https://padlet.com/rachel982/gox1kprva35n6cio Rachel Enwright en-us 2021-09-02 18:13:15 UTC 2026-02-11 02:27:15 UTC hello@padlet.com rachel982 https://padlet.com/rachel982/gox1kprva35n6cio/wish/1713432382 2021-09-02 18:14:20 UTC https://padlet.com/rachel982/gox1kprva35n6cio/wish/1713432382 rachel982 https://padlet.com/rachel982/gox1kprva35n6cio/wish/1713433752 As soon as 30 days after a missed payment, you may begin to receive missed payment notices.]]> 2021-09-02 18:15:02 UTC https://padlet.com/rachel982/gox1kprva35n6cio/wish/1713433752 rachel982 https://padlet.com/rachel982/gox1kprva35n6cio/wish/1713437765 Your lender can send you a Notice of Default 30 days after sending you a missed payment notice. ]]> 2021-09-02 18:16:58 UTC https://padlet.com/rachel982/gox1kprva35n6cio/wish/1713437765 rachel982 https://padlet.com/rachel982/gox1kprva35n6cio/wish/1713439724 30 days after the Notice of Default was mailed, your lender can send you a Notice of Intent to Foreclose. 

After Notice of Intent to Foreclose is filed, a sale date is set. The sale date can't be sooner than 120 days after the first missed payment. ]]> 2021-09-02 18:18:00 UTC https://padlet.com/rachel982/gox1kprva35n6cio/wish/1713439724 rachel982 https://padlet.com/rachel982/gox1kprva35n6cio/wish/1713454972 When your lender files a Notice of Foreclosure Sale, a copy will be sent to you within 20 days.

This Notice will be published in local newspaper between 45-60 days prior to the sale date as well as posted on the property itself. 


]]> 2021-09-02 18:25:42 UTC https://padlet.com/rachel982/gox1kprva35n6cio/wish/1713454972 rachel982 https://padlet.com/rachel982/gox1kprva35n6cio/wish/1713470253 Within 15 days of filing the Notice of Foreclosure Sale, your lender must post a Mediation Notice on your front door. If you would like to go through mediation, you must contact a foreclosure counselor within 20 days.

Your foreclosure counselor will help you understand all of your options. If you qualify for mediation, the foreclosure sale will be postponed for 60 days so the mediation can take place. You, the mediator, and your lender will work together to see if a new affordable payment can be created. ]]> 2021-09-02 18:33:26 UTC https://padlet.com/rachel982/gox1kprva35n6cio/wish/1713470253