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      <title>Micro-Loans by Patrick Daniels</title>
      <link>https://padlet.com/patrickdaniels/microloans</link>
      <description>What do you think of Micro loans?</description>
      <language>en-us</language>
      <pubDate>2018-04-23 15:42:45 UTC</pubDate>
      <lastBuildDate>2018-04-24 00:52:16 UTC</lastBuildDate>
      <webMaster>hello@padlet.com</webMaster>
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      <item>
         <title>Arvin</title>
         <author></author>
         <link>https://padlet.com/patrickdaniels/microloans/wish/254526934</link>
         <description><![CDATA[<div>I think that the microloans provide the fortunate an opportunity to support the poor without losing anything. This system grants the poor a dignified and earnest way to improve their quality of life. They have control over what they do with their loans and have freedom to establish their lives. The fortunate can also make interest on their loans while supporting those who need money.<br><br></div>]]></description>
         <enclosure url="" />
         <pubDate>2018-04-23 17:40:11 UTC</pubDate>
         <guid>https://padlet.com/patrickdaniels/microloans/wish/254526934</guid>
      </item>
      <item>
         <title>Jade</title>
         <author></author>
         <link>https://padlet.com/patrickdaniels/microloans/wish/254526993</link>
         <description><![CDATA[<div>ThJis is a really neat idea and it’s amazing that it has been so successful and received so much support so quickly.<br><br></div>]]></description>
         <enclosure url="" />
         <pubDate>2018-04-23 17:40:18 UTC</pubDate>
         <guid>https://padlet.com/patrickdaniels/microloans/wish/254526993</guid>
      </item>
      <item>
         <title>Jessica Philpot</title>
         <author></author>
         <link>https://padlet.com/patrickdaniels/microloans/wish/254527121</link>
         <description><![CDATA[<div>I think microloans is a great idea that can really help. However, my only critique is that it only seems to benefit the poor who have a business or a business idea, which some people may not have.<br><br></div>]]></description>
         <enclosure url="" />
         <pubDate>2018-04-23 17:40:25 UTC</pubDate>
         <guid>https://padlet.com/patrickdaniels/microloans/wish/254527121</guid>
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      <item>
         <title></title>
         <author></author>
         <link>https://padlet.com/patrickdaniels/microloans/wish/254527466</link>
         <description><![CDATA[<div>I think micro loans are a very good idea that provide the poor with opportunities to work for themselves. It gives the poor a way to not just ask but allows them to work</div>]]></description>
         <enclosure url="" />
         <pubDate>2018-04-23 17:41:04 UTC</pubDate>
         <guid>https://padlet.com/patrickdaniels/microloans/wish/254527466</guid>
      </item>
      <item>
         <title>Marco</title>
         <author></author>
         <link>https://padlet.com/patrickdaniels/microloans/wish/254527495</link>
         <description><![CDATA[<div>It is a great tool to help people who will use the money toward growing their business </div>]]></description>
         <enclosure url="" />
         <pubDate>2018-04-23 17:41:08 UTC</pubDate>
         <guid>https://padlet.com/patrickdaniels/microloans/wish/254527495</guid>
      </item>
      <item>
         <title>Melody</title>
         <author></author>
         <link>https://padlet.com/patrickdaniels/microloans/wish/254527497</link>
         <description><![CDATA[<div>I think microloans  are an extremely smart way to encourage people to help the poor and educate them about the problems of the poor and how to alleviate them</div>]]></description>
         <enclosure url="" />
         <pubDate>2018-04-23 17:41:08 UTC</pubDate>
         <guid>https://padlet.com/patrickdaniels/microloans/wish/254527497</guid>
      </item>
      <item>
         <title></title>
         <author></author>
         <link>https://padlet.com/patrickdaniels/microloans/wish/254527560</link>
         <description><![CDATA[<div>This is a great way to make a potentially huge impact&nbsp;on someone’s life </div>]]></description>
         <enclosure url="" />
         <pubDate>2018-04-23 17:41:14 UTC</pubDate>
         <guid>https://padlet.com/patrickdaniels/microloans/wish/254527560</guid>
      </item>
      <item>
         <title>Micro Loans</title>
         <author></author>
         <link>https://padlet.com/patrickdaniels/microloans/wish/254527587</link>
         <description><![CDATA[<div>I believe that micro loans are one of the big steps toward eliminating poverty in the world. Instead of handouts and just giving money to the poor, we are making them not only develop their social and intellectual skills, but also are helping them integrate into our society. Micro loans give the poor a chance to show that they deserve a place in society and that they are capable of making a positive impact on their own community. This will also help break the cycle of poverty and will help future generations of the poor.<br><br>-Jack Perry<br><br></div>]]></description>
         <enclosure url="" />
         <pubDate>2018-04-23 17:41:16 UTC</pubDate>
         <guid>https://padlet.com/patrickdaniels/microloans/wish/254527587</guid>
      </item>
      <item>
         <title></title>
         <author></author>
         <link>https://padlet.com/patrickdaniels/microloans/wish/254527588</link>
         <description><![CDATA[<div>Microloans is a really good idea because it provides people that don’t have much with the opportunity for their businesses to grow. </div>]]></description>
         <enclosure url="" />
         <pubDate>2018-04-23 17:41:16 UTC</pubDate>
         <guid>https://padlet.com/patrickdaniels/microloans/wish/254527588</guid>
      </item>
      <item>
         <title></title>
         <author></author>
         <link>https://padlet.com/patrickdaniels/microloans/wish/254527599</link>
         <description><![CDATA[<div>I think it is an interesting way to alleviate poverty and will motivate more people to donate because they become aware of the effect of their donation. </div>]]></description>
         <enclosure url="" />
         <pubDate>2018-04-23 17:41:17 UTC</pubDate>
         <guid>https://padlet.com/patrickdaniels/microloans/wish/254527599</guid>
      </item>
      <item>
         <title>Nick Mallari</title>
         <author></author>
         <link>https://padlet.com/patrickdaniels/microloans/wish/254527695</link>
         <description><![CDATA[<div>This is a splendid idea because it can help aspiring businesspeople in developing countries</div>]]></description>
         <enclosure url="" />
         <pubDate>2018-04-23 17:41:25 UTC</pubDate>
         <guid>https://padlet.com/patrickdaniels/microloans/wish/254527695</guid>
      </item>
      <item>
         <title></title>
         <author></author>
         <link>https://padlet.com/patrickdaniels/microloans/wish/254527763</link>
         <description><![CDATA[<div>I think that this is a great idea. It is a good way to help the poor.&nbsp;<br><br></div>]]></description>
         <enclosure url="" />
         <pubDate>2018-04-23 17:41:31 UTC</pubDate>
         <guid>https://padlet.com/patrickdaniels/microloans/wish/254527763</guid>
      </item>
      <item>
         <title>Aparna</title>
         <author></author>
         <link>https://padlet.com/patrickdaniels/microloans/wish/254527935</link>
         <description><![CDATA[<div>This is a fascinating concept that definitely is working well. This allows millions of underprivileged individuals to expand on their innovative ideas.</div>]]></description>
         <enclosure url="" />
         <pubDate>2018-04-23 17:41:45 UTC</pubDate>
         <guid>https://padlet.com/patrickdaniels/microloans/wish/254527935</guid>
      </item>
      <item>
         <title>Raahul</title>
         <author></author>
         <link>https://padlet.com/patrickdaniels/microloans/wish/254528036</link>
         <description><![CDATA[<div>I believe that micro loans offer a unique and advantageous opportunity for both the lender and borrower; the borrower has the opportunity to significantly improve the quality of their life while the lender is paid through the satisfaction of giving while being able to earn a profit.&nbsp;</div>]]></description>
         <enclosure url="" />
         <pubDate>2018-04-23 17:41:55 UTC</pubDate>
         <guid>https://padlet.com/patrickdaniels/microloans/wish/254528036</guid>
      </item>
      <item>
         <title>Luis</title>
         <author></author>
         <link>https://padlet.com/patrickdaniels/microloans/wish/254528039</link>
         <description><![CDATA[<div>This a great thing because it s getting the poor back on their feet with their own hard work which brings a sense of pride. This helps to show that hard work and a little help goes a long way</div>]]></description>
         <enclosure url="" />
         <pubDate>2018-04-23 17:41:55 UTC</pubDate>
         <guid>https://padlet.com/patrickdaniels/microloans/wish/254528039</guid>
      </item>
      <item>
         <title>Ace</title>
         <author></author>
         <link>https://padlet.com/patrickdaniels/microloans/wish/254528201</link>
         <description><![CDATA[<div>I think it will do really good, as the best way to escape poverty is through capitalism, but because it’s so hard to start a business with alot  of laws and paperwork to go through, it will have a limited effect because so much money will be sunk into taxes and legal fees</div>]]></description>
         <enclosure url="" />
         <pubDate>2018-04-23 17:42:11 UTC</pubDate>
         <guid>https://padlet.com/patrickdaniels/microloans/wish/254528201</guid>
      </item>
      <item>
         <title>I think this is a great idea that will change many people’s lives and encourage others to truly contribute . —Dora Zhang</title>
         <author></author>
         <link>https://padlet.com/patrickdaniels/microloans/wish/254528325</link>
         <description><![CDATA[]]></description>
         <enclosure url="" />
         <pubDate>2018-04-23 17:42:22 UTC</pubDate>
         <guid>https://padlet.com/patrickdaniels/microloans/wish/254528325</guid>
      </item>
      <item>
         <title></title>
         <author></author>
         <link>https://padlet.com/patrickdaniels/microloans/wish/254528329</link>
         <description><![CDATA[<div>I believe that micro loans is a really good idea to provide the poor with necessary tools for success. </div>]]></description>
         <enclosure url="" />
         <pubDate>2018-04-23 17:42:22 UTC</pubDate>
         <guid>https://padlet.com/patrickdaniels/microloans/wish/254528329</guid>
      </item>
      <item>
         <title></title>
         <author></author>
         <link>https://padlet.com/patrickdaniels/microloans/wish/254528357</link>
         <description><![CDATA[<div>It is a good idea </div>]]></description>
         <enclosure url="" />
         <pubDate>2018-04-23 17:42:25 UTC</pubDate>
         <guid>https://padlet.com/patrickdaniels/microloans/wish/254528357</guid>
      </item>
      <item>
         <title>One helping hand at a time (Malik Johnson)</title>
         <author></author>
         <link>https://padlet.com/patrickdaniels/microloans/wish/254528369</link>
         <description><![CDATA[<div>I personally believe this is a good way to give people a fair chance. It gives you their background story so you can really feel comfortable and connected with your investment. Instead of giving the poor putty money you are putting faith in them. Besides money isn't everything. The greatest form of wealth is human connection and human interaction. It's one of the most influential currencies in the world.You never know if the next great invention or busis waiting on the streets homeless but doing something extraordinary. If you never help these people, you may never see the great value that some could bring to making our world a better place.</div>]]></description>
         <enclosure url="" />
         <pubDate>2018-04-23 17:42:27 UTC</pubDate>
         <guid>https://padlet.com/patrickdaniels/microloans/wish/254528369</guid>
      </item>
      <item>
         <title>William Lew</title>
         <author>williamlew</author>
         <link>https://padlet.com/patrickdaniels/microloans/wish/254528768</link>
         <description><![CDATA[<div>I think it is a good idea because it allows those who are struggling financially to make money on their own without having money and materials just handed to them, helping them expand on their own capabilities. The poor cannot survive on big loans, because banks will most likely be unwilling to loan to the poor. Microloans allow the poor to enter the economy on a more similar plane as the wealthy, rather than having to receive money out of pity.</div>]]></description>
         <enclosure url="" />
         <pubDate>2018-04-23 17:42:59 UTC</pubDate>
         <guid>https://padlet.com/patrickdaniels/microloans/wish/254528768</guid>
      </item>
      <item>
         <title>Nikko Gilbert</title>
         <author></author>
         <link>https://padlet.com/patrickdaniels/microloans/wish/254528937</link>
         <description><![CDATA[<div>I think it is a really good idea because it it helping people start their businesses and develop into a larger business with the aid of people who have money to be donated. This is a perfect way for individuals with stable financial support contribute to people in need which I think is awesome because the people in need I bet are very thankful for these microloans&nbsp; and will be a huge benefit in the long run for their small business.</div>]]></description>
         <enclosure url="" />
         <pubDate>2018-04-23 17:43:14 UTC</pubDate>
         <guid>https://padlet.com/patrickdaniels/microloans/wish/254528937</guid>
      </item>
      <item>
         <title>Jack P</title>
         <author></author>
         <link>https://padlet.com/patrickdaniels/microloans/wish/254529647</link>
         <description><![CDATA[<div>I think this is a great idea because it connects people without the funds with those in need and the loans are not extreme, therefore making it easier for regular people to give money. </div>]]></description>
         <enclosure url="" />
         <pubDate>2018-04-23 17:44:20 UTC</pubDate>
         <guid>https://padlet.com/patrickdaniels/microloans/wish/254529647</guid>
      </item>
      <item>
         <title>Anthony L</title>
         <author></author>
         <link>https://padlet.com/patrickdaniels/microloans/wish/254529772</link>
         <description><![CDATA[<div>I think microloans is a really good idea because it gives people the opportunity to help build their businesses, and provide for their families. </div>]]></description>
         <enclosure url="" />
         <pubDate>2018-04-23 17:44:33 UTC</pubDate>
         <guid>https://padlet.com/patrickdaniels/microloans/wish/254529772</guid>
      </item>
      <item>
         <title>Gavin McCarrick</title>
         <author></author>
         <link>https://padlet.com/patrickdaniels/microloans/wish/254529777</link>
         <description><![CDATA[<div>In think it is a very good idea because this way people can start up their own business and get a bit of a financial boost.</div>]]></description>
         <enclosure url="" />
         <pubDate>2018-04-23 17:44:33 UTC</pubDate>
         <guid>https://padlet.com/patrickdaniels/microloans/wish/254529777</guid>
      </item>
      <item>
         <title>Sebastian Martinelli </title>
         <author></author>
         <link>https://padlet.com/patrickdaniels/microloans/wish/254530168</link>
         <description><![CDATA[<div>This is a good idea. This helps the people who actually need the money to help them and their business grow. This helps alot&nbsp; more people. Poverty is a big thing in the U.S. and this is a great idea and big step to stop it&nbsp;<br><br><br></div>]]></description>
         <enclosure url="" />
         <pubDate>2018-04-23 17:44:57 UTC</pubDate>
         <guid>https://padlet.com/patrickdaniels/microloans/wish/254530168</guid>
      </item>
      <item>
         <title>Brooke</title>
         <author></author>
         <link>https://padlet.com/patrickdaniels/microloans/wish/254530346</link>
         <description><![CDATA[<div>I think that micro loans are a very good idea because it gives the poor a way to escape the cycle of poverty and to further their way if life in a way that is under their control.</div>]]></description>
         <enclosure url="" />
         <pubDate>2018-04-23 17:45:13 UTC</pubDate>
         <guid>https://padlet.com/patrickdaniels/microloans/wish/254530346</guid>
      </item>
      <item>
         <title>Sebastian Pelayo </title>
         <author></author>
         <link>https://padlet.com/patrickdaniels/microloans/wish/254530489</link>
         <description><![CDATA[<div>I think it is a good idea because it allows then to start their first step to be apart of the society. I think Micro-Loans are beneficial because it give people opportunity their business start up. Also it helps then provide for their families as well.</div>]]></description>
         <enclosure url="" />
         <pubDate>2018-04-23 17:45:28 UTC</pubDate>
         <guid>https://padlet.com/patrickdaniels/microloans/wish/254530489</guid>
      </item>
      <item>
         <title>Francesca </title>
         <author></author>
         <link>https://padlet.com/patrickdaniels/microloans/wish/254530618</link>
         <description><![CDATA[<div>I think micro loans are a great idea so long as the interest rate isn’t so too high and they are investing in something very reliable. I would hate to see someone in financial ruin because the business didn’t go as planned and they can’t keep up with interest.&nbsp;</div>]]></description>
         <enclosure url="" />
         <pubDate>2018-04-23 17:45:43 UTC</pubDate>
         <guid>https://padlet.com/patrickdaniels/microloans/wish/254530618</guid>
      </item>
      <item>
         <title>Kairav</title>
         <author></author>
         <link>https://padlet.com/patrickdaniels/microloans/wish/254531488</link>
         <description><![CDATA[<div>I really like this idea because it gives the power to the poor. It allows them to assimilate themselves into normal society by providing them with all the necessary tools for success. It is super beneficial for those receiving the loans as well. They can obtain what they need through these loans which may seem small to us, but it is monumental for them.</div>]]></description>
         <enclosure url="" />
         <pubDate>2018-04-23 17:47:18 UTC</pubDate>
         <guid>https://padlet.com/patrickdaniels/microloans/wish/254531488</guid>
      </item>
      <item>
         <title>Phillip Lai</title>
         <author>philliplai</author>
         <link>https://padlet.com/patrickdaniels/microloans/wish/254531867</link>
         <description><![CDATA[<div>I believe that this idea is a great idea because with help from entrepreneurs from this country could amount to at least 200 millions of dollars used to fight poverty. Think of the money to fight poverty and amount to if entrepreneurs from all over the world supported this charity.</div>]]></description>
         <enclosure url="" />
         <pubDate>2018-04-23 17:47:58 UTC</pubDate>
         <guid>https://padlet.com/patrickdaniels/microloans/wish/254531867</guid>
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