustavoLVilaNewYork/About/wish/172213039 Gustavo L. Vila serves as an associate broker with William Raveis Real Estate in Yorktown Heights, New York. As a certified home ownership professional (CHP), Gustavo L. Vila helps New York buyers understand the process of buying a home.

Before buying a home, a person must first make sure that his or her finances can handle the strain of down payments, mortgage obligations, and closing costs as well as such continuing expenses as real estate taxes, utilities, and repairs. Even the process of moving and setting up a new home involves unavoidable costs, so the actual purchase should not drain the buyer's savings account.

While specially allocated savings can help to pay for initial expenses, the homeowner should also ensure that mortgage payments and other monthly costs are affordable, based on his or her current income. In general, professionals recommend not spending more than 35 percent of one's monthly income on all housing costs combined, including utilities and taxes. Calculating this figure can help the home buyer to determine what an affordable mortgage payment might be.

Finally, the buyer should make sure that his or her credit rating is good enough to secure a mortgage loan with affordable monthly payments. Low credit scores typically correlate with higher interest rates and/or a larger down payment, so it is important for the buyer to check his or her current data and ensure that it is accurate. If there are no incorrect elements, but the income, down payment, or credit score is still too low, the buyer may wish to build up his or her assets or credit before applying for a mortgage.]]> 2017-05-16 23:08:19 UTC https://padlet.com/GustavoLVilaNewYork/About/wish/172213039 GustavoLVilaNewYork https://padlet.com/GustavoLVilaNewYork/About/wish/174460365 2017-05-30 16:53:55 UTC https://padlet.com/GustavoLVilaNewYork/About/wish/174460365 GustavoLVilaNewYork https://padlet.com/GustavoLVilaNewYork/About/wish/174460441 2017-05-30 16:54:18 UTC https://padlet.com/GustavoLVilaNewYork/About/wish/174460441 GustavoLVilaNewYork https://padlet.com/GustavoLVilaNewYork/About/wish/178669342
An experienced law enforcement and legal professional, Gustavo L. Vila spent two decades with the New York City Police Department, serving in investigative and command roles before he retired from the force in 2002. Now, he provides expert risk management and mitigation advice to his New York clients. In addition to his everyday work, Gustavo L. Vila maintains membership in the American Bar Association (ABA).

The American Bar Association indicates it will conduct research across the nation to determine to what level LGBT attorneys, other sexual minorities, and those who are disabled experience discrimination or other negative biases in the course of their legal work. Researchers at Syracuse University will roll out the study, which is part of the organization’s Pathway to the Profession initiative, based on data gathered from the National Association for Law Placement.

These figures show that LGBT lawyers typically take different roles than their heterosexual peers, prompting researchers to study whether or not those choices are impacted by workplace biases. Additionally, the research shows that disabled lawyers tend to have a more difficult time finding employment compared to other groups.]]> 2017-07-13 19:54:56 UTC https://padlet.com/GustavoLVilaNewYork/About/wish/178669342 GustavoLVilaNewYork https://padlet.com/GustavoLVilaNewYork/About/wish/183583675 A formed NYPD lieutenant, Gustavo L. Vila serves as a licensed real estate associate broker for William Raveis Real Estate in New York. Gustavo L. Vila is also a Certified Homeownership Professional (CHP) with the company and works with home buyers and sellers both in state and out of state.

Selling your home while out of state can be worrisome, but you can ensure the process goes smoothly by choosing the right real estate agent. This individual is responsible for showing and marketing your home, and checking on it while you are gone. Good agents also hire contractors on your behalf to handle necessary repairs and upgrades. Since your real estate agent plays such a big role in how your house sells and how much money you’ll spend selling it, you need to make sure you find someone who is trusted and familiar with the sales process.

Once you have a good real estate agent, you can help with the selling process by making your home inviting to potential buyers. Remove as much clutter from the home as possible and fix up any cosmetic problems before you leave town. However, you may want to leave some home furnishings behind to prevent the house from feeling too vacant. Homes that are vacant often make buyers feel that there is something wrong or that you are desperate to sell quickly. Consider hiring a professional stager to assist you with figuring out what items should stay and where they should be placed.]]> 2017-08-30 03:00:50 UTC https://padlet.com/GustavoLVilaNewYork/About/wish/183583675