https://padlet.com/stephen8318/ffnjbtjpbdraiy34 Made with love en-us 2021-05-04 12:24:38 UTC 2021-05-05 02:57:13 UTC hello@padlet.com https://padlet.net/icons/png/1f970.png stephen8318 https://padlet.com/stephen8318/ffnjbtjpbdraiy34/wish/1489769274 Mr Tan intend to set up an insurance trust for the benefit of his wife. He intends to provide $5m for his wife upon his death. If the wife predeceases Mr Tan or dies within 30 days of his death, the insurance proceed shall be given to the 2 children in equal shares with each of them receiving 20% of the claims every 3 years.]]> 2021-05-04 14:14:10 UTC https://padlet.com/stephen8318/ffnjbtjpbdraiy34/wish/1489769274 stephen8318 https://padlet.com/stephen8318/ffnjbtjpbdraiy34/wish/1489790827 Mr Tan intends to purchase a term plan @99 of sum assured $20m. Upon his death, he would like to provide for his surviving wife $2m and each of his 3 children $1m. The remaining shall be invested and each child shall be entitled to $100k pa till the youngest turn 60. The balance shall be distributed equally to all children.]]> 2021-05-04 14:18:18 UTC https://padlet.com/stephen8318/ffnjbtjpbdraiy34/wish/1489790827 stephen8318 https://padlet.com/stephen8318/ffnjbtjpbdraiy34/wish/1489812390 Mr Tan purchased a Signature Income $10m which provide a regular monthly income. Whilst he is alive, he shall receive the monthly income. When he dies, the wife will continue to get. When both dies, the only son will get the monthly income. When the son dies, the grandchildren will share 90% and charity will get 10% of the insurance claim.]]> 2021-05-04 14:22:21 UTC https://padlet.com/stephen8318/ffnjbtjpbdraiy34/wish/1489812390 https://padlet.com/stephen8318/ffnjbtjpbdraiy34/wish/1492228198 2021-05-05 01:44:40 UTC https://padlet.com/stephen8318/ffnjbtjpbdraiy34/wish/1492228198 https://padlet.com/stephen8318/ffnjbtjpbdraiy34/wish/1492228247 $5M lump sum upon his death]]> 2021-05-05 01:44:42 UTC https://padlet.com/stephen8318/ffnjbtjpbdraiy34/wish/1492228247 https://padlet.com/stephen8318/ffnjbtjpbdraiy34/wish/1492228274 $5m

]]> 2021-05-05 01:44:43 UTC https://padlet.com/stephen8318/ffnjbtjpbdraiy34/wish/1492228274 https://padlet.com/stephen8318/ffnjbtjpbdraiy34/wish/1492228414 $5M

]]> 2021-05-05 01:44:49 UTC https://padlet.com/stephen8318/ffnjbtjpbdraiy34/wish/1492228414 https://padlet.com/stephen8318/ffnjbtjpbdraiy34/wish/1492228426 5M]]> 2021-05-05 01:44:49 UTC https://padlet.com/stephen8318/ffnjbtjpbdraiy34/wish/1492228426 https://padlet.com/stephen8318/ffnjbtjpbdraiy34/wish/1492228439 5m

]]> 2021-05-05 01:44:50 UTC https://padlet.com/stephen8318/ffnjbtjpbdraiy34/wish/1492228439 https://padlet.com/stephen8318/ffnjbtjpbdraiy34/wish/1492228498 $5M upon death]]> 2021-05-05 01:44:52 UTC https://padlet.com/stephen8318/ffnjbtjpbdraiy34/wish/1492228498 https://padlet.com/stephen8318/ffnjbtjpbdraiy34/wish/1492228592 2021-05-05 01:44:56 UTC https://padlet.com/stephen8318/ffnjbtjpbdraiy34/wish/1492228592 https://padlet.com/stephen8318/ffnjbtjpbdraiy34/wish/1492228600 2021-05-05 01:44:56 UTC https://padlet.com/stephen8318/ffnjbtjpbdraiy34/wish/1492228600 https://padlet.com/stephen8318/ffnjbtjpbdraiy34/wish/1492228605 2021-05-05 01:44:57 UTC https://padlet.com/stephen8318/ffnjbtjpbdraiy34/wish/1492228605 https://padlet.com/stephen8318/ffnjbtjpbdraiy34/wish/1492228738 2021-05-05 01:45:01 UTC https://padlet.com/stephen8318/ffnjbtjpbdraiy34/wish/1492228738 https://padlet.com/stephen8318/ffnjbtjpbdraiy34/wish/1492228909 2021-05-05 01:45:09 UTC https://padlet.com/stephen8318/ffnjbtjpbdraiy34/wish/1492228909 https://padlet.com/stephen8318/ffnjbtjpbdraiy34/wish/1492228961 $5m ]]> 2021-05-05 01:45:11 UTC https://padlet.com/stephen8318/ffnjbtjpbdraiy34/wish/1492228961 https://padlet.com/stephen8318/ffnjbtjpbdraiy34/wish/1492228992 2021-05-05 01:45:12 UTC https://padlet.com/stephen8318/ffnjbtjpbdraiy34/wish/1492228992 https://padlet.com/stephen8318/ffnjbtjpbdraiy34/wish/1492229006 Provide $5M upon Death]]> 2021-05-05 01:45:13 UTC https://padlet.com/stephen8318/ffnjbtjpbdraiy34/wish/1492229006 https://padlet.com/stephen8318/ffnjbtjpbdraiy34/wish/1492229009 5M for wife]]> 2021-05-05 01:45:13 UTC https://padlet.com/stephen8318/ffnjbtjpbdraiy34/wish/1492229009 https://padlet.com/stephen8318/ffnjbtjpbdraiy34/wish/1492229038 $5m

]]> 2021-05-05 01:45:15 UTC https://padlet.com/stephen8318/ffnjbtjpbdraiy34/wish/1492229038 https://padlet.com/stephen8318/ffnjbtjpbdraiy34/wish/1492229053 2021-05-05 01:45:15 UTC https://padlet.com/stephen8318/ffnjbtjpbdraiy34/wish/1492229053 https://padlet.com/stephen8318/ffnjbtjpbdraiy34/wish/1492229166 2021-05-05 01:45:20 UTC https://padlet.com/stephen8318/ffnjbtjpbdraiy34/wish/1492229166 https://padlet.com/stephen8318/ffnjbtjpbdraiy34/wish/1492229325 Provide for the wife. $5m]]> 2021-05-05 01:45:26 UTC https://padlet.com/stephen8318/ffnjbtjpbdraiy34/wish/1492229325 https://padlet.com/stephen8318/ffnjbtjpbdraiy34/wish/1492229437 2021-05-05 01:45:30 UTC https://padlet.com/stephen8318/ffnjbtjpbdraiy34/wish/1492229437 https://padlet.com/stephen8318/ffnjbtjpbdraiy34/wish/1492229445 2021-05-05 01:45:30 UTC https://padlet.com/stephen8318/ffnjbtjpbdraiy34/wish/1492229445 https://padlet.com/stephen8318/ffnjbtjpbdraiy34/wish/1492229557 Provide for $5M]]> 2021-05-05 01:45:34 UTC https://padlet.com/stephen8318/ffnjbtjpbdraiy34/wish/1492229557 https://padlet.com/stephen8318/ffnjbtjpbdraiy34/wish/1492229669 5m ]]> 2021-05-05 01:45:39 UTC https://padlet.com/stephen8318/ffnjbtjpbdraiy34/wish/1492229669 https://padlet.com/stephen8318/ffnjbtjpbdraiy34/wish/1492229680 $ 5M

]]> 2021-05-05 01:45:39 UTC https://padlet.com/stephen8318/ffnjbtjpbdraiy34/wish/1492229680 https://padlet.com/stephen8318/ffnjbtjpbdraiy34/wish/1492229713 $5mil for his wife upon his death.

]]> 2021-05-05 01:45:41 UTC https://padlet.com/stephen8318/ffnjbtjpbdraiy34/wish/1492229713 https://padlet.com/stephen8318/ffnjbtjpbdraiy34/wish/1492229721 $5m

]]> 2021-05-05 01:45:41 UTC https://padlet.com/stephen8318/ffnjbtjpbdraiy34/wish/1492229721 https://padlet.com/stephen8318/ffnjbtjpbdraiy34/wish/1492229754 2021-05-05 01:45:43 UTC https://padlet.com/stephen8318/ffnjbtjpbdraiy34/wish/1492229754 https://padlet.com/stephen8318/ffnjbtjpbdraiy34/wish/1492229819 2021-05-05 01:45:45 UTC https://padlet.com/stephen8318/ffnjbtjpbdraiy34/wish/1492229819 https://padlet.com/stephen8318/ffnjbtjpbdraiy34/wish/1492230048 primary- wife

]]> 2021-05-05 01:45:53 UTC https://padlet.com/stephen8318/ffnjbtjpbdraiy34/wish/1492230048 https://padlet.com/stephen8318/ffnjbtjpbdraiy34/wish/1492230141 2021-05-05 01:45:56 UTC https://padlet.com/stephen8318/ffnjbtjpbdraiy34/wish/1492230141 https://padlet.com/stephen8318/ffnjbtjpbdraiy34/wish/1492230178 5mil

]]> 2021-05-05 01:45:58 UTC https://padlet.com/stephen8318/ffnjbtjpbdraiy34/wish/1492230178 https://padlet.com/stephen8318/ffnjbtjpbdraiy34/wish/1492230277 5M]]> 2021-05-05 01:46:02 UTC https://padlet.com/stephen8318/ffnjbtjpbdraiy34/wish/1492230277 https://padlet.com/stephen8318/ffnjbtjpbdraiy34/wish/1492230324 $5M]]> 2021-05-05 01:46:03 UTC https://padlet.com/stephen8318/ffnjbtjpbdraiy34/wish/1492230324 https://padlet.com/stephen8318/ffnjbtjpbdraiy34/wish/1492230345 wife, and stand by children

]]> 2021-05-05 01:46:04 UTC https://padlet.com/stephen8318/ffnjbtjpbdraiy34/wish/1492230345 https://padlet.com/stephen8318/ffnjbtjpbdraiy34/wish/1492230553 contingent - 2 children]]> 2021-05-05 01:46:12 UTC https://padlet.com/stephen8318/ffnjbtjpbdraiy34/wish/1492230553 https://padlet.com/stephen8318/ffnjbtjpbdraiy34/wish/1492230592 Primary - Wife
Secondary - 2 children

]]> 2021-05-05 01:46:13 UTC https://padlet.com/stephen8318/ffnjbtjpbdraiy34/wish/1492230592 https://padlet.com/stephen8318/ffnjbtjpbdraiy34/wish/1492230616 needs 5M]]> 2021-05-05 01:46:14 UTC https://padlet.com/stephen8318/ffnjbtjpbdraiy34/wish/1492230616 https://padlet.com/stephen8318/ffnjbtjpbdraiy34/wish/1492230967 2021-05-05 01:46:28 UTC https://padlet.com/stephen8318/ffnjbtjpbdraiy34/wish/1492230967 https://padlet.com/stephen8318/ffnjbtjpbdraiy34/wish/1492230998 2021-05-05 01:46:29 UTC https://padlet.com/stephen8318/ffnjbtjpbdraiy34/wish/1492230998 https://padlet.com/stephen8318/ffnjbtjpbdraiy34/wish/1492231011 Primary - wife
Contingent - Kids

]]> 2021-05-05 01:46:30 UTC https://padlet.com/stephen8318/ffnjbtjpbdraiy34/wish/1492231011 https://padlet.com/stephen8318/ffnjbtjpbdraiy34/wish/1492231015 Lump sum

]]> 2021-05-05 01:46:30 UTC https://padlet.com/stephen8318/ffnjbtjpbdraiy34/wish/1492231015 https://padlet.com/stephen8318/ffnjbtjpbdraiy34/wish/1492231051 Primary: Wife

]]> 2021-05-05 01:46:31 UTC https://padlet.com/stephen8318/ffnjbtjpbdraiy34/wish/1492231051 https://padlet.com/stephen8318/ffnjbtjpbdraiy34/wish/1492231072 Spouse]]> 2021-05-05 01:46:32 UTC https://padlet.com/stephen8318/ffnjbtjpbdraiy34/wish/1492231072 https://padlet.com/stephen8318/ffnjbtjpbdraiy34/wish/1492231102 Wife]]> 2021-05-05 01:46:33 UTC https://padlet.com/stephen8318/ffnjbtjpbdraiy34/wish/1492231102 https://padlet.com/stephen8318/ffnjbtjpbdraiy34/wish/1492231131 2021-05-05 01:46:34 UTC https://padlet.com/stephen8318/ffnjbtjpbdraiy34/wish/1492231131 https://padlet.com/stephen8318/ffnjbtjpbdraiy34/wish/1492231161 Wife]]> 2021-05-05 01:46:35 UTC https://padlet.com/stephen8318/ffnjbtjpbdraiy34/wish/1492231161 https://padlet.com/stephen8318/ffnjbtjpbdraiy34/wish/1492231189 Wife]]> 2021-05-05 01:46:36 UTC https://padlet.com/stephen8318/ffnjbtjpbdraiy34/wish/1492231189 https://padlet.com/stephen8318/ffnjbtjpbdraiy34/wish/1492231193 2021-05-05 01:46:37 UTC https://padlet.com/stephen8318/ffnjbtjpbdraiy34/wish/1492231193 https://padlet.com/stephen8318/ffnjbtjpbdraiy34/wish/1492231198 Wife - primary

]]> 2021-05-05 01:46:37 UTC https://padlet.com/stephen8318/ffnjbtjpbdraiy34/wish/1492231198 https://padlet.com/stephen8318/ffnjbtjpbdraiy34/wish/1492231238 2021-05-05 01:46:38 UTC https://padlet.com/stephen8318/ffnjbtjpbdraiy34/wish/1492231238 https://padlet.com/stephen8318/ffnjbtjpbdraiy34/wish/1492231273 2021-05-05 01:46:39 UTC https://padlet.com/stephen8318/ffnjbtjpbdraiy34/wish/1492231273 https://padlet.com/stephen8318/ffnjbtjpbdraiy34/wish/1492231288 Contingency - 2 Children]]> 2021-05-05 01:46:40 UTC https://padlet.com/stephen8318/ffnjbtjpbdraiy34/wish/1492231288 https://padlet.com/stephen8318/ffnjbtjpbdraiy34/wish/1492231314 Wife]]> 2021-05-05 01:46:41 UTC https://padlet.com/stephen8318/ffnjbtjpbdraiy34/wish/1492231314 https://padlet.com/stephen8318/ffnjbtjpbdraiy34/wish/1492231338 wife

]]> 2021-05-05 01:46:42 UTC https://padlet.com/stephen8318/ffnjbtjpbdraiy34/wish/1492231338 https://padlet.com/stephen8318/ffnjbtjpbdraiy34/wish/1492231431 2021-05-05 01:46:46 UTC https://padlet.com/stephen8318/ffnjbtjpbdraiy34/wish/1492231431 https://padlet.com/stephen8318/ffnjbtjpbdraiy34/wish/1492231436 Wife primary 
2 children secondary ]]> 2021-05-05 01:46:46 UTC https://padlet.com/stephen8318/ffnjbtjpbdraiy34/wish/1492231436 https://padlet.com/stephen8318/ffnjbtjpbdraiy34/wish/1492231490 2021-05-05 01:46:49 UTC https://padlet.com/stephen8318/ffnjbtjpbdraiy34/wish/1492231490 https://padlet.com/stephen8318/ffnjbtjpbdraiy34/wish/1492231495 2021-05-05 01:46:49 UTC https://padlet.com/stephen8318/ffnjbtjpbdraiy34/wish/1492231495 https://padlet.com/stephen8318/ffnjbtjpbdraiy34/wish/1492231514 COntingent: 2 children]]> 2021-05-05 01:46:50 UTC https://padlet.com/stephen8318/ffnjbtjpbdraiy34/wish/1492231514 https://padlet.com/stephen8318/ffnjbtjpbdraiy34/wish/1492231565 contingent 2 children]]> 2021-05-05 01:46:51 UTC https://padlet.com/stephen8318/ffnjbtjpbdraiy34/wish/1492231565 https://padlet.com/stephen8318/ffnjbtjpbdraiy34/wish/1492231580 2021-05-05 01:46:52 UTC https://padlet.com/stephen8318/ffnjbtjpbdraiy34/wish/1492231580 https://padlet.com/stephen8318/ffnjbtjpbdraiy34/wish/1492231589 Wife]]> 2021-05-05 01:46:52 UTC https://padlet.com/stephen8318/ffnjbtjpbdraiy34/wish/1492231589 https://padlet.com/stephen8318/ffnjbtjpbdraiy34/wish/1492231657 2021-05-05 01:46:55 UTC https://padlet.com/stephen8318/ffnjbtjpbdraiy34/wish/1492231657 https://padlet.com/stephen8318/ffnjbtjpbdraiy34/wish/1492231679 Wife]]> 2021-05-05 01:46:56 UTC https://padlet.com/stephen8318/ffnjbtjpbdraiy34/wish/1492231679 https://padlet.com/stephen8318/ffnjbtjpbdraiy34/wish/1492231746 Possible as an option]]> 2021-05-05 01:46:58 UTC https://padlet.com/stephen8318/ffnjbtjpbdraiy34/wish/1492231746 https://padlet.com/stephen8318/ffnjbtjpbdraiy34/wish/1492231789 2021-05-05 01:47:00 UTC https://padlet.com/stephen8318/ffnjbtjpbdraiy34/wish/1492231789 https://padlet.com/stephen8318/ffnjbtjpbdraiy34/wish/1492231893 Single Paid UL held by Trustee.
Transfer full amount to Trustee for premium financing.]]> 2021-05-05 01:47:04 UTC https://padlet.com/stephen8318/ffnjbtjpbdraiy34/wish/1492231893 https://padlet.com/stephen8318/ffnjbtjpbdraiy34/wish/1492231991 Wife - Beneficiary

2 children - Contingency Beneficiaries ]]> 2021-05-05 01:47:07 UTC https://padlet.com/stephen8318/ffnjbtjpbdraiy34/wish/1492231991 https://padlet.com/stephen8318/ffnjbtjpbdraiy34/wish/1492232038 2021-05-05 01:47:09 UTC https://padlet.com/stephen8318/ffnjbtjpbdraiy34/wish/1492232038 https://padlet.com/stephen8318/ffnjbtjpbdraiy34/wish/1492232109 2nd option - single + regular
3rd option - regular]]> 2021-05-05 01:47:12 UTC https://padlet.com/stephen8318/ffnjbtjpbdraiy34/wish/1492232109 https://padlet.com/stephen8318/ffnjbtjpbdraiy34/wish/1492232178 Insurance proceeds]]> 2021-05-05 01:47:15 UTC https://padlet.com/stephen8318/ffnjbtjpbdraiy34/wish/1492232178 https://padlet.com/stephen8318/ffnjbtjpbdraiy34/wish/1492232329 Buy a single premium policy with sum assured $5M

]]> 2021-05-05 01:47:21 UTC https://padlet.com/stephen8318/ffnjbtjpbdraiy34/wish/1492232329 https://padlet.com/stephen8318/ffnjbtjpbdraiy34/wish/1492232342 2021-05-05 01:47:21 UTC https://padlet.com/stephen8318/ffnjbtjpbdraiy34/wish/1492232342 https://padlet.com/stephen8318/ffnjbtjpbdraiy34/wish/1492232359 2021-05-05 01:47:22 UTC https://padlet.com/stephen8318/ffnjbtjpbdraiy34/wish/1492232359 https://padlet.com/stephen8318/ffnjbtjpbdraiy34/wish/1492232472 Single premium in the trust]]> 2021-05-05 01:47:27 UTC https://padlet.com/stephen8318/ffnjbtjpbdraiy34/wish/1492232472 https://padlet.com/stephen8318/ffnjbtjpbdraiy34/wish/1492232577 Dividend income]]> 2021-05-05 01:47:31 UTC https://padlet.com/stephen8318/ffnjbtjpbdraiy34/wish/1492232577 https://padlet.com/stephen8318/ffnjbtjpbdraiy34/wish/1492232594 lump sum premium for a insurance plan

]]> 2021-05-05 01:47:32 UTC https://padlet.com/stephen8318/ffnjbtjpbdraiy34/wish/1492232594 https://padlet.com/stephen8318/ffnjbtjpbdraiy34/wish/1492232620 2021-05-05 01:47:33 UTC https://padlet.com/stephen8318/ffnjbtjpbdraiy34/wish/1492232620 https://padlet.com/stephen8318/ffnjbtjpbdraiy34/wish/1492232639 Insurance with lump sum payout]]> 2021-05-05 01:47:34 UTC https://padlet.com/stephen8318/ffnjbtjpbdraiy34/wish/1492232639 https://padlet.com/stephen8318/ffnjbtjpbdraiy34/wish/1492232679 2021-05-05 01:47:35 UTC https://padlet.com/stephen8318/ffnjbtjpbdraiy34/wish/1492232679 https://padlet.com/stephen8318/ffnjbtjpbdraiy34/wish/1492232761


]]> 2021-05-05 01:47:39 UTC https://padlet.com/stephen8318/ffnjbtjpbdraiy34/wish/1492232761 https://padlet.com/stephen8318/ffnjbtjpbdraiy34/wish/1492232892 2021-05-05 01:47:44 UTC https://padlet.com/stephen8318/ffnjbtjpbdraiy34/wish/1492232892 https://padlet.com/stephen8318/ffnjbtjpbdraiy34/wish/1492232905 2021-05-05 01:47:44 UTC https://padlet.com/stephen8318/ffnjbtjpbdraiy34/wish/1492232905 https://padlet.com/stephen8318/ffnjbtjpbdraiy34/wish/1492233007 Insurance ]]> 2021-05-05 01:47:47 UTC https://padlet.com/stephen8318/ffnjbtjpbdraiy34/wish/1492233007 https://padlet.com/stephen8318/ffnjbtjpbdraiy34/wish/1492233568 Depends on plan]]> 2021-05-05 01:48:08 UTC https://padlet.com/stephen8318/ffnjbtjpbdraiy34/wish/1492233568 https://padlet.com/stephen8318/ffnjbtjpbdraiy34/wish/1492234733 2021-05-05 01:48:51 UTC https://padlet.com/stephen8318/ffnjbtjpbdraiy34/wish/1492234733 https://padlet.com/stephen8318/ffnjbtjpbdraiy34/wish/1492234894 2021-05-05 01:48:56 UTC https://padlet.com/stephen8318/ffnjbtjpbdraiy34/wish/1492234894 https://padlet.com/stephen8318/ffnjbtjpbdraiy34/wish/1492234988 Transfer premium to trust to fund for 5mil term SP]]> 2021-05-05 01:48:59 UTC https://padlet.com/stephen8318/ffnjbtjpbdraiy34/wish/1492234988 https://padlet.com/stephen8318/ffnjbtjpbdraiy34/wish/1492237308 lump aum]]> 2021-05-05 01:50:20 UTC https://padlet.com/stephen8318/ffnjbtjpbdraiy34/wish/1492237308 https://padlet.com/stephen8318/ffnjbtjpbdraiy34/wish/1492245155 Lumpsum to wife]]> 2021-05-05 01:55:17 UTC https://padlet.com/stephen8318/ffnjbtjpbdraiy34/wish/1492245155 https://padlet.com/stephen8318/ffnjbtjpbdraiy34/wish/1492245224 2021-05-05 01:55:20 UTC https://padlet.com/stephen8318/ffnjbtjpbdraiy34/wish/1492245224 https://padlet.com/stephen8318/ffnjbtjpbdraiy34/wish/1492245262 Lump sum to primary 
Distribution if secondary ]]> 2021-05-05 01:55:21 UTC https://padlet.com/stephen8318/ffnjbtjpbdraiy34/wish/1492245262 https://padlet.com/stephen8318/ffnjbtjpbdraiy34/wish/1492245288 Lump sum to wife

]]> 2021-05-05 01:55:23 UTC https://padlet.com/stephen8318/ffnjbtjpbdraiy34/wish/1492245288 https://padlet.com/stephen8318/ffnjbtjpbdraiy34/wish/1492245293 2021-05-05 01:55:23 UTC https://padlet.com/stephen8318/ffnjbtjpbdraiy34/wish/1492245293 https://padlet.com/stephen8318/ffnjbtjpbdraiy34/wish/1492245306 pays $5M to wife

]]> 2021-05-05 01:55:23 UTC https://padlet.com/stephen8318/ffnjbtjpbdraiy34/wish/1492245306 https://padlet.com/stephen8318/ffnjbtjpbdraiy34/wish/1492245374

]]> 2021-05-05 01:55:26 UTC https://padlet.com/stephen8318/ffnjbtjpbdraiy34/wish/1492245374 https://padlet.com/stephen8318/ffnjbtjpbdraiy34/wish/1492245376 2021-05-05 01:55:26 UTC https://padlet.com/stephen8318/ffnjbtjpbdraiy34/wish/1492245376 https://padlet.com/stephen8318/ffnjbtjpbdraiy34/wish/1492245391 2021-05-05 01:55:27 UTC https://padlet.com/stephen8318/ffnjbtjpbdraiy34/wish/1492245391 https://padlet.com/stephen8318/ffnjbtjpbdraiy34/wish/1492245393 2021-05-05 01:55:27 UTC https://padlet.com/stephen8318/ffnjbtjpbdraiy34/wish/1492245393 https://padlet.com/stephen8318/ffnjbtjpbdraiy34/wish/1492245403 Lump sum to the wife

]]> 2021-05-05 01:55:28 UTC https://padlet.com/stephen8318/ffnjbtjpbdraiy34/wish/1492245403 https://padlet.com/stephen8318/ffnjbtjpbdraiy34/wish/1492245410 Lump sum to wife]]> 2021-05-05 01:55:28 UTC https://padlet.com/stephen8318/ffnjbtjpbdraiy34/wish/1492245410 https://padlet.com/stephen8318/ffnjbtjpbdraiy34/wish/1492245485 2021-05-05 01:55:32 UTC https://padlet.com/stephen8318/ffnjbtjpbdraiy34/wish/1492245485 https://padlet.com/stephen8318/ffnjbtjpbdraiy34/wish/1492245519 Lump sum to Spouse]]> 2021-05-05 01:55:33 UTC https://padlet.com/stephen8318/ffnjbtjpbdraiy34/wish/1492245519 https://padlet.com/stephen8318/ffnjbtjpbdraiy34/wish/1492245571 Lunch sum to wife]]> 2021-05-05 01:55:35 UTC https://padlet.com/stephen8318/ffnjbtjpbdraiy34/wish/1492245571 https://padlet.com/stephen8318/ffnjbtjpbdraiy34/wish/1492245613 2021-05-05 01:55:36 UTC https://padlet.com/stephen8318/ffnjbtjpbdraiy34/wish/1492245613 https://padlet.com/stephen8318/ffnjbtjpbdraiy34/wish/1492245615 Lump sum to wife]]> 2021-05-05 01:55:37 UTC https://padlet.com/stephen8318/ffnjbtjpbdraiy34/wish/1492245615 https://padlet.com/stephen8318/ffnjbtjpbdraiy34/wish/1492245696 2 children]]> 2021-05-05 01:55:39 UTC https://padlet.com/stephen8318/ffnjbtjpbdraiy34/wish/1492245696 https://padlet.com/stephen8318/ffnjbtjpbdraiy34/wish/1492245932 2 kids]]> 2021-05-05 01:55:48 UTC https://padlet.com/stephen8318/ffnjbtjpbdraiy34/wish/1492245932 https://padlet.com/stephen8318/ffnjbtjpbdraiy34/wish/1492246039 2 children]]> 2021-05-05 01:55:53 UTC https://padlet.com/stephen8318/ffnjbtjpbdraiy34/wish/1492246039 https://padlet.com/stephen8318/ffnjbtjpbdraiy34/wish/1492246043 2021-05-05 01:55:53 UTC https://padlet.com/stephen8318/ffnjbtjpbdraiy34/wish/1492246043 https://padlet.com/stephen8318/ffnjbtjpbdraiy34/wish/1492246051 2 children

]]> 2021-05-05 01:55:53 UTC https://padlet.com/stephen8318/ffnjbtjpbdraiy34/wish/1492246051 https://padlet.com/stephen8318/ffnjbtjpbdraiy34/wish/1492246085 2 children]]> 2021-05-05 01:55:55 UTC https://padlet.com/stephen8318/ffnjbtjpbdraiy34/wish/1492246085 https://padlet.com/stephen8318/ffnjbtjpbdraiy34/wish/1492246094 2 children]]> 2021-05-05 01:55:55 UTC https://padlet.com/stephen8318/ffnjbtjpbdraiy34/wish/1492246094 https://padlet.com/stephen8318/ffnjbtjpbdraiy34/wish/1492246108 2 Children]]> 2021-05-05 01:55:55 UTC https://padlet.com/stephen8318/ffnjbtjpbdraiy34/wish/1492246108 https://padlet.com/stephen8318/ffnjbtjpbdraiy34/wish/1492246164 2021-05-05 01:55:57 UTC https://padlet.com/stephen8318/ffnjbtjpbdraiy34/wish/1492246164 https://padlet.com/stephen8318/ffnjbtjpbdraiy34/wish/1492246167 Children ]]> 2021-05-05 01:55:58 UTC https://padlet.com/stephen8318/ffnjbtjpbdraiy34/wish/1492246167 https://padlet.com/stephen8318/ffnjbtjpbdraiy34/wish/1492246170 2 children ]]> 2021-05-05 01:55:58 UTC https://padlet.com/stephen8318/ffnjbtjpbdraiy34/wish/1492246170 https://padlet.com/stephen8318/ffnjbtjpbdraiy34/wish/1492246172 2021-05-05 01:55:58 UTC https://padlet.com/stephen8318/ffnjbtjpbdraiy34/wish/1492246172 https://padlet.com/stephen8318/ffnjbtjpbdraiy34/wish/1492246179 2021-05-05 01:55:58 UTC https://padlet.com/stephen8318/ffnjbtjpbdraiy34/wish/1492246179 https://padlet.com/stephen8318/ffnjbtjpbdraiy34/wish/1492246187 2021-05-05 01:55:59 UTC https://padlet.com/stephen8318/ffnjbtjpbdraiy34/wish/1492246187 https://padlet.com/stephen8318/ffnjbtjpbdraiy34/wish/1492246188 2021-05-05 01:55:59 UTC https://padlet.com/stephen8318/ffnjbtjpbdraiy34/wish/1492246188 https://padlet.com/stephen8318/ffnjbtjpbdraiy34/wish/1492246232 2021-05-05 01:56:00 UTC https://padlet.com/stephen8318/ffnjbtjpbdraiy34/wish/1492246232 https://padlet.com/stephen8318/ffnjbtjpbdraiy34/wish/1492246234 2021-05-05 01:56:00 UTC https://padlet.com/stephen8318/ffnjbtjpbdraiy34/wish/1492246234 https://padlet.com/stephen8318/ffnjbtjpbdraiy34/wish/1492246254 2021-05-05 01:56:01 UTC https://padlet.com/stephen8318/ffnjbtjpbdraiy34/wish/1492246254 https://padlet.com/stephen8318/ffnjbtjpbdraiy34/wish/1492246265 2021-05-05 01:56:01 UTC https://padlet.com/stephen8318/ffnjbtjpbdraiy34/wish/1492246265 https://padlet.com/stephen8318/ffnjbtjpbdraiy34/wish/1492246293 2021-05-05 01:56:02 UTC https://padlet.com/stephen8318/ffnjbtjpbdraiy34/wish/1492246293 https://padlet.com/stephen8318/ffnjbtjpbdraiy34/wish/1492246314 2 sons]]> 2021-05-05 01:56:03 UTC https://padlet.com/stephen8318/ffnjbtjpbdraiy34/wish/1492246314 https://padlet.com/stephen8318/ffnjbtjpbdraiy34/wish/1492246331 2 Kids]]> 2021-05-05 01:56:03 UTC https://padlet.com/stephen8318/ffnjbtjpbdraiy34/wish/1492246331 davidtay2 https://padlet.com/stephen8318/ffnjbtjpbdraiy34/wish/1492246345 kids

]]> 2021-05-05 01:56:04 UTC https://padlet.com/stephen8318/ffnjbtjpbdraiy34/wish/1492246345 https://padlet.com/stephen8318/ffnjbtjpbdraiy34/wish/1492246372 2 Children]]> 2021-05-05 01:56:05 UTC https://padlet.com/stephen8318/ffnjbtjpbdraiy34/wish/1492246372 https://padlet.com/stephen8318/ffnjbtjpbdraiy34/wish/1492246502 Children

]]> 2021-05-05 01:56:10 UTC https://padlet.com/stephen8318/ffnjbtjpbdraiy34/wish/1492246502 https://padlet.com/stephen8318/ffnjbtjpbdraiy34/wish/1492246617 2021-05-05 01:56:15 UTC https://padlet.com/stephen8318/ffnjbtjpbdraiy34/wish/1492246617 https://padlet.com/stephen8318/ffnjbtjpbdraiy34/wish/1492246771 2021-05-05 01:56:21 UTC https://padlet.com/stephen8318/ffnjbtjpbdraiy34/wish/1492246771 https://padlet.com/stephen8318/ffnjbtjpbdraiy34/wish/1492246828 none]]> 2021-05-05 01:56:24 UTC https://padlet.com/stephen8318/ffnjbtjpbdraiy34/wish/1492246828 https://padlet.com/stephen8318/ffnjbtjpbdraiy34/wish/1492247002

]]> 2021-05-05 01:56:30 UTC https://padlet.com/stephen8318/ffnjbtjpbdraiy34/wish/1492247002 https://padlet.com/stephen8318/ffnjbtjpbdraiy34/wish/1492247038 No need]]> 2021-05-05 01:56:31 UTC https://padlet.com/stephen8318/ffnjbtjpbdraiy34/wish/1492247038 https://padlet.com/stephen8318/ffnjbtjpbdraiy34/wish/1492247091 No]]> 2021-05-05 01:56:33 UTC https://padlet.com/stephen8318/ffnjbtjpbdraiy34/wish/1492247091 https://padlet.com/stephen8318/ffnjbtjpbdraiy34/wish/1492247133 2021-05-05 01:56:35 UTC https://padlet.com/stephen8318/ffnjbtjpbdraiy34/wish/1492247133 https://padlet.com/stephen8318/ffnjbtjpbdraiy34/wish/1492247155 2021-05-05 01:56:35 UTC https://padlet.com/stephen8318/ffnjbtjpbdraiy34/wish/1492247155 https://padlet.com/stephen8318/ffnjbtjpbdraiy34/wish/1492247157 as an option]]> 2021-05-05 01:56:36 UTC https://padlet.com/stephen8318/ffnjbtjpbdraiy34/wish/1492247157 https://padlet.com/stephen8318/ffnjbtjpbdraiy34/wish/1492247164 2021-05-05 01:56:36 UTC https://padlet.com/stephen8318/ffnjbtjpbdraiy34/wish/1492247164 https://padlet.com/stephen8318/ffnjbtjpbdraiy34/wish/1492247166 2021-05-05 01:56:36 UTC https://padlet.com/stephen8318/ffnjbtjpbdraiy34/wish/1492247166 https://padlet.com/stephen8318/ffnjbtjpbdraiy34/wish/1492247178 Yes, for the children ]]> 2021-05-05 01:56:37 UTC https://padlet.com/stephen8318/ffnjbtjpbdraiy34/wish/1492247178 https://padlet.com/stephen8318/ffnjbtjpbdraiy34/wish/1492247231 Yes. Mr Tan's sister]]> 2021-05-05 01:56:39 UTC https://padlet.com/stephen8318/ffnjbtjpbdraiy34/wish/1492247231 https://padlet.com/stephen8318/ffnjbtjpbdraiy34/wish/1492247249 2021-05-05 01:56:39 UTC https://padlet.com/stephen8318/ffnjbtjpbdraiy34/wish/1492247249 https://padlet.com/stephen8318/ffnjbtjpbdraiy34/wish/1492247251 2021-05-05 01:56:39 UTC https://padlet.com/stephen8318/ffnjbtjpbdraiy34/wish/1492247251 https://padlet.com/stephen8318/ffnjbtjpbdraiy34/wish/1492247276 2021-05-05 01:56:40 UTC https://padlet.com/stephen8318/ffnjbtjpbdraiy34/wish/1492247276 https://padlet.com/stephen8318/ffnjbtjpbdraiy34/wish/1492247402 depends

]]> 2021-05-05 01:56:45 UTC https://padlet.com/stephen8318/ffnjbtjpbdraiy34/wish/1492247402 https://padlet.com/stephen8318/ffnjbtjpbdraiy34/wish/1492247416 No]]> 2021-05-05 01:56:45 UTC https://padlet.com/stephen8318/ffnjbtjpbdraiy34/wish/1492247416 https://padlet.com/stephen8318/ffnjbtjpbdraiy34/wish/1492247529 2021-05-05 01:56:49 UTC https://padlet.com/stephen8318/ffnjbtjpbdraiy34/wish/1492247529 https://padlet.com/stephen8318/ffnjbtjpbdraiy34/wish/1492247739 When all claim amount is paid out from the Trust.]]> 2021-05-05 01:56:57 UTC https://padlet.com/stephen8318/ffnjbtjpbdraiy34/wish/1492247739 https://padlet.com/stephen8318/ffnjbtjpbdraiy34/wish/1492248086 2021-05-05 01:57:12 UTC https://padlet.com/stephen8318/ffnjbtjpbdraiy34/wish/1492248086 https://padlet.com/stephen8318/ffnjbtjpbdraiy34/wish/1492248355 Option ]]> 2021-05-05 01:57:22 UTC https://padlet.com/stephen8318/ffnjbtjpbdraiy34/wish/1492248355 https://padlet.com/stephen8318/ffnjbtjpbdraiy34/wish/1492248467 2021-05-05 01:57:26 UTC https://padlet.com/stephen8318/ffnjbtjpbdraiy34/wish/1492248467 https://padlet.com/stephen8318/ffnjbtjpbdraiy34/wish/1492248589 2021-05-05 01:57:30 UTC https://padlet.com/stephen8318/ffnjbtjpbdraiy34/wish/1492248589 https://padlet.com/stephen8318/ffnjbtjpbdraiy34/wish/1492248762 2021-05-05 01:57:37 UTC https://padlet.com/stephen8318/ffnjbtjpbdraiy34/wish/1492248762 https://padlet.com/stephen8318/ffnjbtjpbdraiy34/wish/1492248829 if wife predecease him, 20% pa every 3 yrs ]]> 2021-05-05 01:57:40 UTC https://padlet.com/stephen8318/ffnjbtjpbdraiy34/wish/1492248829 https://padlet.com/stephen8318/ffnjbtjpbdraiy34/wish/1492248874 either upon death or final distribution to children]]> 2021-05-05 01:57:41 UTC https://padlet.com/stephen8318/ffnjbtjpbdraiy34/wish/1492248874 https://padlet.com/stephen8318/ffnjbtjpbdraiy34/wish/1492249064 1.lump sum to wife or
2. 15 years]]> 2021-05-05 01:57:50 UTC https://padlet.com/stephen8318/ffnjbtjpbdraiy34/wish/1492249064 https://padlet.com/stephen8318/ffnjbtjpbdraiy34/wish/1492249102 Upon dead. Lump sum paid. Or after fully paid off to both children

]]> 2021-05-05 01:57:51 UTC https://padlet.com/stephen8318/ffnjbtjpbdraiy34/wish/1492249102 https://padlet.com/stephen8318/ffnjbtjpbdraiy34/wish/1492249176 2021-05-05 01:57:54 UTC https://padlet.com/stephen8318/ffnjbtjpbdraiy34/wish/1492249176 https://padlet.com/stephen8318/ffnjbtjpbdraiy34/wish/1492249230 When full amount has been distributed either to spouse (full payment), 2 children (in 15years)]]> 2021-05-05 01:57:56 UTC https://padlet.com/stephen8318/ffnjbtjpbdraiy34/wish/1492249230 https://padlet.com/stephen8318/ffnjbtjpbdraiy34/wish/1492249500 Upon fully paid out ]]> 2021-05-05 01:58:06 UTC https://padlet.com/stephen8318/ffnjbtjpbdraiy34/wish/1492249500 https://padlet.com/stephen8318/ffnjbtjpbdraiy34/wish/1492249509 upon last claim of 20% by children]]> 2021-05-05 01:58:06 UTC https://padlet.com/stephen8318/ffnjbtjpbdraiy34/wish/1492249509 https://padlet.com/stephen8318/ffnjbtjpbdraiy34/wish/1492250086 2021-05-05 01:58:29 UTC https://padlet.com/stephen8318/ffnjbtjpbdraiy34/wish/1492250086 https://padlet.com/stephen8318/ffnjbtjpbdraiy34/wish/1492251021 Lump sum to wife, or
over 15 years to children]]> 2021-05-05 01:59:03 UTC https://padlet.com/stephen8318/ffnjbtjpbdraiy34/wish/1492251021 https://padlet.com/stephen8318/ffnjbtjpbdraiy34/wish/1492251053 2021-05-05 01:59:04 UTC https://padlet.com/stephen8318/ffnjbtjpbdraiy34/wish/1492251053 https://padlet.com/stephen8318/ffnjbtjpbdraiy34/wish/1492251055 2021-05-05 01:59:04 UTC https://padlet.com/stephen8318/ffnjbtjpbdraiy34/wish/1492251055 https://padlet.com/stephen8318/ffnjbtjpbdraiy34/wish/1492251109 else
2 childeren will receive]]> 2021-05-05 01:59:06 UTC https://padlet.com/stephen8318/ffnjbtjpbdraiy34/wish/1492251109 https://padlet.com/stephen8318/ffnjbtjpbdraiy34/wish/1492251131 2021-05-05 01:59:07 UTC https://padlet.com/stephen8318/ffnjbtjpbdraiy34/wish/1492251131 https://padlet.com/stephen8318/ffnjbtjpbdraiy34/wish/1492251186 if wife prede]]> 2021-05-05 01:59:10 UTC https://padlet.com/stephen8318/ffnjbtjpbdraiy34/wish/1492251186 https://padlet.com/stephen8318/ffnjbtjpbdraiy34/wish/1492251197 20% to each child every 3 years]]> 2021-05-05 01:59:10 UTC https://padlet.com/stephen8318/ffnjbtjpbdraiy34/wish/1492251197 https://padlet.com/stephen8318/ffnjbtjpbdraiy34/wish/1492251208 Lump sum to wife. ]]> 2021-05-05 01:59:10 UTC https://padlet.com/stephen8318/ffnjbtjpbdraiy34/wish/1492251208 https://padlet.com/stephen8318/ffnjbtjpbdraiy34/wish/1492251267 2021-05-05 01:59:13 UTC https://padlet.com/stephen8318/ffnjbtjpbdraiy34/wish/1492251267 https://padlet.com/stephen8318/ffnjbtjpbdraiy34/wish/1492251289 Lump sum to wife]]> 2021-05-05 01:59:13 UTC https://padlet.com/stephen8318/ffnjbtjpbdraiy34/wish/1492251289 https://padlet.com/stephen8318/ffnjbtjpbdraiy34/wish/1492251360 2021-05-05 01:59:16 UTC https://padlet.com/stephen8318/ffnjbtjpbdraiy34/wish/1492251360 https://padlet.com/stephen8318/ffnjbtjpbdraiy34/wish/1492251383 1.lump sum
2.last 20% to children by 15 yrs]]> 2021-05-05 01:59:17 UTC https://padlet.com/stephen8318/ffnjbtjpbdraiy34/wish/1492251383 https://padlet.com/stephen8318/ffnjbtjpbdraiy34/wish/1492251404 Lump sum to wife
if wife preceased, the 20% every 3 years]]> 2021-05-05 01:59:18 UTC https://padlet.com/stephen8318/ffnjbtjpbdraiy34/wish/1492251404 https://padlet.com/stephen8318/ffnjbtjpbdraiy34/wish/1492251559 2021-05-05 01:59:24 UTC https://padlet.com/stephen8318/ffnjbtjpbdraiy34/wish/1492251559 https://padlet.com/stephen8318/ffnjbtjpbdraiy34/wish/1492251622 2021-05-05 01:59:26 UTC https://padlet.com/stephen8318/ffnjbtjpbdraiy34/wish/1492251622 https://padlet.com/stephen8318/ffnjbtjpbdraiy34/wish/1492251719 Lump sum to spouse]]> 2021-05-05 01:59:30 UTC https://padlet.com/stephen8318/ffnjbtjpbdraiy34/wish/1492251719 https://padlet.com/stephen8318/ffnjbtjpbdraiy34/wish/1492251734 2021-05-05 01:59:31 UTC https://padlet.com/stephen8318/ffnjbtjpbdraiy34/wish/1492251734 https://padlet.com/stephen8318/ffnjbtjpbdraiy34/wish/1492251905 What if wife and children all die?

]]> 2021-05-05 01:59:38 UTC https://padlet.com/stephen8318/ffnjbtjpbdraiy34/wish/1492251905 https://padlet.com/stephen8318/ffnjbtjpbdraiy34/wish/1492252034 Lump sum wife 
20% every 3 years over 15 years ]]> 2021-05-05 01:59:44 UTC https://padlet.com/stephen8318/ffnjbtjpbdraiy34/wish/1492252034 https://padlet.com/stephen8318/ffnjbtjpbdraiy34/wish/1492252234 if wife and children predecease?
TPD payout?
wife and or children bankrupt?
dementia? divorce?]]> 2021-05-05 01:59:52 UTC https://padlet.com/stephen8318/ffnjbtjpbdraiy34/wish/1492252234 https://padlet.com/stephen8318/ffnjbtjpbdraiy34/wish/1492252405 2021-05-05 01:59:59 UTC https://padlet.com/stephen8318/ffnjbtjpbdraiy34/wish/1492252405 https://padlet.com/stephen8318/ffnjbtjpbdraiy34/wish/1492252535 2) ]]> 2021-05-05 02:00:05 UTC https://padlet.com/stephen8318/ffnjbtjpbdraiy34/wish/1492252535 https://padlet.com/stephen8318/ffnjbtjpbdraiy34/wish/1492252540 bankruptcy of beneficiary upon distribution]]> 2021-05-05 02:00:05 UTC https://padlet.com/stephen8318/ffnjbtjpbdraiy34/wish/1492252540 https://padlet.com/stephen8318/ffnjbtjpbdraiy34/wish/1492252578 2021-05-05 02:00:07 UTC https://padlet.com/stephen8318/ffnjbtjpbdraiy34/wish/1492252578 https://padlet.com/stephen8318/ffnjbtjpbdraiy34/wish/1492252822 If spouse predecease - to 2 children
If 1 child predecease - suviv]]> 2021-05-05 02:00:17 UTC https://padlet.com/stephen8318/ffnjbtjpbdraiy34/wish/1492252822 https://padlet.com/stephen8318/ffnjbtjpbdraiy34/wish/1492252877 What if children and wife pre decease Settlor
Appointment of protector

]]> 2021-05-05 02:00:20 UTC https://padlet.com/stephen8318/ffnjbtjpbdraiy34/wish/1492252877 https://padlet.com/stephen8318/ffnjbtjpbdraiy34/wish/1492252938 2021-05-05 02:00:22 UTC https://padlet.com/stephen8318/ffnjbtjpbdraiy34/wish/1492252938 https://padlet.com/stephen8318/ffnjbtjpbdraiy34/wish/1492252963 If both my children decease before the full payment are paid up, the balance of the funds in the Trust will be donated to Charity 🤬 in a lump sum and the Trust will be terminated.]]> 2021-05-05 02:00:23 UTC https://padlet.com/stephen8318/ffnjbtjpbdraiy34/wish/1492252963 https://padlet.com/stephen8318/ffnjbtjpbdraiy34/wish/1492253011 should the estate of the deceased child continue to be entitled to the benefit? or should the surviving child be entitled to the entirety of the benefit]]> 2021-05-05 02:00:26 UTC https://padlet.com/stephen8318/ffnjbtjpbdraiy34/wish/1492253011 https://padlet.com/stephen8318/ffnjbtjpbdraiy34/wish/1492253068 2021-05-05 02:00:28 UTC https://padlet.com/stephen8318/ffnjbtjpbdraiy34/wish/1492253068 https://padlet.com/stephen8318/ffnjbtjpbdraiy34/wish/1492253331 2021-05-05 02:00:41 UTC https://padlet.com/stephen8318/ffnjbtjpbdraiy34/wish/1492253331 https://padlet.com/stephen8318/ffnjbtjpbdraiy34/wish/1492253337 what if wife die and child is still minor]]> 2021-05-05 02:00:41 UTC https://padlet.com/stephen8318/ffnjbtjpbdraiy34/wish/1492253337 https://padlet.com/stephen8318/ffnjbtjpbdraiy34/wish/1492253425 1) Wife predeceased and 1 kid or both kid also predeceased. 
2) TPD of Mr Tan
3) CI of Mr Tan
4) Divorce of Mr Tan and Wife
5) What if all dies]]> 2021-05-05 02:00:45 UTC https://padlet.com/stephen8318/ffnjbtjpbdraiy34/wish/1492253425 https://padlet.com/stephen8318/ffnjbtjpbdraiy34/wish/1492253427 1. Bankruptcy of beneficiaries 
2. TPD of beneficiaries 
3. Death of beneficiaries 
4. Re Marriage of wife
5. Marriage n divorce of beneficiaries ]]> 2021-05-05 02:00:45 UTC https://padlet.com/stephen8318/ffnjbtjpbdraiy34/wish/1492253427 https://padlet.com/stephen8318/ffnjbtjpbdraiy34/wish/1492253438 2021-05-05 02:00:45 UTC https://padlet.com/stephen8318/ffnjbtjpbdraiy34/wish/1492253438 https://padlet.com/stephen8318/ffnjbtjpbdraiy34/wish/1492253447 2021-05-05 02:00:46 UTC https://padlet.com/stephen8318/ffnjbtjpbdraiy34/wish/1492253447 https://padlet.com/stephen8318/ffnjbtjpbdraiy34/wish/1492253462 if beneficiary is bankrupt
if kids are divorced
if wife remarries. may want to specifically set aside some money for kids' education]]> 2021-05-05 02:00:46 UTC https://padlet.com/stephen8318/ffnjbtjpbdraiy34/wish/1492253462 https://padlet.com/stephen8318/ffnjbtjpbdraiy34/wish/1492253695 in the event of divorce?

]]> 2021-05-05 02:00:57 UTC https://padlet.com/stephen8318/ffnjbtjpbdraiy34/wish/1492253695 https://padlet.com/stephen8318/ffnjbtjpbdraiy34/wish/1492253886 if policy got no ci/tpd cover, ph cannot fund policy anymore then how]]> 2021-05-05 02:01:06 UTC https://padlet.com/stephen8318/ffnjbtjpbdraiy34/wish/1492253886 https://padlet.com/stephen8318/ffnjbtjpbdraiy34/wish/1492253937 Residual beneficiary (in case kids predecease
What if Bankruptcy of beneficiaries
What if 1 kid die - does the surviving kid get his share? or it goes to the deceased kid estate?]]> 2021-05-05 02:01:08 UTC https://padlet.com/stephen8318/ffnjbtjpbdraiy34/wish/1492253937 https://padlet.com/stephen8318/ffnjbtjpbdraiy34/wish/1492254168 2021-05-05 02:01:18 UTC https://padlet.com/stephen8318/ffnjbtjpbdraiy34/wish/1492254168 https://padlet.com/stephen8318/ffnjbtjpbdraiy34/wish/1492254173 What happens when kids n wife not around?

]]> 2021-05-05 02:01:18 UTC https://padlet.com/stephen8318/ffnjbtjpbdraiy34/wish/1492254173 https://padlet.com/stephen8318/ffnjbtjpbdraiy34/wish/1492254284 Why not arrange something for 2 children upfront?]]> 2021-05-05 02:01:23 UTC https://padlet.com/stephen8318/ffnjbtjpbdraiy34/wish/1492254284 https://padlet.com/stephen8318/ffnjbtjpbdraiy34/wish/1492254416 2021-05-05 02:01:29 UTC https://padlet.com/stephen8318/ffnjbtjpbdraiy34/wish/1492254416 https://padlet.com/stephen8318/ffnjbtjpbdraiy34/wish/1492254459 2021-05-05 02:01:31 UTC https://padlet.com/stephen8318/ffnjbtjpbdraiy34/wish/1492254459 https://padlet.com/stephen8318/ffnjbtjpbdraiy34/wish/1492254467 What if one of the contingent beneficiaries dies?]]> 2021-05-05 02:01:32 UTC https://padlet.com/stephen8318/ffnjbtjpbdraiy34/wish/1492254467 https://padlet.com/stephen8318/ffnjbtjpbdraiy34/wish/1492254560 2021-05-05 02:01:36 UTC https://padlet.com/stephen8318/ffnjbtjpbdraiy34/wish/1492254560 https://padlet.com/stephen8318/ffnjbtjpbdraiy34/wish/1492254675 2021-05-05 02:01:41 UTC https://padlet.com/stephen8318/ffnjbtjpbdraiy34/wish/1492254675 https://padlet.com/stephen8318/ffnjbtjpbdraiy34/wish/1492255006 2021-05-05 02:01:56 UTC https://padlet.com/stephen8318/ffnjbtjpbdraiy34/wish/1492255006 https://padlet.com/stephen8318/ffnjbtjpbdraiy34/wish/1492255275 2021-05-05 02:02:07 UTC https://padlet.com/stephen8318/ffnjbtjpbdraiy34/wish/1492255275 https://padlet.com/stephen8318/ffnjbtjpbdraiy34/wish/1492255561 2021-05-05 02:02:19 UTC https://padlet.com/stephen8318/ffnjbtjpbdraiy34/wish/1492255561 https://padlet.com/stephen8318/ffnjbtjpbdraiy34/wish/1492255903 What if wife died after the 30 days from his death?]]> 2021-05-05 02:02:32 UTC https://padlet.com/stephen8318/ffnjbtjpbdraiy34/wish/1492255903 https://padlet.com/stephen8318/ffnjbtjpbdraiy34/wish/1492256060 2021-05-05 02:02:38 UTC https://padlet.com/stephen8318/ffnjbtjpbdraiy34/wish/1492256060 https://padlet.com/stephen8318/ffnjbtjpbdraiy34/wish/1492256070 All beneficiaries not around 
Divorce 
Bankruptcy 

]]> 2021-05-05 02:02:39 UTC https://padlet.com/stephen8318/ffnjbtjpbdraiy34/wish/1492256070 https://padlet.com/stephen8318/ffnjbtjpbdraiy34/wish/1492256303 If divorce? 
If wife and child deceased before husband?

]]> 2021-05-05 02:02:50 UTC https://padlet.com/stephen8318/ffnjbtjpbdraiy34/wish/1492256303 https://padlet.com/stephen8318/ffnjbtjpbdraiy34/wish/1492256862 Bankrupt?
Divorce?
Pre-mature death of beneficiaries?

]]> 2021-05-05 02:03:16 UTC https://padlet.com/stephen8318/ffnjbtjpbdraiy34/wish/1492256862 https://padlet.com/stephen8318/ffnjbtjpbdraiy34/wish/1492257239 besides the trust, did he have a will covering the other estate? property etc

]]> 2021-05-05 02:03:32 UTC https://padlet.com/stephen8318/ffnjbtjpbdraiy34/wish/1492257239 https://padlet.com/stephen8318/ffnjbtjpbdraiy34/wish/1492257432 What if the wife re-marry?]]> 2021-05-05 02:03:39 UTC https://padlet.com/stephen8318/ffnjbtjpbdraiy34/wish/1492257432 https://padlet.com/stephen8318/ffnjbtjpbdraiy34/wish/1492257765 1,.Bankruptcy or divorce of wife and children - to stop payment till settled
2. common disastor, who else to give
3. Protecctor: trusted individual
4. in emergency such as medical or education needs, able to advance funds or through a loan?
5. How to distribute if one of the beneficiary is a backrupt - just give for maintenance only
6. if kids reaches certain milestone, eg. acquire Masters - to give more, or marries with kid - can give more.
7. mental incapacity - any LPA or AMD done?

]]> 2021-05-05 02:03:52 UTC https://padlet.com/stephen8318/ffnjbtjpbdraiy34/wish/1492257765 https://padlet.com/stephen8318/ffnjbtjpbdraiy34/wish/1492271913 Mr Tan divorce Mrs Tan]]> 2021-05-05 02:14:15 UTC https://padlet.com/stephen8318/ffnjbtjpbdraiy34/wish/1492271913 https://padlet.com/stephen8318/ffnjbtjpbdraiy34/wish/1492272094 2021-05-05 02:14:24 UTC https://padlet.com/stephen8318/ffnjbtjpbdraiy34/wish/1492272094 https://padlet.com/stephen8318/ffnjbtjpbdraiy34/wish/1492272489 2021-05-05 02:14:42 UTC https://padlet.com/stephen8318/ffnjbtjpbdraiy34/wish/1492272489 https://padlet.com/stephen8318/ffnjbtjpbdraiy34/wish/1492272945 2021-05-05 02:15:04 UTC https://padlet.com/stephen8318/ffnjbtjpbdraiy34/wish/1492272945