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      <title>Assignment 2 by </title>
      <link>https://padlet.com/dhruvsprajapati15/engo1un7g0pfdlgt</link>
      <description>Dhruv Prajapati</description>
      <language>en-us</language>
      <pubDate>2022-11-28 15:17:00 UTC</pubDate>
      <lastBuildDate>2022-11-28 17:13:40 UTC</lastBuildDate>
      <webMaster>hello@padlet.com</webMaster>
      <image>
         <url>https://padlet.net/icons/png/1f4b8.png</url>
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      <item>
         <title>Welcome to my Wall!!!</title>
         <author>dhruvsprajapati15</author>
         <link>https://padlet.com/dhruvsprajapati15/engo1un7g0pfdlgt/wish/2400404030</link>
         <description><![CDATA[<div>On this wall, I am going to research down retirement and financial security because I think it is something we all have to work for in order to get a better life ahead.</div>]]></description>
         <enclosure url="" />
         <pubDate>2022-11-28 15:26:18 UTC</pubDate>
         <guid>https://padlet.com/dhruvsprajapati15/engo1un7g0pfdlgt/wish/2400404030</guid>
      </item>
      <item>
         <title>Video #1</title>
         <author>dhruvsprajapati15</author>
         <link>https://padlet.com/dhruvsprajapati15/engo1un7g0pfdlgt/wish/2400428093</link>
         <description><![CDATA[<div>I am very much into financial freedom For my retirement and this video gives a perfect insight into how to achieve that because financial freedom is subjective. I loved the Snow Ball debt-paying method, with that I can deal with my smallest debt and slowly work towards the bigger debts as I payoff the small ones first.<br><br>I chose this video because it gives me 4 key points to compare and narrow down my research.</div>]]></description>
         <enclosure url="https://www.youtube.com/watch?v=J54gmqQnX7c" />
         <pubDate>2022-11-28 15:40:29 UTC</pubDate>
         <guid>https://padlet.com/dhruvsprajapati15/engo1un7g0pfdlgt/wish/2400428093</guid>
      </item>
      <item>
         <title>Video #2</title>
         <author>dhruvsprajapati15</author>
         <link>https://padlet.com/dhruvsprajapati15/engo1un7g0pfdlgt/wish/2400473463</link>
         <description><![CDATA[<div>I wanted to take some experienced view on financial security and there is too much noise about what to do if you want to get your financial freedom easily and faster. But this video tells us exactly how we can take the approach.<br><br>I chose this video because this video stream downs the ways of financial security and explains what it actually is.</div>]]></description>
         <enclosure url="https://www.youtube.com/watch?v=4cGJcWj-V4I" />
         <pubDate>2022-11-28 16:04:49 UTC</pubDate>
         <guid>https://padlet.com/dhruvsprajapati15/engo1un7g0pfdlgt/wish/2400473463</guid>
      </item>
      <item>
         <title>Video #3</title>
         <author>dhruvsprajapati15</author>
         <link>https://padlet.com/dhruvsprajapati15/engo1un7g0pfdlgt/wish/2400508429</link>
         <description><![CDATA[<div>I really loved this video because this video explained the actual difference between financial security, financial independence, and financial freedom.<br><br>I chose this video because I wanted to know the difference between all the financial terms.</div>]]></description>
         <enclosure url="https://www.youtube.com/watch?v=GCyCAemJgps" />
         <pubDate>2022-11-28 16:24:11 UTC</pubDate>
         <guid>https://padlet.com/dhruvsprajapati15/engo1un7g0pfdlgt/wish/2400508429</guid>
      </item>
      <item>
         <title>video #4</title>
         <author>dhruvsprajapati15</author>
         <link>https://padlet.com/dhruvsprajapati15/engo1un7g0pfdlgt/wish/2400521637</link>
         <description><![CDATA[<div>After watching all the videos about finances. This video will take us through blueprints that are curated by a person who has achieved his financial freedom and has learned from his mistake. He is even sharing the blueprints for all kinds of people with no money at all to the level where people have good money but they are still far away from their financial freedom.<br><br>I chose this video to get the blueprint and learn how to achieve my financial goal quickly.</div>]]></description>
         <enclosure url="https://www.youtube.com/watch?v=Jg0RbB1svgg" />
         <pubDate>2022-11-28 16:31:57 UTC</pubDate>
         <guid>https://padlet.com/dhruvsprajapati15/engo1un7g0pfdlgt/wish/2400521637</guid>
      </item>
      <item>
         <title>Website #1</title>
         <author>dhruvsprajapati15</author>
         <link>https://padlet.com/dhruvsprajapati15/engo1un7g0pfdlgt/wish/2400533812</link>
         <description><![CDATA[<div>This website shares the actual definition of financial security and how it works along with some tips to achieve it with some examples and it also compares financial freedom and financial security.<br><br>I chose this website to learn the definition of financial security and how it works. I learned that financial security is being able to get the income that we need to cover our expenses and feel less stressed about earning them every month.</div>]]></description>
         <enclosure url="https://www.thebalancemoney.com/what-is-financial-security-5226011" />
         <pubDate>2022-11-28 16:38:53 UTC</pubDate>
         <guid>https://padlet.com/dhruvsprajapati15/engo1un7g0pfdlgt/wish/2400533812</guid>
      </item>
      <item>
         <title>website #2</title>
         <author>dhruvsprajapati15</author>
         <link>https://padlet.com/dhruvsprajapati15/engo1un7g0pfdlgt/wish/2400541607</link>
         <description><![CDATA[<div>This website shares what financial means and the points that make financial security an important topic to understand. it also shares 10 steps to becoming financially secure.<br><br>The reason behind choosing this website was to learn what it actually means and get those 10 tips to add to my knowledge.</div>]]></description>
         <enclosure url="https://www.oberlo.ca/blog/financial-security" />
         <pubDate>2022-11-28 16:43:25 UTC</pubDate>
         <guid>https://padlet.com/dhruvsprajapati15/engo1un7g0pfdlgt/wish/2400541607</guid>
      </item>
      <item>
         <title>website #3</title>
         <author>dhruvsprajapati15</author>
         <link>https://padlet.com/dhruvsprajapati15/engo1un7g0pfdlgt/wish/2400550045</link>
         <description><![CDATA[<div>This website again shares the same definition and comparison between the two main terms about financial freedom but if we scroll further down it shares four questions to ask ourselves to get prepare for the future and it includes how money we earn and how much we spend to what are our goal and how much funds do we have as security.<br><br>I chose this website to know what are those question and get prepare for the future.</div>]]></description>
         <enclosure url="https://www.betterup.com/blog/financial-security" />
         <pubDate>2022-11-28 16:48:35 UTC</pubDate>
         <guid>https://padlet.com/dhruvsprajapati15/engo1un7g0pfdlgt/wish/2400550045</guid>
      </item>
      <item>
         <title>website #4</title>
         <author>dhruvsprajapati15</author>
         <link>https://padlet.com/dhruvsprajapati15/engo1un7g0pfdlgt/wish/2400561498</link>
         <description><![CDATA[<div>This website has the reason why we need security. and why are they essential. financial security provides peace of mind and gives us a sense of safety if things don't go as planned. and it gives us time to get back up from a crisis and helps us protect what is important to us. this website also shares the places we can invest to get that extra security whether it is related to health or the assets we own.<br><br>Chose this website to learn the places we can invest to get a sense of security and add those to my goal so, I can be relieve from the tension.</div>]]></description>
         <enclosure url="https://bluewealth.co.uk/4-reasons-why-financial-protection-is-an-essential-part-of-your-plan/" />
         <pubDate>2022-11-28 16:55:26 UTC</pubDate>
         <guid>https://padlet.com/dhruvsprajapati15/engo1un7g0pfdlgt/wish/2400561498</guid>
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      <item>
         <title>Image #1</title>
         <author>dhruvsprajapati15</author>
         <link>https://padlet.com/dhruvsprajapati15/engo1un7g0pfdlgt/wish/2400570930</link>
         <description><![CDATA[<div>This image shows the instruments that we can use to have the financial securities it is not necessary to have all of them in our inventory but it is good to know the option that we have. It is also sharing two types of it called marketable and non-marketable securities.</div>]]></description>
         <enclosure url="https://napkinfinance.com/wp-content/uploads/2016/09/NapkinFinance-Securities-Napkin-09-22-20-v03-1120x1120.jpg" />
         <pubDate>2022-11-28 17:01:05 UTC</pubDate>
         <guid>https://padlet.com/dhruvsprajapati15/engo1un7g0pfdlgt/wish/2400570930</guid>
      </item>
      <item>
         <title>Image #2</title>
         <author>dhruvsprajapati15</author>
         <link>https://padlet.com/dhruvsprajapati15/engo1un7g0pfdlgt/wish/2400577966</link>
         <description><![CDATA[<div>this image share 7 steps in total to achieve financial stability building a buffer, saving some percent of our income for retirement, getting rid of the debt that has higher interest rates, save for emergencies, and also rewarding yourself by saving for something that you need.</div>]]></description>
         <enclosure url="https://www.moneyunder30.com/wp-content/uploads/2015/12/MoneyUnder30-6Plus1System-3.png" />
         <pubDate>2022-11-28 17:05:27 UTC</pubDate>
         <guid>https://padlet.com/dhruvsprajapati15/engo1un7g0pfdlgt/wish/2400577966</guid>
      </item>
      <item>
         <title>Reflection</title>
         <author>dhruvsprajapati15</author>
         <link>https://padlet.com/dhruvsprajapati15/engo1un7g0pfdlgt/wish/2400591174</link>
         <description><![CDATA[<div>1. The one thing that surprised me the most was all the terms that are in financial freedom itself, before this I only knew that I want financial freedom but I didn't know the steps to achieve it. they were not so clear before but taking this topic enhanced my knowledge.<br><br>2. For example, I am from India, and based on the earnings I had in India I was saving for my retirement by investing in SIP. I was earning 35,000 INR and from which I was saving 5000 INR into SIP and the rest I was investing in the stock which is risky but I was doing that with the money which I felt was safe if I lose it.<br><br>3. If I had to pass on the knowledge, I would definitely suggest starting saving earlier don't just cut every expense out plan it systematically and do not forget to reward yourself, this will motivate yourself.</div>]]></description>
         <enclosure url="" />
         <pubDate>2022-11-28 17:13:40 UTC</pubDate>
         <guid>https://padlet.com/dhruvsprajapati15/engo1un7g0pfdlgt/wish/2400591174</guid>
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