https://padlet.com/daniel_melgarejo99/euwr01b74wxr Made with the strength to succeed en-us 2016-11-11 16:59:14 UTC 2016-11-11 23:59:30 UTC hello@padlet.com daniel_melgarejo99 https://padlet.com/daniel_melgarejo99/euwr01b74wxr/wish/137051667 2016-11-11 17:00:01 UTC https://padlet.com/daniel_melgarejo99/euwr01b74wxr/wish/137051667 daniel_melgarejo99 https://padlet.com/daniel_melgarejo99/euwr01b74wxr/wish/137051814

A lot of teenagers think that having a lot of money is an opportunity which is going to solve every problem they have.

This thought is one cause of the lack of finance education and how they manage their finances.

When teenagers became an auld, they realize that they used to be wrong: money does not solve everything.

]]> 2016-11-11 17:00:43 UTC https://padlet.com/daniel_melgarejo99/euwr01b74wxr/wish/137051814 daniel_melgarejo99 https://padlet.com/daniel_melgarejo99/euwr01b74wxr/wish/137053477 2016-11-11 17:08:11 UTC https://padlet.com/daniel_melgarejo99/euwr01b74wxr/wish/137053477 daniel_melgarejo99 https://padlet.com/daniel_melgarejo99/euwr01b74wxr/wish/137054298 The first thing to be good at your finances is forget everything you actually know about finances, because that is a good way to learn new positive things. With this I mean that our old knowledge is the first thing that doesn't let us being good at our finances, so we need to have an open-mind posture to accept new ideas and be ready to use them.]]> 2016-11-11 17:11:42 UTC https://padlet.com/daniel_melgarejo99/euwr01b74wxr/wish/137054298 daniel_melgarejo99 https://padlet.com/daniel_melgarejo99/euwr01b74wxr/wish/137090533 A lot of adults think that analyzing how much do you spend buying things and how much is your income, is the best way to be good at your finances. By doing this, according to "·Pequeño Cerdo Capitalista” book, your finances are not going to work properly. Although this is a good way to have control on your finances, there is another easier way. We know this is stupid but that way is saving, but not in a money box, in an bank account. Saving money in baks is better because you can have a credit history in which you can have control over all your movements.]]> 2016-11-11 19:58:37 UTC https://padlet.com/daniel_melgarejo99/euwr01b74wxr/wish/137090533 daniel_melgarejo99 https://padlet.com/daniel_melgarejo99/euwr01b74wxr/wish/137094546 If you used to spend a lot of money on buying clothes or a present to your girlfriend, mom, etc., now you have to reduce this costs at their minimal expression. For example, if you used to spend $1,000 on clothes for your mom, now you have to reduce this cost to $200 or $100. Yes you have to be tight fisted, but see the good side of this, you'll have money for urgent situations.



]]> 2016-11-11 20:21:42 UTC https://padlet.com/daniel_melgarejo99/euwr01b74wxr/wish/137094546 daniel_melgarejo99 https://padlet.com/daniel_melgarejo99/euwr01b74wxr/wish/137098600 Don't wait for your parents ]]> 2016-11-11 20:54:07 UTC https://padlet.com/daniel_melgarejo99/euwr01b74wxr/wish/137098600 daniel_melgarejo99 https://padlet.com/daniel_melgarejo99/euwr01b74wxr/wish/137098973 Don't wait for your parent to give you money. If you're run out have money, you have to find the way of getting it in a rewarding and personal way. Suppose you really want to buy something, you have to find the way of getting this, like selling candies, your old clothes or your old things to your friends.]]> 2016-11-11 20:56:20 UTC https://padlet.com/daniel_melgarejo99/euwr01b74wxr/wish/137098973 daniel_melgarejo99 https://padlet.com/daniel_melgarejo99/euwr01b74wxr/wish/137104016 Teenagers need to create a culture of spend money on things that really need or play an important role in their life. As the book says: 28% of Mexican teenagers do not save any percentage of money, and they start saving until the turn out 35 years old.]]> 2016-11-11 21:55:35 UTC https://padlet.com/daniel_melgarejo99/euwr01b74wxr/wish/137104016 daniel_melgarejo99 https://padlet.com/daniel_melgarejo99/euwr01b74wxr/wish/137104684 Teenagers could have an extra income if they took a hobbit as a daily activity. According to the book less than half of the Mexican teenagers are interested in having some activity that gives them some economical support.]]> 2016-11-11 22:08:40 UTC https://padlet.com/daniel_melgarejo99/euwr01b74wxr/wish/137104684 daniel_melgarejo99 https://padlet.com/daniel_melgarejo99/euwr01b74wxr/wish/137105822 As everybody knows that Mexican teenagers buy a lot of things but in most of the cases they do not pay those things. Teenagers tend to borrow things without paying them.This becomes a debt and as the book says having a lot of debts is not safety for our finances. So its recommendable to pay everything you buy.]]> 2016-11-11 22:34:25 UTC https://padlet.com/daniel_melgarejo99/euwr01b74wxr/wish/137105822 daniel_melgarejo99 https://padlet.com/daniel_melgarejo99/euwr01b74wxr/wish/137107972 This fact is maybe one that you use a lot and benefits you a lot. Measure how much money do you lend to your friends. This is an action that harms your finances. You need to reduce the amount of money that you lend, that's another way to save money.]]> 2016-11-11 23:41:26 UTC https://padlet.com/daniel_melgarejo99/euwr01b74wxr/wish/137107972 daniel_melgarejo99 https://padlet.com/daniel_melgarejo99/euwr01b74wxr/wish/137108051 Before buying, check how many income do you have. Many teenagers are used to spend all their money until leave in 0 their wallets. This is going to help you a lot and if you apply the last facts, your finances will be better.

]]> 2016-11-11 23:43:15 UTC https://padlet.com/daniel_melgarejo99/euwr01b74wxr/wish/137108051 daniel_melgarejo99 https://padlet.com/daniel_melgarejo99/euwr01b74wxr/wish/137108242 Ask for money when Ask for money when it's necessary. Try to get money from your money-box a few cases. Think differently as you used to do it. As I told you, try to take care of your finances by applying these 10 facts. Save the most percentage as you can in every activity of your life.]]> 2016-11-11 23:50:29 UTC https://padlet.com/daniel_melgarejo99/euwr01b74wxr/wish/137108242 daniel_melgarejo99 https://padlet.com/daniel_melgarejo99/euwr01b74wxr/wish/137108377 Miss, I just wanna tell you that no one in my team helped me. I told them a lot of times to make this research but they just decided to see videos and Facebook. I don't wanna give them these grades because they even don't help me in most of the tasks of this project.
thank you!]]> 2016-11-11 23:54:54 UTC https://padlet.com/daniel_melgarejo99/euwr01b74wxr/wish/137108377