How can we better prepare young adults with financial literacy skills they need in the real world after graduating? by Jeiron https://padlet.com/jeironho/gnpfp627q7cxpsdw Vote! en-us 2025-05-20 01:56:45 UTC 2025-07-15 02:38:24 UTC hello@padlet.com https://padlet.net/icons/png/1f4ca.png Need for Clear and Reliable Financial Advice jeironho https://padlet.com/jeironho/gnpfp627q7cxpsdw/wish/3458248337

  • "I prefer to keep things to myself."

  • "Yeah, I'll find a professional to talk to too"

  •  "I guess, but I'm not sure how helpful it will be because again, most youth they are not earning anything or much. So it's a bit difficult, but it is I would say more on giving them future advice will be helpful, but I'm not sure how effective it will be."

  • Yeah, I need a specific estimation for how much I can spend. If not, the time you overspend—I cry. 


    • ]]>     2025-05-20 02:05:09 UTC https://padlet.com/jeironho/gnpfp627q7cxpsdw/wish/3458248337     Need to learn simple and useful budgeting skills pearlinlim104 https://padlet.com/jeironho/gnpfp627q7cxpsdw/wish/3458257404

  • "Many don’t know how to open a savings account, so everything goes into one account. And with cards, it's so easy to spend—you can’t see the number going down until you check your bank balance."

  • "Okay, I think I have a lot of opinions on this, but I think the best one would be just to set a limit, be a consistent limit"

  • "$50 a week, but it's a bit inconsistent because there are some weeks that I don't really have school or anything, so I don't really need an allowance."

  • Oh, my—yeah, my allowance is from my parents. They give me like, what, $50 for like two weeks or so. I’ll try to last two weeks. That’s like the longest I can last.

  • "Yeah, around one can of both. That’s inclusive of all. So if you fully replace everything, that’s like 2K and above."

  • "Depends on what I’m doing. But if it’s normally school days-wise, I would say $10 to $15—for lunch mostly and transport. So yeah. "

    • ]]>     2025-05-20 02:09:05 UTC https://padlet.com/jeironho/gnpfp627q7cxpsdw/wish/3458257404     Need to understand how to plan and save money for future goals jeironho https://padlet.com/jeironho/gnpfp627q7cxpsdw/wish/3458280497

  •  "I think the first thing they need to do is to sit down and really understand what their goals are in terms for their own finances. So like, and how can you achieve these short term and long-term goals? Because right now, a lot of people don't even think about it. So it's a bit more on being aware of how you spend your money and what you do with it and then you can take steps to better manage it."

  •  "I think maybe at the moment it is more to do with like the the idea of spending money now or saving it up for later. So because we are young, you might prioritise certain things like you know, you just want like that next ‘in’ thing. So you just spend money on it, but then at the end of the day it becomes like a white elephant at home."

  • "my future stresses me out, housing and COE prices are insane. It’s not bleak, just uncertain."

    • ]]>     2025-05-20 02:18:35 UTC https://padlet.com/jeironho/gnpfp627q7cxpsdw/wish/3458280497