J's world by Justin Perry https://padlet.com/justinp684/dr1fbwyif7bn I'm not weird....Its called limited edition en-us 2018-03-22 17:29:18 UTC 2024-10-05 10:21:22 UTC hello@padlet.com https://img.discogs.com/QiqJ7btyA2kvLftxlov4s6HN0Wc=/fit-in/300x300/filters:strip_icc():format(jpeg):mode_rgb():quality(40)/discogs-images/L-12420-1368328614-5021.jpeg.jpg General Info. justinp684 https://padlet.com/justinp684/dr1fbwyif7bn/wish/245148318 As a single person just starting out on on your own.  I would only need a minimal amount of life insurance.

My human life:  My human life is immeasurable in terms of worth. however depending on my status in life and a variety of factors is can be placed on a number value to insurance companies.]]> 2018-03-22 17:47:08 UTC https://padlet.com/justinp684/dr1fbwyif7bn/wish/245148318 Life insurance justinp684 https://padlet.com/justinp684/dr1fbwyif7bn/wish/245155241 Evaluations:
When it comes to life insurance there are factors that can impact the money that I can be granted.
  • Age (Some age groups are more "at risk " than others and receive less money)
  • Gender (males receive less money than girls)
  • Health (are you overweight, cancer etc..)
  •  Lifestyle (smoking drug abuse etc..)
  • Family medical history (Does your family have hereditary health problems)
  • Driving record (Poor drivers aren't able to receive as much as good drivers)
  • The Bottom Line

]]> 2018-03-22 17:57:53 UTC https://padlet.com/justinp684/dr1fbwyif7bn/wish/245155241 Disabilty justinp684 https://padlet.com/justinp684/dr1fbwyif7bn/wish/245155370 Who needs it?
Long-term disability insurance replaces your income for a longer period of time. but many policies will continue paying benefits until age 65 or 67 as long as you continue to be disabled.
  • My 5 examples
  • Arthritis,
  • Back pain,
    • Heart disease
  • Cancer
  • Depression
  • The 5 different types
]]> 2018-03-22 17:58:06 UTC https://padlet.com/justinp684/dr1fbwyif7bn/wish/245155370 Long-term care insurance justinp684 https://padlet.com/justinp684/dr1fbwyif7bn/wish/245155596 When should you get LTC insurance 
Technically speaking right when you are born. HOWEVER as soon as you are financially ready to get one you should as they are expensive.

What types are covered?
There are a variety of types of LTC's so that the vast majority of people can find one to fit their situation.
  • Individual plans
  • Employer-sponsored plans
  • Plans offered by organizations
  • State partnership programs
  • Joint policies
]]> 2018-03-22 17:58:23 UTC https://padlet.com/justinp684/dr1fbwyif7bn/wish/245155596 Looking into the future justinp684 https://padlet.com/justinp684/dr1fbwyif7bn/wish/245155859 SCENARIO 1:
INSURANCE TYPE
Variable life insurance
  • HOW MUCH
$10/month 250K policy
  • EXPLANATIONS
As I am a young man and single and as a result I am more "at risk" than the average person statistically.
]]> 2018-03-22 17:58:50 UTC https://padlet.com/justinp684/dr1fbwyif7bn/wish/245155859