https://padlet.com/austin_richards/emw1rg8h61x4 By: Austin Richards en-us 2016-12-09 23:22:52 UTC 2016-12-10 00:00:06 UTC hello@padlet.com austin_richards https://padlet.com/austin_richards/emw1rg8h61x4/wish/142924260 For all ages the same risks apply but more is on stake at each stage. Banking online is always risky when it's on a public wifi or at an insecure location because you expose yourself for hacking and theft of passwords, accounts, or sensitive information. Someone will always try to scam your either by phone, email, letter, or in person. You just have to be smart when it comes to "Too good to be true". ]]> 2016-12-09 23:24:19 UTC https://padlet.com/austin_richards/emw1rg8h61x4/wish/142924260 austin_richards https://padlet.com/austin_richards/emw1rg8h61x4/wish/142924454 This also is usually the same regardless of age. The most common and trusted times to release sensitive information are for employers, banks, loans, and medical issues. You usually have to disclose personal and sensitive information at those times and for the most part it's safe and secure. Unless the other party who has your information gets hacked, isn't verified, or sells your information. You should never disclose personal information to someone over the phone unless they are someone you trust and are verified to protect your information. Scammers will try every and any mean to access your banking information or SSN. ]]> 2016-12-09 23:31:56 UTC https://padlet.com/austin_richards/emw1rg8h61x4/wish/142924454 austin_richards https://padlet.com/austin_richards/emw1rg8h61x4/wish/142924613 NEVER do online banking, accessing accounts, sensitive information, or work accounts from public, unsecured internet because hackers could easily tap into that and access everything you do. Also never give information over the phone unless it is someone you trust and know. Create complex passwords and never write them down in an unsecured location. Closely monitor all accounts and banking status to ensure security has not been compromised. ]]> 2016-12-09 23:39:04 UTC https://padlet.com/austin_richards/emw1rg8h61x4/wish/142924613 austin_richards https://padlet.com/austin_richards/emw1rg8h61x4/wish/142924749 Diversifying funds is very smart when it comes to investing in the stock market, mutual funds, government bonds, or anything where you pose the risk of losing money with the benefit of making money. Buy spreading out your money among various platforms it creates a safety net for yourself. If one of your investments goes under and you lose your money you have five other businesses that you have money in along with savings bonds and government bonds. If you put all your money in one company and that company goes under you now lost all the money you had. You have to be willing to take the risk to make money but if you have other sources of income it allows you to take bigger risks. ]]> 2016-12-09 23:45:11 UTC https://padlet.com/austin_richards/emw1rg8h61x4/wish/142924749 austin_richards https://padlet.com/austin_richards/emw1rg8h61x4/wish/142924942 Insurance is always smart to have at any stage in life regardless of your income, health, or location. When you are younger your car insurance will be higher but your health insurance will be lower because you are seen as a lower risk of health issues whereas you are seen as a higher risk driving. Life insurance is smart to get early because you can build up your payout upon death or set period of time. Car insurance is a law when driving any vehicle and there are many different types of coverage ranging from many different prices. You choose which one suits your lifestyle and income the best. Health insurance is becoming a standard to have anywhere in the world because it prevents you from having to pay $100,000 for a surgery. Obamacare has made it affordable to have insurance regardless of income, location, or current health status. With all these insurances, you are protected against a wide variety of accidents, health issues, and unforeseen problems in your life.]]> 2016-12-09 23:52:51 UTC https://padlet.com/austin_richards/emw1rg8h61x4/wish/142924942