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      <title>3rd - Credit Cards by Matthew Keane</title>
      <link>https://padlet.com/mkeane11/eowim2qjdtjmtgzt</link>
      <description>Please list your name and answer AT LEAST TWO of these questions about Credit Cards</description>
      <language>en-us</language>
      <pubDate>2021-04-07 05:26:09 UTC</pubDate>
      <lastBuildDate>2021-04-07 15:34:20 UTC</lastBuildDate>
      <webMaster>hello@padlet.com</webMaster>
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      <item>
         <title>Jaleel Sanders</title>
         <author></author>
         <link>https://padlet.com/mkeane11/eowim2qjdtjmtgzt/wish/1391969725</link>
         <description><![CDATA[<div>The interest will build up and will lead you to spending more than what you originally spent.</div>]]></description>
         <enclosure url="" />
         <pubDate>2021-04-07 15:27:05 UTC</pubDate>
         <guid>https://padlet.com/mkeane11/eowim2qjdtjmtgzt/wish/1391969725</guid>
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      <item>
         <title>Jaleel Sanders</title>
         <author></author>
         <link>https://padlet.com/mkeane11/eowim2qjdtjmtgzt/wish/1391975341</link>
         <description><![CDATA[<div>I think the policies and fees are the most important thing to be cautious about. It's your money and attached to your social security, so you want to make sure that you fully understand all the terms and conditions.<br><br></div>]]></description>
         <enclosure url="" />
         <pubDate>2021-04-07 15:28:13 UTC</pubDate>
         <guid>https://padlet.com/mkeane11/eowim2qjdtjmtgzt/wish/1391975341</guid>
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      <item>
         <title>Kenneth Newman</title>
         <author></author>
         <link>https://padlet.com/mkeane11/eowim2qjdtjmtgzt/wish/1391977243</link>
         <description><![CDATA[<div>You’ll end up spending more money in the long run</div>]]></description>
         <enclosure url="" />
         <pubDate>2021-04-07 15:28:34 UTC</pubDate>
         <guid>https://padlet.com/mkeane11/eowim2qjdtjmtgzt/wish/1391977243</guid>
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      <item>
         <title>Nevaeh</title>
         <author>nenglish10</author>
         <link>https://padlet.com/mkeane11/eowim2qjdtjmtgzt/wish/1391978024</link>
         <description><![CDATA[<div>By using cash</div>]]></description>
         <enclosure url="" />
         <pubDate>2021-04-07 15:28:44 UTC</pubDate>
         <guid>https://padlet.com/mkeane11/eowim2qjdtjmtgzt/wish/1391978024</guid>
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      <item>
         <title>Delilah </title>
         <author>dmartin361</author>
         <link>https://padlet.com/mkeane11/eowim2qjdtjmtgzt/wish/1391979699</link>
         <description><![CDATA[<div>Making minimum payments are risky because you will have to pay the money you owe to the bank </div>]]></description>
         <enclosure url="" />
         <pubDate>2021-04-07 15:29:05 UTC</pubDate>
         <guid>https://padlet.com/mkeane11/eowim2qjdtjmtgzt/wish/1391979699</guid>
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      <item>
         <title>Nevaeh</title>
         <author>nenglish10</author>
         <link>https://padlet.com/mkeane11/eowim2qjdtjmtgzt/wish/1391981237</link>
         <description><![CDATA[<div>I think the interest rate and the overdraft fees</div>]]></description>
         <enclosure url="" />
         <pubDate>2021-04-07 15:29:24 UTC</pubDate>
         <guid>https://padlet.com/mkeane11/eowim2qjdtjmtgzt/wish/1391981237</guid>
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      <item>
         <title>Kenneth Newman </title>
         <author></author>
         <link>https://padlet.com/mkeane11/eowim2qjdtjmtgzt/wish/1391982416</link>
         <description><![CDATA[<div>Only using it for emergencies </div>]]></description>
         <enclosure url="" />
         <pubDate>2021-04-07 15:29:38 UTC</pubDate>
         <guid>https://padlet.com/mkeane11/eowim2qjdtjmtgzt/wish/1391982416</guid>
      </item>
      <item>
         <title>Takayla</title>
         <author></author>
         <link>https://padlet.com/mkeane11/eowim2qjdtjmtgzt/wish/1391986724</link>
         <description><![CDATA[<div>The interest rate can increase the amount you'll have to pay later on. And you'll have less money to spend on the next month.</div>]]></description>
         <enclosure url="" />
         <pubDate>2021-04-07 15:30:20 UTC</pubDate>
         <guid>https://padlet.com/mkeane11/eowim2qjdtjmtgzt/wish/1391986724</guid>
      </item>
      <item>
         <title>Delilah </title>
         <author>dmartin361</author>
         <link>https://padlet.com/mkeane11/eowim2qjdtjmtgzt/wish/1391991524</link>
         <description><![CDATA[<div>Making a budget for yourself every month. </div>]]></description>
         <enclosure url="" />
         <pubDate>2021-04-07 15:31:15 UTC</pubDate>
         <guid>https://padlet.com/mkeane11/eowim2qjdtjmtgzt/wish/1391991524</guid>
      </item>
      <item>
         <title>Takayla</title>
         <author></author>
         <link>https://padlet.com/mkeane11/eowim2qjdtjmtgzt/wish/1391993053</link>
         <description><![CDATA[<div>Pay back the amount due on time every month</div>]]></description>
         <enclosure url="" />
         <pubDate>2021-04-07 15:31:32 UTC</pubDate>
         <guid>https://padlet.com/mkeane11/eowim2qjdtjmtgzt/wish/1391993053</guid>
      </item>
      <item>
         <title>Takayla</title>
         <author></author>
         <link>https://padlet.com/mkeane11/eowim2qjdtjmtgzt/wish/1391999028</link>
         <description><![CDATA[<div>Only spend it when its necessary, like if you don't have cash or cant use debit</div>]]></description>
         <enclosure url="" />
         <pubDate>2021-04-07 15:32:36 UTC</pubDate>
         <guid>https://padlet.com/mkeane11/eowim2qjdtjmtgzt/wish/1391999028</guid>
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