My exquisite padlet by Ricardo Maldonado-444001732 https://padlet.com/444001732/g4o4bf8y6x1o Made with a little mischief en-us 2017-03-06 19:55:42 UTC 2025-11-07 21:25:26 UTC hello@padlet.com What is the introductory APR ? 444001732 https://padlet.com/444001732/g4o4bf8y6x1o/wish/158159359 The introductory APR is 18% for purchases, 20% for cash advances, and 4.90% for balance transfers ]]> 2017-03-06 19:56:49 UTC https://padlet.com/444001732/g4o4bf8y6x1o/wish/158159359 Does the APR increase over time ? 444001732 https://padlet.com/444001732/g4o4bf8y6x1o/wish/158160300 The APR does not increase over time ]]> 2017-03-06 19:59:55 UTC https://padlet.com/444001732/g4o4bf8y6x1o/wish/158160300 Annual fee ? 444001732 https://padlet.com/444001732/g4o4bf8y6x1o/wish/158160359 It depends on the annual fee. For the silver credit card for MasterCard, there are no annual fees. However, if you want a silver card with a low interest rate, there is a $15 annual fee ]]> 2017-03-06 20:00:05 UTC https://padlet.com/444001732/g4o4bf8y6x1o/wish/158160359 Minimum monthly payment ? 444001732 https://padlet.com/444001732/g4o4bf8y6x1o/wish/158425677 There is a minimum monthly payment however, it depends if you have an outstanding balance on your statement. For example, if you owe $200 or less, your monthly payment will be $10. ]]> 2017-03-07 17:28:50 UTC https://padlet.com/444001732/g4o4bf8y6x1o/wish/158425677 Credit limit ? 444001732 https://padlet.com/444001732/g4o4bf8y6x1o/wish/158428784 The credit limit is $5,000]]> 2017-03-07 17:35:53 UTC https://padlet.com/444001732/g4o4bf8y6x1o/wish/158428784 Extra fees and penalties 444001732 https://padlet.com/444001732/g4o4bf8y6x1o/wish/158430407 Some other fees include 
-a $2 fee for a cash advance in Canada 
-$4 fee for for a cash advance outside of Canada 
-$25 fee for a bounced check
-$2 fee for an extra copy of your monthly statement 
-$20 fee for going over your credit limit

]]> 2017-03-07 17:39:23 UTC https://padlet.com/444001732/g4o4bf8y6x1o/wish/158430407 The grace period 444001732 https://padlet.com/444001732/g4o4bf8y6x1o/wish/158432158 The grace period begins when you make a new purchase and ends on the due date on which you must pay the monthly payment on that purchase ]]> 2017-03-07 17:43:06 UTC https://padlet.com/444001732/g4o4bf8y6x1o/wish/158432158