https://padlet.com/knbozzi/fqbwnwh27dkz32ok Padlet - All 6 articles are attached below. If you last name is A-C read Article 1, last name D-F read Article 2, last name G-J read Article 3, last name K-M read article 4, last name N-P read Article 5 and last name Q-Z read Article 6. en-us 2021-02-02 13:51:55 UTC 2026-02-05 21:33:45 UTC hello@padlet.com knbozzi https://padlet.com/knbozzi/fqbwnwh27dkz32ok/wish/1153609358 2021-02-02 13:51:55 UTC https://padlet.com/knbozzi/fqbwnwh27dkz32ok/wish/1153609358 knbozzi https://padlet.com/knbozzi/fqbwnwh27dkz32ok/wish/1153609362 2021-02-02 13:51:55 UTC https://padlet.com/knbozzi/fqbwnwh27dkz32ok/wish/1153609362 knbozzi https://padlet.com/knbozzi/fqbwnwh27dkz32ok/wish/1153609371 2021-02-02 13:51:55 UTC https://padlet.com/knbozzi/fqbwnwh27dkz32ok/wish/1153609371 knbozzi https://padlet.com/knbozzi/fqbwnwh27dkz32ok/wish/1153609377 2021-02-02 13:51:55 UTC https://padlet.com/knbozzi/fqbwnwh27dkz32ok/wish/1153609377 knbozzi https://padlet.com/knbozzi/fqbwnwh27dkz32ok/wish/1153609380 2021-02-02 13:51:55 UTC https://padlet.com/knbozzi/fqbwnwh27dkz32ok/wish/1153609380 knbozzi https://padlet.com/knbozzi/fqbwnwh27dkz32ok/wish/1153609389 2021-02-02 13:51:55 UTC https://padlet.com/knbozzi/fqbwnwh27dkz32ok/wish/1153609389 https://padlet.com/knbozzi/fqbwnwh27dkz32ok/wish/1153976409 Believed renting may be better as you will have some of the bills taken care of by the landlord. However, since down payments are now going down, perhaps homeownership is better if in an ideal location. Paying off a mortgage may be similar to paying rent, and it will not fluctuate.]]> 2021-02-02 14:54:37 UTC https://padlet.com/knbozzi/fqbwnwh27dkz32ok/wish/1153976409 https://padlet.com/knbozzi/fqbwnwh27dkz32ok/wish/1153976766 This article advises people to think about renting rather than buying their own home. The article mentions multiple reason for this including flexibility, affordability, and repairs. I had realized that renting came with some benefits but i hadn't considered a lot of the things brought up in the article. I hadn't considered the possible environmental benefits or the freedom to move around at all. I had always thought that if you could afford to buy that buying was better, but now i think that depending on the circumstances renting could be a much better fit. ]]> 2021-02-02 14:54:41 UTC https://padlet.com/knbozzi/fqbwnwh27dkz32ok/wish/1153976766 https://padlet.com/knbozzi/fqbwnwh27dkz32ok/wish/1153977154 This article talks about how apartment rents have fallen in the economy. This reminds me of my sister, who is in college, and planning to move into a shared apartment next year (she got a relatively low price for an apartment in a good location and in good condition). The article mentions that many believe that the sharp drop in rent prices will level off this year, but I think it'll take some time before the prices gradually recover back to their higher prices.]]> 2021-02-02 14:54:45 UTC https://padlet.com/knbozzi/fqbwnwh27dkz32ok/wish/1153977154 https://padlet.com/knbozzi/fqbwnwh27dkz32ok/wish/1153978067 The DC metro area rent costs are dropping while the available vacancies has increased. DC is facing a dropping value on the market as they dropped 14.4% of rent value since last year. The cause of the negative rent growth is that many people have face difficulties to be able the expensive rent cost in DC and parts of northern virginia, and are able to find cheaper rent cost outside big cities and their family homes.]]> 2021-02-02 14:54:54 UTC https://padlet.com/knbozzi/fqbwnwh27dkz32ok/wish/1153978067 https://padlet.com/knbozzi/fqbwnwh27dkz32ok/wish/1153978814 This article talks about some of the things we need to buy a home. A decent percentage of people wanting to buy a home is from 2020, as they were postponed because of the pandemic. Things needed to buy a house includes an attractive mortgage, a flexible mind set, and a competitive offer. At this time, prices are high and inventory is low.]]> 2021-02-02 14:55:02 UTC https://padlet.com/knbozzi/fqbwnwh27dkz32ok/wish/1153978814 https://padlet.com/knbozzi/fqbwnwh27dkz32ok/wish/1153981095 This article talks about if renting or owning a home is better. Renting can give you more flexibility but rent may go up, while owning a home may give you a sense of security but upkeep is harder.]]> 2021-02-02 14:55:25 UTC https://padlet.com/knbozzi/fqbwnwh27dkz32ok/wish/1153981095 17079131 https://padlet.com/knbozzi/fqbwnwh27dkz32ok/wish/1153981941 This article makes a lot of valid points. Among my friends and family, I have seen a huge increase in house buying, and I think that will continue just like the article said it would. I also think that, as the article mentioned, people are going to place more emphasis on living where they want to live following the pandemic. I wouldn't be surprised if people live in the cities less, but I could see people being more likely to live in urban areas as well. ]]> 2021-02-02 14:55:34 UTC https://padlet.com/knbozzi/fqbwnwh27dkz32ok/wish/1153981941 https://padlet.com/knbozzi/fqbwnwh27dkz32ok/wish/1153982370 This article talks about how in 2020 there has been a high demand in  people buying homes. It is also projected that in 2021 there will be a 21.9% annual growth from last year, which is the highest it has been in 40 years. Personally I am somewhat surprised as a lot of people has had financial trouble this year, so I would think that more people are selling rather than buying this year, but it also makes sense as a lot of people are most likely downgrading, to make sure that they can stand somewhat financially stable, if they have for example lost their job.]]> 2021-02-02 14:55:38 UTC https://padlet.com/knbozzi/fqbwnwh27dkz32ok/wish/1153982370 1509934 https://padlet.com/knbozzi/fqbwnwh27dkz32ok/wish/1153983779 The article talks about how the demand for houses keep increasing, it's expected to be the highest in 40 years. Because of this, houses will be more difficult to buy and pay for. The pandemic did change a lot of things because many people lost their jobs and had a tough time with money, in return landlords wanted to raise prices because they also needed money. ]]> 2021-02-02 14:55:51 UTC https://padlet.com/knbozzi/fqbwnwh27dkz32ok/wish/1153983779 https://padlet.com/knbozzi/fqbwnwh27dkz32ok/wish/1153984056 I think that being flexible when buying a house is extremely important and that you should not be too picky when choosing a home. Prioritize a few things when buying for a house.]]> 2021-02-02 14:55:54 UTC https://padlet.com/knbozzi/fqbwnwh27dkz32ok/wish/1153984056 17749831 https://padlet.com/knbozzi/fqbwnwh27dkz32ok/wish/1153985933 really good article, it gives the perfect steps and tips before buying a house. and it is very motivational. I think comparing rates is necessary unless you have more extra money you want to spend. ]]> 2021-02-02 14:56:11 UTC https://padlet.com/knbozzi/fqbwnwh27dkz32ok/wish/1153985933 https://padlet.com/knbozzi/fqbwnwh27dkz32ok/wish/1153987329 I think one of the most important tips talked about in the article is number 4, "Rent will always go up". Over time rent will increase compared to a fixed cost by owning your home. ]]> 2021-02-02 14:56:25 UTC https://padlet.com/knbozzi/fqbwnwh27dkz32ok/wish/1153987329 https://padlet.com/knbozzi/fqbwnwh27dkz32ok/wish/1153999793 This article highlights the drop in rental prices due to the pandemic. People are moving back to their parents homes or finding cheaper housing, and therefore the prices of renting an apartment are dropping. I think this shows a good example of why it is important to stay informed about the market, so that you can make housing choices that will financially benefit you.]]> 2021-02-02 14:58:27 UTC https://padlet.com/knbozzi/fqbwnwh27dkz32ok/wish/1153999793 15888841 https://padlet.com/knbozzi/fqbwnwh27dkz32ok/wish/1154000209 This gives tips and steps towards buying a house in 2021. It is useful for people interested in buying houses currently and maybe for me in the future.]]> 2021-02-02 14:58:31 UTC https://padlet.com/knbozzi/fqbwnwh27dkz32ok/wish/1154000209 https://padlet.com/knbozzi/fqbwnwh27dkz32ok/wish/1154000625 The article had a lot of good tips but I didn't like how they were pushing the website credible.]]> 2021-02-02 14:58:36 UTC https://padlet.com/knbozzi/fqbwnwh27dkz32ok/wish/1154000625 15009921 https://padlet.com/knbozzi/fqbwnwh27dkz32ok/wish/1154003374 It’s predicted that the for-sale housing market will show incredible strength for the year 2021 as it was strong for the year 2020. The demand is continuing to stay high and is expected to surge when more cities and places reopen again. However, home prices, mortgages, and rent are going to rise causing affordability challenges.]]> 2021-02-02 14:59:01 UTC https://padlet.com/knbozzi/fqbwnwh27dkz32ok/wish/1154003374 1745358 https://padlet.com/knbozzi/fqbwnwh27dkz32ok/wish/1154009427 This article talks about how since young adults are moving back to their parents houses for the pandemic, apartments in big cities are more available so the rent has decreased. Dc's rent prices alone have decreased more than 14%.]]> 2021-02-02 14:59:59 UTC https://padlet.com/knbozzi/fqbwnwh27dkz32ok/wish/1154009427 https://padlet.com/knbozzi/fqbwnwh27dkz32ok/wish/1154017313 This article discusses how renting may be the best move for people. I learned that home ownership is a relatedly new development, most people used to rent. After considering the advantages mentioned, I think that it might be more beneficial to rent and I think more people should be educated on renting.

]]> 2021-02-02 15:01:16 UTC https://padlet.com/knbozzi/fqbwnwh27dkz32ok/wish/1154017313 https://padlet.com/knbozzi/fqbwnwh27dkz32ok/wish/1154023495 This article talks about owning a house and mortgage. One important fact is when it says owning a home can give you a sense of security. ]]> 2021-02-02 15:02:17 UTC https://padlet.com/knbozzi/fqbwnwh27dkz32ok/wish/1154023495 https://padlet.com/knbozzi/fqbwnwh27dkz32ok/wish/1154024876 owning a home is the number 1 way to grow your wealth.]]> 2021-02-02 15:02:31 UTC https://padlet.com/knbozzi/fqbwnwh27dkz32ok/wish/1154024876 1569953 https://padlet.com/knbozzi/fqbwnwh27dkz32ok/wish/1155002469
This article discusses how in many big cities including DC have a rise in apartments vacancies due to the pandemic. With many people downsizing to more cheap houses or going to more affordable areas. The median two bedroom apartment rent in DC is 1,570$ a month which is down 14.4% from last year. The farther away from the city centers the less rents have declined. Overall the article is trying to inform about the rent being down for most apartments in big cities, so helping people know if they think about getting an apartment in one of these places.]]> 2021-02-02 17:40:53 UTC https://padlet.com/knbozzi/fqbwnwh27dkz32ok/wish/1155002469 https://padlet.com/knbozzi/fqbwnwh27dkz32ok/wish/1155342080 It was interesting to learn about how the prices for housing is going to be the highest in 40 years. There is 21.9% annual growth for about 7 million homes sold as opposed to last year with a 6% increase. Since more and more houses are being sold, there is more competition for houses which is what causes the price to skyrocket.]]> 2021-02-02 18:38:30 UTC https://padlet.com/knbozzi/fqbwnwh27dkz32ok/wish/1155342080 https://padlet.com/knbozzi/fqbwnwh27dkz32ok/wish/1155342839 buying a house will definitely be the biggest purchase some people make. The market on houses despite the pandemic, has gone up. The houses are more expensive because of supply and demand. ]]> 2021-02-02 18:38:38 UTC https://padlet.com/knbozzi/fqbwnwh27dkz32ok/wish/1155342839 17585991 https://padlet.com/knbozzi/fqbwnwh27dkz32ok/wish/1155343621 The article talks about owning home is right for you. While owning a house can be expensive it will give better security and privacy. ]]> 2021-02-02 18:38:47 UTC https://padlet.com/knbozzi/fqbwnwh27dkz32ok/wish/1155343621 16938701 https://padlet.com/knbozzi/fqbwnwh27dkz32ok/wish/1155343659 The article basically talks about various things to buy a home. Due to the pandemic those who wanted to buy a house have missed their chance because it had to be postponed. The article also teaches some strategies on buying homes like a flexible mindset and competitive offers. ]]> 2021-02-02 18:38:47 UTC https://padlet.com/knbozzi/fqbwnwh27dkz32ok/wish/1155343659 https://padlet.com/knbozzi/fqbwnwh27dkz32ok/wish/1155345282 This article explains the importance of being an informed home buyer, and how its crucial to have everything you want and need decided before you start the purchasing process. It explains that you should know exactly how much you are willing to spend, along with what aspects of a home are important to you. However, it also warns you to be flexible, as sometimes necessities like location and size are more important than other wants. ]]> 2021-02-02 18:39:06 UTC https://padlet.com/knbozzi/fqbwnwh27dkz32ok/wish/1155345282 https://padlet.com/knbozzi/fqbwnwh27dkz32ok/wish/1155349307 This article talks about the 6 steps that you should take when buying a  house. It also tells you the steps you should take when having to deal with Covid- 19 and buying your house. I like how it reminds you all the little mistakes you can avoid, like a check list. It tells you about the bills and fees you have to remember to pay. Also links articles for more detailed information about every step. ]]> 2021-02-02 18:39:50 UTC https://padlet.com/knbozzi/fqbwnwh27dkz32ok/wish/1155349307 https://padlet.com/knbozzi/fqbwnwh27dkz32ok/wish/1155350099 Good article. Gives good details about how to find better deals and prices. it also gives advice on figuring out how big the home needs to be to accommodate you.]]> 2021-02-02 18:39:59 UTC https://padlet.com/knbozzi/fqbwnwh27dkz32ok/wish/1155350099 https://padlet.com/knbozzi/fqbwnwh27dkz32ok/wish/1155353945 This article talks about how people are uneasy to buy now, due to COVID. Also store inventory is low, making it hard for buyers to get the things they need. There are also a limited number of homes, making it a larger competition for a home.]]> 2021-02-02 18:40:41 UTC https://padlet.com/knbozzi/fqbwnwh27dkz32ok/wish/1155353945 https://padlet.com/knbozzi/fqbwnwh27dkz32ok/wish/1155354449 The article talks about tips when buying a home in 2021, as the housing market is vastly different from years past. Tips vary from common tips such as determining what you can afford, to more obscure ones like comparing rates and mortgage. In my opinion, the most useful one is being flexible, as flexibility is important when buying a home and to not be too fixated on one house. ]]> 2021-02-02 18:40:47 UTC https://padlet.com/knbozzi/fqbwnwh27dkz32ok/wish/1155354449 https://padlet.com/knbozzi/fqbwnwh27dkz32ok/wish/1155356010 This was a helpful article that provided many good pros to renting opposed to owning. I learned that renting provides much more amenities and is a more efficient lifestyle. More people should consider renting and educate themselves on it.]]> 2021-02-02 18:41:03 UTC https://padlet.com/knbozzi/fqbwnwh27dkz32ok/wish/1155356010 https://padlet.com/knbozzi/fqbwnwh27dkz32ok/wish/1155356590 The article talks mainly about the effects of the COVID-19 pandemic on the vacancy of apartments in big cities like Washington D.C.]]> 2021-02-02 18:41:09 UTC https://padlet.com/knbozzi/fqbwnwh27dkz32ok/wish/1155356590 https://padlet.com/knbozzi/fqbwnwh27dkz32ok/wish/1155360688 This article first claims that homebuying could be stressful so that we need preparations, especially during COVID-19. During the quarantine, the demand increased since people were attracted bu low mortgage rate, so that the average sales price for house actually increased. Next, author introduced six tips for buyers that help them to buy a house. The most helpful one would be "be flexible when shopping for the perfect home" because you might miss it when you are wavering. Keep up with deadlines is also important because delay could make the process longer.]]> 2021-02-02 18:41:55 UTC https://padlet.com/knbozzi/fqbwnwh27dkz32ok/wish/1155360688 1837498 https://padlet.com/knbozzi/fqbwnwh27dkz32ok/wish/1155362631 Renting is a great option for people who can't afford to make larger purchases such as buying a house. The perks of renting for renters include not needing to make repairs, and having access to things like your own dryer or pool, although it does depend on the apartment. These amenities or small things allows renters more privacy than an apartment. And if the renter wants to move somewhere else, they just wait until their contract ends and get moving. This is a perk because many homeowners would have to sell their home before moving which can take a long time, and may even lead to renovation in hopes for a good buyer.]]> 2021-02-02 18:42:17 UTC https://padlet.com/knbozzi/fqbwnwh27dkz32ok/wish/1155362631 https://padlet.com/knbozzi/fqbwnwh27dkz32ok/wish/1155364254 The article talks about the advantages and disadvantages of owning a home and comparing it to renting. ]]> 2021-02-02 18:42:34 UTC https://padlet.com/knbozzi/fqbwnwh27dkz32ok/wish/1155364254 https://padlet.com/knbozzi/fqbwnwh27dkz32ok/wish/1155373671 Essentially, this article lists three key points to keep in mind when buying a home in 2021: Firstly, that mortgage lenders have increased the requirements for a successful loan application (stable income, high down payment, FICO score above 750). Second, that there are many fewer real estate listings overall this year and that it is important to be open to compromise, as options are limited. Finally, because there is a smaller 'supply' of real estate, the cost is higher than in past years, and the market is far more competitive.]]> 2021-02-02 18:44:12 UTC https://padlet.com/knbozzi/fqbwnwh27dkz32ok/wish/1155373671 https://padlet.com/knbozzi/fqbwnwh27dkz32ok/wish/1155381114 I like how the article listed out the steps you should take when you want to buy a home. They also included descriptions and further explained why and how o make these decisions.]]> 2021-02-02 18:45:31 UTC https://padlet.com/knbozzi/fqbwnwh27dkz32ok/wish/1155381114 https://padlet.com/knbozzi/fqbwnwh27dkz32ok/wish/1155385213 It was interesting to learn and see how much prices of the houses has grown and is going to grow in 40 years. Due to growth in house purchasing there is competition for houses and that cause prices to be such high]]> 2021-02-02 18:46:14 UTC https://padlet.com/knbozzi/fqbwnwh27dkz32ok/wish/1155385213 https://padlet.com/knbozzi/fqbwnwh27dkz32ok/wish/1155394592 This article shows how to find out if you should continue renting or if you are ready for the next step. In the article it's telling you things you should keep in mind when deciding between the two. It is very useful to do this so you know you are making the right decision.]]> 2021-02-02 18:47:50 UTC https://padlet.com/knbozzi/fqbwnwh27dkz32ok/wish/1155394592 https://padlet.com/knbozzi/fqbwnwh27dkz32ok/wish/1155400841 This article talks about that buy a house is something that happens every time and Americans don't care is there something happen like a pandemic or maybe a war, at the end people complete the goal of buying a house.]]> 2021-02-02 18:48:55 UTC https://padlet.com/knbozzi/fqbwnwh27dkz32ok/wish/1155400841 https://padlet.com/knbozzi/fqbwnwh27dkz32ok/wish/1172174194 I don't think this article is relevant to me, for I will not be buying a house in 2021 and the current info will probably be out dated by the time I buy a house. Regardless, much of the info was interesting. I'm surprised that house prices are still rising despite the pandemic. I wonder if this is due to the amount of people moving out of cities and into more rural areas.]]> 2021-02-06 22:46:41 UTC https://padlet.com/knbozzi/fqbwnwh27dkz32ok/wish/1172174194 18116131 https://padlet.com/knbozzi/fqbwnwh27dkz32ok/wish/1179616743 This article first talks about how the housing market, even in Covid-19, has yet to slow down and is still rising. It also goes into detail about 6 different tips when buying a house. Of the 6 tips, 2 really stood out to me. One, be flexible when shopping for the perfect home. My dad does a lot of home improvement projects on his home and this feels in line with me. The other is to not skimp out on deadlines. As a student, I have a bad habit to procrastinate. I know it'd be very bad to procrastinate with home buying. If you miss a due date, it's not like you can get late credit; the deal is done and you can't change anything now.]]> 2021-02-08 22:28:37 UTC https://padlet.com/knbozzi/fqbwnwh27dkz32ok/wish/1179616743 https://padlet.com/knbozzi/fqbwnwh27dkz32ok/wish/1200058500 This article talks about how due to the pandemic thats going on 39% of people trying to buy a house have either postponed or canceled. Prices have increased, inventory is scarce, and mortgage lenders have raised standards for qualifying applications. The article also talks about some requirements you would need to have in order to successfully purchase a house in 2021, they include : An attractive mortgage application, A flexible mind-set, and a competitive offer towards the house you would like to buy. ]]> 2021-02-14 01:07:51 UTC https://padlet.com/knbozzi/fqbwnwh27dkz32ok/wish/1200058500