https://padlet.com/tcooper1/ec545x3zot66 Why is it important to save? Why is it important to have financial goals? What are the trade‐offs and opportunity costs when saving money? How do you implement the pay yourself first strategy? What is the time value of money concept? What are the benefits of compounding interest on savings? What are some characteristics of savings tools? What are some savings tools appropriate for reaching different financial goals? What are the difference between saving and investing? How to observe the relationship between risk and return? What are the most common types of investments? What methods that can be used to assist with investment risk reduction? What is a full‐service brokerage firm and a discount brokerage firm? What are the pros and cons of utilizing a financial advisor at a full‐service brokerage firm? What is the value of tax‐advantaged investments? What are the most common retirement plans? en-us 2016-10-06 11:06:39 UTC 2026-02-17 00:16:44 UTC hello@padlet.com tcooper1 https://padlet.com/tcooper1/ec545x3zot66/wish/128755108 2016-10-06 11:08:11 UTC https://padlet.com/tcooper1/ec545x3zot66/wish/128755108 tcooper1 https://padlet.com/tcooper1/ec545x3zot66/wish/128755134 2016-10-06 11:08:19 UTC https://padlet.com/tcooper1/ec545x3zot66/wish/128755134 https://padlet.com/tcooper1/ec545x3zot66/wish/129129820 so that you can have money to go back to. you have to save for Christmas and birthdays and thanksgiving.

]]> 2016-10-07 14:15:55 UTC https://padlet.com/tcooper1/ec545x3zot66/wish/129129820 https://padlet.com/tcooper1/ec545x3zot66/wish/129129903 *It is important to save because you don't want to just spend your money on unnecessary things that you don't need, you just want. 
*I am saver. when holidays come up like Christmas and other things I save up then so I can buy my family gifts.

]]> 2016-10-07 14:16:05 UTC https://padlet.com/tcooper1/ec545x3zot66/wish/129129903 https://padlet.com/tcooper1/ec545x3zot66/wish/129129948 I am a spender. it is important to have financial goals so that you wont be spending money on irrelevant things.]]> 2016-10-07 14:16:11 UTC https://padlet.com/tcooper1/ec545x3zot66/wish/129129948 https://padlet.com/tcooper1/ec545x3zot66/wish/129130117
I am a spender, I am saving for to get my sister something for her birthday. Also I  am saving to get my neohew little things they may want.]]> 2016-10-07 14:16:26 UTC https://padlet.com/tcooper1/ec545x3zot66/wish/129130117 https://padlet.com/tcooper1/ec545x3zot66/wish/129131483
I'm a spender, I am saving money to get my moms something for her birthday this week]]> 2016-10-07 14:19:00 UTC https://padlet.com/tcooper1/ec545x3zot66/wish/129131483 https://padlet.com/tcooper1/ec545x3zot66/wish/129131963 I'm a spender, a saving tool is having a budget or putting a apart of your money a time.]]> 2016-10-07 14:20:09 UTC https://padlet.com/tcooper1/ec545x3zot66/wish/129131963 https://padlet.com/tcooper1/ec545x3zot66/wish/135381071 I am a saver and a spender because I usually save for specific things but I end up spending it on others. I am saving up for Black Friday.]]> 2016-11-04 14:04:09 UTC https://padlet.com/tcooper1/ec545x3zot66/wish/135381071