https://padlet.com/connertamane2/gf74e2duhtusaq8b Money Matters Assignment #2 By: Conner Tamane en-us 2022-03-07 21:39:49 UTC 2022-04-03 19:19:45 UTC hello@padlet.com connertamane2 https://padlet.com/connertamane2/gf74e2duhtusaq8b/wish/2127219905 2022-04-03 14:25:53 UTC https://padlet.com/connertamane2/gf74e2duhtusaq8b/wish/2127219905 connertamane2 https://padlet.com/connertamane2/gf74e2duhtusaq8b/wish/2127226387 2022-04-03 14:34:09 UTC https://padlet.com/connertamane2/gf74e2duhtusaq8b/wish/2127226387 connertamane2 https://padlet.com/connertamane2/gf74e2duhtusaq8b/wish/2127232606 This video by CIBC talks about how to sign up for their online banking account and addresses the basics of how to use most Canadian mobile banking apps. Mobile banking is the act of making financial transactions on your mobile device and is intended to be convenient for everyone. You are able to send and receive money with the click of a button. ]]> 2022-04-03 14:42:16 UTC https://padlet.com/connertamane2/gf74e2duhtusaq8b/wish/2127232606 connertamane2 https://padlet.com/connertamane2/gf74e2duhtusaq8b/wish/2127236981 I chose this video because it is a well known Canadian Branch and does a great job of explaining not just the basics of how to use a banking application but also some of their features that can help make banking a lot easier.]]> 2022-04-03 14:47:15 UTC https://padlet.com/connertamane2/gf74e2duhtusaq8b/wish/2127236981 connertamane2 https://padlet.com/connertamane2/gf74e2duhtusaq8b/wish/2127247116 This video talks about e-transfer, a service only available to people with Canadian bank accounts but similar concepts are done worldwide with different names. This service allows users to send money from one bank account to another in as little time and as little trouble as possible. ]]> 2022-04-03 14:59:43 UTC https://padlet.com/connertamane2/gf74e2duhtusaq8b/wish/2127247116 connertamane2 https://padlet.com/connertamane2/gf74e2duhtusaq8b/wish/2127248941 I chose this video because it describes what Interac e-Transer is and what it can be used for along with some features such as auto-deposit which allows you to receive funds without having to enter a security password.]]> 2022-04-03 15:02:06 UTC https://padlet.com/connertamane2/gf74e2duhtusaq8b/wish/2127248941 connertamane2 https://padlet.com/connertamane2/gf74e2duhtusaq8b/wish/2127249577 2022-04-03 15:03:02 UTC https://padlet.com/connertamane2/gf74e2duhtusaq8b/wish/2127249577 connertamane2 https://padlet.com/connertamane2/gf74e2duhtusaq8b/wish/2127269603 This video briefly describes how you can even pay your bills using your mobile device anywhere at anytime. You are also able to set up automatic payments on a schedule like once a week/month. You can also choose a starting date and end date for the payments. ]]> 2022-04-03 15:29:25 UTC https://padlet.com/connertamane2/gf74e2duhtusaq8b/wish/2127269603 connertamane2 https://padlet.com/connertamane2/gf74e2duhtusaq8b/wish/2127272134 I chose this video because it walks you through how to pay bills using a mobile app and all of the convenient features you can personalize for your specific needs. Now you don't have to worry about missing a bill payment. ]]> 2022-04-03 15:32:46 UTC https://padlet.com/connertamane2/gf74e2duhtusaq8b/wish/2127272134 connertamane2 https://padlet.com/connertamane2/gf74e2duhtusaq8b/wish/2127275023 2022-04-03 15:36:43 UTC https://padlet.com/connertamane2/gf74e2duhtusaq8b/wish/2127275023 connertamane2 https://padlet.com/connertamane2/gf74e2duhtusaq8b/wish/2127277891 This video by BMO talks about how their Mobile Banking App comes with many features to help monitor your financial spending and detect suspicious activity. ]]> 2022-04-03 15:40:52 UTC https://padlet.com/connertamane2/gf74e2duhtusaq8b/wish/2127277891 connertamane2 https://padlet.com/connertamane2/gf74e2duhtusaq8b/wish/2127279861 I chose this video because BMO's Mobile App does a great job of standing out compared to the other Canadian branches. It explains that their app includes features such as it will notify you if a free subscription is going to end and identifying double charges.]]> 2022-04-03 15:43:36 UTC https://padlet.com/connertamane2/gf74e2duhtusaq8b/wish/2127279861 connertamane2 https://padlet.com/connertamane2/gf74e2duhtusaq8b/wish/2127282119 2022-04-03 15:46:34 UTC https://padlet.com/connertamane2/gf74e2duhtusaq8b/wish/2127282119 connertamane2 https://padlet.com/connertamane2/gf74e2duhtusaq8b/wish/2127284841 This website talks specifically about what you can do with the TD Mobile Banking App and its features. It mentions how the app can help keep your money safe and instructions on how to download it and get started.]]> 2022-04-03 15:50:15 UTC https://padlet.com/connertamane2/gf74e2duhtusaq8b/wish/2127284841 connertamane2 https://padlet.com/connertamane2/gf74e2duhtusaq8b/wish/2127287194 I chose this website because it generally describes how the TD Mobile Bank app works. One piece of information I found useful is that you can Deposit cheques online from your app. My parents did not know this was possible and still thought you had to go to a branch.]]> 2022-04-03 15:53:34 UTC https://padlet.com/connertamane2/gf74e2duhtusaq8b/wish/2127287194 connertamane2 https://padlet.com/connertamane2/gf74e2duhtusaq8b/wish/2127287431 2022-04-03 15:53:56 UTC https://padlet.com/connertamane2/gf74e2duhtusaq8b/wish/2127287431 connertamane2 https://padlet.com/connertamane2/gf74e2duhtusaq8b/wish/2127289345 2022-04-03 15:56:46 UTC https://padlet.com/connertamane2/gf74e2duhtusaq8b/wish/2127289345 connertamane2 https://padlet.com/connertamane2/gf74e2duhtusaq8b/wish/2127290761 This website talks about mobile banking in general, the risks associated with it, and how you can prevent them. This can apply to anyone in Canada who uses mobile banking and should always be taken into consideration.]]> 2022-04-03 15:58:35 UTC https://padlet.com/connertamane2/gf74e2duhtusaq8b/wish/2127290761 connertamane2 https://padlet.com/connertamane2/gf74e2duhtusaq8b/wish/2127293772 I chose this website because although Mobile banking is extremely convenient and makes financial transactions simple, there is still a possibility of your account being hacked. There are some really useful safety precautions on here such as trying not to use your mobile app on public wifi and instead use cellular data for better security.]]> 2022-04-03 16:02:50 UTC https://padlet.com/connertamane2/gf74e2duhtusaq8b/wish/2127293772 connertamane2 https://padlet.com/connertamane2/gf74e2duhtusaq8b/wish/2127295712 2022-04-03 16:05:36 UTC https://padlet.com/connertamane2/gf74e2duhtusaq8b/wish/2127295712 connertamane2 https://padlet.com/connertamane2/gf74e2duhtusaq8b/wish/2127298357 This RBC website talks about their service called NOMI. Its purpose is to make saving money simple and with ease. It uses artificial intelligence to track your personal financial patterns and gis your alerts or recommendations to help. ]]> 2022-04-03 16:09:20 UTC https://padlet.com/connertamane2/gf74e2duhtusaq8b/wish/2127298357 connertamane2 https://padlet.com/connertamane2/gf74e2duhtusaq8b/wish/2127303050 This mobile banking feature is a very interesting program to me having an interest in coding I like how it works. NOMI analzyes your monthly financial flow and gives you recommended budget plans based on calculations to help you not only save money but help avoid unnecessary spending.]]> 2022-04-03 16:15:51 UTC https://padlet.com/connertamane2/gf74e2duhtusaq8b/wish/2127303050 connertamane2 https://padlet.com/connertamane2/gf74e2duhtusaq8b/wish/2127381288 2022-04-03 18:00:38 UTC https://padlet.com/connertamane2/gf74e2duhtusaq8b/wish/2127381288 connertamane2 https://padlet.com/connertamane2/gf74e2duhtusaq8b/wish/2127383841 This website includes Canada's statistics on the top mobile banking apps and their user base growth over the years. 
COVID-19 also had an impact on the increase in users since most people were trying to stay at home as much as possible ]]> 2022-04-03 18:04:11 UTC https://padlet.com/connertamane2/gf74e2duhtusaq8b/wish/2127383841 connertamane2 https://padlet.com/connertamane2/gf74e2duhtusaq8b/wish/2127385458 I chose this website because it visually shows the rapid increase in Mobile Banking usage since 2018 due to Covid and talks about how this number may decrease as the economy recovers. It also shows that Mobile Banking is here to stay for a long time. ]]> 2022-04-03 18:06:29 UTC https://padlet.com/connertamane2/gf74e2duhtusaq8b/wish/2127385458 connertamane2 https://padlet.com/connertamane2/gf74e2duhtusaq8b/wish/2127395734 This image shows a visual representation of how simple e-Transfer works. From one mobile bank account to another money is sent in seconds.]]> 2022-04-03 18:20:08 UTC https://padlet.com/connertamane2/gf74e2duhtusaq8b/wish/2127395734 connertamane2 https://padlet.com/connertamane2/gf74e2duhtusaq8b/wish/2127398741 2022-04-03 18:24:14 UTC https://padlet.com/connertamane2/gf74e2duhtusaq8b/wish/2127398741 connertamane2 https://padlet.com/connertamane2/gf74e2duhtusaq8b/wish/2127402645 I chose this image because I think it implies that physical money will someday be gone since it's a lot more convenient and quicker to send and receive money via mobile banking to anyone.]]> 2022-04-03 18:29:48 UTC https://padlet.com/connertamane2/gf74e2duhtusaq8b/wish/2127402645 connertamane2 https://padlet.com/connertamane2/gf74e2duhtusaq8b/wish/2127405883 2022-04-03 18:34:27 UTC https://padlet.com/connertamane2/gf74e2duhtusaq8b/wish/2127405883 connertamane2 https://padlet.com/connertamane2/gf74e2duhtusaq8b/wish/2127406769 This image shows one of the many security precautions you should take to ensure privacy and safety when mobile banking. ]]> 2022-04-03 18:35:41 UTC https://padlet.com/connertamane2/gf74e2duhtusaq8b/wish/2127406769 connertamane2 https://padlet.com/connertamane2/gf74e2duhtusaq8b/wish/2127410106 I chose this image because I believe going the extra mile to have additional security measures is always important. You don't want to wake up one day and see that your accounts been compromised or unapproved purchases have been made. It's a long headache that can be avoided by doing things such as complex passwords, 2 factor or multi-factor authentication, realize phishing spam and scams, etc.]]> 2022-04-03 18:40:06 UTC https://padlet.com/connertamane2/gf74e2duhtusaq8b/wish/2127410106 connertamane2 https://padlet.com/connertamane2/gf74e2duhtusaq8b/wish/2127423497 I think what surprised me the most is how much Mobile Banking usage has increased in these past few years compared to desktop usage. Mobile banking apps receive a lot more logins per day compared to desktop logins and I think that will increase in the future. ]]> 2022-04-03 18:58:01 UTC https://padlet.com/connertamane2/gf74e2duhtusaq8b/wish/2127423497 connertamane2 https://padlet.com/connertamane2/gf74e2duhtusaq8b/wish/2127426621 This topic is relevant and interesting for me because I will always be managing my money via banking and mobile banking so it's important I understand the different options available and how to always keep banking secure.]]> 2022-04-03 19:02:11 UTC https://padlet.com/connertamane2/gf74e2duhtusaq8b/wish/2127426621 connertamane2 https://padlet.com/connertamane2/gf74e2duhtusaq8b/wish/2127429870 I would tell everyone to make sure you have 2-factor authentication enabled. When Net 3 becomes popular, security will be a must in keeping online wallets safe from hackers. So I will always tell people to enable security methods especially when mobile banking.   ]]> 2022-04-03 19:06:37 UTC https://padlet.com/connertamane2/gf74e2duhtusaq8b/wish/2127429870 connertamane2 https://padlet.com/connertamane2/gf74e2duhtusaq8b/wish/2127437792 2022-04-03 19:17:15 UTC https://padlet.com/connertamane2/gf74e2duhtusaq8b/wish/2127437792