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      <title>My finace padlet by Mae Hayes</title>
      <link>https://padlet.com/chayes311/fw5uiovox7tzyai</link>
      <description>Made with wonder</description>
      <language>en-us</language>
      <pubDate>2020-12-05 00:13:42 UTC</pubDate>
      <lastBuildDate>2020-12-05 03:54:40 UTC</lastBuildDate>
      <webMaster>hello@padlet.com</webMaster>
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         <title>Estimated Cost of Attendance: One Semester at EMU</title>
         <author>chayes311</author>
         <link>https://padlet.com/chayes311/fw5uiovox7tzyai/wish/989559653</link>
         <description><![CDATA[<div><strong>Estimated Cost of Attendance: One Semester at EMU</strong><br>Tuition &amp; Fees(<a href="https://www.emich.edu/sbs/basics/calculator.php">https://www.emich.edu/sbs/basics/calculator.php</a>) | $ $5,455.00<br>Room &amp; Board | $5,243<br>Parking ($183) | none<br><strong>Total:</strong> | <strong>$10698.</strong><br><strong>Entire Program Projection</strong><br># of semesters it will take you to complete your program | #9<br>[total] X [#] = <strong>Grand Total:</strong> | <strong>$96282.00</strong></div><div><br><br><br></div><div><strong>Loan Amount Owed</strong><br>Current Student Loan Balance (one semester)<br>** loans you accepted; to view: login to emich.edu; “Financial Aid” tab) | $ 13003.00<br><br><br># of semesters it will take you to complete your program | #9<br>[Current Student Loan Balance] X [#] = <strong>Grand Total:</strong> | <strong>$ ______117,027_____</strong><br>** Note: This total does not include interest! Current average student loan interest rate is 5.8%</div><div><br><br></div><div><strong>* </strong>More than<strong> $2.9 billion FREE </strong>college money left unclaimed every year <strong>*</strong></div><div><br><br></div>]]></description>
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         <pubDate>2020-12-05 00:14:15 UTC</pubDate>
         <guid>https://padlet.com/chayes311/fw5uiovox7tzyai/wish/989559653</guid>
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      <item>
         <title>reflection</title>
         <author>chayes311</author>
         <link>https://padlet.com/chayes311/fw5uiovox7tzyai/wish/989562684</link>
         <description><![CDATA[<ul><li>Do you think your college education is worth taking out loans for?</li></ul><div>honesty i feel like its really important because i wouldn't be able to afford college without them so for me its really important <br><br><br></div><ul><li>Do you plan to be landing a career after your four-year program that will likely support you financially once the government requires you to start making payments on your loans?</li></ul><div>its going to be really hard too with my profession because i will most likely be freelance as a graphic designer <br><br><br></div><ul><li>What are some ways you think you could cut down on the loan amount you accept each semester or even cut out taking out loans altogether?</li></ul><div>i could try to take the math placement test to test out of math to get a higher math class which also cuts down on lowns <br><br><br></div><ul><li>If you must take out loans, which loans will you accept? Why?</li></ul><div><br>i took out fed loans and parent plus loans because they are not gaining interest<br><br> </div><ul><li>Have this information ready to discuss with your Success Coach, PAC, or UNIV Instructor at the end of this module</li></ul><div>.</div><div><br></div>]]></description>
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         <pubDate>2020-12-05 00:17:38 UTC</pubDate>
         <guid>https://padlet.com/chayes311/fw5uiovox7tzyai/wish/989562684</guid>
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      <item>
         <title>scholarships  </title>
         <author>chayes311</author>
         <link>https://padlet.com/chayes311/fw5uiovox7tzyai/wish/989578639</link>
         <description><![CDATA[<div>Block, Edith Calder and Frank Endowed Scholarship<br><br></div><div>Black Alumni Association Endowed Scholarship<br><br>Randall, Georgina Hathaway Endowed Scholarship<br><br>Williams, Otis &amp; Friends Endowed Scholarship<br><br>Elliott, Wilma Gardner Endowed Scholarship<br><br>Farley, Bernice Louise Endowed Scholarship<br><br>Findley, Lynette Endowed Scholarship<br><br>Henry, Gerald J. Endowed Scholarship in Math Education<br><br>Holmes, Mabel White Uniqueness Endowed Scholarship<br><br><strong><br><br><br></strong><br></div>]]></description>
         <enclosure url="" />
         <pubDate>2020-12-05 00:34:53 UTC</pubDate>
         <guid>https://padlet.com/chayes311/fw5uiovox7tzyai/wish/989578639</guid>
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      <item>
         <title>scholarships </title>
         <author>chayes311</author>
         <link>https://padlet.com/chayes311/fw5uiovox7tzyai/wish/989599683</link>
         <description><![CDATA[<div>Audria M. Edwards Scholarship Fund<br><br>CFPCA LGBT Endowed Scholarship<br><br>David Womack Memorial Alabama &amp; West Virginia LGBT Scholarship<br><br>Hughes, Gail Ardis Elementary Endowed Scholarship<br><br>Hughes, Gail Ardis Elementary Endowed Scholarship<br><br>eQuality Scholarships<br><strong><br></strong>Follansbee-Hansen Scholarship<br><br>LEAGUE Foundation Academic Scholarships<br><br><strong><br></strong>Out To Innovate Scholarships for LGBTQ+STEM Students<strong><br><br></strong><br>Pacific Gas &amp; Electric Company PrideNetwork ERG Scholarship<br><br><br><br><strong><br></strong><br></div>]]></description>
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         <pubDate>2020-12-05 00:58:27 UTC</pubDate>
         <guid>https://padlet.com/chayes311/fw5uiovox7tzyai/wish/989599683</guid>
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      <item>
         <title>&quot;Building Wealth</title>
         <author>chayes311</author>
         <link>https://padlet.com/chayes311/fw5uiovox7tzyai/wish/989649080</link>
         <description><![CDATA[<ul><li>Imagine yourself at age 65.  (Sometimes, taking a picture of yourself and then using one of the apps that ages you helps with this exercise).  What does your life look like at this age?  Are you still working?  What do you like to do in your spare time?  What dreams have you seen become a reality?What parts of your life are you most satisfied with?</li></ul><div><br>hopefully i would be retired  and married i would like i would like to collect guitars for my hobby or photography. and my dream is to have kids and a husband and i hope i'm not completely alone at that age so yeah i really hope that i'm living a nice comfortable life     <br><br><br></div><ul><li>What will you do now to make sure that you realize the things you just visualized?  Create a SMART goal (or several) that you can start working on now to ensure your happiness and fulfillment at age 65.  Remember, experts say that you don't need to start saving a lot when you're young, you just need to start saving.  The miracle of compounding interest will build that nest egg if you start early enough.</li></ul><div><br>i feel like once i finish school i can become a freelance artist make enough by 40 and be set to retire at 60 i would have to have my husband to support me but i think is possible  </div><div><br><br></div><div><br></div>]]></description>
         <enclosure url="" />
         <pubDate>2020-12-05 01:57:04 UTC</pubDate>
         <guid>https://padlet.com/chayes311/fw5uiovox7tzyai/wish/989649080</guid>
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