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      <title>SINO KA AS A BORROWER? by Dan Jeward C. Rubis</title>
      <link>https://padlet.com/djcrubis/ACTFIN203</link>
      <description>What kind/type of borrower you are?</description>
      <language>en-us</language>
      <pubDate>2021-10-27 15:52:17 UTC</pubDate>
      <lastBuildDate>2026-01-05 12:14:35 UTC</lastBuildDate>
      <webMaster>hello@padlet.com</webMaster>
      <image>
         <url></url>
      </image>
      <item>
         <title>Mercado </title>
         <author></author>
         <link>https://padlet.com/djcrubis/ACTFIN203/wish/1849868574</link>
         <description><![CDATA[<div>-Responsible borrower&nbsp;<br>-I borrowed in case of emergency</div>]]></description>
         <enclosure url="" />
         <pubDate>2021-10-28 01:19:24 UTC</pubDate>
         <guid>https://padlet.com/djcrubis/ACTFIN203/wish/1849868574</guid>
      </item>
      <item>
         <title>Fin-203, Marquez </title>
         <author></author>
         <link>https://padlet.com/djcrubis/ACTFIN203/wish/1849868767</link>
         <description><![CDATA[<div>I'm a borrower that Sometimes late to pay sometimes early depending on the situation</div>]]></description>
         <enclosure url="" />
         <pubDate>2021-10-28 01:19:28 UTC</pubDate>
         <guid>https://padlet.com/djcrubis/ACTFIN203/wish/1849868767</guid>
      </item>
      <item>
         <title>Kezia</title>
         <author></author>
         <link>https://padlet.com/djcrubis/ACTFIN203/wish/1849868803</link>
         <description><![CDATA[<div>borrows for valid reason only and pays on time</div>]]></description>
         <enclosure url="" />
         <pubDate>2021-10-28 01:19:30 UTC</pubDate>
         <guid>https://padlet.com/djcrubis/ACTFIN203/wish/1849868803</guid>
      </item>
      <item>
         <title>Monica Toledo</title>
         <author></author>
         <link>https://padlet.com/djcrubis/ACTFIN203/wish/1849868905</link>
         <description><![CDATA[<div>A kind of borrower na laging bukas nalang pero nagbabayad naman.</div>]]></description>
         <enclosure url="" />
         <pubDate>2021-10-28 01:19:32 UTC</pubDate>
         <guid>https://padlet.com/djcrubis/ACTFIN203/wish/1849868905</guid>
      </item>
      <item>
         <title>Julian</title>
         <author></author>
         <link>https://padlet.com/djcrubis/ACTFIN203/wish/1849869122</link>
         <description><![CDATA[<div>I only borrow money when only needed like in emergencies.</div>]]></description>
         <enclosure url="" />
         <pubDate>2021-10-28 01:19:37 UTC</pubDate>
         <guid>https://padlet.com/djcrubis/ACTFIN203/wish/1849869122</guid>
      </item>
      <item>
         <title>Trisha</title>
         <author></author>
         <link>https://padlet.com/djcrubis/ACTFIN203/wish/1849869684</link>
         <description><![CDATA[<div>Responsible borrower </div>]]></description>
         <enclosure url="" />
         <pubDate>2021-10-28 01:19:51 UTC</pubDate>
         <guid>https://padlet.com/djcrubis/ACTFIN203/wish/1849869684</guid>
      </item>
      <item>
         <title>Jesthie</title>
         <author></author>
         <link>https://padlet.com/djcrubis/ACTFIN203/wish/1849869765</link>
         <description><![CDATA[<div>who pays immediately </div>]]></description>
         <enclosure url="" />
         <pubDate>2021-10-28 01:19:52 UTC</pubDate>
         <guid>https://padlet.com/djcrubis/ACTFIN203/wish/1849869765</guid>
      </item>
      <item>
         <title>Nuestro</title>
         <author></author>
         <link>https://padlet.com/djcrubis/ACTFIN203/wish/1849870620</link>
         <description><![CDATA[<div>-Responsible borrower</div>]]></description>
         <enclosure url="" />
         <pubDate>2021-10-28 01:20:13 UTC</pubDate>
         <guid>https://padlet.com/djcrubis/ACTFIN203/wish/1849870620</guid>
      </item>
      <item>
         <title>Cual</title>
         <author></author>
         <link>https://padlet.com/djcrubis/ACTFIN203/wish/1849871393</link>
         <description><![CDATA[<div>as much as possible I don't want to borrow but if it's need I pay on time</div>]]></description>
         <enclosure url="" />
         <pubDate>2021-10-28 01:20:31 UTC</pubDate>
         <guid>https://padlet.com/djcrubis/ACTFIN203/wish/1849871393</guid>
      </item>
      <item>
         <title>Pay on time as a borrower</title>
         <author></author>
         <link>https://padlet.com/djcrubis/ACTFIN203/wish/1849871836</link>
         <description><![CDATA[]]></description>
         <enclosure url="" />
         <pubDate>2021-10-28 01:20:40 UTC</pubDate>
         <guid>https://padlet.com/djcrubis/ACTFIN203/wish/1849871836</guid>
      </item>
      <item>
         <title>Syra</title>
         <author></author>
         <link>https://padlet.com/djcrubis/ACTFIN203/wish/1849871994</link>
         <description><![CDATA[<div>borrower na hindi tatakbo sa bayarin. </div>]]></description>
         <enclosure url="" />
         <pubDate>2021-10-28 01:20:44 UTC</pubDate>
         <guid>https://padlet.com/djcrubis/ACTFIN203/wish/1849871994</guid>
      </item>
      <item>
         <title>Dorado, Julinar </title>
         <author></author>
         <link>https://padlet.com/djcrubis/ACTFIN203/wish/1849872095</link>
         <description><![CDATA[<div>I make my payments on time. #responsible #pautang </div>]]></description>
         <enclosure url="" />
         <pubDate>2021-10-28 01:20:46 UTC</pubDate>
         <guid>https://padlet.com/djcrubis/ACTFIN203/wish/1849872095</guid>
      </item>
      <item>
         <title>Morante</title>
         <author></author>
         <link>https://padlet.com/djcrubis/ACTFIN203/wish/1849872115</link>
         <description><![CDATA[<div>I only borrow money when I needed it the most and a responsible borrower<br>&nbsp;</div>]]></description>
         <enclosure url="" />
         <pubDate>2021-10-28 01:20:47 UTC</pubDate>
         <guid>https://padlet.com/djcrubis/ACTFIN203/wish/1849872115</guid>
      </item>
      <item>
         <title>Gabz</title>
         <author></author>
         <link>https://padlet.com/djcrubis/ACTFIN203/wish/1849872457</link>
         <description><![CDATA[<div>Nanghihiram kapag kaylangan na kaylangan talaga. Minsan nanghihinge nalang hahahahaha</div>]]></description>
         <enclosure url="" />
         <pubDate>2021-10-28 01:20:56 UTC</pubDate>
         <guid>https://padlet.com/djcrubis/ACTFIN203/wish/1849872457</guid>
      </item>
      <item>
         <title>Stephanie</title>
         <author></author>
         <link>https://padlet.com/djcrubis/ACTFIN203/wish/1849872698</link>
         <description><![CDATA[<div>-I borrow just in case of emergency<br>- also late din mag pay sometimes heeheheh</div>]]></description>
         <enclosure url="" />
         <pubDate>2021-10-28 01:21:01 UTC</pubDate>
         <guid>https://padlet.com/djcrubis/ACTFIN203/wish/1849872698</guid>
      </item>
      <item>
         <title>Lawrence</title>
         <author></author>
         <link>https://padlet.com/djcrubis/ACTFIN203/wish/1849873938</link>
         <description><![CDATA[<div>Pay asap</div>]]></description>
         <enclosure url="" />
         <pubDate>2021-10-28 01:21:31 UTC</pubDate>
         <guid>https://padlet.com/djcrubis/ACTFIN203/wish/1849873938</guid>
      </item>
      <item>
         <title>Kaye </title>
         <author></author>
         <link>https://padlet.com/djcrubis/ACTFIN203/wish/1849873949</link>
         <description><![CDATA[<div>I only borrow when I need extra cash or I need to buy something immediately. I return it if I did not use the money and when I already have my own.</div>]]></description>
         <enclosure url="" />
         <pubDate>2021-10-28 01:21:31 UTC</pubDate>
         <guid>https://padlet.com/djcrubis/ACTFIN203/wish/1849873949</guid>
      </item>
      <item>
         <title>Mary Anne </title>
         <author></author>
         <link>https://padlet.com/djcrubis/ACTFIN203/wish/1849875693</link>
         <description><![CDATA[<div>I don't borrow unless I really need it&nbsp;but I'm able to pay on time </div>]]></description>
         <enclosure url="" />
         <pubDate>2021-10-28 01:22:10 UTC</pubDate>
         <guid>https://padlet.com/djcrubis/ACTFIN203/wish/1849875693</guid>
      </item>
      <item>
         <title>Pulante</title>
         <author></author>
         <link>https://padlet.com/djcrubis/ACTFIN203/wish/1849877847</link>
         <description><![CDATA[<div>I'm a type of borrower na minsan napipilitan mangutang kasi pinapautang ng kaibigan dahil may gala. I'm also a responsible when it comes of payments.</div>]]></description>
         <enclosure url="" />
         <pubDate>2021-10-28 01:23:00 UTC</pubDate>
         <guid>https://padlet.com/djcrubis/ACTFIN203/wish/1849877847</guid>
      </item>
      <item>
         <title>Cabangunay</title>
         <author></author>
         <link>https://padlet.com/djcrubis/ACTFIN203/wish/1849882927</link>
         <description><![CDATA[<div>I borrow money kapag kulang po yung dala kong pera. But i pay on time po</div>]]></description>
         <enclosure url="" />
         <pubDate>2021-10-28 01:24:45 UTC</pubDate>
         <guid>https://padlet.com/djcrubis/ACTFIN203/wish/1849882927</guid>
      </item>
      <item>
         <title>Rose</title>
         <author></author>
         <link>https://padlet.com/djcrubis/ACTFIN203/wish/1849883843</link>
         <description><![CDATA[<div>I don’t really want to borrow but incase of emergency i will borrow and make sure to pay on time. 😊</div>]]></description>
         <enclosure url="" />
         <pubDate>2021-10-28 01:25:06 UTC</pubDate>
         <guid>https://padlet.com/djcrubis/ACTFIN203/wish/1849883843</guid>
      </item>
      <item>
         <title>Jeremy</title>
         <author></author>
         <link>https://padlet.com/djcrubis/ACTFIN203/wish/1849885706</link>
         <description><![CDATA[<div>A responsible borrower. Hihiram lang pag kailangan or emergency.</div>]]></description>
         <enclosure url="" />
         <pubDate>2021-10-28 01:25:48 UTC</pubDate>
         <guid>https://padlet.com/djcrubis/ACTFIN203/wish/1849885706</guid>
      </item>
      <item>
         <title>Realyn</title>
         <author></author>
         <link>https://padlet.com/djcrubis/ACTFIN203/wish/1849887386</link>
         <description><![CDATA[<div>When I borrow money in case of emergency or i really need it and pay it back immediately.</div>]]></description>
         <enclosure url="" />
         <pubDate>2021-10-28 01:26:29 UTC</pubDate>
         <guid>https://padlet.com/djcrubis/ACTFIN203/wish/1849887386</guid>
      </item>
      <item>
         <title>Aiah Name</title>
         <author></author>
         <link>https://padlet.com/djcrubis/ACTFIN203/wish/1849889478</link>
         <description><![CDATA[<div>hihiram pg may kailangan, tas mag babayad ako kahit hindi sinisingil.. Tas pg mag babayd nako ako na mismo nag lalagay ng tubo. responsible&nbsp;borrower</div>]]></description>
         <enclosure url="" />
         <pubDate>2021-10-28 01:27:18 UTC</pubDate>
         <guid>https://padlet.com/djcrubis/ACTFIN203/wish/1849889478</guid>
      </item>
      <item>
         <title>Di nakakalimot</title>
         <author></author>
         <link>https://padlet.com/djcrubis/ACTFIN203/wish/1849895867</link>
         <description><![CDATA[]]></description>
         <enclosure url="" />
         <pubDate>2021-10-28 01:29:44 UTC</pubDate>
         <guid>https://padlet.com/djcrubis/ACTFIN203/wish/1849895867</guid>
      </item>
      <item>
         <title>Macaorog</title>
         <author>djcrubis</author>
         <link>https://padlet.com/djcrubis/ACTFIN203/wish/1849901341</link>
         <description><![CDATA[<div>I borrow money if I needed the most</div>]]></description>
         <enclosure url="" />
         <pubDate>2021-10-28 01:31:50 UTC</pubDate>
         <guid>https://padlet.com/djcrubis/ACTFIN203/wish/1849901341</guid>
      </item>
      <item>
         <title>Reyvica</title>
         <author></author>
         <link>https://padlet.com/djcrubis/ACTFIN203/wish/1849910414</link>
         <description><![CDATA[<div>I only borrow money when there is an emergency like shorting in money.</div>]]></description>
         <enclosure url="" />
         <pubDate>2021-10-28 01:35:22 UTC</pubDate>
         <guid>https://padlet.com/djcrubis/ACTFIN203/wish/1849910414</guid>
      </item>
      <item>
         <title>Karen Prodigo</title>
         <author></author>
         <link>https://padlet.com/djcrubis/ACTFIN203/wish/1849983453</link>
         <description><![CDATA[<div>I usually borrow to my friends way back shs kapag nagiging short sa pamasahe. Or if something happen, like nawala wallet ko (as always HAHAA) </div>]]></description>
         <enclosure url="" />
         <pubDate>2021-10-28 02:01:40 UTC</pubDate>
         <guid>https://padlet.com/djcrubis/ACTFIN203/wish/1849983453</guid>
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