https://padlet.com/03lbernota/ema2wpm4hbhk By Luke Bernota en-us 2018-12-06 14:13:29 UTC 2025-12-04 02:59:05 UTC hello@padlet.com 03lbernota https://padlet.com/03lbernota/ema2wpm4hbhk/wish/311805848 Life insurance is " insurance that pays out a sum of money either on the death of the insured person or after a set period]]> 2018-12-06 14:14:18 UTC https://padlet.com/03lbernota/ema2wpm4hbhk/wish/311805848 03lbernota https://padlet.com/03lbernota/ema2wpm4hbhk/wish/311807048 Term Life Insurance- A policy that covers you for a set period of time, so once the policy expires, so does the coverage.
Whole Life Insurance- Whole life policies provide that last a lifetime as well as fixed premiums and cash values 
Universal Life Insurance- Universal life policies are part of the permanent life insurance family, they come in 3 types: Guaranteed UL, Indexed UL, and Variable UL
Variable Universal Life Insurance- An insurance policy in which the face value changes based off of factors such as securities, equity products, or the value of a dollar.  

]]> 2018-12-06 14:16:07 UTC https://padlet.com/03lbernota/ema2wpm4hbhk/wish/311807048 03lbernota https://padlet.com/03lbernota/ema2wpm4hbhk/wish/311813892 There are 2 different beneficiaries in life insurance: the primary beneficiary and the contingent beneficiary. The primary beneficiary receives payment when the policy holder dies, like and inheritance. The contingent beneficiary receives payment if the primary beneficiary dies before the policyholder does.]]> 2018-12-06 14:25:41 UTC https://padlet.com/03lbernota/ema2wpm4hbhk/wish/311813892 03lbernota https://padlet.com/03lbernota/ema2wpm4hbhk/wish/311816499 The average life insurance premium per month is $67.88 for a $250,000 life insurance policy. 
Factors that determine premiums-
1.Age 
2. Gender
3. Physical Condition
4. Smoking
5. Your Medical History
6. Your Family's Medical History
7. Occupation

]]> 2018-12-06 14:29:54 UTC https://padlet.com/03lbernota/ema2wpm4hbhk/wish/311816499 03lbernota https://padlet.com/03lbernota/ema2wpm4hbhk/wish/311823035 Sources Page]]> 2018-12-06 14:40:32 UTC https://padlet.com/03lbernota/ema2wpm4hbhk/wish/311823035 03lbernota https://padlet.com/03lbernota/ema2wpm4hbhk/wish/311823433 2018-12-06 14:41:07 UTC https://padlet.com/03lbernota/ema2wpm4hbhk/wish/311823433 03lbernota https://padlet.com/03lbernota/ema2wpm4hbhk/wish/311824445 2018-12-06 14:42:40 UTC https://padlet.com/03lbernota/ema2wpm4hbhk/wish/311824445 03lbernota https://padlet.com/03lbernota/ema2wpm4hbhk/wish/311825232 2018-12-06 14:43:56 UTC https://padlet.com/03lbernota/ema2wpm4hbhk/wish/311825232 03lbernota https://padlet.com/03lbernota/ema2wpm4hbhk/wish/311825974 2018-12-06 14:45:06 UTC https://padlet.com/03lbernota/ema2wpm4hbhk/wish/311825974 03lbernota https://padlet.com/03lbernota/ema2wpm4hbhk/wish/311826766 2018-12-06 14:46:21 UTC https://padlet.com/03lbernota/ema2wpm4hbhk/wish/311826766