https://padlet.com/chelseavillarreal/fij8xcd56f21k40i Made with joy en-us 2020-09-03 18:22:33 UTC 2025-10-27 15:27:52 UTC hello@padlet.com https://padlet.net/icons/png/2744.png chelseavillarreal https://padlet.com/chelseavillarreal/fij8xcd56f21k40i/wish/719062764 At first we lived in a tiny house with my sister and my parents. Growing up we were never actually broke poor but we also weren't the kind of family who had money or took out just whatever loan.]]> 2020-09-03 18:27:14 UTC https://padlet.com/chelseavillarreal/fij8xcd56f21k40i/wish/719062764 chelseavillarreal https://padlet.com/chelseavillarreal/fij8xcd56f21k40i/wish/719067580 We moved into a new 2 story home now that we were going to have another baby in the house. We live in a pretty nice neighborhood, middle class. ]]> 2020-09-03 18:28:32 UTC https://padlet.com/chelseavillarreal/fij8xcd56f21k40i/wish/719067580 chelseavillarreal https://padlet.com/chelseavillarreal/fij8xcd56f21k40i/wish/725747931 My mother always made sure to save money and only waste it on things we truly needed. This made it easier on us to actually build emergency money. ]]> 2020-09-08 01:23:29 UTC https://padlet.com/chelseavillarreal/fij8xcd56f21k40i/wish/725747931 chelseavillarreal https://padlet.com/chelseavillarreal/fij8xcd56f21k40i/wish/725755681 As I grew up I realized I had to work to obtain what I wanted in life. I never liked depending on my parents for money. It also wasn't something I was born into considering my parents are immigrants. I was also one of the youngest of my friends to get a job. My first job was braums. I made $7.75 as a starting wage. ]]> 2020-09-08 01:27:46 UTC https://padlet.com/chelseavillarreal/fij8xcd56f21k40i/wish/725755681 chelseavillarreal https://padlet.com/chelseavillarreal/fij8xcd56f21k40i/wish/725760644 I always knew I wanted to do bigger and better things. With the help of my cousin I was able to get a job at Sunflower Bank at age 16. I have been working there and have loved dealing with money. I found something I was really interested in.]]> 2020-09-08 01:30:32 UTC https://padlet.com/chelseavillarreal/fij8xcd56f21k40i/wish/725760644 chelseavillarreal https://padlet.com/chelseavillarreal/fij8xcd56f21k40i/wish/725819121 I have tried to maintain a good balance in my bank account, saving a little from my paycheck and trying to spend little with the rest of the money. I always want to make sure I have enough money to buy things twice. Therefore, I have enough in my account after a big purchase. ]]> 2020-09-08 02:02:47 UTC https://padlet.com/chelseavillarreal/fij8xcd56f21k40i/wish/725819121 chelseavillarreal https://padlet.com/chelseavillarreal/fij8xcd56f21k40i/wish/725822272 I have been planning for a trip to Thailand and South Korea for next year. So I decided I needed to take my expenses seriously. Also I would have to make a lot more financial decisions. ]]> 2020-09-08 02:04:38 UTC https://padlet.com/chelseavillarreal/fij8xcd56f21k40i/wish/725822272 chelseavillarreal https://padlet.com/chelseavillarreal/fij8xcd56f21k40i/wish/725825262 In hopes to make better money and help my family I have decided to take as many financial classes to better my education and understanding with how money works. That is what lead me to where I am today, taking my Banking&Finance class.]]> 2020-09-08 02:06:27 UTC https://padlet.com/chelseavillarreal/fij8xcd56f21k40i/wish/725825262 chelseavillarreal https://padlet.com/chelseavillarreal/fij8xcd56f21k40i/wish/725831755 I plan to strive in my job. I want to be able to take my mother with me to travel places she has never been before. I want to have a decent home with big outdoor space. I want to be able to support myself independently. ]]> 2020-09-08 02:09:55 UTC https://padlet.com/chelseavillarreal/fij8xcd56f21k40i/wish/725831755