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      <title>What do you know about finance? by </title>
      <link>https://padlet.com/zarianaqvi/ff8n0yhgfi4imh2w</link>
      <description>Try your best to answer at least 3 question below regarding basic financial lessons. It&#39;s ok to not know the answers, give it your best shot!</description>
      <language>en-us</language>
      <pubDate>2022-01-09 16:17:09 UTC</pubDate>
      <lastBuildDate>2022-02-08 23:19:30 UTC</lastBuildDate>
      <webMaster>hello@padlet.com</webMaster>
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      <item>
         <title></title>
         <author></author>
         <link>https://padlet.com/zarianaqvi/ff8n0yhgfi4imh2w/wish/2036671708</link>
         <description><![CDATA[<div>A need is something that you can’t live without, as a want is more of a pleasure.</div>]]></description>
         <enclosure url="" />
         <pubDate>2022-02-08 23:15:40 UTC</pubDate>
         <guid>https://padlet.com/zarianaqvi/ff8n0yhgfi4imh2w/wish/2036671708</guid>
      </item>
      <item>
         <title></title>
         <author></author>
         <link>https://padlet.com/zarianaqvi/ff8n0yhgfi4imh2w/wish/2036671944</link>
         <description><![CDATA[<div>A need is something that you need to survive, like water, or food, whereas a want is something that you desire like a phone.</div>]]></description>
         <enclosure url="" />
         <pubDate>2022-02-08 23:15:56 UTC</pubDate>
         <guid>https://padlet.com/zarianaqvi/ff8n0yhgfi4imh2w/wish/2036671944</guid>
      </item>
      <item>
         <title></title>
         <author>2749541</author>
         <link>https://padlet.com/zarianaqvi/ff8n0yhgfi4imh2w/wish/2036672016</link>
         <description><![CDATA[<div>A need is something that is nessecary for yoru survival and a want is somethign you feel you need.</div>]]></description>
         <enclosure url="" />
         <pubDate>2022-02-08 23:16:00 UTC</pubDate>
         <guid>https://padlet.com/zarianaqvi/ff8n0yhgfi4imh2w/wish/2036672016</guid>
      </item>
      <item>
         <title></title>
         <author></author>
         <link>https://padlet.com/zarianaqvi/ff8n0yhgfi4imh2w/wish/2036672026</link>
         <description><![CDATA[<div>a need is something that is essential to your wellbeing whereas a want is a pleasure </div>]]></description>
         <enclosure url="" />
         <pubDate>2022-02-08 23:16:01 UTC</pubDate>
         <guid>https://padlet.com/zarianaqvi/ff8n0yhgfi4imh2w/wish/2036672026</guid>
      </item>
      <item>
         <title>When you owe someone money but cannot pay them back </title>
         <author></author>
         <link>https://padlet.com/zarianaqvi/ff8n0yhgfi4imh2w/wish/2036672030</link>
         <description><![CDATA[
<br>What is a Need vs. a Want?
<br>add
<br>Should you spend less than you earn or Spend more than you earn? Why?]]></description>
         <enclosure url="" />
         <pubDate>2022-02-08 23:16:01 UTC</pubDate>
         <guid>https://padlet.com/zarianaqvi/ff8n0yhgfi4imh2w/wish/2036672030</guid>
      </item>
      <item>
         <title></title>
         <author></author>
         <link>https://padlet.com/zarianaqvi/ff8n0yhgfi4imh2w/wish/2036672074</link>
         <description><![CDATA[<div>a need is a necessity that you can't live without<br>a want is something that you'd preferto have but isn't necessary</div>]]></description>
         <enclosure url="" />
         <pubDate>2022-02-08 23:16:04 UTC</pubDate>
         <guid>https://padlet.com/zarianaqvi/ff8n0yhgfi4imh2w/wish/2036672074</guid>
      </item>
      <item>
         <title>you owe money </title>
         <author></author>
         <link>https://padlet.com/zarianaqvi/ff8n0yhgfi4imh2w/wish/2036672120</link>
         <description><![CDATA[]]></description>
         <enclosure url="" />
         <pubDate>2022-02-08 23:16:06 UTC</pubDate>
         <guid>https://padlet.com/zarianaqvi/ff8n0yhgfi4imh2w/wish/2036672120</guid>
      </item>
      <item>
         <title>A need is something that is essential for life. A want is something that you would like to love with</title>
         <author></author>
         <link>https://padlet.com/zarianaqvi/ff8n0yhgfi4imh2w/wish/2036672141</link>
         <description><![CDATA[]]></description>
         <enclosure url="" />
         <pubDate>2022-02-08 23:16:07 UTC</pubDate>
         <guid>https://padlet.com/zarianaqvi/ff8n0yhgfi4imh2w/wish/2036672141</guid>
      </item>
      <item>
         <title>Need: need to live</title>
         <author></author>
         <link>https://padlet.com/zarianaqvi/ff8n0yhgfi4imh2w/wish/2036672157</link>
         <description><![CDATA[<div>Want: dont need to live</div>]]></description>
         <enclosure url="" />
         <pubDate>2022-02-08 23:16:08 UTC</pubDate>
         <guid>https://padlet.com/zarianaqvi/ff8n0yhgfi4imh2w/wish/2036672157</guid>
      </item>
      <item>
         <title></title>
         <author></author>
         <link>https://padlet.com/zarianaqvi/ff8n0yhgfi4imh2w/wish/2036672161</link>
         <description><![CDATA[<div>A need is something you can’t live without, while a want is something you desire.</div>]]></description>
         <enclosure url="" />
         <pubDate>2022-02-08 23:16:08 UTC</pubDate>
         <guid>https://padlet.com/zarianaqvi/ff8n0yhgfi4imh2w/wish/2036672161</guid>
      </item>
      <item>
         <title></title>
         <author></author>
         <link>https://padlet.com/zarianaqvi/ff8n0yhgfi4imh2w/wish/2036672242</link>
         <description><![CDATA[<div>Budgeting is important to organize and sort your expenses</div>]]></description>
         <enclosure url="" />
         <pubDate>2022-02-08 23:16:13 UTC</pubDate>
         <guid>https://padlet.com/zarianaqvi/ff8n0yhgfi4imh2w/wish/2036672242</guid>
      </item>
      <item>
         <title></title>
         <author></author>
         <link>https://padlet.com/zarianaqvi/ff8n0yhgfi4imh2w/wish/2036672308</link>
         <description><![CDATA[<div>if you spend more than you earn you will go into debt, so the first one.</div>]]></description>
         <enclosure url="" />
         <pubDate>2022-02-08 23:16:17 UTC</pubDate>
         <guid>https://padlet.com/zarianaqvi/ff8n0yhgfi4imh2w/wish/2036672308</guid>
      </item>
      <item>
         <title>Need vs. Want</title>
         <author></author>
         <link>https://padlet.com/zarianaqvi/ff8n0yhgfi4imh2w/wish/2036672353</link>
         <description><![CDATA[<div>A need is something that you cannot survive without, and a want is a pleasure to make your day more enjoyable. </div>]]></description>
         <enclosure url="" />
         <pubDate>2022-02-08 23:16:21 UTC</pubDate>
         <guid>https://padlet.com/zarianaqvi/ff8n0yhgfi4imh2w/wish/2036672353</guid>
      </item>
      <item>
         <title></title>
         <author></author>
         <link>https://padlet.com/zarianaqvi/ff8n0yhgfi4imh2w/wish/2036672370</link>
         <description><![CDATA[<div>A need is a necessity that is required to survive, or to get through the day. A want is more so of a treat, and not always something required to survive.</div>]]></description>
         <enclosure url="" />
         <pubDate>2022-02-08 23:16:22 UTC</pubDate>
         <guid>https://padlet.com/zarianaqvi/ff8n0yhgfi4imh2w/wish/2036672370</guid>
      </item>
      <item>
         <title></title>
         <author></author>
         <link>https://padlet.com/zarianaqvi/ff8n0yhgfi4imh2w/wish/2036672436</link>
         <description><![CDATA[<div>you should spend less than you earn so you don't go into debt</div>]]></description>
         <enclosure url="" />
         <pubDate>2022-02-08 23:16:25 UTC</pubDate>
         <guid>https://padlet.com/zarianaqvi/ff8n0yhgfi4imh2w/wish/2036672436</guid>
      </item>
      <item>
         <title></title>
         <author></author>
         <link>https://padlet.com/zarianaqvi/ff8n0yhgfi4imh2w/wish/2036672476</link>
         <description><![CDATA[<div>A need is something you need to live and a want is something that you want to have but don't really need.</div>]]></description>
         <enclosure url="" />
         <pubDate>2022-02-08 23:16:28 UTC</pubDate>
         <guid>https://padlet.com/zarianaqvi/ff8n0yhgfi4imh2w/wish/2036672476</guid>
      </item>
      <item>
         <title></title>
         <author></author>
         <link>https://padlet.com/zarianaqvi/ff8n0yhgfi4imh2w/wish/2036672482</link>
         <description><![CDATA[<div>You should always spend less than you earn becasue you always want to have some money that you can use in an emergency.</div>]]></description>
         <enclosure url="" />
         <pubDate>2022-02-08 23:16:28 UTC</pubDate>
         <guid>https://padlet.com/zarianaqvi/ff8n0yhgfi4imh2w/wish/2036672482</guid>
      </item>
      <item>
         <title></title>
         <author>2227212</author>
         <link>https://padlet.com/zarianaqvi/ff8n0yhgfi4imh2w/wish/2036672513</link>
         <description><![CDATA[<div>you owe money.</div>]]></description>
         <enclosure url="" />
         <pubDate>2022-02-08 23:16:31 UTC</pubDate>
         <guid>https://padlet.com/zarianaqvi/ff8n0yhgfi4imh2w/wish/2036672513</guid>
      </item>
      <item>
         <title>budgeting matters so you can keep your balance balanced (pun intended)</title>
         <author></author>
         <link>https://padlet.com/zarianaqvi/ff8n0yhgfi4imh2w/wish/2036672520</link>
         <description><![CDATA[]]></description>
         <enclosure url="" />
         <pubDate>2022-02-08 23:16:31 UTC</pubDate>
         <guid>https://padlet.com/zarianaqvi/ff8n0yhgfi4imh2w/wish/2036672520</guid>
      </item>
      <item>
         <title>To owe money to an institution or an individual</title>
         <author></author>
         <link>https://padlet.com/zarianaqvi/ff8n0yhgfi4imh2w/wish/2036672526</link>
         <description><![CDATA[]]></description>
         <enclosure url="" />
         <pubDate>2022-02-08 23:16:31 UTC</pubDate>
         <guid>https://padlet.com/zarianaqvi/ff8n0yhgfi4imh2w/wish/2036672526</guid>
      </item>
      <item>
         <title>When you owe someone money but you don&#39;t have enough to pay them back</title>
         <author></author>
         <link>https://padlet.com/zarianaqvi/ff8n0yhgfi4imh2w/wish/2036672546</link>
         <description><![CDATA[]]></description>
         <enclosure url="" />
         <pubDate>2022-02-08 23:16:32 UTC</pubDate>
         <guid>https://padlet.com/zarianaqvi/ff8n0yhgfi4imh2w/wish/2036672546</guid>
      </item>
      <item>
         <title>Less than you earn because you might run out of money if you do more</title>
         <author></author>
         <link>https://padlet.com/zarianaqvi/ff8n0yhgfi4imh2w/wish/2036672561</link>
         <description><![CDATA[]]></description>
         <enclosure url="" />
         <pubDate>2022-02-08 23:16:33 UTC</pubDate>
         <guid>https://padlet.com/zarianaqvi/ff8n0yhgfi4imh2w/wish/2036672561</guid>
      </item>
      <item>
         <title></title>
         <author></author>
         <link>https://padlet.com/zarianaqvi/ff8n0yhgfi4imh2w/wish/2036672599</link>
         <description><![CDATA[<div>You should spend LESS than you earn, so that you can save for the future, or for dire circumstances.</div>]]></description>
         <enclosure url="" />
         <pubDate>2022-02-08 23:16:35 UTC</pubDate>
         <guid>https://padlet.com/zarianaqvi/ff8n0yhgfi4imh2w/wish/2036672599</guid>
      </item>
      <item>
         <title></title>
         <author></author>
         <link>https://padlet.com/zarianaqvi/ff8n0yhgfi4imh2w/wish/2036672618</link>
         <description><![CDATA[<div>A need is a necessity that you can not live without a want is something that you desire to have<br><br></div>]]></description>
         <enclosure url="" />
         <pubDate>2022-02-08 23:16:36 UTC</pubDate>
         <guid>https://padlet.com/zarianaqvi/ff8n0yhgfi4imh2w/wish/2036672618</guid>
      </item>
      <item>
         <title></title>
         <author></author>
         <link>https://padlet.com/zarianaqvi/ff8n0yhgfi4imh2w/wish/2036672783</link>
         <description><![CDATA[<div>u owe money to someone, an org, etc</div>]]></description>
         <enclosure url="" />
         <pubDate>2022-02-08 23:16:46 UTC</pubDate>
         <guid>https://padlet.com/zarianaqvi/ff8n0yhgfi4imh2w/wish/2036672783</guid>
      </item>
      <item>
         <title></title>
         <author></author>
         <link>https://padlet.com/zarianaqvi/ff8n0yhgfi4imh2w/wish/2036672790</link>
         <description><![CDATA[<div>credit score means how good you are at returning loans, not being in debt, etc.</div>]]></description>
         <enclosure url="" />
         <pubDate>2022-02-08 23:16:47 UTC</pubDate>
         <guid>https://padlet.com/zarianaqvi/ff8n0yhgfi4imh2w/wish/2036672790</guid>
      </item>
      <item>
         <title></title>
         <author></author>
         <link>https://padlet.com/zarianaqvi/ff8n0yhgfi4imh2w/wish/2036672825</link>
         <description><![CDATA[<div>You should spend less than you earn. That way, you can have some savings.</div>]]></description>
         <enclosure url="" />
         <pubDate>2022-02-08 23:16:48 UTC</pubDate>
         <guid>https://padlet.com/zarianaqvi/ff8n0yhgfi4imh2w/wish/2036672825</guid>
      </item>
      <item>
         <title></title>
         <author></author>
         <link>https://padlet.com/zarianaqvi/ff8n0yhgfi4imh2w/wish/2036672856</link>
         <description><![CDATA[<div>A need is something that you absolutely have to have, while a want is something that takes money for something that is not a necessity.</div>]]></description>
         <enclosure url="" />
         <pubDate>2022-02-08 23:16:48 UTC</pubDate>
         <guid>https://padlet.com/zarianaqvi/ff8n0yhgfi4imh2w/wish/2036672856</guid>
      </item>
      <item>
         <title>a need is something you need to survive, while a want is something you desire to have</title>
         <author></author>
         <link>https://padlet.com/zarianaqvi/ff8n0yhgfi4imh2w/wish/2036672871</link>
         <description><![CDATA[]]></description>
         <enclosure url="" />
         <pubDate>2022-02-08 23:16:50 UTC</pubDate>
         <guid>https://padlet.com/zarianaqvi/ff8n0yhgfi4imh2w/wish/2036672871</guid>
      </item>
      <item>
         <title></title>
         <author></author>
         <link>https://padlet.com/zarianaqvi/ff8n0yhgfi4imh2w/wish/2036672872</link>
         <description><![CDATA[<div>A need is something you need to survive, a want is a gain that you desire for personal satisfaction.</div>]]></description>
         <enclosure url="" />
         <pubDate>2022-02-08 23:16:50 UTC</pubDate>
         <guid>https://padlet.com/zarianaqvi/ff8n0yhgfi4imh2w/wish/2036672872</guid>
      </item>
      <item>
         <title></title>
         <author></author>
         <link>https://padlet.com/zarianaqvi/ff8n0yhgfi4imh2w/wish/2036672882</link>
         <description><![CDATA[<div>Spending more than you earn can put you into debt, which can be hard to pay off when you're constantly buying things when you don't have the money for it. Because of this, you should spend less money than you earn.</div>]]></description>
         <enclosure url="" />
         <pubDate>2022-02-08 23:16:51 UTC</pubDate>
         <guid>https://padlet.com/zarianaqvi/ff8n0yhgfi4imh2w/wish/2036672882</guid>
      </item>
      <item>
         <title>you should spend less</title>
         <author></author>
         <link>https://padlet.com/zarianaqvi/ff8n0yhgfi4imh2w/wish/2036672890</link>
         <description><![CDATA[]]></description>
         <enclosure url="" />
         <pubDate>2022-02-08 23:16:51 UTC</pubDate>
         <guid>https://padlet.com/zarianaqvi/ff8n0yhgfi4imh2w/wish/2036672890</guid>
      </item>
      <item>
         <title></title>
         <author>2749541</author>
         <link>https://padlet.com/zarianaqvi/ff8n0yhgfi4imh2w/wish/2036672909</link>
         <description><![CDATA[<div>Spend less than you earn so you don't get on credit and owe other people.</div>]]></description>
         <enclosure url="" />
         <pubDate>2022-02-08 23:16:52 UTC</pubDate>
         <guid>https://padlet.com/zarianaqvi/ff8n0yhgfi4imh2w/wish/2036672909</guid>
      </item>
      <item>
         <title></title>
         <author></author>
         <link>https://padlet.com/zarianaqvi/ff8n0yhgfi4imh2w/wish/2036672996</link>
         <description><![CDATA[<div>investing is to put your money into something, expecting a net profit towards the end</div>]]></description>
         <enclosure url="" />
         <pubDate>2022-02-08 23:16:59 UTC</pubDate>
         <guid>https://padlet.com/zarianaqvi/ff8n0yhgfi4imh2w/wish/2036672996</guid>
      </item>
      <item>
         <title></title>
         <author></author>
         <link>https://padlet.com/zarianaqvi/ff8n0yhgfi4imh2w/wish/2036673048</link>
         <description><![CDATA[<div>A rating given to borrowers that lenders use to evaluate the the likeliness that a borrower will pay back their loan.</div>]]></description>
         <enclosure url="" />
         <pubDate>2022-02-08 23:17:02 UTC</pubDate>
         <guid>https://padlet.com/zarianaqvi/ff8n0yhgfi4imh2w/wish/2036673048</guid>
      </item>
      <item>
         <title></title>
         <author>2227212</author>
         <link>https://padlet.com/zarianaqvi/ff8n0yhgfi4imh2w/wish/2036673066</link>
         <description><![CDATA[<div>A need is something you can't live without a want is something you want.</div>]]></description>
         <enclosure url="" />
         <pubDate>2022-02-08 23:17:03 UTC</pubDate>
         <guid>https://padlet.com/zarianaqvi/ff8n0yhgfi4imh2w/wish/2036673066</guid>
      </item>
      <item>
         <title></title>
         <author></author>
         <link>https://padlet.com/zarianaqvi/ff8n0yhgfi4imh2w/wish/2036673092</link>
         <description><![CDATA[<div>A need is something that is a necessity whereas a want isn't necessary, but may be something that tempts you.</div>]]></description>
         <enclosure url="" />
         <pubDate>2022-02-08 23:17:05 UTC</pubDate>
         <guid>https://padlet.com/zarianaqvi/ff8n0yhgfi4imh2w/wish/2036673092</guid>
      </item>
      <item>
         <title>A need is something that is a need for necessity and A want is something that someone doesn&#39;t need immediately.</title>
         <author></author>
         <link>https://padlet.com/zarianaqvi/ff8n0yhgfi4imh2w/wish/2036673096</link>
         <description><![CDATA[]]></description>
         <enclosure url="" />
         <pubDate>2022-02-08 23:17:05 UTC</pubDate>
         <guid>https://padlet.com/zarianaqvi/ff8n0yhgfi4imh2w/wish/2036673096</guid>
      </item>
      <item>
         <title></title>
         <author></author>
         <link>https://padlet.com/zarianaqvi/ff8n0yhgfi4imh2w/wish/2036673143</link>
         <description><![CDATA[<div>You should spend less than you earn because if you spend more than you earn, then you won't have any money for necessary items. </div>]]></description>
         <enclosure url="" />
         <pubDate>2022-02-08 23:17:09 UTC</pubDate>
         <guid>https://padlet.com/zarianaqvi/ff8n0yhgfi4imh2w/wish/2036673143</guid>
      </item>
      <item>
         <title></title>
         <author></author>
         <link>https://padlet.com/zarianaqvi/ff8n0yhgfi4imh2w/wish/2036673160</link>
         <description><![CDATA[<div>Spend less than you earn so then you have extra money/savings for when you actually need that money in order to purchase something.</div>]]></description>
         <enclosure url="" />
         <pubDate>2022-02-08 23:17:10 UTC</pubDate>
         <guid>https://padlet.com/zarianaqvi/ff8n0yhgfi4imh2w/wish/2036673160</guid>
      </item>
      <item>
         <title>Spend Less than you earn. Otherwise, you&#39;ll be in debt</title>
         <author></author>
         <link>https://padlet.com/zarianaqvi/ff8n0yhgfi4imh2w/wish/2036673173</link>
         <description><![CDATA[]]></description>
         <enclosure url="" />
         <pubDate>2022-02-08 23:17:11 UTC</pubDate>
         <guid>https://padlet.com/zarianaqvi/ff8n0yhgfi4imh2w/wish/2036673173</guid>
      </item>
      <item>
         <title></title>
         <author></author>
         <link>https://padlet.com/zarianaqvi/ff8n0yhgfi4imh2w/wish/2036673175</link>
         <description><![CDATA[<div>You should spend less than you earn so you have money to save</div>]]></description>
         <enclosure url="" />
         <pubDate>2022-02-08 23:17:11 UTC</pubDate>
         <guid>https://padlet.com/zarianaqvi/ff8n0yhgfi4imh2w/wish/2036673175</guid>
      </item>
      <item>
         <title></title>
         <author></author>
         <link>https://padlet.com/zarianaqvi/ff8n0yhgfi4imh2w/wish/2036673181</link>
         <description><![CDATA[<div>when you earn interest on both the money you've saved and the interest you earn.</div>]]></description>
         <enclosure url="" />
         <pubDate>2022-02-08 23:17:12 UTC</pubDate>
         <guid>https://padlet.com/zarianaqvi/ff8n0yhgfi4imh2w/wish/2036673181</guid>
      </item>
      <item>
         <title></title>
         <author></author>
         <link>https://padlet.com/zarianaqvi/ff8n0yhgfi4imh2w/wish/2036673182</link>
         <description><![CDATA[<div>Investing in something means to put your time or money into something or some company and expecting it to blow up, so you can make more than you invested.</div>]]></description>
         <enclosure url="" />
         <pubDate>2022-02-08 23:17:12 UTC</pubDate>
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      </item>
      <item>
         <title></title>
         <author></author>
         <link>https://padlet.com/zarianaqvi/ff8n0yhgfi4imh2w/wish/2036673205</link>
         <description><![CDATA[<div>To be in debt means that you owe someone money.</div>]]></description>
         <enclosure url="" />
         <pubDate>2022-02-08 23:17:13 UTC</pubDate>
         <guid>https://padlet.com/zarianaqvi/ff8n0yhgfi4imh2w/wish/2036673205</guid>
      </item>
      <item>
         <title></title>
         <author></author>
         <link>https://padlet.com/zarianaqvi/ff8n0yhgfi4imh2w/wish/2036673217</link>
         <description><![CDATA[<div>to put money into something such as an organization where the money can exponentially grow or decline </div>]]></description>
         <enclosure url="" />
         <pubDate>2022-02-08 23:17:14 UTC</pubDate>
         <guid>https://padlet.com/zarianaqvi/ff8n0yhgfi4imh2w/wish/2036673217</guid>
      </item>
      <item>
         <title>putting your money towards something and getting a profit after</title>
         <author></author>
         <link>https://padlet.com/zarianaqvi/ff8n0yhgfi4imh2w/wish/2036673238</link>
         <description><![CDATA[]]></description>
         <enclosure url="" />
         <pubDate>2022-02-08 23:17:15 UTC</pubDate>
         <guid>https://padlet.com/zarianaqvi/ff8n0yhgfi4imh2w/wish/2036673238</guid>
      </item>
      <item>
         <title>A need is a necessity in order to live where a want is a desire and is not necessary to live </title>
         <author>2108038</author>
         <link>https://padlet.com/zarianaqvi/ff8n0yhgfi4imh2w/wish/2036673300</link>
         <description><![CDATA[]]></description>
         <enclosure url="" />
         <pubDate>2022-02-08 23:17:17 UTC</pubDate>
         <guid>https://padlet.com/zarianaqvi/ff8n0yhgfi4imh2w/wish/2036673300</guid>
      </item>
      <item>
         <title></title>
         <author></author>
         <link>https://padlet.com/zarianaqvi/ff8n0yhgfi4imh2w/wish/2036673359</link>
         <description><![CDATA[<div>to be broke!</div>]]></description>
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         <pubDate>2022-02-08 23:17:22 UTC</pubDate>
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      </item>
      <item>
         <title></title>
         <author></author>
         <link>https://padlet.com/zarianaqvi/ff8n0yhgfi4imh2w/wish/2036673367</link>
         <description><![CDATA[<div>Budgeting is important so that you can make sure you are not spending too much money.</div>]]></description>
         <enclosure url="" />
         <pubDate>2022-02-08 23:17:22 UTC</pubDate>
         <guid>https://padlet.com/zarianaqvi/ff8n0yhgfi4imh2w/wish/2036673367</guid>
      </item>
      <item>
         <title>a need is something that you couldnt live without (doesnt have to be literal) a want is a pleasure</title>
         <author></author>
         <link>https://padlet.com/zarianaqvi/ff8n0yhgfi4imh2w/wish/2036673370</link>
         <description><![CDATA[]]></description>
         <enclosure url="" />
         <pubDate>2022-02-08 23:17:22 UTC</pubDate>
         <guid>https://padlet.com/zarianaqvi/ff8n0yhgfi4imh2w/wish/2036673370</guid>
      </item>
      <item>
         <title></title>
         <author></author>
         <link>https://padlet.com/zarianaqvi/ff8n0yhgfi4imh2w/wish/2036673478</link>
         <description><![CDATA[<div>so you can have a good financial future</div>]]></description>
         <enclosure url="" />
         <pubDate>2022-02-08 23:17:28 UTC</pubDate>
         <guid>https://padlet.com/zarianaqvi/ff8n0yhgfi4imh2w/wish/2036673478</guid>
      </item>
      <item>
         <title></title>
         <author></author>
         <link>https://padlet.com/zarianaqvi/ff8n0yhgfi4imh2w/wish/2036673496</link>
         <description><![CDATA[<div>A need is something you need to survive. A want is just for fun.</div>]]></description>
         <enclosure url="" />
         <pubDate>2022-02-08 23:17:30 UTC</pubDate>
         <guid>https://padlet.com/zarianaqvi/ff8n0yhgfi4imh2w/wish/2036673496</guid>
      </item>
      <item>
         <title></title>
         <author>2227212</author>
         <link>https://padlet.com/zarianaqvi/ff8n0yhgfi4imh2w/wish/2036673502</link>
         <description><![CDATA[<div>Investing you put your money into something and then you get the shares.</div>]]></description>
         <enclosure url="" />
         <pubDate>2022-02-08 23:17:30 UTC</pubDate>
         <guid>https://padlet.com/zarianaqvi/ff8n0yhgfi4imh2w/wish/2036673502</guid>
      </item>
      <item>
         <title></title>
         <author>2749541</author>
         <link>https://padlet.com/zarianaqvi/ff8n0yhgfi4imh2w/wish/2036673509</link>
         <description><![CDATA[<div>Setting a budget means you are giving yourself a limit on what you are spending.</div>]]></description>
         <enclosure url="" />
         <pubDate>2022-02-08 23:17:31 UTC</pubDate>
         <guid>https://padlet.com/zarianaqvi/ff8n0yhgfi4imh2w/wish/2036673509</guid>
      </item>
      <item>
         <title>envest means you buy something, an exapmle is i envested i a new car</title>
         <author></author>
         <link>https://padlet.com/zarianaqvi/ff8n0yhgfi4imh2w/wish/2036673523</link>
         <description><![CDATA[]]></description>
         <enclosure url="" />
         <pubDate>2022-02-08 23:17:32 UTC</pubDate>
         <guid>https://padlet.com/zarianaqvi/ff8n0yhgfi4imh2w/wish/2036673523</guid>
      </item>
      <item>
         <title></title>
         <author></author>
         <link>https://padlet.com/zarianaqvi/ff8n0yhgfi4imh2w/wish/2036673532</link>
         <description><![CDATA[<div>Invest means to put money aside to try and make more out of it.</div>]]></description>
         <enclosure url="" />
         <pubDate>2022-02-08 23:17:33 UTC</pubDate>
         <guid>https://padlet.com/zarianaqvi/ff8n0yhgfi4imh2w/wish/2036673532</guid>
      </item>
      <item>
         <title>a need is something you can&#39;t survive without. A wnt is something you don&#39;t have to have</title>
         <author></author>
         <link>https://padlet.com/zarianaqvi/ff8n0yhgfi4imh2w/wish/2036673553</link>
         <description><![CDATA[]]></description>
         <enclosure url="" />
         <pubDate>2022-02-08 23:17:34 UTC</pubDate>
         <guid>https://padlet.com/zarianaqvi/ff8n0yhgfi4imh2w/wish/2036673553</guid>
      </item>
      <item>
         <title>Spend less so that you aren&#39;t in debt</title>
         <author></author>
         <link>https://padlet.com/zarianaqvi/ff8n0yhgfi4imh2w/wish/2036673554</link>
         <description><![CDATA[]]></description>
         <enclosure url="" />
         <pubDate>2022-02-08 23:17:34 UTC</pubDate>
         <guid>https://padlet.com/zarianaqvi/ff8n0yhgfi4imh2w/wish/2036673554</guid>
      </item>
      <item>
         <title>Need is something you require to survive and Want are things you don&#39;t exactly need</title>
         <author></author>
         <link>https://padlet.com/zarianaqvi/ff8n0yhgfi4imh2w/wish/2036673662</link>
         <description><![CDATA[]]></description>
         <enclosure url="" />
         <pubDate>2022-02-08 23:17:41 UTC</pubDate>
         <guid>https://padlet.com/zarianaqvi/ff8n0yhgfi4imh2w/wish/2036673662</guid>
      </item>
      <item>
         <title></title>
         <author></author>
         <link>https://padlet.com/zarianaqvi/ff8n0yhgfi4imh2w/wish/2036673671</link>
         <description><![CDATA[<div>Being in debt means owing money.</div>]]></description>
         <enclosure url="" />
         <pubDate>2022-02-08 23:17:41 UTC</pubDate>
         <guid>https://padlet.com/zarianaqvi/ff8n0yhgfi4imh2w/wish/2036673671</guid>
      </item>
      <item>
         <title></title>
         <author></author>
         <link>https://padlet.com/zarianaqvi/ff8n0yhgfi4imh2w/wish/2036673682</link>
         <description><![CDATA[<div>Investing means to put money into something for an economic gain. Example: Investing into stocks.</div>]]></description>
         <enclosure url="" />
         <pubDate>2022-02-08 23:17:42 UTC</pubDate>
         <guid>https://padlet.com/zarianaqvi/ff8n0yhgfi4imh2w/wish/2036673682</guid>
      </item>
      <item>
         <title></title>
         <author></author>
         <link>https://padlet.com/zarianaqvi/ff8n0yhgfi4imh2w/wish/2036673734</link>
         <description><![CDATA[<div>You should spend less than you earn so that you can save money for future events and so that you do not go into any type of debt, especially credit card debt. </div>]]></description>
         <enclosure url="" />
         <pubDate>2022-02-08 23:17:45 UTC</pubDate>
         <guid>https://padlet.com/zarianaqvi/ff8n0yhgfi4imh2w/wish/2036673734</guid>
      </item>
      <item>
         <title>broke</title>
         <author></author>
         <link>https://padlet.com/zarianaqvi/ff8n0yhgfi4imh2w/wish/2036673753</link>
         <description><![CDATA[]]></description>
         <enclosure url="" />
         <pubDate>2022-02-08 23:17:46 UTC</pubDate>
         <guid>https://padlet.com/zarianaqvi/ff8n0yhgfi4imh2w/wish/2036673753</guid>
      </item>
      <item>
         <title></title>
         <author></author>
         <link>https://padlet.com/zarianaqvi/ff8n0yhgfi4imh2w/wish/2036673794</link>
         <description><![CDATA[<div>A credit score basically shows how well you have been paying back your credit card debt. You get a credit score when you used your credit card.</div>]]></description>
         <enclosure url="" />
         <pubDate>2022-02-08 23:17:49 UTC</pubDate>
         <guid>https://padlet.com/zarianaqvi/ff8n0yhgfi4imh2w/wish/2036673794</guid>
      </item>
      <item>
         <title></title>
         <author></author>
         <link>https://padlet.com/zarianaqvi/ff8n0yhgfi4imh2w/wish/2036673870</link>
         <description><![CDATA[<div>To invest means to save money to put towards something that gives you money in the long run.</div>]]></description>
         <enclosure url="" />
         <pubDate>2022-02-08 23:17:54 UTC</pubDate>
         <guid>https://padlet.com/zarianaqvi/ff8n0yhgfi4imh2w/wish/2036673870</guid>
      </item>
      <item>
         <title>spend less so that u can have savings</title>
         <author></author>
         <link>https://padlet.com/zarianaqvi/ff8n0yhgfi4imh2w/wish/2036673873</link>
         <description><![CDATA[]]></description>
         <enclosure url="" />
         <pubDate>2022-02-08 23:17:55 UTC</pubDate>
         <guid>https://padlet.com/zarianaqvi/ff8n0yhgfi4imh2w/wish/2036673873</guid>
      </item>
      <item>
         <title>A need is something we need to survive. It is a daily necessity. A want is a desire or something we like. It is not important.</title>
         <author></author>
         <link>https://padlet.com/zarianaqvi/ff8n0yhgfi4imh2w/wish/2036673878</link>
         <description><![CDATA[]]></description>
         <enclosure url="" />
         <pubDate>2022-02-08 23:17:55 UTC</pubDate>
         <guid>https://padlet.com/zarianaqvi/ff8n0yhgfi4imh2w/wish/2036673878</guid>
      </item>
      <item>
         <title></title>
         <author></author>
         <link>https://padlet.com/zarianaqvi/ff8n0yhgfi4imh2w/wish/2036673922</link>
         <description><![CDATA[<div>If you spend more then you earn, then it might lead you to debt and money trouble down the line.</div>]]></description>
         <enclosure url="" />
         <pubDate>2022-02-08 23:17:58 UTC</pubDate>
         <guid>https://padlet.com/zarianaqvi/ff8n0yhgfi4imh2w/wish/2036673922</guid>
      </item>
      <item>
         <title></title>
         <author></author>
         <link>https://padlet.com/zarianaqvi/ff8n0yhgfi4imh2w/wish/2036674166</link>
         <description><![CDATA[<div>To owe money.</div>]]></description>
         <enclosure url="" />
         <pubDate>2022-02-08 23:18:16 UTC</pubDate>
         <guid>https://padlet.com/zarianaqvi/ff8n0yhgfi4imh2w/wish/2036674166</guid>
      </item>
      <item>
         <title>Because if you spend less than you earn then you get to keep the rest of money</title>
         <author></author>
         <link>https://padlet.com/zarianaqvi/ff8n0yhgfi4imh2w/wish/2036674177</link>
         <description><![CDATA[]]></description>
         <enclosure url="" />
         <pubDate>2022-02-08 23:18:17 UTC</pubDate>
         <guid>https://padlet.com/zarianaqvi/ff8n0yhgfi4imh2w/wish/2036674177</guid>
      </item>
      <item>
         <title>budgeting is important so you can manage money and retire someday with enough money to keep you alive.</title>
         <author></author>
         <link>https://padlet.com/zarianaqvi/ff8n0yhgfi4imh2w/wish/2036674584</link>
         <description><![CDATA[]]></description>
         <enclosure url="" />
         <pubDate>2022-02-08 23:18:46 UTC</pubDate>
         <guid>https://padlet.com/zarianaqvi/ff8n0yhgfi4imh2w/wish/2036674584</guid>
      </item>
      <item>
         <title></title>
         <author></author>
         <link>https://padlet.com/zarianaqvi/ff8n0yhgfi4imh2w/wish/2036675247</link>
         <description><![CDATA[<div>Setting a budget is a positive thing because it means you can manage your money to make sure that the matter is handled with care.</div>]]></description>
         <enclosure url="" />
         <pubDate>2022-02-08 23:19:30 UTC</pubDate>
         <guid>https://padlet.com/zarianaqvi/ff8n0yhgfi4imh2w/wish/2036675247</guid>
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