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      <title>Your test questions by </title>
      <link>https://padlet.com/rcserpa/fd3orkz05uj2324r</link>
      <description>What questions should be on your Housing Finance and Strategy test? Reflect on today&#39;s materials... what would you like to be assessed on? </description>
      <language>en-us</language>
      <pubDate>2023-03-16 16:30:59 UTC</pubDate>
      <lastBuildDate>2026-05-21 09:53:40 UTC</lastBuildDate>
      <webMaster>hello@padlet.com</webMaster>
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      <item>
         <title>Need, aspiration and demand </title>
         <author>rcserpa</author>
         <link>https://padlet.com/rcserpa/fd3orkz05uj2324r/wish/2519723162</link>
         <description><![CDATA[<div>What is the difference between housing need, housing aspiration and housing demand? [250-300 words]<br>5pts </div>]]></description>
         <enclosure url="https://media0.giphy.com/media/EyYYkV1bqr8Mo/giphy.gif" />
         <pubDate>2023-03-16 16:53:24 UTC</pubDate>
         <guid>https://padlet.com/rcserpa/fd3orkz05uj2324r/wish/2519723162</guid>
      </item>
      <item>
         <title>Data </title>
         <author>rcserpa</author>
         <link>https://padlet.com/rcserpa/fd3orkz05uj2324r/wish/2519734878</link>
         <description><![CDATA[<div>What can official data sets tell you about housing need and demand in a local area? (200-250 words)<br>4pts&nbsp;</div>]]></description>
         <enclosure url="https://media2.giphy.com/media/dtB7kgF86VwZWY5Iee/giphy.gif" />
         <pubDate>2023-03-16 17:02:26 UTC</pubDate>
         <guid>https://padlet.com/rcserpa/fd3orkz05uj2324r/wish/2519734878</guid>
      </item>
      <item>
         <title>Assessing need and demand </title>
         <author>rcserpa</author>
         <link>https://padlet.com/rcserpa/fd3orkz05uj2324r/wish/2519744718</link>
         <description><![CDATA[<div>Which of the following is the starting point for developing local housing strategies?<br>A. Housing Need and Demand Assessment&nbsp;<br>B. Housing and Economic Needs Assessment C. Local Housing Market Assessment&nbsp;<br>D. All of the above</div>]]></description>
         <enclosure url="https://clipground.com/images/multiple-choice-clipart.jpg" />
         <pubDate>2023-03-16 17:09:50 UTC</pubDate>
         <guid>https://padlet.com/rcserpa/fd3orkz05uj2324r/wish/2519744718</guid>
      </item>
      <item>
         <title>Housing Need</title>
         <author></author>
         <link>https://padlet.com/rcserpa/fd3orkz05uj2324r/wish/2529408824</link>
         <description><![CDATA[<div>There are several different definitions of housing need. Name and describe two definitions of housing need (250-300 words) 4pts</div>]]></description>
         <enclosure url="" />
         <pubDate>2023-03-23 19:54:34 UTC</pubDate>
         <guid>https://padlet.com/rcserpa/fd3orkz05uj2324r/wish/2529408824</guid>
      </item>
      <item>
         <title>Scottish assessment mechanism</title>
         <author></author>
         <link>https://padlet.com/rcserpa/fd3orkz05uj2324r/wish/2529415499</link>
         <description><![CDATA[<div>Name the process required by Local Authorities in Scotland to assess the needs for housing within their area.<br>- Housing Need and Demand Assessment<br>- Housing and Economic Needs Assessment<br>- Local Housing Market Assessment<br>- Affordable Housing Assessment<br>1pt</div>]]></description>
         <enclosure url="" />
         <pubDate>2023-03-23 20:01:23 UTC</pubDate>
         <guid>https://padlet.com/rcserpa/fd3orkz05uj2324r/wish/2529415499</guid>
      </item>
      <item>
         <title>Elasticity</title>
         <author></author>
         <link>https://padlet.com/rcserpa/fd3orkz05uj2324r/wish/2538229084</link>
         <description><![CDATA[<div>Name the four key parameters that relate to elasticity. (2 pts)</div>]]></description>
         <enclosure url="" />
         <pubDate>2023-03-30 11:18:48 UTC</pubDate>
         <guid>https://padlet.com/rcserpa/fd3orkz05uj2324r/wish/2538229084</guid>
      </item>
      <item>
         <title>Measuring Affordability</title>
         <author></author>
         <link>https://padlet.com/rcserpa/fd3orkz05uj2324r/wish/2538232000</link>
         <description><![CDATA[<div>Which key measures are used to determine affordability? (2 pt)</div>]]></description>
         <enclosure url="" />
         <pubDate>2023-03-30 11:21:45 UTC</pubDate>
         <guid>https://padlet.com/rcserpa/fd3orkz05uj2324r/wish/2538232000</guid>
      </item>
      <item>
         <title>Affordable housing supply </title>
         <author></author>
         <link>https://padlet.com/rcserpa/fd3orkz05uj2324r/wish/2538270045</link>
         <description><![CDATA[<div>Rent affordability only applies to the Private Rented Sector.<br>True or False?</div>]]></description>
         <enclosure url="" />
         <pubDate>2023-03-30 11:58:22 UTC</pubDate>
         <guid>https://padlet.com/rcserpa/fd3orkz05uj2324r/wish/2538270045</guid>
      </item>
      <item>
         <title>Characteristics of Affordable Rent Sector </title>
         <author></author>
         <link>https://padlet.com/rcserpa/fd3orkz05uj2324r/wish/2538274876</link>
         <description><![CDATA[<div>What are the 3 main characteristics of affordable rent sector?<br>A) lower rents compared with PRS, Greater security from eviction and priority for vulnerable tenants<br>B) Greater security from eviction, equal rents for all and better quality housing&nbsp;<br>C) High quality housing, lower rents compared with the PRS and greater security from eviction if you don't pay rent.<br><br>Answer: A </div>]]></description>
         <enclosure url="" />
         <pubDate>2023-03-30 12:01:46 UTC</pubDate>
         <guid>https://padlet.com/rcserpa/fd3orkz05uj2324r/wish/2538274876</guid>
      </item>
      <item>
         <title>Economic concepts </title>
         <author></author>
         <link>https://padlet.com/rcserpa/fd3orkz05uj2324r/wish/2538309193</link>
         <description><![CDATA[<div>Describe the difference between a macro and micro economic approach as it relates to housing finance (200 words) 4pts.  </div>]]></description>
         <enclosure url="" />
         <pubDate>2023-03-30 12:28:48 UTC</pubDate>
         <guid>https://padlet.com/rcserpa/fd3orkz05uj2324r/wish/2538309193</guid>
      </item>
      <item>
         <title>Expenditure </title>
         <author></author>
         <link>https://padlet.com/rcserpa/fd3orkz05uj2324r/wish/2542265486</link>
         <description><![CDATA[<div>What type of expenditure describes government investment on goods and services intended to create future benefits?&nbsp;<br><br>A - Capital Expenditure. </div>]]></description>
         <enclosure url="" />
         <pubDate>2023-04-03 13:56:31 UTC</pubDate>
         <guid>https://padlet.com/rcserpa/fd3orkz05uj2324r/wish/2542265486</guid>
      </item>
      <item>
         <title>Expenditure </title>
         <author></author>
         <link>https://padlet.com/rcserpa/fd3orkz05uj2324r/wish/2542266589</link>
         <description><![CDATA[<div>Staff salaries, benefits and paying insurance bills are all examples of which type of expenditure?<br><br>A- current (or revenue) expenditure</div>]]></description>
         <enclosure url="" />
         <pubDate>2023-04-03 13:57:15 UTC</pubDate>
         <guid>https://padlet.com/rcserpa/fd3orkz05uj2324r/wish/2542266589</guid>
      </item>
      <item>
         <title>General Fund </title>
         <author></author>
         <link>https://padlet.com/rcserpa/fd3orkz05uj2324r/wish/2542363753</link>
         <description><![CDATA[<div>What is the purpose of Section 93 of the Local Government (Scotland) Act 1973?&nbsp;<br><br>A - It requires a local authority to have a general fund. </div>]]></description>
         <enclosure url="" />
         <pubDate>2023-04-03 14:56:13 UTC</pubDate>
         <guid>https://padlet.com/rcserpa/fd3orkz05uj2324r/wish/2542363753</guid>
      </item>
      <item>
         <title>Economic Rationalism </title>
         <author></author>
         <link>https://padlet.com/rcserpa/fd3orkz05uj2324r/wish/3385205914</link>
         <description><![CDATA[<p>In the context of the human rights based principle of progressive realisation of needs contained in the ICESCR, name two tensions/barriers that are created through the financialisaton of housing</p>]]></description>
         <enclosure url="" />
         <pubDate>2025-03-27 14:39:54 UTC</pubDate>
         <guid>https://padlet.com/rcserpa/fd3orkz05uj2324r/wish/3385205914</guid>
      </item>
      <item>
         <title>MCQ on Housing First</title>
         <author></author>
         <link>https://padlet.com/rcserpa/fd3orkz05uj2324r/wish/3836271430</link>
         <description><![CDATA[<p>What are the 5 principles of Housing First - then have a list to choose from with some red herrings thrown in.</p>]]></description>
         <enclosure url="" />
         <pubDate>2026-03-23 16:43:49 UTC</pubDate>
         <guid>https://padlet.com/rcserpa/fd3orkz05uj2324r/wish/3836271430</guid>
      </item>
      <item>
         <title>Local Housing Strategy</title>
         <author></author>
         <link>https://padlet.com/rcserpa/fd3orkz05uj2324r/wish/3841544907</link>
         <description><![CDATA[<p>Critically discuss how a Local Housing Strategy shapes long‑term housing outcomes. Consider how it identifies housing need, directs investment, integrates housing with health and social care, and supports homelessness prevention, with reference to priorities such as improving housing quality and expanding specialist and accessible homes.</p>]]></description>
         <enclosure url="" />
         <pubDate>2026-03-26 16:19:52 UTC</pubDate>
         <guid>https://padlet.com/rcserpa/fd3orkz05uj2324r/wish/3841544907</guid>
      </item>
      <item>
         <title>Financialisation</title>
         <author></author>
         <link>https://padlet.com/rcserpa/fd3orkz05uj2324r/wish/3841547012</link>
         <description><![CDATA[<p>In what ways has the financialisation of housing affected the affordability of rented housing, and with what consequences for different types of households?</p>]]></description>
         <enclosure url="" />
         <pubDate>2026-03-26 16:21:35 UTC</pubDate>
         <guid>https://padlet.com/rcserpa/fd3orkz05uj2324r/wish/3841547012</guid>
      </item>
      <item>
         <title>Government intervention in the housing market</title>
         <author></author>
         <link>https://padlet.com/rcserpa/fd3orkz05uj2324r/wish/3850858032</link>
         <description><![CDATA[<p>To what extent should governments intervene in the housing market to address affordability challenges? Consider the benefits and challenges of such intervention.</p><p><br/></p>]]></description>
         <enclosure url="" />
         <pubDate>2026-04-02 14:11:14 UTC</pubDate>
         <guid>https://padlet.com/rcserpa/fd3orkz05uj2324r/wish/3850858032</guid>
      </item>
      <item>
         <title>Housing wealth inequality</title>
         <author></author>
         <link>https://padlet.com/rcserpa/fd3orkz05uj2324r/wish/3892517055</link>
         <description><![CDATA[<p>Discuss the role of housing policy in shaping housing wealth inequality. How do housing systems influence the creation and distribution of wealth, and assess the extent to which policy interventions can reduce or reproduce inequality.</p>]]></description>
         <enclosure url="" />
         <pubDate>2026-04-30 14:45:20 UTC</pubDate>
         <guid>https://padlet.com/rcserpa/fd3orkz05uj2324r/wish/3892517055</guid>
      </item>
      <item>
         <title>Tenant Representation</title>
         <author></author>
         <link>https://padlet.com/rcserpa/fd3orkz05uj2324r/wish/3912645489</link>
         <description><![CDATA[<p>How might tenants’ views be sufficiently represented across different parts of the housing system?</p>]]></description>
         <enclosure url="" />
         <pubDate>2026-05-14 14:33:02 UTC</pubDate>
         <guid>https://padlet.com/rcserpa/fd3orkz05uj2324r/wish/3912645489</guid>
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