FYE 103: Financial Planning by Kristina Vera-Phillips

kri2217122_ — 2023-11-09 03:05:59 UTC

kri2217122_ — 2023-11-09 03:06:52 UTC

kri2217122_ — 2023-11-09 03:08:41 UTC

Spreadsheets

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Budgeting and savings account

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save money first, then see how much I have to spend afterwards

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I budget for my car insurance and school payments each month.

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Shopping instead of eating out, when I do eat out I eat cheap

I only chose to spend money on things I need not necessarily things that I want.

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sometimes i look at my bank account

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i try not to spend money on unnecessary things

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Give yourself a limit to the amount of money you can spend for each month.

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Budgeting

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Google spreadsheets

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have set amounts to save/distribute for every paycheck, and continuously check up on my balance

majority of spending is on things I need and little is on things I want

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I use a budgeting app that sorts out my paycheck and puts amounts into different categories.

I try to put $100 from each of my paychecks into my savings

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I keep track by looking at my bank statement and adding costs together.

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Spend some, save some, donate some. but mostly save.

my bank account and my savings

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Save money, reduce spending, create a budgeting program for yourself

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Through my work app that tracks my paychecks/ tracking how much goes towards what.

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spend less money on things I want, and save more for things I need

Set limits

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I try to eat at home instead of grabbing food from a restaurant.

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Checking my bank account to stay on top of things

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I can check my bank account more often and set aside a certain amount of money each month for my savings and spendings

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I will apply to as much scholarships I can so that I will minimize the amount of money I have to pay for college myself.

track how much i spend and giving myself a limit on how much i can spend on certain things

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Patience and restraint with spending

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I choose not to spend money on the little things I don't need.

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Limit yourself and don't spend all your money at once.

Save money and check the bank account.

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budgeting on my bank account app

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Reduce spending on wants, put a larger portion into savings

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I go to spreadsheets, my bank account and the finances tab in the student center.

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Spend less money on stuff I don't need.

Budget, save, minimize spending

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Use a budgeting app on phone like Mint.

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Keep watch on all the spending I have and money allocated for college and make sure that I reach all the requirements with my money.

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Some things I can do include getting rid of reckless spending, and save more money.

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Spend less