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      <title>Online Scams by York Learning</title>
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      <language>en-us</language>
      <pubDate>2025-02-19 14:36:04 UTC</pubDate>
      <lastBuildDate>2025-06-10 16:19:27 UTC</lastBuildDate>
      <webMaster>hello@padlet.com</webMaster>
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         <title>QR Code</title>
         <author>YorkLearning</author>
         <link>https://padlet.com/YorkLearning/f7qdqjl24rexa1c2/wish/3334421304</link>
         <description><![CDATA[<p>As you hover your camera over the QR code, make sure the web address is going where you expect it to.</p>]]></description>
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         <pubDate>2025-02-19 14:40:30 UTC</pubDate>
         <guid>https://padlet.com/YorkLearning/f7qdqjl24rexa1c2/wish/3334421304</guid>
      </item>
      <item>
         <title>Look out for secure sites.</title>
         <author>YorkLearning</author>
         <link>https://padlet.com/YorkLearning/f7qdqjl24rexa1c2/wish/3334424206</link>
         <description><![CDATA[<p>Make sure the website you're on is secure before providing any information. Look out for the padlock or HTTPS. </p>]]></description>
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         <pubDate>2025-02-19 14:42:24 UTC</pubDate>
         <guid>https://padlet.com/YorkLearning/f7qdqjl24rexa1c2/wish/3334424206</guid>
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         <title>Don&#39;t be embarrassed it can happen to anyone.</title>
         <author>YorkLearning</author>
         <link>https://padlet.com/YorkLearning/f7qdqjl24rexa1c2/wish/3334426441</link>
         <description><![CDATA[]]></description>
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         <pubDate>2025-02-19 14:43:41 UTC</pubDate>
         <guid>https://padlet.com/YorkLearning/f7qdqjl24rexa1c2/wish/3334426441</guid>
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      <item>
         <title>Time.</title>
         <author>YorkLearning</author>
         <link>https://padlet.com/YorkLearning/f7qdqjl24rexa1c2/wish/3334427789</link>
         <description><![CDATA[<p>Remember to take your time. A lot of scammers try and make you panic and make a mistake. If you're unsure, ask a family member or friend for help.</p>]]></description>
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         <pubDate>2025-02-19 14:44:41 UTC</pubDate>
         <guid>https://padlet.com/YorkLearning/f7qdqjl24rexa1c2/wish/3334427789</guid>
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         <title>Contact Your Bank</title>
         <author>YorkLearning</author>
         <link>https://padlet.com/YorkLearning/f7qdqjl24rexa1c2/wish/3334428488</link>
         <description><![CDATA[<p>Inform them about the scam, provide details like the scammer's information, and ask if there's any chance to recover the lost funds.&nbsp;</p>]]></description>
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         <pubDate>2025-02-19 14:45:15 UTC</pubDate>
         <guid>https://padlet.com/YorkLearning/f7qdqjl24rexa1c2/wish/3334428488</guid>
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      <item>
         <title>Gather Evidence.</title>
         <author>YorkLearning</author>
         <link>https://padlet.com/YorkLearning/f7qdqjl24rexa1c2/wish/3334429115</link>
         <description><![CDATA[<p>Collect any communication records, screenshots, receipts, or other documents related to the scam.&nbsp;</p>]]></description>
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         <pubDate>2025-02-19 14:45:42 UTC</pubDate>
         <guid>https://padlet.com/YorkLearning/f7qdqjl24rexa1c2/wish/3334429115</guid>
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      <item>
         <title>Report it to the Police</title>
         <author>YorkLearning</author>
         <link>https://padlet.com/YorkLearning/f7qdqjl24rexa1c2/wish/3334433411</link>
         <description><![CDATA[<p><strong>Remember if you or someone else is in immediate danger or risk of harm dial 999 now. Otherwise you can report it to Action Fraud.</strong></p>]]></description>
         <enclosure url="https://www.actionfraud.police.uk/reporting-fraud-and-cyber-crime" />
         <pubDate>2025-02-19 14:48:36 UTC</pubDate>
         <guid>https://padlet.com/YorkLearning/f7qdqjl24rexa1c2/wish/3334433411</guid>
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      <item>
         <title>10 Golden Rules</title>
         <author>YorkLearning</author>
         <link>https://padlet.com/YorkLearning/f7qdqjl24rexa1c2/wish/3334442874</link>
         <description><![CDATA[<ol><li><p>Be suspicious of all ‘too good to be true’ offers and deals. There are no guaranteed get-rich-quick schemes.</p></li><li><p>Don’t agree to offers or deals immediately. Insist on time to get independent or legal advice before making a decision.</p></li><li><p>Don’t hand over money or sign anything until you’ve checked someone’s credentials and their company’s.</p></li><li><p>Never send money to anyone you don’t know or trust, whether in the UK or abroad, or use methods of payment you’re not comfortable with.</p></li><li><p>Never give banking or personal details to anyone you don’t know or trust. This information is valuable so make sure you protect it.</p></li><li><p>Always log on to a website directly rather than clicking on links in an email.</p></li><li><p>Don’t just rely on glowing testimonials. Find solid, independent evidence of a company’s success.</p></li><li><p>Always get independent or legal advice if an offer involves money, time or commitment.</p></li><li><p>If you spot a scam or have been scammed, report it and get help.</p></li><li><p>Don’t be embarrassed about reporting a scam. Because the scammers are cunning and clever there’s no shame in being deceived. By reporting it, you'll make it more difficult for them to deceive others.</p></li></ol>]]></description>
         <enclosure url="" />
         <pubDate>2025-02-19 14:54:51 UTC</pubDate>
         <guid>https://padlet.com/YorkLearning/f7qdqjl24rexa1c2/wish/3334442874</guid>
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      <item>
         <title></title>
         <author>YorkLearning</author>
         <link>https://padlet.com/YorkLearning/f7qdqjl24rexa1c2/wish/3439688949</link>
         <description><![CDATA[<ul><li><p><strong>Imposter Scams:</strong></p></li></ul><p>Scammers pose as trusted individuals or organizations to trick you into giving them money or personal information.&nbsp;</p><ul><li><p><strong>Investment Scams:</strong></p></li></ul><p>Fake investment opportunities promising high returns are a common scam.&nbsp;</p><ul><li><p><strong>Romance Scams:</strong></p></li></ul><p>Scammers use dating or friendship to manipulate victims into giving them money.&nbsp;</p><ul><li><p><strong>Online Shopping Fraud:</strong></p></li></ul><p>Scammers may set up fake e-commerce stores or use fake ads on social media.&nbsp;</p><ul><li><p><strong>Phishing:</strong></p></li></ul><p>Emails or text messages that attempt to steal your personal information by pretending to be legitimate companies.&nbsp;</p><ul><li><p><strong>Advance Fee Fraud:</strong></p></li></ul><p>Scammers ask you to pay a fee upfront for something you'll receive later, but you never get the item or service.&nbsp;</p><ul><li><p><strong>Social Media Scams:</strong></p></li></ul><p>Scammers use social media platforms to target individuals with fake job offers, fake friendships, or investment scams.&nbsp;</p><ul><li><p><strong>Text Message Scams:</strong></p></li></ul><p>Scammers use text messages to ask for money, personal information, or to click on fake links.&nbsp;Example below.</p><p><br/></p><p>This morning, my husband received a scam text pretending&nbsp;to be from the DWP. It invited him to apply for the winter fuel allowance and said "it is important that you apply no later than 10th June", trying to put pressure on people to click the link to apply.</p><p><br/></p>]]></description>
         <enclosure url="" />
         <pubDate>2025-05-07 09:37:19 UTC</pubDate>
         <guid>https://padlet.com/YorkLearning/f7qdqjl24rexa1c2/wish/3439688949</guid>
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      <item>
         <title>Forward Spam Texts</title>
         <author>YorkLearning</author>
         <link>https://padlet.com/YorkLearning/f7qdqjl24rexa1c2/wish/3439949933</link>
         <description><![CDATA[<p>If you receive a text you believe to be a scam. Forward it to 7726.</p>]]></description>
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         <pubDate>2025-05-07 13:16:19 UTC</pubDate>
         <guid>https://padlet.com/YorkLearning/f7qdqjl24rexa1c2/wish/3439949933</guid>
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      <item>
         <title>How to avoid scams</title>
         <author>YorkLearning</author>
         <link>https://padlet.com/YorkLearning/f7qdqjl24rexa1c2/wish/3440023991</link>
         <description><![CDATA[]]></description>
         <enclosure url="https://youtu.be/BX3y_an89PQ" />
         <pubDate>2025-05-07 14:00:49 UTC</pubDate>
         <guid>https://padlet.com/YorkLearning/f7qdqjl24rexa1c2/wish/3440023991</guid>
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      <item>
         <title>Call your bank safely if you think you&#39;re being scammed</title>
         <author></author>
         <link>https://padlet.com/YorkLearning/f7qdqjl24rexa1c2/wish/3441670454</link>
         <description><![CDATA[<p>This clip from Martin Lewis, the Money Saving Expert, explains how if you think you have been scammed there's an easy way to call your bank direct and safely</p>]]></description>
         <enclosure url="https://www.youtube.com/watch?v=fFo-GlrtGHA" />
         <pubDate>2025-05-08 10:35:09 UTC</pubDate>
         <guid>https://padlet.com/YorkLearning/f7qdqjl24rexa1c2/wish/3441670454</guid>
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