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      <title>Credit Reports and Credit Scores by Emanuel Gardiner</title>
      <link>https://padlet.com/egardiner3/h0pzsuddsuycnbbi</link>
      <description>What is the difference between a credit score and a credit report? </description>
      <language>en-us</language>
      <pubDate>2021-02-25 14:28:31 UTC</pubDate>
      <lastBuildDate>2025-10-02 16:23:01 UTC</lastBuildDate>
      <webMaster>hello@padlet.com</webMaster>
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         <title>a credit score is how high you are and the credit report is a report on your credit - eli</title>
         <author></author>
         <link>https://padlet.com/egardiner3/h0pzsuddsuycnbbi/wish/1988307089</link>
         <description><![CDATA[]]></description>
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         <pubDate>2022-01-12 14:18:56 UTC</pubDate>
         <guid>https://padlet.com/egardiner3/h0pzsuddsuycnbbi/wish/1988307089</guid>
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      <item>
         <title>Clyde </title>
         <author></author>
         <link>https://padlet.com/egardiner3/h0pzsuddsuycnbbi/wish/1990626332</link>
         <description><![CDATA[<div>Your credit score is a number that shows if you have good or bad credit based on how you manage your credit score. A credit report is a report on how you manage your credit score by showing on timely payments to your credit score or show if you payed your credit card balance each month or years</div>]]></description>
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         <pubDate>2022-01-13 15:35:56 UTC</pubDate>
         <guid>https://padlet.com/egardiner3/h0pzsuddsuycnbbi/wish/1990626332</guid>
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         <title>J.B</title>
         <author></author>
         <link>https://padlet.com/egardiner3/h0pzsuddsuycnbbi/wish/2003124771</link>
         <description><![CDATA[<div>same thing clyde said</div>]]></description>
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         <pubDate>2022-01-20 15:23:15 UTC</pubDate>
         <guid>https://padlet.com/egardiner3/h0pzsuddsuycnbbi/wish/2003124771</guid>
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         <title>carlos </title>
         <author></author>
         <link>https://padlet.com/egardiner3/h0pzsuddsuycnbbi/wish/2008887651</link>
         <description><![CDATA[<div>i think its the same thing im not sure </div>]]></description>
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         <pubDate>2022-01-24 14:26:43 UTC</pubDate>
         <guid>https://padlet.com/egardiner3/h0pzsuddsuycnbbi/wish/2008887651</guid>
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         <title>Dylan Morales</title>
         <author></author>
         <link>https://padlet.com/egardiner3/h0pzsuddsuycnbbi/wish/2008898284</link>
         <description><![CDATA[<div>credit scores is how high and good is you're credit and credit reports is how you pay it monthly.</div>]]></description>
         <enclosure url="" />
         <pubDate>2022-01-24 14:30:31 UTC</pubDate>
         <guid>https://padlet.com/egardiner3/h0pzsuddsuycnbbi/wish/2008898284</guid>
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         <title>sumeya</title>
         <author></author>
         <link>https://padlet.com/egardiner3/h0pzsuddsuycnbbi/wish/2021508511</link>
         <description><![CDATA[<div>a credit score is the score you have depending on how you use your credit card and a credit report is a report that shows you how you spent your money and how you paid it off.</div>]]></description>
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         <pubDate>2022-01-31 15:24:40 UTC</pubDate>
         <guid>https://padlet.com/egardiner3/h0pzsuddsuycnbbi/wish/2021508511</guid>
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      <item>
         <title>A credit score shows the score of you&#39;re credit and how good it is. A credit report shows your monthly payments. </title>
         <author></author>
         <link>https://padlet.com/egardiner3/h0pzsuddsuycnbbi/wish/2027591145</link>
         <description><![CDATA[]]></description>
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         <pubDate>2022-02-03 14:30:07 UTC</pubDate>
         <guid>https://padlet.com/egardiner3/h0pzsuddsuycnbbi/wish/2027591145</guid>
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